Rutherford ZIP Codes — Gibson County, TN

There is one unique ZIP code in Rutherford, Tennessee and it is 38369. Area code: 731.

ZIP codes

40.09

sq mi land

0.02

sq mi water

731

area code

Rutherford, TN ZIP code map

About Rutherford, TN

Rutherford, Tennessee, is a small yet vibrant community located in the western part of the state. Nestled within Gibson County, this quaint city boasts a welcoming atmosphere and a rich sense of Southern charm. Residents and visitors alike enjoy its peaceful surroundings and close-knit community spirit.

Location & geography

Rutherford is situated approximately 40 miles northwest of Jackson, Tennessee, and about 20 miles southeast of Union City. The city encompasses a total land area of 40.09 square miles, with a small water area of 0.02 square miles, contributing to its rural landscape. The terrain predominantly features flat agricultural land that characterizes much of Gibson County.

Community & economy

The character of Rutherford is marked by its friendly residents and a strong sense of community pride. Local industries vary, with agriculture playing a significant role in the town's economy while small businesses provide essential services and products to the community. Daily life in Rutherford is laid-back, allowing residents to enjoy both nature and neighborly connections.

Transportation

Rutherford is easily accessible via several highways, including Highway 45 and Highway 79, which connect the city to other regional hubs. The nearest named airport is the Gibson County Airport, located approximately 15 miles away, providing limited regional air service. Public transit options are minimal, with most residents relying on personal vehicles for transportation.

History

Rutherford was founded in the 19th century and has a storied history that reflects the agricultural roots of the region. Over the years, the local economy has relied heavily on farming and related industries, which continue to define the community today. Notable events in the city’s history include agricultural fairs that have showcased local produce and livestock.

Did you know?

One surprising fact about Rutherford is that it is home to a sizeable population of migratory birds, drawing birdwatchers to its lush environments each spring and fall. Additionally, although it is a small city, Rutherford has a rich tradition of local festivals that celebrate its heritage and community spirit.

ZIP codes for Rutherford, TN (1)

ZIP code	City	County	Map
38369	Rutherford	Gibson	View map

Demographics & statistics

1,700

Population

42.2

Median age

$48,239

Median household income

$26,965

Per capita income

$89,800

Median home value

$677

Median monthly rent

81.7%

Home ownership

7.3%

Poverty rate

2.9%

Unemployment

715

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

107

35–44

45–54

102

55–59

60–64

182

65–74

170

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	374	22.0%
18 and over	1,326	78.0%
65 and over	445	26.2%
Median age	42.2 years

Race & ethnicity

White 85.3%

Black or African American 6.4%

Two or more races 5.3%

Hispanic or Latino 1.7%

Asian 0.9%

American Indian / Alaska Native 0.5%

Group	Count	%
White	1,474	85.3%
Black or African American	110	6.4%
Two or more races	92	5.3%
Hispanic or Latino	29	1.7%
Asian	16	0.9%
American Indian / Alaska Native	8	0.5%

Household income

Under $10k 2.3%

$10k–$15k 5.2%

$15k–$25k 7.2%

$25k–$35k 14.4%

$35k–$50k 23.2%

$50k–$75k 23.0%

$75k–$100k 5.4%

$100k–$150k 13.4%

$150k–$200k 2.4%

$200k+ 3.4%

Range	% of households
Under $10k	2.3%
$10k–$15k	5.2%
$15k–$25k	7.2%
$25k–$35k	14.4%
$35k–$50k	23.2%
$50k–$75k	23.0%
$75k–$100k	5.4%
$100k–$150k	13.4%
$150k–$200k	2.4%
$200k+	3.4%
Median income	$48,239

