42635 ZIP Code — Pine Knot, KY

Mccreary County, Kentucky

ZIP code 42635 is located in Pine Knot, Kentucky, within Mccreary County. It covers approximately 25.23 square miles and serves a population of 4,906 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 42635

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $103,300. Owner-occupancy sits near the national average at 61%.

Median household income is $37,946. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 35% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), smoking (34%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 32%.

Overall, ZIP code 42635 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,906

population

25.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

42635 ZIP code map

Cities in ZIP code 42635

Below are the cities the US Postal Service accepts for ZIP code 42635. Using any city not on this list may result in mail delivery delays.

City	Status
Pine Knot	Preferred

Nearby ZIP codes

42649 Strunk (6.7 mi) 37892 Winfield (9 mi) 42653 Whitley City (10.5 mi) 40769 Williamsburg (11.8 mi) 42647 Stearns (13.8 mi) 37762 Jellico (14.2 mi) 37847 Pioneer (15 mi) 42634 Parkers Lake (15.4 mi) 37841 Oneida (16 mi) 40759 Rockholds (19 mi)

Demographics updated 05/2026

Population
Total population	4,906
Population density	194 / sq mi
State FIPS	21
County FIPS	147

Geography
Land area	25.23 sq mi
Water area	0.19 sq mi
Latitude	36.6643
Longitude	-84.3533
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.6%	70.1%	47.9%
$50k – $100k	22.2%	22.3%	30.3%
$100k – $200k	2.3%	6.6%	17.6%
Over $200k	3.9%	1.1%	4.2%

Demographics & statistics

4,906

Population

194

People per sq mi

44.7

Median age

$37,946

Median household income

$16,294

Per capita income

$103,300

Median home value

$437

Median monthly rent

60.6%

Home ownership

26.7%

Poverty rate

6.8%

Unemployment

1,093

Housing units

6.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

160

5–9

10–14

159

15–19

162

20–24

534

25–34

305

440

35–44

251

579

45–54

330

355

55–59

203

104

60–64

338

65–74

192

143

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	564	11.5%
18 and over	4,342	88.5%
65 and over	780	15.9%
Median age	44.7 years

Race & ethnicity

White 71.7%

Black or African American 20.2%

Two or more races 4.8%

Hispanic or Latino 2.5%

Asian 0.5%

Other race 0.2%

Group	Count	%
White	3,608	71.7%
Black or African American	1,017	20.2%
Two or more races	243	4.8%
Hispanic or Latino	127	2.5%
Asian	27	0.5%
Other race	11	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.6%	70.1%	47.9%
$50k – $100k	22.2%	22.3%	30.3%
$100k – $200k	2.3%	6.6%	17.6%
Over $200k	3.9%	1.1%	4.2%

Under $10k 2.8%

$10k–$15k 26.8%

$15k–$25k 1.9%

$25k–$35k 13.6%

$35k–$50k 20.0%

$50k–$75k 16.8%

$75k–$100k 8.5%

$100k–$150k 9.7%

Range	% of households
Under $10k	2.8%
$10k–$15k	26.8%
$15k–$25k	1.9%
$25k–$35k	13.6%
$35k–$50k	20.0%
$50k–$75k	16.8%
$75k–$100k	8.5%
$100k–$150k	9.7%
Median income	$37,946

Housing

Home values

Under $50k 23.3%

$50k–$100k 22.5%

$100k–$150k 36.5%

$150k–$200k 6.9%

$200k–$300k 9.7%

$300k–$500k 1.1%

Housing overview

Metric	Value
Median home value	$103,300
Median rent / month	$437
Owner occupied	60.6%
Renter occupied	39.4%
Vacant	9.0%
Single-family detached	57.5%
Large apartment buildings	0.0%
Mobile homes	23.7%
Median rooms	5.5
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	1.4%
2010–2019	6.2%
2000–2009	7.2%
1990–1999	38.2%
1980–1989	9.6%
1970–1979	19.1%
1960–1969	6.7%
1950–1959	5.0%
1940–1949	1.1%
1939 or earlier	5.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	18.1%
2 bedrooms	31.5%
3 bedrooms	36.1%
4 bedrooms	13.6%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	17.2%
1 vehicle	32.3%
2 vehicles	20.3%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	5.9%
Electricity	69.5%
Propane / LP gas	7.8%
Fuel oil	3.7%
Wood	13.0%

