42220 ZIP Code — Elkton, KY

Todd County, Kentucky

ZIP code 42220 is located in Elkton, Kentucky, within Todd County. It covers approximately 167.93 square miles and serves a population of 6,131 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42220

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $121,000. Owner-occupancy is high at 79%, well above the national average.

Median household income is $56,374. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.

Overall, ZIP code 42220 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

6,131

population

167.93

sq mi land

Standard

ZIP type

Central (CT)

timezone

42220 ZIP code map

Cities in ZIP code 42220

Below are the cities the US Postal Service accepts for ZIP code 42220. Using any city not on this list may result in mail delivery delays.

City	Status
Elkton	Acceptable
Elkton	Preferred

Nearby ZIP codes

42286 Trenton (11.3 mi) 42234 Guthrie (11.9 mi) 42266 Pembroke (13 mi) 42204 Allensville (13 mi) 42256 Lewisburg (15.7 mi) 42240 Hopkinsville (15.8 mi) 42276 Russellville (17 mi) 42339 Dunmor (17.9 mi) 42345 Greenville (18.9 mi) 42217 Crofton (19.2 mi) 42262 Oak Grove (19.6 mi)

Demographics updated 05/2026

Population
Total population	6,131
Population density	37 / sq mi
State FIPS	21
County FIPS	219

Geography
Land area	167.93 sq mi
Water area	1.04 sq mi
Latitude	36.8942
Longitude	-87.1819
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.4%	51.1%	47.9%
$50k – $100k	35.4%	30.7%	30.3%
$100k – $200k	15.1%	14.7%	17.6%
Over $200k	2.1%	3.5%	4.2%

Demographics & statistics

6,131

Population

People per sq mi

38.9

Median age

$56,374

Median household income

$33,682

Per capita income

$121,000

Median home value

$775

Median monthly rent

78.9%

Home ownership

13.1%

Poverty rate

3.4%

Unemployment

2,208

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

264

Under 5

237

219

5–9

196

115

10–14

103

169

15–19

152

173

20–24

155

480

25–34

431

391

35–44

351

360

45–54

323

218

55–59

196

254

60–64

228

375

65–74

336

176

75–84

158

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,325	21.6%
18 and over	4,806	78.4%
65 and over	1,116	18.2%
Median age	38.9 years

Race & ethnicity

White 83.1%

Black or African American 5.1%

Hispanic or Latino 4.4%

Other race 4.4%

Two or more races 2.6%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,334	83.1%
Black or African American	330	5.1%
Hispanic or Latino	284	4.4%
Other race	284	4.4%
Two or more races	166	2.6%
Asian	13	0.2%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.4%	51.1%	47.9%
$50k – $100k	35.4%	30.7%	30.3%
$100k – $200k	15.1%	14.7%	17.6%
Over $200k	2.1%	3.5%	4.2%

Under $10k 7.1%

$10k–$15k 3.8%

$15k–$25k 8.6%

$25k–$35k 9.7%

$35k–$50k 11.4%

$50k–$75k 22.6%

$75k–$100k 16.8%

$100k–$150k 13.2%

$150k–$200k 3.5%

$200k+ 3.4%

Range	% of households
Under $10k	7.1%
$10k–$15k	3.8%
$15k–$25k	8.6%
$25k–$35k	9.7%
$35k–$50k	11.4%
$50k–$75k	22.6%
$75k–$100k	16.8%
$100k–$150k	13.2%
$150k–$200k	3.5%
$200k+	3.4%
Median income	$56,374

Housing

Home values

Under $50k 15.1%

$50k–$100k 22.2%

$100k–$150k 20.7%

$150k–$200k 12.1%

$200k–$300k 22.8%

$300k–$500k 4.3%

$500k–$1M 0.5%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$121,000
Median rent / month	$775
Owner occupied	78.9%
Renter occupied	21.1%
Vacant	12.4%
Single-family detached	74.1%
Large apartment buildings	1.1%
Mobile homes	20.3%
Median rooms	6.0
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.0%
2010–2019	11.3%
2000–2009	11.6%
1990–1999	14.4%
1980–1989	13.3%
1970–1979	16.3%
1960–1969	13.3%
1950–1959	8.1%
1940–1949	6.1%
1939 or earlier	5.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.7%
2 bedrooms	32.0%
3 bedrooms	50.5%
4 bedrooms	13.1%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	24.7%
2 vehicles	29.0%
3 or more	39.9%

