40360 ZIP Code — Owingsville, KY

Bath County, Kentucky

ZIP code 40360 is located in Owingsville, Kentucky, within Bath County. It covers approximately 148.42 square miles and serves a population of 7,080 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40360

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $104,000. Owner-occupancy sits near the national average at 64%.

The gap between median ($47,145) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 40360 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,080

population

148.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40360 ZIP code map

Cities in ZIP code 40360

Below are the cities the US Postal Service accepts for ZIP code 40360. Using any city not on this list may result in mail delivery delays.

City	Status
Owingsville	Preferred

Nearby ZIP codes

40374 Sharpsburg (8.8 mi) 40358 Olympia (8.9 mi) 40353 Mount Sterling (10.1 mi) 41049 Hillsboro (10.3 mi) 40371 Salt Lick (11.4 mi) 40337 Jeffersonville (14.1 mi) 40346 Means (14.4 mi) 40322 Frenchburg (16.6 mi) 41039 Ewing (17.4 mi) 40311 Carlisle (17.6 mi) 41093 Wallingford (19.5 mi)

Demographics updated 05/2026

Population
Total population	7,080
Population density	48 / sq mi
State FIPS	21
County FIPS	011

Geography
Land area	148.42 sq mi
Water area	0.43 sq mi
Latitude	38.1483
Longitude	-83.7770
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	54.0%	47.9%
$50k – $100k	34.2%	29.8%	30.3%
$100k – $200k	11.7%	14.3%	17.6%
Over $200k	3.0%	1.9%	4.2%

Demographics & statistics

7,080

Population

People per sq mi

40.0

Median age

$47,145

Median household income

$28,902

Per capita income

$104,000

Median home value

$558

Median monthly rent

64.1%

Home ownership

20.7%

Poverty rate

2.9%

Unemployment

2,182

Housing units

16.1%

Bachelor's or higher

Age distribution

Male Female

233

Under 5

242

196

5–9

204

203

10–14

210

228

15–19

236

211

20–24

220

369

25–34

383

498

35–44

517

511

45–54

530

205

55–59

213

208

60–64

215

339

65–74

352

210

75–84

219

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,623	22.9%
18 and over	5,457	77.1%
65 and over	1,248	17.6%
Median age	40.0 years

Race & ethnicity

White 97.8%

Two or more races 1%

Black or African American 0.9%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	6,936	97.8%
Two or more races	68	1%
Black or African American	62	0.9%
Hispanic or Latino	11	0.2%
Other race	11	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	54.0%	47.9%
$50k – $100k	34.2%	29.8%	30.3%
$100k – $200k	11.7%	14.3%	17.6%
Over $200k	3.0%	1.9%	4.2%

Under $10k 6.2%

$10k–$15k 10.3%

$15k–$25k 10.3%

$25k–$35k 4.9%

$35k–$50k 20.2%

$50k–$75k 21.0%

$75k–$100k 12.5%

$100k–$150k 8.5%

$150k–$200k 3.2%

$200k+ 2.8%

Range	% of households
Under $10k	6.2%
$10k–$15k	10.3%
$15k–$25k	10.3%
$25k–$35k	4.9%
$35k–$50k	20.2%
$50k–$75k	21.0%
$75k–$100k	12.5%
$100k–$150k	8.5%
$150k–$200k	3.2%
$200k+	2.8%
Median income	$47,145

Housing

Home values

Under $50k 18.3%

$50k–$100k 29.6%

$100k–$150k 22.3%

$150k–$200k 12.6%

$200k–$300k 12.9%

$300k–$500k 2.9%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$104,000
Median rent / month	$558
Owner occupied	64.1%
Renter occupied	35.9%
Vacant	12.6%
Single-family detached	62.0%
Large apartment buildings	1.6%
Mobile homes	30.0%
Median rooms	5.6
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.6%
2010–2019	9.3%
2000–2009	12.7%
1990–1999	22.4%
1980–1989	8.9%
1970–1979	14.7%
1960–1969	5.4%
1950–1959	10.8%
1940–1949	3.6%
1939 or earlier	11.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	9.2%
2 bedrooms	31.9%
3 bedrooms	41.3%
4 bedrooms	13.0%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	11.1%
1 vehicle	26.5%
2 vehicles	35.0%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	20.9%
Electricity	60.2%
Propane / LP gas	12.7%
Fuel oil	1.4%
Wood	4.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,407	50.6%
Cohabiting couple	256	9.2%
Male householder, no spouse	409	14.7%
Female householder, no spouse	706	25.4%
Households with children under 18	928	33.4%
Households with seniors (65+)	897	32.3%
Average household size	2.52

