40160 ZIP Code — Radcliff, KY

Hardin County, Kentucky

ZIP code 40160 is located in Radcliff, Kentucky, within Hardin County. It covers approximately 17.13 square miles and serves a population of 23,539 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 270/364/502.

About ZIP code 40160

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $150,000. Owner-occupancy sits near the national average at 53%.

Median household income is $54,046. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 40160 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

23,539

population

17.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40160 ZIP code map

Cities in ZIP code 40160

Below are the cities the US Postal Service accepts for ZIP code 40160. Using any city not on this list may result in mail delivery delays.

City	Status
Radcliff	Preferred

Nearby ZIP codes

40121 Fort Knox (3.6 mi) 40122 Fort Knox (5.7 mi) 40162 Rineyville (7.2 mi) 40177 West Point (7.9 mi) 40175 Vine Grove (8.9 mi) 42701 Elizabethtown (9.7 mi) 40155 Muldraugh (10.7 mi) 40117 Ekron (11.8 mi) 42724 Cecilia (12.2 mi) 40150 Lebanon Junction (12.3 mi) 40165 Shepherdsville (15.7 mi) 42740 Glendale (15.9 mi)

Demographics updated 05/2026

Population
Total population	23,539
Population density	1,374 / sq mi
State FIPS	21
County FIPS	093

Geography
Land area	17.13 sq mi
Water area	0.06 sq mi
Latitude	37.8175
Longitude	-85.9384
Timezone	Eastern (ET)
Area code	270/364/502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	44.3%	47.9%
$50k – $100k	36.4%	32.6%	30.3%
$100k – $200k	10.5%	19.6%	17.6%
Over $200k	0.7%	3.5%	4.2%

Demographics & statistics

23,539

Population

1,374

People per sq mi

35.8

Median age

$54,046

Median household income

$28,118

Per capita income

$150,000

Median home value

$855

Median monthly rent

52.8%

Home ownership

17.3%

Poverty rate

10.4%

Unemployment

5,884

Housing units

13.9%

Bachelor's or higher

Age distribution

Male Female

797

Under 5

856

841

5–9

903

816

10–14

876

723

15–19

777

803

20–24

863

1,555

25–34

1,671

1,515

35–44

1,627

1,140

45–54

1,225

713

55–59

766

794

60–64

853

1,121

65–74

1,205

404

75–84

434

126

85+

135

← Male

Female →

Age summary

Group	Count	%
Under 18	6,007	25.5%
18 and over	17,532	74.5%
65 and over	3,425	14.6%
Median age	35.8 years

Race & ethnicity

White 58.3%

Black or African American 24.9%

Two or more races 7.1%

Hispanic or Latino 4.5%

Asian 2.5%

Other race 1.9%

Native Hawaiian / Pacific Islander 0.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	14,381	58.3%
Black or African American	6,138	24.9%
Two or more races	1,740	7.1%
Hispanic or Latino	1,116	4.5%
Asian	606	2.5%
Other race	461	1.9%
Native Hawaiian / Pacific Islander	167	0.7%
American Indian / Alaska Native	46	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.4%	44.3%	47.9%
$50k – $100k	36.4%	32.6%	30.3%
$100k – $200k	10.5%	19.6%	17.6%
Over $200k	0.7%	3.5%	4.2%

Under $10k 4.4%

$10k–$15k 3.0%

$15k–$25k 6.2%

$25k–$35k 12.5%

$35k–$50k 19.2%

$50k–$75k 23.3%

$75k–$100k 12.7%

$100k–$150k 12.1%

$150k–$200k 3.3%

$200k+ 3.0%

Range	% of households
Under $10k	4.4%
$10k–$15k	3.0%
$15k–$25k	6.2%
$25k–$35k	12.5%
$35k–$50k	19.2%
$50k–$75k	23.3%
$75k–$100k	12.7%
$100k–$150k	12.1%
$150k–$200k	3.3%
$200k+	3.0%
Median income	$54,046

Housing

Home values

Under $50k 8.6%

$50k–$100k 14.9%

$100k–$150k 26.6%

$150k–$200k 27.7%

$200k–$300k 17.0%

$300k–$500k 3.3%

$500k–$1M 0.9%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$150,000
Median rent / month	$855
Owner occupied	52.8%
Renter occupied	47.2%
Vacant	10.5%
Single-family detached	57.1%
Large apartment buildings	2.1%
Mobile homes	12.7%
Median rooms	5.3
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	5.7%
2000–2009	10.7%
1990–1999	11.3%
1980–1989	21.9%
1970–1979	27.4%
1960–1969	14.3%
1950–1959	6.1%
1940–1949	1.9%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	8.5%
2 bedrooms	30.1%
3 bedrooms	44.6%
4 bedrooms	13.7%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	43.2%
2 vehicles	35.8%
3 or more	14.6%

