38369 ZIP Code — Rutherford, TN

Gibson County, Tennessee

ZIP code 38369 is located in Rutherford, Tennessee, within Gibson County. It covers approximately 40.09 square miles and serves a population of 1,700 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38369

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $89,800. Owner-occupancy is high at 82%, well above the national average.

Median household income is $48,239. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 38369 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,700

population

40.09

sq mi land

Standard

ZIP type

Central (CT)

timezone

38369 ZIP code map

Cities in ZIP code 38369

Below are the cities the US Postal Service accepts for ZIP code 38369. Using any city not on this list may result in mail delivery delays.

City	Status
Rutherford	Preferred

Nearby ZIP codes

38330 Dyer (5.7 mi) 38233 Kenton (6.7 mi) 38230 Greenfield (8.8 mi) 38255 Sharon (9.5 mi) 38316 Bradford (9.7 mi) 38382 Trenton (10.9 mi) 38259 Trimble (12.8 mi) 38253 Rives (13.4 mi) 38238 Martin (15.7 mi) 38059 Newbern (17.6 mi) 38358 Milan (17.6 mi) 38237 Martin (18.3 mi)

Demographics updated 05/2026

Population
Total population	1,700
Population density	42 / sq mi
State FIPS	47
County FIPS	053

Geography
Land area	40.09 sq mi
Water area	0.02 sq mi
Latitude	36.1294
Longitude	-88.9573
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.2%	52.1%	45.7%
$50k – $100k	22.2%	30.8%	30.9%
$100k – $200k	14.9%	14.2%	18.3%
Over $200k	0.6%	2.9%	5.1%

Demographics & statistics

1,700

Population

People per sq mi

42.2

Median age

$48,239

Median household income

$26,965

Per capita income

$89,800

Median home value

$677

Median monthly rent

81.7%

Home ownership

7.3%

Poverty rate

2.9%

Unemployment

715

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

107

35–44

45–54

102

55–59

60–64

182

65–74

170

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	374	22.0%
18 and over	1,326	78.0%
65 and over	445	26.2%
Median age	42.2 years

Race & ethnicity

White 85.3%

Black or African American 6.4%

Two or more races 5.3%

Hispanic or Latino 1.7%

Asian 0.9%

American Indian / Alaska Native 0.5%

Group	Count	%
White	1,474	85.3%
Black or African American	110	6.4%
Two or more races	92	5.3%
Hispanic or Latino	29	1.7%
Asian	16	0.9%
American Indian / Alaska Native	8	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.2%	52.1%	45.7%
$50k – $100k	22.2%	30.8%	30.9%
$100k – $200k	14.9%	14.2%	18.3%
Over $200k	0.6%	2.9%	5.1%

Under $10k 2.3%

$10k–$15k 5.2%

$15k–$25k 7.2%

$25k–$35k 14.4%

$35k–$50k 23.2%

$50k–$75k 23.0%

$75k–$100k 5.4%

$100k–$150k 13.4%

$150k–$200k 2.4%

$200k+ 3.4%

Range	% of households
Under $10k	2.3%
$10k–$15k	5.2%
$15k–$25k	7.2%
$25k–$35k	14.4%
$35k–$50k	23.2%
$50k–$75k	23.0%
$75k–$100k	5.4%
$100k–$150k	13.4%
$150k–$200k	2.4%
$200k+	3.4%
Median income	$48,239

Housing

Home values

Under $50k 8.2%

$50k–$100k 45.7%

$100k–$150k 15.2%

$150k–$200k 7.2%

$200k–$300k 17.5%

$300k–$500k 5.6%

$500k–$1M 0.5%

Housing overview

Metric	Value
Median home value	$89,800
Median rent / month	$677
Owner occupied	81.7%
Renter occupied	18.3%
Vacant	17.1%
Single-family detached	81.9%
Large apartment buildings	0.0%
Mobile homes	12.2%
Median rooms	5.8
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	16.0%
1990–1999	15.7%
1980–1989	5.7%
1970–1979	10.4%
1960–1969	17.4%
1950–1959	16.5%
1940–1949	9.1%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	1.1%
2 bedrooms	32.9%
3 bedrooms	52.2%
4 bedrooms	8.1%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	37.1%
2 vehicles	34.8%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	42.3%
Electricity	48.4%
Propane / LP gas	3.9%
Wood	3.0%
No fuel used	2.4%

