40865 ZIP Code — Putney, KY

Harlan County, Kentucky

ZIP code 40865 is located in Putney, Kentucky, within Harlan County. It covers approximately 3.70 square miles and serves a population of 314 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40865

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $67,100. Owner-occupancy is high at 92%, well above the national average.

Median household income is $54,306. 71% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with professional and management as the leading industry. The average commute of 20 minutes is near the national average. Remote work is prevalent — 42% of workers work from home.

College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (16%), smoking (36%), poor mental health (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 45%.

Overall, ZIP code 40865 reflects a community defined by a trades-oriented workforce, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

314

population

3.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40865 ZIP code map

Cities in ZIP code 40865

Below are the cities the US Postal Service accepts for ZIP code 40865. Using any city not on this list may result in mail delivery delays.

City	Status
Putney	Preferred

Nearby ZIP codes

40806 Baxter (3.7 mi) 40808 Big Laurel (5.1 mi) 40870 Totz (5.3 mi) 40810 Bledsoe (5.9 mi) 40828 Evarts (6.4 mi) 41777 Yeaddiss (8.9 mi) 40815 Cawood (9.4 mi) 40820 Cranks (9.7 mi) 41735 Delphia (11 mi) 40927 Closplint (11.6 mi) 24282 Saint Charles (11.8 mi) 40831 Harlan (11.8 mi)

Demographics updated 05/2026

Population
Total population	314
Population density	85 / sq mi
State FIPS	21
County FIPS	095

Geography
Land area	3.70 sq mi
Water area	0.06 sq mi
Latitude	36.9126
Longitude	-83.2353
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.9%	70.4%	47.9%
$50k – $100k	28.1%	23.0%	30.3%
$100k – $200k	0.0%	5.5%	17.6%
Over $200k	0.0%	1.1%	4.2%

Demographics & statistics

314

Population

People per sq mi

49.6

Median age

$54,306

Median household income

$25,618

Per capita income

$67,100

Median home value

Median monthly rent

91.5%

Home ownership

9.6%

Poverty rate

1.7%

Unemployment

142

Housing units

4.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	35	11.1%
18 and over	279	88.9%
65 and over	72	22.9%
Median age	49.6 years

Race & ethnicity

White 90.3%

Two or more races 6%

Hispanic or Latino 1.6%

Other race 1.6%

Asian 0.6%

Group	Count	%
White	288	90.3%
Two or more races	19	6%
Hispanic or Latino	5	1.6%
Other race	5	1.6%
Asian	2	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.9%	70.4%	47.9%
$50k – $100k	28.1%	23.0%	30.3%
$100k – $200k	0.0%	5.5%	17.6%
Over $200k	0.0%	1.1%	4.2%

$10k–$15k 6.4%

$25k–$35k 14.2%

$35k–$50k 3.5%

$50k–$75k 57.4%

$75k–$100k 8.5%

$100k–$150k 9.9%

Range	% of households
$10k–$15k	6.4%
$25k–$35k	14.2%
$35k–$50k	3.5%
$50k–$75k	57.4%
$75k–$100k	8.5%
$100k–$150k	9.9%
Median income	$54,306

Housing

Home values

Under $50k 16.3%

$50k–$100k 55.0%

$100k–$150k 11.6%

$150k–$200k 10.9%

$200k–$300k 6.2%

Housing overview

Metric	Value
Median home value	$67,100
Median rent / month	$0
Owner occupied	91.5%
Renter occupied	8.5%
Vacant	8.4%
Single-family detached	82.5%
Large apartment buildings	0.0%
Mobile homes	9.1%
Median rooms	6.7
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	15.6%
2000–2009	9.1%
1990–1999	3.2%
1980–1989	18.2%
1970–1979	42.9%
1960–1969	11.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	8.4%
1 bedroom	0.0%
2 bedrooms	22.7%
3 bedrooms	39.6%
4 bedrooms	19.5%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	22.7%
2 vehicles	19.9%
3 or more	57.4%

Heating fuel

Fuel type	%
Utility gas	9.2%
Electricity	58.9%
Propane / LP gas	31.9%

Households & families

Household type	Count	%
Married-couple family	105	74.5%
Cohabiting couple	4	2.8%
Male householder, no spouse	21	14.9%
Female householder, no spouse	11	7.8%
Households with children under 18	16	11.3%
Households with seniors (65+)	42	29.8%
Average household size	2.23

Marital status

Status	Male	Female
Never married	23.8%	3.2%
Married	70.6%	88.0%
Separated	0.0%	0.0%
Widowed	0.0%	8.8%
Divorced	5.6%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 26.6%

HS graduate 34.5%

Some college, no degree 24.7%

Associate's degree 10.1%

Bachelor's degree 3.0%

Graduate / professional 1.1%

Metric	%
HS diploma or higher	73.4%
Bachelor's or higher	4.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	14	53.8%
High school	6	23.1%
College / grad school	6	23.1%

Employment

Industry of employment

Professional & management 41.9%

Agriculture & mining 20.5%

Retail trade 14.5%

Education & healthcare 12.8%

Public administration 4.3%

Manufacturing 3.4%

Arts, food & hospitality 2.6%

Occupation

Category	%
Management, business & arts	20.5%
Service	2.6%
Sales & office	63.2%
Natural resources & construction	3.4%
Production & transportation	10.3%

Employment type

Type	%
Private sector	93.2%
Government	6.8%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	44.4%
Carpool	10.3%
Public transit	0.0%
Walk	0.0%
Work from home	41.9%
Other means	3.4%
Avg commute (minutes)	19.5

Poverty

All people 9.6%

Under 18 years 31.4%

18 and over 6.8%

Married-couple families 8.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	70.9%
Retirement income	58.2%
Supplemental Security	3.5%
Cash public assistance	0.0%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	47.7%
High blood pressure	46.9%
High cholesterol	38.6%
Diabetes	15.6%
Heart disease	9.3%
Stroke	4.9%
Asthma	13.6%
Arthritis	36.1%
Kidney disease	4.0%
Pulmonary disease	16.7%
Cancer	5.9%

Behavior / access	%
Smoking	35.6%
Binge drinking	14.5%
No physical activity	42.3%
Less than 7 hrs sleep	41.9%
Depression	31.1%
Fair or poor health	32.0%
Poor mental health	23.2%
Poor physical health	21.0%
No health insurance	14.0%
Visited doctor (checkup)	75.8%
Visited dentist	39.2%
Cholesterol screening	86.0%
Teeth loss	33.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	5.7%

Disability	%
Any disability	45.2%
Under 18	31.4%
18–64 years	53.6%
65 and over	27.8%

Health insurance coverage

Type	%
Private insurance	53.8%
Public insurance	61.1%
No insurance	3.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	299	95.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	314	100.0%
Born in same state	314	100.0%
Born in different state	215	68.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	79	25.2%
English	13	4.1%

Ancestry	Count	%
Italian	12	3.8%
Arab	4	1.3%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40865

What city is ZIP code 40865 in?

ZIP code 40865 is primarily assigned to Putney, Kentucky.

What county is ZIP code 40865 in?

ZIP code 40865 falls within Harlan County, Kentucky.

Does ZIP code 40865 have a large retiree population?

71% of households in ZIP code 40865 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 40865?

4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 40865 mostly owner-occupied?

92% of occupied units in ZIP code 40865 are owner-occupied, well above the national average.

What are the health statistics for ZIP code 40865?

Health data for ZIP code 40865 shows elevated rates of obesity (48%) and diabetes (16%) and smoking (36%) compared to national benchmarks.

What timezone is ZIP code 40865 in?

ZIP code 40865 observes the EST timezone.