Housing

Home values

Under $50k 8.2%

$50k–$100k 45.7%

$100k–$150k 15.2%

$150k–$200k 7.2%

$200k–$300k 17.5%

$300k–$500k 5.6%

$500k–$1M 0.5%

Housing overview

Metric	Value
Median home value	$89,800
Median rent / month	$677
Owner occupied	81.7%
Renter occupied	18.3%
Vacant	17.1%
Single-family detached	81.9%
Large apartment buildings	0.0%
Mobile homes	12.2%
Median rooms	5.8
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	16.0%
1990–1999	15.7%
1980–1989	5.7%
1970–1979	10.4%
1960–1969	17.4%
1950–1959	16.5%
1940–1949	9.1%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	1.1%
2 bedrooms	32.9%
3 bedrooms	52.2%
4 bedrooms	8.1%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	37.1%
2 vehicles	34.8%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	42.3%
Electricity	48.4%
Propane / LP gas	3.9%
Wood	3.0%
No fuel used	2.4%

Households & families

Household type	Count	%
Married-couple family	383	54.8%
Cohabiting couple	15	2.1%
Male householder, no spouse	123	17.6%
Female householder, no spouse	178	25.5%
Households with children under 18	188	26.9%
Households with seniors (65+)	299	42.8%
Average household size	2.43

Marital status

Status	Male	Female
Never married	25.9%	10.3%
Married	56.0%	66.3%
Separated	1.1%	0.0%
Widowed	5.7%	12.7%
Divorced	11.3%	10.7%

Education

Less than 9th grade 3.7%

Some HS, no diploma 17.4%

HS graduate 44.4%

Some college, no degree 19.4%

Associate's degree 1.6%

Bachelor's degree 7.4%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	78.9%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	38	10.6%
Kindergarten	30	8.4%
Elementary school	105	29.3%
High school	143	39.9%
College / grad school	42	11.7%

Employment

Industry of employment

Manufacturing 15.9%

Education & healthcare 13.8%

Construction 11.3%

Agriculture & mining 10.2%

Professional & management 8.7%

Retail trade 8.5%

Transportation & utilities 7.8%

Public administration 7.8%

Finance & real estate 7.7%

Other services 6.5%

Arts, food & hospitality 1.6%

Information 0.3%

Occupation

Category	%
Management, business & arts	26.4%
Service	11.1%
Sales & office	19.7%
Natural resources & construction	16.9%
Production & transportation	26.0%

Employment type

Type	%
Private sector	63.4%
Government	16.5%
Self-employed	20.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.9%
Carpool	10.3%
Public transit	0.0%
Walk	1.7%
Other means	3.9%
Avg commute (minutes)	24.4

Poverty

All people 7.3%

Under 18 years 6.0%

18 and over 7.7%

Married-couple families 3.4%

Female-led households 15.5%

Income support

Source	% of households
Social Security	41.2%
Retirement income	23.2%
Supplemental Security	6.7%
Cash public assistance	2.1%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
High blood pressure	42.8%
High cholesterol	38.7%
Heart disease	8.8%
Stroke	4.4%
Asthma	10.8%
Arthritis	33.7%
Kidney disease	3.7%
Pulmonary disease	11.0%
Cancer	7.7%

Behavior / access	%
Binge drinking	12.7%
No physical activity	29.7%
Less than 7 hrs sleep	35.4%
Fair or poor health	20.6%
Poor mental health	17.3%
Poor physical health	14.0%
No health insurance	18.0%
Visited doctor (checkup)	77.6%
Visited dentist	54.0%
Cholesterol screening	90.7%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	119	9.0%

Disability	%
Any disability	20.9%
Under 18	7.2%
18–64 years	11.8%
65 and over	50.6%

Health insurance coverage

Type	%
Private insurance	60.3%
Public insurance	47.9%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,570	92.4%
Spanish	14	0.9%
Other Indo-European	3	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	11	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,682	98.9%
Born in same state	1,682	98.9%
Born in different state	1,291	75.9%
Foreign born	0	0.0%
Naturalized citizen	18	1.1%
Not a US citizen	11	61.1%

Ancestry

Ancestry	Count	%
Arab	270	15.9%
French	176	10.4%

Ancestry	Count	%
Italian	171	10.1%

Technology access

Metric	% of households
Computer access	41.1%
Internet access	85.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Rutherford, TN have?

Rutherford, TN has one ZIP code: 38369. Each ZIP code serves a distinct delivery area within the city and surrounding region.