59860 ZIP Code — Polson, MT
Lake County, Montana
ZIP code 59860 is located in Polson, Montana, within Lake County. It covers approximately 261.70 square miles and serves a population of 11,528 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.
About ZIP code 59860
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $357,600. Owner-occupancy sits near the national average at 68%.
Median household income is $57,204. 45% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
11,528
population
261.70
sq mi land
Standard
ZIP type
Mountain (MT)
timezone
59860 ZIP code map
Cities in ZIP code 59860
Below are the cities the US Postal Service accepts for ZIP code 59860. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Polson | Preferred |
Nearby ZIP codes
59910 Big Arm (4 mi)
59915 Elmo (8.6 mi)
59914 Dayton (9.4 mi)
59845 Hot Springs (15 mi)
59864 Ronan (16.1 mi)
59848 Lonepine (17.5 mi)
59922 Lakeside (18.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 11,528 |
| Population density | 44 / sq mi |
| State FIPS | 30 |
| County FIPS | 047 |
| Geography | |
|---|---|
| Land area | 261.70 sq mi |
| Water area | 64.43 sq mi |
| Latitude | 47.7332 |
| Longitude | -114.2628 |
| Timezone | Mountain (MT) |
| Area code | 406 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.6% | 50.0% | 44.2% |
| $50k – $100k | 29.0% | 30.3% | 32.0% |
| $100k – $200k | 20.2% | 16.9% | 19.2% |
| Over $200k | 4.1% | 2.8% | 4.7% |
Demographics & statistics
11,528
Population
44
People per sq mi
47.6
Median age
$57,204
Median household income
$31,800
Per capita income
$357,600
Median home value
$882
Median monthly rent
67.9%
Home ownership
16.5%
Poverty rate
4.8%
Unemployment
5,164
Housing units
33.6%
Bachelor's or higher
Age distribution
Male
Female
315
Under 5
303
297
5–9
286
366
10–14
352
345
15–19
332
388
20–24
374
512
25–34
493
508
35–44
490
759
45–54
732
421
55–59
405
514
60–64
496
850
65–74
818
509
75–84
490
88
85+
85
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 2,402 | 20.8% |
| 18 and over | 9,126 | 79.2% |
| 65 and over | 2,840 | 24.6% |
| Median age | 47.6 years | |
Race & ethnicity
White
69.6%
American Indian / Alaska Native
11.5%
Two or more races
11.4%
Hispanic or Latino
3.9%
Other race
2.2%
Asian
0.8%
Native Hawaiian / Pacific Islander
0.3%
Black or African American
0.3%
| Group | Count | % |
|---|---|---|
| White | 8,347 | 69.6% |
| American Indian / Alaska Native | 1,382 | 11.5% |
| Two or more races | 1,372 | 11.4% |
| Hispanic or Latino | 473 | 3.9% |
| Other race | 261 | 2.2% |
| Asian | 92 | 0.8% |
| Native Hawaiian / Pacific Islander | 39 | 0.3% |
| Black or African American | 35 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.6% | 50.0% | 44.2% |
| $50k – $100k | 29.0% | 30.3% | 32.0% |
| $100k – $200k | 20.2% | 16.9% | 19.2% |
| Over $200k | 4.1% | 2.8% | 4.7% |
Under $10k
6.5%
$10k–$15k
4.0%
$15k–$25k
8.8%
$25k–$35k
11.1%
$35k–$50k
13.3%
$50k–$75k
21.5%
$75k–$100k
11.2%
$100k–$150k
15.0%
$150k–$200k
4.9%
$200k+
3.8%
| Range | % of households |
|---|---|
| Under $10k | 6.5% |
| $10k–$15k | 4.0% |
| $15k–$25k | 8.8% |
| $25k–$35k | 11.1% |
| $35k–$50k | 13.3% |
| $50k–$75k | 21.5% |
| $75k–$100k | 11.2% |
| $100k–$150k | 15.0% |
| $150k–$200k | 4.9% |
| $200k+ | 3.8% |
| Median income | $57,204 |
Housing
Home values
Under $50k
4.2%
$50k–$100k
2.7%
$100k–$150k
7.8%
$150k–$200k
4.4%
$200k–$300k
17.8%
$300k–$500k
38.7%
$500k–$1M
18.7%
$1M+
5.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $357,600 |
| Median rent / month | $882 |
| Owner occupied | 67.9% |
| Renter occupied | 32.1% |
| Vacant | 30.0% |
| Single-family detached | 77.0% |
| Large apartment buildings | 2.6% |
| Mobile homes | 6.0% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.49 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 6.1% |
| 2000–2009 | 20.0% |
| 1990–1999 | 14.2% |
| 1980–1989 | 13.7% |
| 1970–1979 | 18.9% |
| 1960–1969 | 8.9% |
| 1950–1959 | 5.9% |
| 1940–1949 | 3.9% |
| 1939 or earlier | 7.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.5% |
| 1 bedroom | 9.7% |
| 2 bedrooms | 29.7% |
| 3 bedrooms | 38.2% |
| 4 bedrooms | 17.2% |
| 5+ bedrooms | 4.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.9% |
| 1 vehicle | 26.6% |
| 2 vehicles | 40.0% |
| 3 or more | 30.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 2.0% |
| Electricity | 67.4% |
| Propane / LP gas | 18.5% |
| Fuel oil | 2.6% |
| Wood | 9.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,316 | 49.7% |
| Cohabiting couple | 257 | 5.5% |
| Male householder, no spouse | 928 | 19.9% |