Heating fuel

Fuel type	%
Utility gas	21.9%
Electricity	53.0%
Propane / LP gas	21.1%
Wood	3.5%

Households & families

Household type	Count	%
Married-couple family	1,393	58.7%
Cohabiting couple	156	6.6%
Male householder, no spouse	337	14.2%
Female householder, no spouse	487	20.5%
Households with children under 18	680	28.7%
Households with seniors (65+)	712	30.0%
Average household size	2.51

Marital status

Status	Male	Female
Never married	23.0%	16.6%
Married	59.8%	61.6%
Separated	1.8%	1.6%
Widowed	2.5%	10.5%
Divorced	12.9%	9.7%

Education

Less than 9th grade 9.7%

Some HS, no diploma 7.0%

HS graduate 42.6%

Some college, no degree 14.8%

Associate's degree 8.0%

Bachelor's degree 11.2%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	88	7.6%
Kindergarten	108	9.3%
Elementary school	484	41.7%
High school	240	20.7%
College / grad school	242	20.8%

Employment

Industry of employment

Education & healthcare 26.2%

Manufacturing 21.0%

Transportation & utilities 10.9%

Agriculture & mining 9.7%

Retail trade 8.2%

Construction 4.9%

Professional & management 4.8%

Wholesale trade 3.5%

Other services 3.1%

Finance & real estate 2.9%

Arts, food & hospitality 2.6%

Public administration 2.2%

Occupation

Category	%
Management, business & arts	28.1%
Service	10.1%
Sales & office	21.4%
Natural resources & construction	10.2%
Production & transportation	30.1%

Employment type

Type	%
Private sector	73.8%
Government	20.3%
Self-employed	5.4%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	72.0%
Carpool	18.4%
Public transit	0.0%
Walk	0.5%
Work from home	5.1%
Other means	4.0%
Avg commute (minutes)	24.6

Poverty

All people 13.1%

Under 18 years 9.7%

18 and over 14.1%

Married-couple families 8.2%

Female-led households 26.6%

Income support

Source	% of households
Social Security	33.7%
Retirement income	23.1%
Supplemental Security	4.2%
Cash public assistance	1.4%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	40.7%
High cholesterol	37.3%
Diabetes	11.6%
Heart disease	7.5%
Stroke	3.5%
Asthma	11.2%
Arthritis	31.3%
Kidney disease	3.1%
Pulmonary disease	10.5%
Cancer	6.7%

Behavior / access	%
Smoking	24.3%
Binge drinking	15.9%
No physical activity	32.2%
Less than 7 hrs sleep	39.7%
Depression	25.8%
Fair or poor health	20.8%
Poor mental health	18.5%
Poor physical health	14.1%
No health insurance	12.1%
Visited doctor (checkup)	75.9%
Visited dentist	52.0%
Cholesterol screening	89.1%
Teeth loss	20.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	442	9.2%

Disability	%
Any disability	18.6%
Under 18	6.9%
18–64 years	15.5%
65 and over	43.6%

Health insurance coverage

Type	%
Private insurance	55.4%
Public insurance	38.4%
No insurance	18.8%
Uninsured under 19	18.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,630	91.8%
Spanish	304	5.4%
Other Indo-European	167	3.0%
Asian & Pacific Islander	137	2.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,954	97.1%
Born in same state	5,954	97.1%
Born in different state	3,765	61.4%
Foreign born	0	0.0%
Naturalized citizen	177	2.9%
Not a US citizen	13	7.3%

Ancestry

Ancestry	Count	%
Arab	655	10.7%
Italian	419	6.8%
French	341	5.6%

Ancestry	Count	%
English	39	0.6%
German	10	0.2%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	82.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42220

What city is ZIP code 42220 in?

ZIP code 42220 is primarily assigned to Elkton, Kentucky.

What county is ZIP code 42220 in?

ZIP code 42220 falls within Todd County, Kentucky.

What is the typical home value in ZIP code 42220?

The median home value in ZIP code 42220 is $121,000.

Does ZIP code 42220 have a large veteran population?

9% of civilians in ZIP code 42220 are veterans, above the national average of ~7%.

What is the population of ZIP code 42220?

ZIP code 42220 has an estimated population of 6,131 residents, with a density of 37 people per square mile.

What is the median household income in ZIP code 42220?

The median household income in ZIP code 42220 is $56,374, below the national median of ~$75,000.

What timezone is ZIP code 42220 in?

ZIP code 42220 observes the CST timezone.