40162 ZIP Code — Rineyville, KY

Hardin County, Kentucky

ZIP code 40162 is located in Rineyville, Kentucky, within Hardin County. It covers approximately 49.24 square miles and serves a population of 5,666 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 270/364.

About ZIP code 40162

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $216,700. Owner-occupancy is high at 94%, well above the national average.

The gap between median ($79,825) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 22% of civilians, above the national average of 7%.

Overall, ZIP code 40162 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

5,666

population

49.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40162 ZIP code map

Cities in ZIP code 40162

Below are the cities the US Postal Service accepts for ZIP code 40162. Using any city not on this list may result in mail delivery delays.

City	Status
Rineyville	Preferred

Nearby ZIP codes

42724 Cecilia (5.5 mi) 40160 Radcliff (7.2 mi) 40175 Vine Grove (7.3 mi) 40121 Fort Knox (10.2 mi) 42701 Elizabethtown (10.2 mi) 42732 Eastview (10.7 mi) 40117 Ekron (11.5 mi) 40140 Garfield (11.6 mi) 40122 Fort Knox (11.9 mi) 42740 Glendale (12.1 mi) 40115 Custer (13.3 mi) 40115 Custer (13.3 mi)

Demographics updated 05/2026

Population
Total population	5,666
Population density	115 / sq mi
State FIPS	21
County FIPS	093

Geography
Land area	49.24 sq mi
Water area	0.45 sq mi
Latitude	37.7481
Longitude	-86.0377
Timezone	Eastern (ET)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.3%	44.3%	47.9%
$50k – $100k	25.6%	32.6%	30.3%
$100k – $200k	32.5%	19.6%	17.6%
Over $200k	5.6%	3.5%	4.2%

Demographics & statistics

5,666

Population

115

People per sq mi

43.2

Median age

$79,825

Median household income

$39,106

Per capita income

$216,700

Median home value

$1,045

Median monthly rent

94.2%

Home ownership

6.7%

Poverty rate

3.8%

Unemployment

1,981

Housing units

23.6%

Bachelor's or higher

Age distribution

Male Female

260

Under 5

243

178

5–9

166

151

10–14

142

159

15–19

148

237

20–24

221

258

25–34

241

298

35–44

278

492

45–54

461

229

55–59

215

262

60–64

246

317

65–74

296

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,378	24.3%
18 and over	4,288	75.7%
65 and over	781	13.8%
Median age	43.2 years

Race & ethnicity

White 87.2%

Two or more races 9.1%

Hispanic or Latino 2.6%

Black or African American 0.7%

Other race 0.4%

Group	Count	%
White	5,073	87.2%
Two or more races	528	9.1%
Hispanic or Latino	154	2.6%
Black or African American	42	0.7%
Other race	23	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.3%	44.3%	47.9%
$50k – $100k	25.6%	32.6%	30.3%
$100k – $200k	32.5%	19.6%	17.6%
Over $200k	5.6%	3.5%	4.2%

Under $10k 2.7%

$10k–$15k 2.3%

$15k–$25k 3.5%

$25k–$35k 6.6%

$35k–$50k 10.0%

$50k–$75k 18.3%

$75k–$100k 14.9%

$100k–$150k 19.5%

$150k–$200k 14.0%

$200k+ 8.3%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.3%
$15k–$25k	3.5%
$25k–$35k	6.6%
$35k–$50k	10.0%
$50k–$75k	18.3%
$75k–$100k	14.9%
$100k–$150k	19.5%
$150k–$200k	14.0%
$200k+	8.3%
Median income	$79,825

Housing

Home values

Under $50k 7.3%

$50k–$100k 6.5%

$100k–$150k 12.8%

$150k–$200k 17.8%

$200k–$300k 24.0%

$300k–$500k 28.6%

$500k–$1M 1.2%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$216,700
Median rent / month	$1,045
Owner occupied	94.2%
Renter occupied	5.8%
Vacant	4.7%
Single-family detached	79.7%
Large apartment buildings	0.0%
Mobile homes	20.3%
Median rooms	6.6
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	20.8%
1990–1999	19.8%
1980–1989	20.8%
1970–1979	12.6%
1960–1969	8.3%
1950–1959	4.8%
1940–1949	2.7%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	0.0%
2 bedrooms	6.9%
3 bedrooms	49.3%
4 bedrooms	33.0%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	12.6%
2 vehicles	49.3%
3 or more	35.8%

