95821 ZIP Code — Sacramento, CA

Sacramento County, California

ZIP code 95821 is located in Sacramento, California, within Sacramento County. It covers approximately 7.06 square miles and serves a population of 37,436 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 916/279.

About ZIP code 95821

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $428,700. Owner-occupancy sits near the national average at 49%.

The gap between median ($56,019) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 20% of households reflects economic stress in the area. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95821 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

37,436

population

7.06

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95821 ZIP code map

Cities in ZIP code 95821

Below are the cities the US Postal Service accepts for ZIP code 95821. Using any city not on this list may result in mail delivery delays.

City	Status
Sacramento	Preferred

Nearby ZIP codes

95660 North Highlands (2.9 mi) 95864 Sacramento (3 mi) 95608 Carmichael (3.1 mi) 95825 Sacramento (3.1 mi) 95841 Sacramento (3.2 mi) 95841 Sacramento (3.2 mi) 95838 Sacramento (3.3 mi) 95815 Sacramento (3.7 mi) 95842 Sacramento (4.2 mi) 95819 Sacramento (4.8 mi) 95826 Sacramento (5.4 mi) 95816 Sacramento (5.6 mi)

Demographics updated 06/2026

Population
Total population	37,436
Population density	5,303 / sq mi
State FIPS	06
County FIPS	067

Geography
Land area	7.06 sq mi
Water area	0.07 sq mi
Latitude	38.6278
Longitude	-121.3843
Timezone	Pacific (PT)
Area code	916/279

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	35.2%	32.6%
$50k – $100k	23.0%	30.6%	27.7%
$100k – $200k	19.7%	26.0%	26.4%
Over $200k	4.8%	8.2%	13.3%

Demographics & statistics

37,436

Population

5,303

People per sq mi

38.6

Median age

$56,019

Median household income

$37,064

Per capita income

$428,700

Median home value

$1,283

Median monthly rent

48.9%

Home ownership

17.3%

Poverty rate

9.9%

Unemployment

8,430

Housing units

28.7%

Bachelor's or higher

Age distribution

Male Female

1,277

Under 5

1,408

1,234

5–9

1,360

1,021

10–14

1,126

667

15–19

736

887

20–24

978

2,717

25–34

2,996

2,495

35–44

2,751

2,239

45–54

2,469

1,030

55–59

1,135

1,222

60–64

1,347

1,734

65–74

1,911

676

75–84

745

606

85+

669

← Male

Female →

Age summary

Group	Count	%
Under 18	8,265	22.1%
18 and over	29,171	77.9%
65 and over	6,341	16.9%
Median age	38.6 years

Race & ethnicity

White 48.1%

Hispanic or Latino 14.7%

Asian 11.2%

Other race 11.1%

Two or more races 8%

Black or African American 6.5%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	21,109	48.1%
Hispanic or Latino	6,441	14.7%
Asian	4,931	11.2%
Other race	4,869	11.1%
Two or more races	3,509	8%
Black or African American	2,847	6.5%
American Indian / Alaska Native	139	0.3%
Native Hawaiian / Pacific Islander	32	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	35.2%	32.6%
$50k – $100k	23.0%	30.6%	27.7%
$100k – $200k	19.7%	26.0%	26.4%
Over $200k	4.8%	8.2%	13.3%

Under $10k 5.7%

$10k–$15k 4.6%

$15k–$25k 10.9%

$25k–$35k 10.9%

$35k–$50k 14.1%

$50k–$75k 14.3%

$75k–$100k 10.4%

$100k–$150k 12.7%

$150k–$200k 7.0%

$200k+ 9.4%

Range	% of households
Under $10k	5.7%
$10k–$15k	4.6%
$15k–$25k	10.9%
$25k–$35k	10.9%
$35k–$50k	14.1%
$50k–$75k	14.3%
$75k–$100k	10.4%
$100k–$150k	12.7%
$150k–$200k	7.0%
$200k+	9.4%
Median income	$56,019

Housing

Home values

Under $50k 5.2%

$50k–$100k 0.4%

$100k–$150k 0.4%

$150k–$200k 1.1%

$200k–$300k 13.3%

$300k–$500k 49.9%

$500k–$1M 27.9%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$428,700
Median rent / month	$1,283
Owner occupied	48.9%
Renter occupied	51.1%
Vacant	4.1%
Single-family detached	49.8%
Large apartment buildings	17.9%
Mobile homes	2.0%
Median rooms	4.5
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	1.9%
1990–1999	3.4%
1980–1989	8.4%
1970–1979	19.7%
1960–1969	22.0%
1950–1959	33.8%
1940–1949	8.7%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	4.1%
1 bedroom	20.7%
2 bedrooms	33.5%
3 bedrooms	30.1%
4 bedrooms	9.8%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	41.0%
2 vehicles	34.6%
3 or more	14.3%

