42634 ZIP Code — Parkers Lake, KY

Mccreary County, Kentucky

ZIP code 42634 is located in Parkers Lake, Kentucky, within Mccreary County. It covers approximately 88.91 square miles and serves a population of 1,920 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 42634

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $55,200. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($29,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 43% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 65% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (32%) compared to national benchmarks.

Overall, ZIP code 42634 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,920

population

88.91

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

42634 ZIP code map

Cities in ZIP code 42634

Below are the cities the US Postal Service accepts for ZIP code 42634. Using any city not on this list may result in mail delivery delays.

City	Status
Parkers Lake	Acceptable
Parkers Lake	Preferred

Nearby ZIP codes

42519 Burnside (6.3 mi) 42653 Whitley City (6.3 mi) 42518 Bronston (11.3 mi) 42501 Somerset (12.3 mi) 42647 Stearns (15.2 mi) 42635 Pine Knot (15.4 mi) 42533 Ferguson (15.7 mi) 42649 Strunk (16.3 mi) 40701 Corbin (18 mi) 40701 Corbin (18 mi) 40701 Corbin (18 mi) 40737 Keavy (18.5 mi)

Demographics updated 05/2026

Population
Total population	1,920
Population density	22 / sq mi
State FIPS	21
County FIPS	147

Geography
Land area	88.91 sq mi
Water area	1.13 sq mi
Latitude	36.8775
Longitude	-84.4364
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	70.1%	47.9%
$50k – $100k	27.2%	22.3%	30.3%
$100k – $200k	9.1%	6.6%	17.6%
Over $200k	1.0%	1.1%	4.2%

Demographics & statistics

1,920

Population

People per sq mi

33.7

Median age

$29,000

Median household income

$19,147

Per capita income

$55,200

Median home value

Median monthly rent

88.2%

Home ownership

42.9%

Poverty rate

4.6%

Unemployment

592

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

101

5–9

10–14

15–19

142

20–24

148

124

25–34

130

107

35–44

111

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	365	19.0%
18 and over	1,555	81.0%
65 and over	319	16.6%
Median age	33.7 years

Race & ethnicity

White 95.9%

Black or African American 3%

Asian 0.6%

Two or more races 0.6%

Group	Count	%
White	1,841	95.9%
Black or African American	57	3%
Asian	11	0.6%
Two or more races	11	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	70.1%	47.9%
$50k – $100k	27.2%	22.3%	30.3%
$100k – $200k	9.1%	6.6%	17.6%
Over $200k	1.0%	1.1%	4.2%

Under $10k 9.1%

$10k–$15k 15.9%

$15k–$25k 23.3%

$25k–$35k 5.7%

$35k–$50k 10.2%

$50k–$75k 6.5%

$75k–$100k 14.2%

$100k–$150k 10.0%

$150k–$200k 1.8%

$200k+ 3.2%

Range	% of households
Under $10k	9.1%
$10k–$15k	15.9%
$15k–$25k	23.3%
$25k–$35k	5.7%
$35k–$50k	10.2%
$50k–$75k	6.5%
$75k–$100k	14.2%
$100k–$150k	10.0%
$150k–$200k	1.8%
$200k+	3.2%
Median income	$29,000

Housing

Home values

Under $50k 41.3%

$50k–$100k 32.1%

$100k–$150k 9.3%

$150k–$200k 2.0%

$200k–$300k 6.3%

$300k–$500k 5.3%

$500k–$1M 1.8%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$55,200
Median rent / month	$0
Owner occupied	88.2%
Renter occupied	11.8%
Vacant	15.2%
Single-family detached	58.7%
Large apartment buildings	0.0%
Mobile homes	40.4%
Median rooms	5.2
Avg household size (owned)	3.16

Year built

Era	%
2020 or later	0.0%
2010–2019	6.1%
2000–2009	15.2%
1990–1999	21.1%
1980–1989	9.4%
1970–1979	18.2%
1960–1969	12.6%
1950–1959	3.8%
1940–1949	5.3%
1939 or earlier	8.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	8.2%
2 bedrooms	23.1%
3 bedrooms	54.3%
4 bedrooms	9.1%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	33.3%
2 vehicles	38.2%
3 or more	21.3%

