Cumberland ZIP Codes — Harlan County, KY

There is one unique ZIP code in Cumberland, Kentucky and it is 40823. Area code: 606.
1
ZIP codes
48.45
sq mi land
0.19
sq mi water
606
area code
Cumberland, KY ZIP code map

About Cumberland, KY

Cumberland, Kentucky, is a small city located in Harlan County in the eastern part of the state. Known for its picturesque landscapes and rich cultural heritage, it serves as a gateway to some of the most beautiful natural features in the region. This tranquil city is an ideal spot for those looking to experience the unique charm of Kentucky's Appalachian area.

Location & geography

Cumberland is situated in southeastern Kentucky, bordered by stunning hills and forests that make up the Appalachian Mountains. Nearby cities include Harlan, which is approximately 15 miles to the northwest, Pineville about 25 miles to the southwest, Loyall also about 15 miles to the northwest, and Barbourville approximately 30 miles to the southwest. The city covers a land area of 48.45 square miles, with a small water area measuring 0.19 square miles that adds to its scenic beauty.

Community & economy

The character of Cumberland is deeply rooted in its Appalachian culture, with a strong sense of community among its residents. The local economy has historically relied on industries such as coal mining and timber, contributing to the town's development over the years. Daily life in Cumberland often involves outdoor activities, local gatherings, and a focus on preserving the area's rich traditions.

Transportation

Cumberland is accessible via U.S. Highway 119, which connects the city to other parts of Kentucky and neighboring states. The nearest major airport is the Tri-Cities Regional Airport, located about 90 miles to the northeast, providing regional air service. Public transportation options are limited, but private vehicles are the primary mode of transport for residents and visitors alike.

History

Cumberland was founded in the late 19th century and quickly became a hub for coal mining, shaping its economic landscape for generations. The city's growth was tied to the coal industry, which attracted many families seeking employment and opportunity. Notable events in Cumberland's history include the coal boom period that spurred extensive community development and infrastructure improvements.

Did you know?

One surprising fact about Cumberland is that it is located near the historic Pine Mountain State Resort Park, which offers numerous hiking trails and breathtaking views. Additionally, the city is known for its rich music and arts traditions, embracing the cultural heritage of the Appalachian region.

ZIP codes for Cumberland, KY (1)
ZIP code City County Map
40823 Cumberland Harlan View map

Demographics & statistics

3,846
Population
35.2
Median age
$34,491
Median household income
$17,326
Per capita income
$68,900
Median home value
$532
Median monthly rent
57.9%
Home ownership
44.8%
Poverty rate
23.8%
Unemployment
1,094
Housing units
11.5%
Bachelor's or higher

Age distribution

Male Female
195
Under 5
226
156
5–9
180
158
10–14
183
80
15–19
93
47
20–24
55
252
25–34
292
167
35–44
192
176
45–54
203
104
55–59
120
101
60–64
116
178
65–74
206
140
75–84
162
30
85+
34
← Male
Female →

Age summary

GroupCount%
Under 181,20231.3%
18 and over2,64468.7%
65 and over75019.5%
Median age35.2 years

Race & ethnicity

White 90.4%
Two or more races 5.8%
Hispanic or Latino 2.1%
Black or African American 1.6%
Asian 0.1%
GroupCount%
White3,55190.4%
Two or more races2295.8%
Hispanic or Latino842.1%
Black or African American621.6%
Asian40.1%

Household income

Under $10k 9.0%
$10k–$15k 9.9%
$15k–$25k 21.9%
$25k–$35k 10.8%
$35k–$50k 15.0%
$50k–$75k 17.5%
$75k–$100k 8.0%
$100k–$150k 3.9%
$150k–$200k 3.7%
$200k+ 0.4%
Range% of households
Under $10k9.0%
$10k–$15k9.9%
$15k–$25k21.9%
$25k–$35k10.8%
$35k–$50k15.0%
$50k–$75k17.5%
$75k–$100k8.0%
$100k–$150k3.9%
$150k–$200k3.7%
$200k+0.4%
Median income$34,491

Housing

Home values

Under $50k 27.6%
$50k–$100k 35.2%
$100k–$150k 17.2%
$150k–$200k 5.2%
$200k–$300k 10.2%
$300k–$500k 4.5%