Households & families

Household type	Count	%
Married-couple family	567	36.6%
Cohabiting couple	60	3.9%
Male householder, no spouse	482	31.1%
Female householder, no spouse	440	28.4%
Households with children under 18	388	25.0%
Households with seniors (65+)	466	30.1%
Average household size	2.14

Marital status

Status	Male	Female
Never married	48.9%	26.2%
Married	21.8%	32.9%
Separated	10.6%	0.5%
Widowed	1.7%	19.2%
Divorced	17.1%	21.2%

Education

Less than 9th grade 9.2%

Some HS, no diploma 17.5%

HS graduate 41.3%

Some college, no degree 16.4%

Associate's degree 9.5%

Bachelor's degree 3.6%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	73.2%
Bachelor's or higher	6.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	60	8.2%
Kindergarten	47	6.4%
Elementary school	270	37.0%
High school	224	30.7%
College / grad school	129	17.7%

Employment

Industry of employment

Education & healthcare 35.0%

Retail trade 16.3%

Manufacturing 11.5%

Agriculture & mining 9.9%

Construction 8.9%

Arts, food & hospitality 4.6%

Finance & real estate 4.3%

Other services 3.5%

Transportation & utilities 2.1%

Professional & management 2.1%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	31.4%
Service	26.8%
Sales & office	18.9%
Natural resources & construction	6.1%
Production & transportation	16.9%

Employment type

Type	%
Private sector	71.3%
Government	18.8%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.1%
Carpool	16.2%
Public transit	0.0%
Walk	2.6%
Work from home	5.4%
Other means	2.7%
Avg commute (minutes)	35.6

Poverty

All people 26.7%

Under 18 years 29.5%

18 and over 26.2%

Married-couple families 8.1%

Female-led households 10.5%

Income support

Source	% of households
Social Security	40.9%
Retirement income	20.4%
Supplemental Security	29.4%
Cash public assistance	2.4%
Food stamps / SNAP	35.3%

Health indicators

Condition	%
Obesity	47.7%
High blood pressure	45.5%
High cholesterol	35.2%
Diabetes	13.9%
Heart disease	7.8%
Stroke	4.1%
Asthma	11.9%
Arthritis	28.4%
Kidney disease	3.4%
Pulmonary disease	12.3%
Cancer	4.7%

Behavior / access	%
Smoking	34.4%
Binge drinking	15.9%
No physical activity	40.1%
Less than 7 hrs sleep	45.3%
Depression	25.1%
Fair or poor health	29.0%
Poor mental health	20.4%
Poor physical health	17.5%
No health insurance	17.8%
Visited doctor (checkup)	75.6%
Visited dentist	38.5%
Cholesterol screening	85.0%
Teeth loss	29.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	210	4.8%

Disability	%
Any disability	31.5%
Under 18	16.0%
18–64 years	25.4%
65 and over	65.2%

Health insurance coverage

Type	%
Private insurance	47.8%
Public insurance	57.0%
No insurance	7.2%
Uninsured under 19	8.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,841	98.7%
Spanish	69	1.4%
Other Indo-European	31	0.6%
Asian & Pacific Islander	19	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,833	98.5%
Born in same state	4,785	97.5%
Born in different state	2,742	55.9%
Foreign born	48	1.0%
Naturalized citizen	73	1.5%
Not a US citizen	14	19.2%

Ancestry

Ancestry	Count	%
Arab	530	10.8%
French	418	8.5%

Ancestry	Count	%
Italian	83	1.7%

Technology access

Metric	% of households
Computer access	31.6%
Internet access	80.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42635

What city is ZIP code 42635 in?

ZIP code 42635 is primarily assigned to Pine Knot, Kentucky.

What county is ZIP code 42635 in?

ZIP code 42635 falls within Mccreary County, Kentucky.

What is the poverty rate in ZIP code 42635?

27% of residents in ZIP code 42635 live below the poverty line, above the national average.

How educated is the population of ZIP code 42635?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 42635 have a large retiree population?

41% of households in ZIP code 42635 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42635?

The median home value in ZIP code 42635 is $103,300.

What timezone is ZIP code 42635 in?

ZIP code 42635 observes the EST timezone.