40828 ZIP Code — Evarts, KY

Harlan County, Kentucky

ZIP code 40828 is located in Evarts, Kentucky, within Harlan County. It covers approximately 50.64 square miles and serves a population of 4,478 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40828

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $56,200. Owner-occupancy is high at 77%, well above the national average.

Median household income is $32,578. Poverty affects 31% of residents, above the national average. SNAP benefit usage at 30% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (16%), smoking (36%), poor mental health (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 34%.

Overall, ZIP code 40828 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,478

population

50.64

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40828 ZIP code map

Cities in ZIP code 40828

Below are the cities the US Postal Service accepts for ZIP code 40828. Using any city not on this list may result in mail delivery delays.

City	Status
Evarts	Acceptable
Evarts	Preferred

Nearby ZIP codes

40870 Totz (4.6 mi) 24282 Saint Charles (5.4 mi) 40820 Cranks (6.3 mi) 40865 Putney (6.4 mi) 40927 Closplint (6.4 mi) 40806 Baxter (8.3 mi) 40815 Cawood (8.5 mi) 24277 Pennington Gap (9.4 mi) 40808 Big Laurel (9.6 mi) 24265 Keokee (10.2 mi) 41735 Delphia (10.9 mi) 40823 Cumberland (11.1 mi)

Demographics updated 05/2026

Population
Total population	4,478
Population density	88 / sq mi
State FIPS	21
County FIPS	095

Geography
Land area	50.64 sq mi
Water area	0.21 sq mi
Latitude	36.8664
Longitude	-83.1356
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.7%	70.4%	47.9%
$50k – $100k	24.2%	23.0%	30.3%
$100k – $200k	3.1%	5.5%	17.6%
Over $200k	0.0%	1.1%	4.2%

Demographics & statistics

4,478

Population

People per sq mi

40.1

Median age

$32,578

Median household income

$16,635

Per capita income

$56,200

Median home value

$826

Median monthly rent

76.6%

Home ownership

30.5%

Poverty rate

14.3%

Unemployment

1,604

Housing units

6.3%

Bachelor's or higher

Age distribution

Male Female

105

Under 5

123

144

5–9

168

150

10–14

175

104

15–19

122

20–24

110

266

25–34

310

315

35–44

367

292

45–54

341

120

55–59

139

138

60–64

160

219

65–74

255

75–84

107

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,023	22.8%
18 and over	3,455	77.2%
65 and over	734	16.4%
Median age	40.1 years

Race & ethnicity

White 95.1%

Black or African American 2.9%

Two or more races 0.9%

Hispanic or Latino 0.7%

Other race 0.5%

Group	Count	%
White	4,286	95.1%
Black or African American	129	2.9%
Two or more races	40	0.9%
Hispanic or Latino	31	0.7%
Other race	23	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.7%	70.4%	47.9%
$50k – $100k	24.2%	23.0%	30.3%
$100k – $200k	3.1%	5.5%	17.6%
Over $200k	0.0%	1.1%	4.2%

Under $10k 13.9%

$10k–$15k 9.1%

$15k–$25k 15.3%

$25k–$35k 15.6%

$35k–$50k 15.5%

$50k–$75k 17.2%

$75k–$100k 3.2%

$100k–$150k 7.7%

$150k–$200k 2.0%

$200k+ 0.6%

Range	% of households
Under $10k	13.9%
$10k–$15k	9.1%
$15k–$25k	15.3%
$25k–$35k	15.6%
$35k–$50k	15.5%
$50k–$75k	17.2%
$75k–$100k	3.2%
$100k–$150k	7.7%
$150k–$200k	2.0%
$200k+	0.6%
Median income	$32,578

Housing

Home values

Under $50k 46.8%

$50k–$100k 27.6%

$100k–$150k 16.7%

$150k–$200k 4.3%

$200k–$300k 2.6%

$300k–$500k 1.5%

$500k–$1M 0.4%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$56,200
Median rent / month	$826
Owner occupied	76.6%
Renter occupied	23.4%
Vacant	18.5%
Single-family detached	70.4%
Large apartment buildings	0.9%
Mobile homes	24.1%
Median rooms	5.5
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.0%
2010–2019	3.9%
2000–2009	12.0%
1990–1999	17.2%
1980–1989	8.5%
1970–1979	20.3%
1960–1969	2.7%
1950–1959	6.1%
1940–1949	11.2%
1939 or earlier	18.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	2.4%
2 bedrooms	35.4%
3 bedrooms	50.1%
4 bedrooms	7.9%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	11.3%
1 vehicle	35.5%
2 vehicles	31.4%
3 or more	21.7%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	89.6%
Propane / LP gas	2.5%
Fuel oil	0.2%
Wood	1.7%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	832	51.5%
Cohabiting couple	47	2.9%
Male householder, no spouse	257	15.9%
Female householder, no spouse	480	29.7%
Households with children under 18	553	34.2%
Households with seniors (65+)	537	33.2%
Average household size	2.55

