37040 ZIP Code — Clarksville, TN

Montgomery County, Tennessee

ZIP code 37040 is located in Clarksville, Tennessee, within Montgomery County. It covers approximately 92.82 square miles and serves a population of 60,377 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931/615.

About ZIP code 37040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $223,900. Owner-occupancy sits near the national average at 58%.

Median household income is $62,035.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%.

60,377

population

92.82

sq mi land

Standard

ZIP type

Central (CT)

timezone

37040 ZIP code map

Cities in ZIP code 37040

Below are the cities the US Postal Service accepts for ZIP code 37040. Using any city not on this list may result in mail delivery delays.

City	Status
Clarksville	Preferred

Nearby ZIP codes

37044 Clarksville (2.1 mi) 37043 Clarksville (5.1 mi) 37042 Clarksville (5.6 mi) 37052 Cunningham (11.2 mi) 37191 Woodlawn (11.8 mi) 37142 Palmyra (12.3 mi) 37010 Adams (12.5 mi) 42223 Fort Campbell (12.7 mi) 42262 Oak Grove (14.1 mi) 37035 Chapmansboro (14.8 mi) 42286 Trenton (16 mi) 37051 Cumberland Furnace (16.2 mi)

Demographics updated 05/2026

Population
Total population	60,377
Population density	650 / sq mi
State FIPS	47
County FIPS	125

Geography
Land area	92.82 sq mi
Water area	1.39 sq mi
Latitude	36.5165
Longitude	-87.3220
Timezone	Central (CT)
Area code	931/615

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	40.8%	45.7%
$50k – $100k	34.4%	35.4%	30.9%
$100k – $200k	17.6%	20.1%	18.3%
Over $200k	3.6%	3.7%	5.1%

Demographics & statistics

60,377

Population

650

People per sq mi

30.8

Median age

$62,035

Median household income

$29,165

Per capita income

$223,900

Median home value

$1,052

Median monthly rent

58.3%

Home ownership

17.1%

Poverty rate

6.7%

Unemployment

14,563

Housing units

28.6%

Bachelor's or higher

Age distribution

Male Female

2,372

Under 5

2,380

2,325

5–9

2,331

2,065

10–14

2,071

2,150

15–19

2,156

2,745

20–24

2,754

5,671

25–34

5,688

4,521

35–44

4,535

2,902

45–54

2,910

1,341

55–59

1,346

1,475

60–64

1,479

1,820

65–74

1,826

553

75–84

554

203

85+

204

← Male

Female →

Age summary

Group	Count	%
Under 18	15,858	26.3%
18 and over	44,519	73.7%
65 and over	5,160	8.5%
Median age	30.8 years

Race & ethnicity

White 57.6%

Black or African American 25.8%

Two or more races 7.9%

Hispanic or Latino 3.9%

Asian 2.5%

Other race 1.6%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	36,189	57.6%
Black or African American	16,196	25.8%
Two or more races	4,948	7.9%
Hispanic or Latino	2,448	3.9%
Asian	1,594	2.5%
Other race	982	1.6%
American Indian / Alaska Native	390	0.6%
Native Hawaiian / Pacific Islander	78	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.4%	40.8%	45.7%
$50k – $100k	34.4%	35.4%	30.9%
$100k – $200k	17.6%	20.1%	18.3%
Over $200k	3.6%	3.7%	5.1%

Under $10k 7.9%

$10k–$15k 4.0%

$15k–$25k 7.5%

$25k–$35k 8.4%

$35k–$50k 10.8%

$50k–$75k 21.7%

$75k–$100k 15.2%

$100k–$150k 15.0%

$150k–$200k 5.5%

$200k+ 4.1%

Range	% of households
Under $10k	7.9%
$10k–$15k	4.0%
$15k–$25k	7.5%
$25k–$35k	8.4%
$35k–$50k	10.8%
$50k–$75k	21.7%
$75k–$100k	15.2%
$100k–$150k	15.0%
$150k–$200k	5.5%
$200k+	4.1%
Median income	$62,035

Housing

Home values

Under $50k 3.2%

$50k–$100k 8.0%

$100k–$150k 8.7%

$150k–$200k 17.8%

$200k–$300k 40.2%

$300k–$500k 16.9%

$500k–$1M 4.3%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$223,900
Median rent / month	$1,052
Owner occupied	58.3%
Renter occupied	41.7%
Vacant	6.8%
Single-family detached	71.7%
Large apartment buildings	4.8%
Mobile homes	3.3%
Median rooms	5.6
Avg household size (owned)	2.77

Year built

Era	%
2020 or later	1.2%
2010–2019	21.0%
2000–2009	26.4%
1990–1999	11.9%
1980–1989	9.4%
1970–1979	9.4%
1960–1969	6.5%
1950–1959	5.7%
1940–1949	5.2%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	6.9%
2 bedrooms	24.6%
3 bedrooms	44.7%
4 bedrooms	18.9%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	29.1%
2 vehicles	41.3%
3 or more	24.5%