Households & families

Household type	Count	%
Married-couple family	383	54.8%
Cohabiting couple	15	2.1%
Male householder, no spouse	123	17.6%
Female householder, no spouse	178	25.5%
Households with children under 18	188	26.9%
Households with seniors (65+)	299	42.8%
Average household size	2.43

Marital status

Status	Male	Female
Never married	25.9%	10.3%
Married	56.0%	66.3%
Separated	1.1%	0.0%
Widowed	5.7%	12.7%
Divorced	11.3%	10.7%

Education

Less than 9th grade 3.7%

Some HS, no diploma 17.4%

HS graduate 44.4%

Some college, no degree 19.4%

Associate's degree 1.6%

Bachelor's degree 7.4%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	78.9%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	38	10.6%
Kindergarten	30	8.4%
Elementary school	105	29.3%
High school	143	39.9%
College / grad school	42	11.7%

Employment

Industry of employment

Manufacturing 15.9%

Education & healthcare 13.8%

Construction 11.3%

Agriculture & mining 10.2%

Professional & management 8.7%

Retail trade 8.5%

Transportation & utilities 7.8%

Public administration 7.8%

Finance & real estate 7.7%

Other services 6.5%

Arts, food & hospitality 1.6%

Information 0.3%

Occupation

Category	%
Management, business & arts	26.4%
Service	11.1%
Sales & office	19.7%
Natural resources & construction	16.9%
Production & transportation	26.0%

Employment type

Type	%
Private sector	63.4%
Government	16.5%
Self-employed	20.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.9%
Carpool	10.3%
Public transit	0.0%
Walk	1.7%
Work from home	1.1%
Other means	3.9%
Avg commute (minutes)	24.4

Poverty

All people 7.3%

Under 18 years 6.0%

18 and over 7.7%

Married-couple families 3.4%

Female-led households 15.5%

Income support

Source	% of households
Social Security	41.2%
Retirement income	23.2%
Supplemental Security	6.7%
Cash public assistance	2.1%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	42.8%
High cholesterol	38.7%
Diabetes	14.9%
Heart disease	8.8%
Stroke	4.4%
Asthma	10.8%
Arthritis	33.7%
Kidney disease	3.7%
Pulmonary disease	11.0%
Cancer	7.7%

Behavior / access	%
Smoking	25.9%
Binge drinking	12.7%
No physical activity	29.7%
Less than 7 hrs sleep	35.4%
Depression	26.7%
Fair or poor health	20.6%
Poor mental health	17.3%
Poor physical health	14.0%
No health insurance	18.0%
Visited doctor (checkup)	77.6%
Visited dentist	54.0%
Cholesterol screening	90.7%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	119	9.0%

Disability	%
Any disability	20.9%
Under 18	7.2%
18–64 years	11.8%
65 and over	50.6%

Health insurance coverage

Type	%
Private insurance	60.3%
Public insurance	47.9%
No insurance	13.7%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,570	92.4%
Spanish	14	0.9%
Other Indo-European	3	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	11	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,682	98.9%
Born in same state	1,682	98.9%
Born in different state	1,291	75.9%
Foreign born	0	0.0%
Naturalized citizen	18	1.1%
Not a US citizen	11	61.1%

Ancestry

Ancestry	Count	%
Arab	270	15.9%
French	176	10.4%

Ancestry	Count	%
Italian	171	10.1%

Technology access

Metric	% of households
Computer access	41.1%
Internet access	85.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38369

What city is ZIP code 38369 in?

ZIP code 38369 is primarily assigned to Rutherford, Tennessee.

What county is ZIP code 38369 in?

ZIP code 38369 falls within Gibson County, Tennessee.

Does ZIP code 38369 have an older population?

26% of residents in ZIP code 38369 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 38369?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38369 mostly owner-occupied?

82% of occupied units in ZIP code 38369 are owner-occupied, well above the national average.

Does ZIP code 38369 have a large retiree population?

41% of households in ZIP code 38369 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 38369 in?

ZIP code 38369 observes the CST timezone.