42266 ZIP Code — Pembroke, KY

Christian County, Kentucky

ZIP code 42266 is located in Pembroke, Kentucky, within Christian County. It covers approximately 72.58 square miles and serves a population of 3,251 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42266

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $196,200. Owner-occupancy sits near the national average at 74%.

Median household income is $69,702. Poverty affects 20% of residents, above the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 42266 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, and a significant Social Security-dependent population.

3,251

population

72.58

sq mi land

Standard

ZIP type

Central (CT)

timezone

42266 ZIP code map

Cities in ZIP code 42266

Below are the cities the US Postal Service accepts for ZIP code 42266. Using any city not on this list may result in mail delivery delays.

City	Status
Pembroke	Acceptable
Pembroke	Preferred

Nearby ZIP codes

42286 Trenton (6.5 mi) 42262 Oak Grove (6.9 mi) 42240 Hopkinsville (10.7 mi) 42234 Guthrie (11.9 mi) 42220 Elkton (13 mi) 42236 Herndon (14.5 mi) 37042 Clarksville (15.5 mi) 42204 Allensville (16.1 mi) 42223 Fort Campbell (16.1 mi) 42232 Gracey (16.5 mi) 37044 Clarksville (17.2 mi) 37040 Clarksville (18.5 mi)

Demographics updated 05/2026

Population
Total population	3,251
Population density	45 / sq mi
State FIPS	21
County FIPS	047

Geography
Land area	72.58 sq mi
Water area	0.47 sq mi
Latitude	36.7815
Longitude	-87.3698
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.1%	56.0%	47.9%
$50k – $100k	46.3%	29.8%	30.3%
$100k – $200k	26.3%	11.3%	17.6%
Over $200k	1.4%	2.9%	4.2%

Demographics & statistics

3,251

Population

People per sq mi

30.7

Median age

$69,702

Median household income

$24,596

Per capita income

$196,200

Median home value

$934

Median monthly rent

73.9%

Home ownership

20.0%

Poverty rate

2.0%

Unemployment

943

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

206

Under 5

177

144

5–9

124

131

10–14

112

181

15–19

156

20–24

212

25–34

181

217

35–44

186

102

45–54

55–59

172

60–64

147

120

65–74

102

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,153	35.5%
18 and over	2,098	64.5%
65 and over	428	13.2%
Median age	30.7 years

Race & ethnicity

White 69.8%

Black or African American 8.7%

Hispanic or Latino 8.6%

Other race 8.3%

Two or more races 2.6%

Asian 2.1%

Group	Count	%
White	2,483	69.8%
Black or African American	308	8.7%
Hispanic or Latino	306	8.6%
Other race	294	8.3%
Two or more races	92	2.6%
Asian	74	2.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.1%	56.0%	47.9%
$50k – $100k	46.3%	29.8%	30.3%
$100k – $200k	26.3%	11.3%	17.6%
Over $200k	1.4%	2.9%	4.2%

Under $10k 4.7%

$10k–$15k 3.3%

$15k–$25k 3.9%

$25k–$35k 9.6%

$35k–$50k 14.8%

$50k–$75k 15.2%

$75k–$100k 20.1%

$100k–$150k 12.5%

$150k–$200k 13.8%

$200k+ 2.0%

Range	% of households
Under $10k	4.7%
$10k–$15k	3.3%
$15k–$25k	3.9%
$25k–$35k	9.6%
$35k–$50k	14.8%
$50k–$75k	15.2%
$75k–$100k	20.1%
$100k–$150k	12.5%
$150k–$200k	13.8%
$200k+	2.0%
Median income	$69,702

Housing

Home values

Under $50k 7.4%

$50k–$100k 8.6%

$100k–$150k 18.2%

$150k–$200k 17.1%

$200k–$300k 24.4%

$300k–$500k 14.2%

$500k–$1M 5.4%

$1M+ 4.7%

Housing overview

Metric	Value
Median home value	$196,200
Median rent / month	$934
Owner occupied	73.9%
Renter occupied	26.1%
Vacant	21.8%
Single-family detached	82.1%
Large apartment buildings	0.0%
Mobile homes	8.9%
Median rooms	5.9
Avg household size (owned)	3.55

Year built

Era	%
2020 or later	0.9%
2010–2019	20.4%
2000–2009	16.3%
1990–1999	11.9%
1980–1989	4.0%
1970–1979	8.9%
1960–1969	20.6%
1950–1959	6.1%
1940–1949	4.3%
1939 or earlier	6.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.6%
2 bedrooms	24.7%
3 bedrooms	49.9%
4 bedrooms	15.6%
5+ bedrooms	7.2%