Heating fuel

Fuel type	%
Electricity	51.8%
Propane / LP gas	10.6%
Fuel oil	2.7%
Wood	34.9%

Households & families

Household type	Count	%
Married-couple family	289	51.8%
Cohabiting couple	43	7.7%
Male householder, no spouse	104	18.6%
Female householder, no spouse	122	21.9%
Households with children under 18	197	35.3%
Households with seniors (65+)	216	38.7%
Average household size	3.19

Marital status

Status	Male	Female
Never married	43.1%	37.9%
Married	36.7%	37.0%
Separated	0.0%	1.2%
Widowed	4.5%	17.8%
Divorced	15.7%	6.2%

Education

Less than 9th grade 10.0%

Some HS, no diploma 4.7%

HS graduate 47.8%

Some college, no degree 13.6%

Associate's degree 10.2%

Bachelor's degree 3.6%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	85.4%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	57	24.5%
High school	76	32.6%
College / grad school	100	42.9%

Employment

Industry of employment

Education & healthcare 41.3%

Manufacturing 24.9%

Retail trade 11.5%

Arts, food & hospitality 8.7%

Construction 6.5%

Professional & management 3.0%

Transportation & utilities 2.2%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	34.4%
Service	18.2%
Sales & office	14.6%
Natural resources & construction	11.7%
Production & transportation	21.1%

Employment type

Type	%
Private sector	87.2%
Government	8.9%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.9%
Carpool	3.8%
Public transit	0.0%
Walk	0.0%
Work from home	8.3%
Other means	0.0%
Avg commute (minutes)	39.0

Poverty

All people 42.9%

Under 18 years 58.4%

18 and over 39.3%

Married-couple families 21.8%

Female-led households 59.3%

Income support

Source	% of households
Social Security	64.7%
Retirement income	27.8%
Supplemental Security	18.3%
Cash public assistance	4.8%
Food stamps / SNAP	20.6%

Health indicators

Condition	%
Obesity	43.9%
High blood pressure	46.0%
High cholesterol	39.7%
Diabetes	14.6%
Heart disease	9.5%
Stroke	4.7%
Asthma	12.8%
Arthritis	34.6%
Kidney disease	3.9%
Pulmonary disease	15.0%
Cancer	6.4%

Behavior / access	%
Smoking	32.2%
Binge drinking	14.3%
No physical activity	39.3%
Less than 7 hrs sleep	41.2%
Depression	28.7%
Fair or poor health	28.7%
Poor mental health	21.2%
Poor physical health	19.1%
No health insurance	13.4%
Visited doctor (checkup)	77.2%
Visited dentist	43.5%
Cholesterol screening	86.7%
Teeth loss	29.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	112	7.2%

Disability	%
Any disability	19.9%
Under 18	7.1%
18–64 years	10.9%
65 and over	69.6%

Health insurance coverage

Type	%
Private insurance	30.3%
Public insurance	76.1%
No insurance	4.4%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,722	89.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,920	100.0%
Born in same state	1,920	100.0%
Born in different state	1,313	68.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	200	10.4%
Italian	166	8.6%

Ancestry	Count	%
Arab	47	2.4%
Dutch	11	0.6%

Technology access

Metric	% of households
Computer access	29.1%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42634

What city is ZIP code 42634 in?

ZIP code 42634 is primarily assigned to Parkers Lake, Kentucky.

What county is ZIP code 42634 in?

ZIP code 42634 falls within Mccreary County, Kentucky.

What is the poverty rate in ZIP code 42634?

43% of residents in ZIP code 42634 live below the poverty line, above the national average.

Does ZIP code 42634 have a large retiree population?

65% of households in ZIP code 42634 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 42634 mostly owner-occupied?

88% of occupied units in ZIP code 42634 are owner-occupied, well above the national average.

How educated is the population of ZIP code 42634?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 42634 in?

ZIP code 42634 observes the EST timezone.