Heating fuel

Fuel type	%
Utility gas	20.9%
Electricity	76.6%
Propane / LP gas	1.1%
Fuel oil	0.5%
Wood	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	9,839	44.3%
Cohabiting couple	1,539	6.9%
Male householder, no spouse	4,968	22.4%
Female householder, no spouse	5,849	26.4%
Households with children under 18	8,276	37.3%
Households with seniors (65+)	4,077	18.4%
Average household size	2.63

Marital status

Status	Male	Female
Never married	37.4%	30.8%
Married	46.8%	46.6%
Separated	1.6%	3.4%
Widowed	2.6%	5.9%
Divorced	11.5%	13.2%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.2%

HS graduate 28.3%

Some college, no degree 26.4%

Associate's degree 10.7%

Bachelor's degree 17.8%

Graduate / professional 10.8%

Metric	%
HS diploma or higher	94.0%
Bachelor's or higher	28.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	355	2.0%
Kindergarten	552	3.1%
Elementary school	7,110	40.5%
High school	2,966	16.9%
College / grad school	6,557	37.4%

Employment

Industry of employment

Education & healthcare 24.2%

Manufacturing 13.3%

Professional & management 12.3%

Arts, food & hospitality 11.1%

Retail trade 10.1%

Public administration 7.1%

Construction 5.9%

Transportation & utilities 4.6%

Other services 4.5%

Finance & real estate 4.3%

Wholesale trade 1.5%

Information 0.9%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	34.5%
Service	19.3%
Sales & office	20.4%
Natural resources & construction	8.8%
Production & transportation	16.8%

Employment type

Type	%
Private sector	76.6%
Government	19.4%
Self-employed	4.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	9.3%
Public transit	0.4%
Walk	0.8%
Work from home	6.6%
Other means	1.1%
Avg commute (minutes)	27.5

Poverty

All people 17.1%

Under 18 years 23.1%

18 and over 14.9%

Married-couple families 6.3%

Female-led households 39.9%

Income support

Source	% of households
Social Security	22.8%
Retirement income	22.5%
Supplemental Security	5.0%
Cash public assistance	3.7%
Food stamps / SNAP	14.0%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	32.8%
High cholesterol	28.1%
Diabetes	10.5%
Heart disease	5.1%
Stroke	2.8%
Asthma	11.1%
Arthritis	22.1%
Kidney disease	2.5%
Pulmonary disease	6.9%
Cancer	4.5%

Behavior / access	%
Smoking	23.3%
Binge drinking	15.1%
No physical activity	25.8%
Less than 7 hrs sleep	39.4%
Depression	28.3%
Fair or poor health	16.0%
Poor mental health	19.0%
Poor physical health	10.6%
No health insurance	17.8%
Visited doctor (checkup)	73.3%
Visited dentist	59.8%
Cholesterol screening	87.2%
Teeth loss	19.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	8,011	19.0%

Disability	%
Any disability	15.3%
Under 18	8.2%
18–64 years	15.1%
65 and over	39.3%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	34.9%
No insurance	9.6%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	55,625	92.1%
Spanish	1,393	2.5%
Other Indo-European	559	1.0%
Asian & Pacific Islander	169	0.3%
Other languages	393	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	56,920	94.3%
Born in same state	55,418	91.8%
Born in different state	22,439	37.2%
Foreign born	1,502	2.5%
Naturalized citizen	3,457	5.7%
Not a US citizen	1,662	48.1%

Ancestry

Ancestry	Count	%
Italian	5,619	9.3%
Arab	4,583	7.6%
French	4,511	7.5%
Dutch	400	0.7%
English	317	0.5%

Ancestry	Count	%
Polish	302	0.5%
German	142	0.2%
Norwegian	136	0.2%
Irish	11	0%

Technology access

Metric	% of households
Computer access	36.8%
Internet access	96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37040

What part of Clarksville is ZIP code 37040?

ZIP code 37040 covers a portion of Clarksville, Tennessee, within Montgomery County.

What county is ZIP code 37040 in?

ZIP code 37040 falls within Montgomery County, Tennessee.

Does ZIP code 37040 have a large veteran population?

19% of civilians in ZIP code 37040 are veterans, above the national average of ~7%.

What is the poverty rate in ZIP code 37040?

17% of residents in ZIP code 37040 live below the poverty line, above the national average.

What is the population of ZIP code 37040?

ZIP code 37040 has an estimated population of 60,377 residents, with a density of 650 people per square mile.

What is the median household income in ZIP code 37040?

The median household income in ZIP code 37040 is $62,035, below the national median of ~$75,000.

What timezone is ZIP code 37040 in?

ZIP code 37040 observes the CST timezone.