Marital status

Status	Male	Female
Never married	31.6%	24.3%
Married	53.3%	53.4%
Separated	2.7%	1.8%
Widowed	2.6%	7.3%
Divorced	9.7%	13.1%

Education

Less than 9th grade 8.2%

Some HS, no diploma 9.0%

HS graduate 42.9%

Some college, no degree 16.9%

Associate's degree 6.8%

Bachelor's degree 9.6%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	82.7%
Bachelor's or higher	16.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	41	3.2%
Kindergarten	112	8.7%
Elementary school	660	51.1%
High school	337	26.1%
College / grad school	142	11.0%

Employment

Industry of employment

Manufacturing 24.9%

Education & healthcare 20.7%

Retail trade 13.6%

Arts, food & hospitality 9.2%

Professional & management 7.3%

Transportation & utilities 6.7%

Public administration 5.2%

Wholesale trade 3.9%

Construction 2.3%

Agriculture & mining 2.1%

Finance & real estate 2.0%

Other services 1.2%

Information 0.8%

Occupation

Category	%
Management, business & arts	21.5%
Service	17.8%
Sales & office	22.6%
Natural resources & construction	5.4%
Production & transportation	32.6%

Employment type

Type	%
Private sector	76.2%
Government	19.7%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	15.7%
Public transit	0.0%
Walk	2.0%
Work from home	3.0%
Other means	0.1%
Avg commute (minutes)	26.8

Poverty

All people 20.7%

Under 18 years 20.4%

18 and over 20.8%

Married-couple families 3.1%

Female-led households 65.1%

Income support

Source	% of households
Social Security	34.0%
Retirement income	24.2%
Supplemental Security	9.4%
Cash public assistance	1.5%
Food stamps / SNAP	20.1%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	41.8%
High cholesterol	38.2%
Diabetes	12.6%
Heart disease	8.1%
Stroke	3.8%
Asthma	11.4%
Arthritis	32.5%
Kidney disease	3.3%
Pulmonary disease	11.6%
Cancer	7.0%

Behavior / access	%
Smoking	25.1%
Binge drinking	15.3%
No physical activity	33.7%
Less than 7 hrs sleep	37.2%
Depression	26.2%
Fair or poor health	22.3%
Poor mental health	18.5%
Poor physical health	15.0%
No health insurance	11.7%
Visited doctor (checkup)	76.9%
Visited dentist	53.1%
Cholesterol screening	89.5%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	229	4.2%

Disability	%
Any disability	20.7%
Under 18	8.3%
18–64 years	20.0%
65 and over	39.7%

Health insurance coverage

Type	%
Private insurance	50.0%
Public insurance	54.8%
No insurance	8.7%
Uninsured under 19	9.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,605	93.3%
Spanish	122	1.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	122	1.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,080	100.0%
Born in same state	7,080	100.0%
Born in different state	5,696	80.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	2,568	36.3%
Italian	951	13.4%

Ancestry	Count	%
French	536	7.6%
English	32	0.5%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	88.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40360

What city is ZIP code 40360 in?

ZIP code 40360 is primarily assigned to Owingsville, Kentucky.

What county is ZIP code 40360 in?

ZIP code 40360 falls within Bath County, Kentucky.

What is the poverty rate in ZIP code 40360?

21% of residents in ZIP code 40360 live below the poverty line, above the national average.

What is the typical home value in ZIP code 40360?

The median home value in ZIP code 40360 is $104,000.

What is the median household income in ZIP code 40360?

The median household income in ZIP code 40360 is $47,145, below the national median of ~$75,000.

What is the population of ZIP code 40360?

ZIP code 40360 has an estimated population of 7,080 residents, with a density of 48 people per square mile.

What timezone is ZIP code 40360 in?

ZIP code 40360 observes the EST timezone.