Heating fuel

Fuel type	%
Utility gas	59.8%
Electricity	37.9%
Propane / LP gas	1.2%
Wood	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	6,348	40.1%
Cohabiting couple	901	5.7%
Male householder, no spouse	2,993	18.9%
Female householder, no spouse	5,599	35.3%
Households with children under 18	4,287	27.1%
Households with seniors (65+)	5,033	31.8%
Average household size	2.35

Marital status

Status	Male	Female
Never married	35.1%	27.9%
Married	52.4%	41.8%
Separated	1.4%	3.8%
Widowed	2.6%	9.0%
Divorced	8.5%	17.5%

Education

Less than 9th grade 5.4%

Some HS, no diploma 7.6%

HS graduate 23.2%

Some college, no degree 25.1%

Associate's degree 9.9%

Bachelor's degree 17.6%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	86.9%
Bachelor's or higher	28.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	667	8.0%
Kindergarten	588	7.0%
Elementary school	3,476	41.5%
High school	1,255	15.0%
College / grad school	2,395	28.6%

Employment

Industry of employment

Education & healthcare 22.0%

Professional & management 14.3%

Retail trade 13.4%

Public administration 9.7%

Arts, food & hospitality 8.2%

Construction 7.7%

Finance & real estate 6.4%

Transportation & utilities 5.7%

Other services 5.5%

Manufacturing 4.4%

Information 1.3%

Wholesale trade 1.2%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	38.5%
Service	17.7%
Sales & office	23.4%
Natural resources & construction	8.0%
Production & transportation	12.4%

Employment type

Type	%
Private sector	71.8%
Government	19.8%
Self-employed	8.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	69.7%
Carpool	8.4%
Public transit	0.8%
Walk	1.1%
Work from home	16.5%
Other means	3.5%
Avg commute (minutes)	28.1

Poverty

All people 17.3%

Under 18 years 27.0%

18 and over 14.5%

Married-couple families 11.7%

Female-led households 16.7%

Income support

Source	% of households
Social Security	30.3%
Retirement income	22.4%
Supplemental Security	8.3%
Cash public assistance	4.9%
Food stamps / SNAP	20.3%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	31.7%
High cholesterol	30.2%
Diabetes	11.6%
Heart disease	7.2%
Stroke	3.8%
Asthma	11.7%
Arthritis	27.2%
Kidney disease	3.5%
Pulmonary disease	8.7%
Cancer	6.7%

Behavior / access	%
Smoking	16.1%
Binge drinking	16.8%
No physical activity	24.0%
Less than 7 hrs sleep	34.4%
Depression	19.6%
Fair or poor health	18.9%
Poor mental health	16.5%
Poor physical health	13.1%
No health insurance	12.6%
Visited doctor (checkup)	68.8%
Visited dentist	59.3%
Cholesterol screening	89.9%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,685	5.8%

Disability	%
Any disability	13.8%
Under 18	3.9%
18–64 years	11.0%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	56.0%
Public insurance	51.3%
No insurance	5.3%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,751	92.8%
Spanish	4,713	13.6%
Other Indo-European	1,195	3.4%
Asian & Pacific Islander	3,210	9.2%
Other languages	240	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,808	77.0%
Born in same state	28,249	75.5%
Born in different state	22,114	59.1%
Foreign born	559	1.5%
Naturalized citizen	8,628	23.0%
Not a US citizen	2,664	30.9%

Ancestry

Ancestry	Count	%
French	3,804	10.2%
Italian	3,190	8.5%
Polish	584	1.6%
Arab	574	1.5%
English	379	1%

Ancestry	Count	%
German	128	0.3%
Irish	104	0.3%
Dutch	97	0.3%
Norwegian	53	0.1%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95821

What city is ZIP code 95821 in?

ZIP code 95821 is primarily assigned to Sacramento, California.

What county is ZIP code 95821 in?

ZIP code 95821 falls within Sacramento County, California.

What is the poverty rate in ZIP code 95821?

17% of residents in ZIP code 95821 live below the poverty line, above the national average.

What is the typical home value in ZIP code 95821?

The median home value in ZIP code 95821 is $428,700.

What is the population of ZIP code 95821?

ZIP code 95821 has an estimated population of 37,436 residents, with a density of 5,301 people per square mile.

What is the median household income in ZIP code 95821?

The median household income in ZIP code 95821 is $56,019, below the national median of ~$75,000.

What timezone is ZIP code 95821 in?

ZIP code 95821 observes the PST timezone.