Vehicles per household

Vehicles	% of households
No vehicle	14.1%
1 vehicle	13.1%
2 vehicles	30.1%
3 or more	42.7%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	53.9%
Propane / LP gas	27.3%
Fuel oil	0.6%
Wood	15.5%

Households & families

Household type	Count	%
Married-couple family	583	62.9%
Cohabiting couple	108	11.7%
Male householder, no spouse	118	12.7%
Female householder, no spouse	118	12.7%
Households with children under 18	388	41.9%
Households with seniors (65+)	237	25.6%
Average household size	3.45

Marital status

Status	Male	Female
Never married	40.9%	21.5%
Married	49.5%	57.3%
Separated	0.4%	0.0%
Widowed	3.3%	10.1%
Divorced	5.8%	11.2%

Education

Less than 9th grade 9.0%

Some HS, no diploma 5.4%

HS graduate 38.1%

Some college, no degree 19.2%

Associate's degree 8.5%

Bachelor's degree 14.9%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	85.6%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	2.0%
Kindergarten	29	4.2%
Elementary school	442	63.6%
High school	170	24.5%
College / grad school	40	5.8%

Employment

Industry of employment

Construction 17.9%

Education & healthcare 16.8%

Retail trade 14.9%

Manufacturing 11.4%

Agriculture & mining 9.9%

Professional & management 8.6%

Finance & real estate 8.1%

Public administration 4.3%

Arts, food & hospitality 4.0%

Wholesale trade 1.5%

Transportation & utilities 1.4%

Other services 1.2%

Occupation

Category	%
Management, business & arts	26.2%
Service	15.2%
Sales & office	15.5%
Natural resources & construction	25.1%
Production & transportation	18.0%

Employment type

Type	%
Private sector	77.2%
Government	10.8%
Self-employed	11.1%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	68.1%
Carpool	13.3%
Public transit	0.0%
Walk	1.5%
Work from home	8.1%
Other means	9.0%
Avg commute (minutes)	25.4

Poverty

All people 20.0%

Under 18 years 20.8%

18 and over 19.6%

Married-couple families 13.9%

Female-led households 25.0%

Income support

Source	% of households
Social Security	38.8%
Retirement income	28.5%
Supplemental Security	10.1%
Cash public assistance	0.0%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	33.4%
High blood pressure	40.1%
High cholesterol	34.0%
Diabetes	11.7%
Heart disease	6.9%
Stroke	3.3%
Asthma	10.9%
Arthritis	30.0%
Kidney disease	3.0%
Pulmonary disease	8.9%
Cancer	6.6%

Behavior / access	%
Smoking	21.1%
Binge drinking	15.2%
No physical activity	28.5%
Less than 7 hrs sleep	38.0%
Depression	24.4%
Fair or poor health	18.2%
Poor mental health	17.5%
Poor physical health	12.5%
No health insurance	10.5%
Visited doctor (checkup)	76.7%
Visited dentist	57.7%
Cholesterol screening	90.3%
Teeth loss	16.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	279	13.4%

Disability	%
Any disability	14.1%
Under 18	1.3%
18–64 years	17.8%
65 and over	37.2%

Health insurance coverage

Type	%
Private insurance	45.6%
Public insurance	48.5%
No insurance	22.8%
Uninsured under 19	29.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,868	88.2%
Spanish	418	14.6%
Other Indo-European	52	1.8%
Asian & Pacific Islander	359	12.5%
Other languages	7	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,215	98.9%
Born in same state	3,115	95.8%
Born in different state	1,693	52.1%
Foreign born	100	3.1%
Naturalized citizen	36	1.1%
Not a US citizen	25	69.4%

Ancestry

Ancestry	Count	%
French	310	9.5%
Italian	166	5.1%
Arab	147	4.5%

Ancestry	Count	%
English	69	2.1%
Norwegian	22	0.7%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	28.5%
Internet access	84.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42266

What city is ZIP code 42266 in?

ZIP code 42266 is primarily assigned to Pembroke, Kentucky.

What county is ZIP code 42266 in?

ZIP code 42266 falls within Christian County, Kentucky.

Is ZIP code 42266 family-oriented?

36% of residents in ZIP code 42266 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 42266?

20% of residents in ZIP code 42266 live below the poverty line, above the national average.

Does ZIP code 42266 have a large retiree population?

39% of households in ZIP code 42266 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 42266 have a large veteran population?

13% of civilians in ZIP code 42266 are veterans, above the national average of ~7%.

What timezone is ZIP code 42266 in?

ZIP code 42266 observes the CST timezone.