Housing overview

MetricValue
Median home value$68,900
Median rent / month$532
Owner occupied57.9%
Renter occupied42.1%
Vacant16.1%
Single-family detached66.1%
Large apartment buildings1.8%
Mobile homes17.9%
Median rooms5.4
Avg household size (owned)2.38

Year built

Era%
2020 or later0.0%
2010–20192.6%
2000–20096.2%
1990–19999.0%
1980–198916.1%
1970–197919.6%
1960–196910.9%
1950–195916.1%
1940–194912.1%
1939 or earlier7.3%

Bedrooms

Size% of units
No bedroom (studio)8.3%
1 bedroom5.0%
2 bedrooms24.4%
3 bedrooms45.7%
4 bedrooms13.8%
5+ bedrooms2.7%

Vehicles per household

Vehicles% of households
No vehicle13.1%
1 vehicle39.0%
2 vehicles28.5%
3 or more19.4%

Heating fuel

Fuel type%
Utility gas3.0%
Electricity82.9%
Propane / LP gas7.2%
Fuel oil0.8%
No fuel used0.3%

Households & families

Household typeCount%
Married-couple family56639.9%
Cohabiting couple694.9%
Male householder, no spouse24417.2%
Female householder, no spouse53938.0%
Households with children under 1846032.4%
Households with seniors (65+)49234.7%
Average household size2.66

Marital status

StatusMaleFemale
Never married25.1%27.3%
Married51.2%38.8%
Separated0.7%3.9%
Widowed3.3%14.3%
Divorced19.7%15.7%

Education

Less than 9th grade 9.7%
Some HS, no diploma 15.0%
HS graduate 32.4%
Some college, no degree 17.5%
Associate's degree 13.9%
Bachelor's degree 6.3%
Graduate / professional 5.2%
Metric%
HS diploma or higher75.3%
Bachelor's or higher11.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool9410.0%
Kindergarten475.0%
Elementary school59863.5%
High school11512.2%
College / grad school879.2%

Employment

Industry of employment

Education & healthcare 32.4%
Manufacturing 12.0%
Arts, food & hospitality 11.1%
Finance & real estate 9.3%
Other services 9.3%
Retail trade 8.6%
Agriculture & mining 7.0%
Public administration 4.0%
Transportation & utilities 3.2%
Construction 1.8%
Professional & management 0.9%
Wholesale trade 0.4%

Occupation

Category%
Management, business & arts37.7%
Service32.4%
Sales & office12.7%
Natural resources & construction5.4%
Production & transportation11.8%

Employment type

Type%
Private sector79.0%
Government19.1%
Self-employed1.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone64.7%
Carpool21.1%
Public transit0.0%
Walk4.9%
Other means0.7%
Avg commute (minutes)18.2

Poverty

All people 44.8%
Under 18 years 69.6%
18 and over 33.2%
Married-couple families 29.3%
Female-led households 59.3%

Income support

Source% of households
Social Security46.0%
Retirement income29.7%
Supplemental Security18.3%
Cash public assistance10.6%
Food stamps / SNAP33.0%

Health indicators

Condition%
High blood pressure47.5%
High cholesterol40.0%
Heart disease10.1%
Stroke5.0%
Asthma12.5%
Arthritis37.0%
Kidney disease4.2%
Pulmonary disease15.2%
Cancer7.5%
Behavior / access%
Binge drinking13.9%
No physical activity38.7%
Less than 7 hrs sleep38.9%
Fair or poor health28.3%
Poor mental health20.3%
Poor physical health18.7%
No health insurance12.8%
Visited doctor (checkup)77.4%
Visited dentist45.7%
Cholesterol screening88.2%
Teeth loss27.7%

Veterans & disability

VeteransCount%
Civilian veterans2158.1%
Disability%
Any disability29.7%
Under 1812.8%
18–64 years34.0%
65 and over47.1%

Health insurance coverage

Type%
Private insurance32.7%
Public insurance75.4%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,42589.1%
Spanish40.1%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages40.1%

Place of birth & citizenship

OriginCount%
Native born (US)3,84299.9%
Born in same state3,84299.9%
Born in different state3,14981.9%
Foreign born00.0%
Naturalized citizen40.1%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian70018.2%
French3719.6%
AncestryCount%
Arab3328.6%
Polish190.5%

Technology access

Metric% of households
Computer access36.9%
Internet access93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Cumberland, KY have?
Cumberland, KY has one ZIP code: 40823. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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