Marital status

Status	Male	Female
Never married	23.8%	17.0%
Married	55.6%	46.3%
Separated	2.0%	6.1%
Widowed	1.9%	12.0%
Divorced	16.7%	18.6%

Education

Less than 9th grade 11.8%

Some HS, no diploma 17.2%

HS graduate 42.8%

Some college, no degree 16.1%

Associate's degree 5.8%

Bachelor's degree 2.8%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	71.0%
Bachelor's or higher	6.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	73	7.8%
Kindergarten	39	4.2%
Elementary school	531	57.1%
High school	194	20.9%
College / grad school	93	10.0%

Employment

Industry of employment

Education & healthcare 28.4%

Retail trade 14.0%

Public administration 10.5%

Other services 10.2%

Professional & management 7.5%

Agriculture & mining 7.4%

Arts, food & hospitality 6.5%

Manufacturing 5.1%

Transportation & utilities 3.6%

Information 3.6%

Construction 1.8%

Wholesale trade 1.0%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	25.3%
Service	31.5%
Sales & office	16.0%
Natural resources & construction	15.6%
Production & transportation	11.6%

Employment type

Type	%
Private sector	69.4%
Government	24.6%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.5%
Carpool	6.8%
Public transit	1.1%
Walk	2.4%
Work from home	6.6%
Other means	0.6%
Avg commute (minutes)	26.8

Poverty

All people 30.5%

Under 18 years 35.8%

18 and over 28.8%

Married-couple families 18.1%

Female-led households 28.1%

Income support

Source	% of households
Social Security	47.5%
Retirement income	20.5%
Supplemental Security	15.6%
Cash public assistance	5.6%
Food stamps / SNAP	30.0%

Health indicators

Condition	%
Obesity	47.7%
High blood pressure	47.8%
High cholesterol	38.2%
Diabetes	16.4%
Heart disease	10.0%
Stroke	5.4%
Asthma	13.8%
Arthritis	36.6%
Kidney disease	4.4%
Pulmonary disease	17.7%
Cancer	6.2%

Behavior / access	%
Smoking	36.0%
Binge drinking	14.0%
No physical activity	43.8%
Less than 7 hrs sleep	41.8%
Depression	31.0%
Fair or poor health	33.9%
Poor mental health	23.3%
Poor physical health	21.7%
No health insurance	15.2%
Visited doctor (checkup)	75.9%
Visited dentist	37.3%
Cholesterol screening	84.8%
Teeth loss	35.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	152	4.4%

Disability	%
Any disability	33.5%
Under 18	10.9%
18–64 years	34.5%
65 and over	61.6%

Health insurance coverage

Type	%
Private insurance	32.0%
Public insurance	73.7%
No insurance	6.0%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,250	94.9%
Spanish	19	0.4%
Other Indo-European	9	0.2%
Asian & Pacific Islander	10	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,459	99.6%
Born in same state	4,451	99.4%
Born in different state	3,788	84.6%
Foreign born	8	0.2%
Naturalized citizen	19	0.4%
Not a US citizen	5	26.3%

Ancestry

Ancestry	Count	%
Arab	551	12.3%
French	391	8.7%
Italian	372	8.3%

Ancestry	Count	%
English	10	0.2%
Irish	4	0.1%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	80.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40828

What city is ZIP code 40828 in?

ZIP code 40828 is primarily assigned to Evarts, Kentucky.

What county is ZIP code 40828 in?

ZIP code 40828 falls within Harlan County, Kentucky.

What is the poverty rate in ZIP code 40828?

31% of residents in ZIP code 40828 live below the poverty line, above the national average.

How educated is the population of ZIP code 40828?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40828 have a large retiree population?

48% of households in ZIP code 40828 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 40828?

Health data for ZIP code 40828 shows elevated rates of obesity (48%) and diabetes (16%) and smoking (36%) compared to national benchmarks.

What timezone is ZIP code 40828 in?

ZIP code 40828 observes the EST timezone.