Heating fuel

Fuel type	%
Utility gas	10.1%
Electricity	70.4%
Propane / LP gas	12.3%
Fuel oil	3.2%
Wood	3.5%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,426	71.4%
Cohabiting couple	124	6.2%
Male householder, no spouse	112	5.6%
Female householder, no spouse	335	16.8%
Households with children under 18	549	27.5%
Households with seniors (65+)	583	29.2%
Average household size	2.84

Marital status

Status	Male	Female
Never married	28.0%	21.2%
Married	66.9%	67.8%
Separated	0.6%	0.0%
Widowed	1.0%	4.3%
Divorced	3.6%	6.7%

Education

Less than 9th grade 0.9%

Some HS, no diploma 3.8%

HS graduate 30.2%

Some college, no degree 27.0%

Associate's degree 14.5%

Bachelor's degree 16.1%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	23.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	111	9.8%
Kindergarten	33	2.9%
Elementary school	517	45.6%
High school	239	21.1%
College / grad school	234	20.6%

Employment

Industry of employment

Education & healthcare 15.3%

Transportation & utilities 12.6%

Manufacturing 10.6%

Retail trade 10.4%

Public administration 10.4%

Professional & management 9.3%

Information 8.4%

Finance & real estate 7.7%

Construction 4.8%

Arts, food & hospitality 4.7%

Other services 3.5%

Wholesale trade 2.3%

Occupation

Category	%
Management, business & arts	31.9%
Service	17.0%
Sales & office	18.0%
Natural resources & construction	11.4%
Production & transportation	21.8%

Employment type

Type	%
Private sector	80.5%
Government	17.2%
Self-employed	2.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.7%
Carpool	9.8%
Public transit	0.0%
Walk	0.0%
Work from home	11.9%
Other means	0.6%
Avg commute (minutes)	28.5

Poverty

All people 6.7%

Under 18 years 3.8%

18 and over 7.5%

Married-couple families 0.9%

Female-led households 84.7%

Income support

Source	% of households
Social Security	35.5%
Retirement income	40.5%
Supplemental Security	4.2%
Cash public assistance	0.0%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	35.1%
High cholesterol	35.2%
Diabetes	9.5%
Heart disease	5.6%
Stroke	2.5%
Asthma	11.1%
Arthritis	27.8%
Kidney disease	2.4%
Pulmonary disease	7.7%
Cancer	5.6%

Behavior / access	%
Smoking	21.4%
Binge drinking	16.4%
No physical activity	25.8%
Less than 7 hrs sleep	36.9%
Depression	24.8%
Fair or poor health	15.8%
Poor mental health	17.4%
Poor physical health	11.5%
No health insurance	9.1%
Visited doctor (checkup)	76.0%
Visited dentist	59.9%
Cholesterol screening	90.7%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	948	22.4%

Disability	%
Any disability	20.6%
Under 18	7.4%
18–64 years	15.3%
65 and over	67.0%

Health insurance coverage

Type	%
Private insurance	75.7%
Public insurance	38.0%
No insurance	3.8%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,163	91.1%
Spanish	73	1.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	60	1.2%
Other languages	13	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,458	96.3%
Born in same state	5,353	94.5%
Born in different state	3,412	60.2%
Foreign born	105	1.9%
Naturalized citizen	208	3.7%
Not a US citizen	110	52.9%

Ancestry

Ancestry	Count	%
Arab	898	15.8%
French	663	11.7%
Italian	634	11.2%

Ancestry	Count	%
Polish	104	1.8%
English	38	0.7%
German	36	0.6%

Technology access

Metric	% of households
Computer access	35.2%
Internet access	97.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40162

What city is ZIP code 40162 in?

ZIP code 40162 is primarily assigned to Rineyville, Kentucky.

What county is ZIP code 40162 in?

ZIP code 40162 falls within Hardin County, Kentucky.

Is ZIP code 40162 mostly owner-occupied?

94% of occupied units in ZIP code 40162 are owner-occupied, well above the national average.

Does ZIP code 40162 have a large veteran population?

22% of civilians in ZIP code 40162 are veterans, above the national average of ~7%.

Does ZIP code 40162 have a large retiree population?

36% of households in ZIP code 40162 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 40162?

ZIP code 40162 has an estimated population of 5,666 residents, with a density of 115 people per square mile.

What timezone is ZIP code 40162 in?

ZIP code 40162 observes the EST timezone.