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Kentucky ZIP Codes
Laurel County
Keavy, KY
40737
40737 ZIP Code — Keavy, KY
Laurel County, Kentucky
ZIP code 40737 is located in
Keavy ,
Kentucky ,
within Laurel County .
It covers approximately 8.09 square miles and serves a population of
1,730 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 40737
The housing stock consists of a higher-than-average concentration of mobile homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $134,900. Owner-occupancy is high at 85%, well above the national average.
The gap between median ($47,938) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (26%) compared to national benchmarks.
Overall, ZIP code 40737 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
40737 ZIP code map
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Cities in ZIP code 40737
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City
Status
Keavy
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,730
Population density
214 / sq mi
State FIPS
21
County FIPS
125
Geography
Land area
8.09 sq mi
Water area
0.09 sq mi
Latitude
37.0029
Longitude
-84.1398
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.2%
54.3%
47.9%
$50k – $100k
21.0%
29.4%
30.3%
$100k – $200k
16.0%
13.7%
17.6%
Over $200k
15.8%
2.6%
4.2%
Demographics & statistics
$47,938
Median household income
$134,900
Median home value
14.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 269 15.5% 18 and over 1,461 84.5% 65 and over 253 14.6% Median age 30.3 years
Race & ethnicity
Group Count % White 1,707 98.7% Two or more races 23 1.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.2%
54.3%
47.9%
$50k – $100k
21.0%
29.4%
30.3%
$100k – $200k
16.0%
13.7%
17.6%
Over $200k
15.8%
2.6%
4.2%
Range % of households Under $10k 7.0% $10k–$15k 4.0% $15k–$25k 14.0% $25k–$35k 8.3% $35k–$50k 19.4% $50k–$75k 7.0% $75k–$100k 13.9% $100k–$150k 9.2% $150k–$200k 3.7% $200k+ 13.5% Median income $47,938
Housing
Housing overview
Metric Value Median home value $134,900 Median rent / month $764 Owner occupied 85.3% Renter occupied 14.7% Vacant 12.2% Single-family detached 54.4% Large apartment buildings 0.0% Mobile homes 42.2% Median rooms 5.3 Avg household size (owned) 2.95
Year built
Era % 2020 or later 0.0% 2010–2019 20.1% 2000–2009 16.3% 1990–1999 17.7% 1980–1989 8.9% 1970–1979 3.7% 1960–1969 10.9% 1950–1959 5.9% 1940–1949 15.4% 1939 or earlier 1.2%
Bedrooms
Size % of units No bedroom (studio) 2.2% 1 bedroom 3.2% 2 bedrooms 25.5% 3 bedrooms 61.7% 4 bedrooms 7.3% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 27.5% 2 vehicles 53.8% 3 or more 18.7%
Heating fuel
Fuel type % Utility gas 14.4% Electricity 65.1% Propane / LP gas 9.2% Wood 4.8% No fuel used 3.3%
Households & families
Household type Count % Married-couple family 419 69.9% Cohabiting couple 12 2.0% Male householder, no spouse 27 4.5% Female householder, no spouse 141 23.5% Households with children under 18 136 22.7% Households with seniors (65+) 143 23.9% Average household size 2.89
Marital status
Status Male Female Never married 15.6% 21.4% Married 57.8% 64.5% Separated 13.8% 1.1% Widowed 8.0% 3.0% Divorced 4.7% 10.0%
Education
Less than 9th grade
12.4%
Some HS, no diploma
11.4%
Some college, no degree
8.2%
Graduate / professional
4.5%
Metric % HS diploma or higher 76.2% Bachelor's or higher 14.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 40 33.3% High school 80 66.7% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
30.8%
Transportation & utilities
22.3%
Professional & management
8.5%
Occupation
Category % Management, business & arts 37.8% Service 11.0% Sales & office 15.4% Natural resources & construction 0.0% Production & transportation 35.8%
Employment type
Type % Private sector 64.8% Government 34.1% Self-employed 1.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 77.0% Carpool 22.0% Public transit 0.0% Walk 0.0% Work from home 1.1% Other means 0.0% Avg commute (minutes) 25.6
Poverty
Married-couple families
6.7%
Female-led households
55.6%
Income support
Source % of households Social Security 42.2% Retirement income 26.7% Supplemental Security 18.0% Cash public assistance 0.0% Food stamps / SNAP 15.2%
Health indicators
Condition % Obesity 39.0% High blood pressure 40.2% High cholesterol 36.0% Diabetes 11.9% Heart disease 7.5% Stroke 3.6% Asthma 12.0% Arthritis 32.4% Kidney disease 3.2% Pulmonary disease 11.2% Cancer 6.5%
Behavior / access % Smoking 26.1% Binge drinking 15.9% No physical activity 32.3% Less than 7 hrs sleep 38.9% Depression 27.2% Fair or poor health 21.9% Poor mental health 19.3% Poor physical health 14.9% No health insurance 11.1% Visited doctor (checkup) 75.5% Visited dentist 51.2% Cholesterol screening 88.9% Teeth loss 20.1%
Veterans & disability
Veterans Count % Civilian veterans 4 0.3%
Disability % Any disability 21.0% Under 18 11.2% 18–64 years 21.3% 65 and over 30.4%
Health insurance coverage
Type % Private insurance 51.7% Public insurance 50.2% No insurance 11.1% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,581 91.4% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,723 99.6% Born in same state 1,723 99.6% Born in different state 1,116 64.5% Foreign born 0 0.0% Naturalized citizen 7 0.4% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 243 14% French 46 2.7%
Ancestry Count % Italian 39 2.3%
Technology access
Metric % of households Computer access 34.6% Internet access 95.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40737
What city is ZIP code 40737 in?
ZIP code 40737 is primarily assigned to Keavy, Kentucky.
What county is ZIP code 40737 in?
ZIP code 40737 falls within Laurel County, Kentucky.
Is ZIP code 40737 mostly owner-occupied?
85% of occupied units in ZIP code 40737 are owner-occupied, well above the national average.
How educated is the population of ZIP code 40737?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 40737?
18% of residents in ZIP code 40737 live below the poverty line, above the national average.
Does ZIP code 40737 have a large retiree population?
42% of households in ZIP code 40737 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 40737 in?
ZIP code 40737 observes the EST timezone.
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