Heating fuel

Fuel type	%
Utility gas	24.2%
Electricity	71.3%
Propane / LP gas	3.0%
Fuel oil	0.1%
Wood	0.4%
Solar	0.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,208	35.2%
Cohabiting couple	923	10.1%
Male householder, no spouse	2,013	22.1%
Female householder, no spouse	2,969	32.6%
Households with children under 18	3,080	33.8%
Households with seniors (65+)	2,590	28.4%
Average household size	2.57

Marital status

Status	Male	Female
Never married	37.5%	27.7%
Married	39.0%	38.2%
Separated	3.3%	4.3%
Widowed	4.4%	10.6%
Divorced	15.8%	19.2%

Education

Less than 9th grade 1.9%

Some HS, no diploma 9.0%

HS graduate 34.4%

Some college, no degree 30.5%

Associate's degree 10.4%

Bachelor's degree 8.9%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	13.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	345	6.0%
Kindergarten	464	8.0%
Elementary school	2,462	42.6%
High school	1,369	23.7%
College / grad school	1,141	19.7%

Employment

Industry of employment

Education & healthcare 17.1%

Retail trade 16.0%

Manufacturing 14.8%

Arts, food & hospitality 12.1%

Professional & management 10.1%

Transportation & utilities 7.5%

Public administration 7.1%

Other services 4.1%

Finance & real estate 3.9%

Construction 3.8%

Wholesale trade 1.7%

Information 1.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	26.8%
Service	20.6%
Sales & office	23.4%
Natural resources & construction	7.4%
Production & transportation	21.8%

Employment type

Type	%
Private sector	82.9%
Government	15.0%
Self-employed	2.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	80.1%
Carpool	11.4%
Public transit	0.2%
Walk	1.4%
Work from home	5.5%
Other means	1.3%
Avg commute (minutes)	24.4

Poverty

All people 17.3%

Under 18 years 17.9%

18 and over 17.1%

Married-couple families 4.1%

Female-led households 20.2%

Income support

Source	% of households
Social Security	36.4%
Retirement income	29.1%
Supplemental Security	7.5%
Cash public assistance	2.5%
Food stamps / SNAP	13.3%

Health indicators

Condition	%
Obesity	42.5%
High blood pressure	39.4%
High cholesterol	34.0%
Diabetes	12.4%
Heart disease	6.5%
Stroke	3.4%
Asthma	12.3%
Arthritis	29.3%
Kidney disease	3.0%
Pulmonary disease	9.2%
Cancer	5.4%

Behavior / access	%
Smoking	24.1%
Binge drinking	14.5%
No physical activity	32.2%
Less than 7 hrs sleep	40.0%
Depression	24.6%
Fair or poor health	21.4%
Poor mental health	19.0%
Poor physical health	13.8%
No health insurance	12.3%
Visited doctor (checkup)	77.6%
Visited dentist	50.9%
Cholesterol screening	88.7%
Teeth loss	20.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,368	19.6%

Disability	%
Any disability	20.7%
Under 18	4.9%
18–64 years	21.4%
65 and over	46.5%

Health insurance coverage

Type	%
Private insurance	59.8%
Public insurance	55.4%
No insurance	6.2%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,886	93.0%
Spanish	417	1.9%
Other Indo-European	166	0.8%
Asian & Pacific Islander	86	0.4%
Other languages	165	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,394	95.1%
Born in same state	21,541	91.5%
Born in different state	10,506	44.6%
Foreign born	853	3.6%
Naturalized citizen	1,145	4.9%
Not a US citizen	724	63.2%

Ancestry

Ancestry	Count	%
Italian	1,823	7.7%
Arab	1,791	7.6%
French	1,732	7.4%
German	175	0.7%
English	158	0.7%

Ancestry	Count	%
Polish	86	0.4%
Dutch	20	0.1%
Norwegian	12	0.1%
Irish	5	0%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40160

What city is ZIP code 40160 in?

ZIP code 40160 is primarily assigned to Radcliff, Kentucky.

What county is ZIP code 40160 in?

ZIP code 40160 falls within Hardin County, Kentucky.

Does ZIP code 40160 have a large veteran population?

20% of civilians in ZIP code 40160 are veterans, above the national average of ~7%.

How educated is the population of ZIP code 40160?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 40160?

17% of residents in ZIP code 40160 live below the poverty line, above the national average.

Does ZIP code 40160 have a large retiree population?

36% of households in ZIP code 40160 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 40160 in?

ZIP code 40160 observes the EST timezone.