| Female householder, no spouse | 1,159 | 24.9% |
| Households with children under 18 | 1,015 | 21.8% |
| Households with seniors (65+) | 1,938 | 41.6% |
| Average household size | 2.45 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 27.5% | 22.5% |
| Married | 52.3% | 53.6% |
| Separated | 1.4% | 0.7% |
| Widowed | 4.8% | 8.9% |
| Divorced | 14.0% | 14.2% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
4.8%
HS graduate
25.8%
Some college, no degree
22.6%
Associate's degree
11.1%
Bachelor's degree
19.5%
Graduate / professional
14.1%
| Metric | % |
|---|---|
| HS diploma or higher | 93.1% |
| Bachelor's or higher | 33.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 234 | 9.4% |
| Kindergarten | 86 | 3.5% |
| Elementary school | 1,065 | 42.8% |
| High school | 611 | 24.6% |
| College / grad school | 490 | 19.7% |
Employment
Industry of employment
Education & healthcare
28.7%
Retail trade
15.8%
Arts, food & hospitality
9.1%
Professional & management
9.0%
Public administration
7.7%
Construction
6.6%
Manufacturing
5.4%
Finance & real estate
4.5%
Agriculture & mining
3.9%
Information
3.7%
Transportation & utilities
2.7%
Other services
2.3%
Wholesale trade
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.9% |
| Service | 22.5% |
| Sales & office | 20.9% |
| Natural resources & construction | 8.2% |
| Production & transportation | 10.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 71.8% |
| Government | 18.7% |
| Self-employed | 9.4% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.1% |
| Carpool | 10.9% |
| Public transit | 0.0% |
| Walk | 3.0% |
| Work from home | 8.2% |
| Other means | 1.7% |
| Avg commute (minutes) | 17.8 |
Poverty
All people
16.5%
Under 18 years
24.4%
18 and over
14.4%
Married-couple families
6.8%
Female-led households
23.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 44.5% |
| Retirement income | 29.7% |
| Supplemental Security | 2.1% |
| Cash public assistance | 1.7% |
| Food stamps / SNAP | 11.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.5% |
| High blood pressure | 33.0% |
| High cholesterol | 34.1% |
| Diabetes | 11.4% |
| Heart disease | 8.1% |
| Stroke | 3.9% |
| Asthma | 10.6% |
| Arthritis | 29.6% |
| Kidney disease | 3.5% |
| Pulmonary disease | 8.1% |
| Cancer | 8.1% |
| Behavior / access | % |
|---|---|
| Smoking | 17.8% |
| Binge drinking | 18.5% |
| No physical activity | 21.8% |
| Less than 7 hrs sleep | 30.2% |
| Depression | 21.3% |
| Fair or poor health | 15.3% |
| Poor mental health | 13.3% |
| Poor physical health | 12.3% |
| No health insurance | 11.9% |
| Visited doctor (checkup) | 70.1% |
| Visited dentist | 61.8% |
| Cholesterol screening | 89.2% |
| Teeth loss | 15.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 956 | 10.5% |
| Disability | % |
|---|---|
| Any disability | 15.1% |
| Under 18 | 3.2% |
| 18–64 years | 12.7% |
| 65 and over | 30.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 55.4% |
| Public insurance | 49.4% |
| No insurance | 13.1% |
| Uninsured under 19 | 11.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 10,910 | 94.6% |
| Spanish | 253 | 2.3% |
| Other Indo-European | 168 | 1.5% |
| Asian & Pacific Islander | 29 | 0.3% |
| Other languages | 39 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 11,055 | 95.9% |
| Born in same state | 10,892 | 94.5% |
| Born in different state | 5,784 | 50.2% |
| Foreign born | 163 | 1.4% |
| Naturalized citizen | 473 | 4.1% |
| Not a US citizen | 158 | 33.4% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,588 | 13.8% |
| Italian | 1,570 | 13.6% |
| Polish | 867 | 7.5% |
| Arab | 693 | 6% |
| Ancestry | Count | % |
|---|---|---|
| English | 175 | 1.5% |
| Dutch | 77 | 0.7% |
| German | 37 | 0.3% |
| Irish | 9 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.4% |
| Internet access | 91.6% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 59860
What city is ZIP code 59860 in?
ZIP code 59860 is primarily assigned to Polson, Montana.
What county is ZIP code 59860 in?
ZIP code 59860 falls within Lake County, Montana.
Does ZIP code 59860 have a large retiree population?
45% of households in ZIP code 59860 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 59860?
17% of residents in ZIP code 59860 live below the poverty line, above the national average.
Does ZIP code 59860 have a large veteran population?
11% of civilians in ZIP code 59860 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 59860?
The median home value in ZIP code 59860 is $357,600.
What timezone is ZIP code 59860 in?
ZIP code 59860 observes the MST timezone.