41049 ZIP Code — Hillsboro, KY

Fleming County, Kentucky

ZIP code 41049 is located in Hillsboro, Kentucky, within Fleming County. It covers approximately 86.05 square miles and serves a population of 2,077 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41049

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $124,100. Owner-occupancy is high at 86%, well above the national average.

Median household income is $47,574. SNAP benefit usage at 25% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 41049 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,077

population

86.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41049 ZIP code map

Cities in ZIP code 41049

Below are the cities the US Postal Service accepts for ZIP code 41049. Using any city not on this list may result in mail delivery delays.

City	Status
Hillsboro	Acceptable
Hillsboro	Preferred

Nearby ZIP codes

41093 Wallingford (9.3 mi) 40360 Owingsville (10.3 mi) 41041 Flemingsburg (11.3 mi) 40371 Salt Lick (13.1 mi) 40374 Sharpsburg (13.4 mi) 41039 Ewing (14 mi) 40351 Morehead (14.9 mi) 40358 Olympia (15.2 mi) 40313 Clearfield (18.1 mi) 40311 Carlisle (19.4 mi) 40353 Mount Sterling (19.9 mi)

Demographics updated 05/2026

Population
Total population	2,077
Population density	24 / sq mi
State FIPS	21
County FIPS	069

Geography
Land area	86.05 sq mi
Water area	0.71 sq mi
Latitude	38.2716
Longitude	-83.6710
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.5%	56.5%	47.9%
$50k – $100k	26.1%	30.3%	30.3%
$100k – $200k	9.7%	10.8%	17.6%
Over $200k	1.6%	2.3%	4.2%

Demographics & statistics

2,077

Population

People per sq mi

54.9

Median age

$47,574

Median household income

$27,217

Per capita income

$124,100

Median home value

$771

Median monthly rent

86.1%

Home ownership

14.8%

Poverty rate

9.4%

Unemployment

909

Housing units

12.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

101

35–44

111

104

45–54

134

55–59

124

121

60–64

156

153

65–74

198

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	321	15.5%
18 and over	1,756	84.5%
65 and over	534	25.7%
Median age	54.9 years

Race & ethnicity

White 90%

Two or more races 4.2%

Hispanic or Latino 4%

Black or African American 1.2%

Asian 0.5%

Other race 0.2%

Group	Count	%
White	1,946	90%
Two or more races	91	4.2%
Hispanic or Latino	86	4%
Black or African American	25	1.2%
Asian	11	0.5%
Other race	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.5%	56.5%	47.9%
$50k – $100k	26.1%	30.3%	30.3%
$100k – $200k	9.7%	10.8%	17.6%
Over $200k	1.6%	2.3%	4.2%

Under $10k 4.4%

$10k–$15k 10.6%

$15k–$25k 20.9%

$25k–$35k 6.9%

$35k–$50k 10.9%

$50k–$75k 17.8%

$75k–$100k 11.6%

$100k–$150k 9.3%

$150k–$200k 6.4%

$200k+ 1.2%

Range	% of households
Under $10k	4.4%
$10k–$15k	10.6%
$15k–$25k	20.9%
$25k–$35k	6.9%
$35k–$50k	10.9%
$50k–$75k	17.8%
$75k–$100k	11.6%
$100k–$150k	9.3%
$150k–$200k	6.4%
$200k+	1.2%
Median income	$47,574

Housing

Home values

Under $50k 20.8%

$50k–$100k 14.2%

$100k–$150k 25.1%

$150k–$200k 16.1%

$200k–$300k 5.5%

$300k–$500k 0.7%

$500k–$1M 11.7%

$1M+ 5.8%

Housing overview

Metric	Value
Median home value	$124,100
Median rent / month	$771
Owner occupied	86.1%
Renter occupied	13.9%
Vacant	16.0%
Single-family detached	57.6%
Large apartment buildings	0.0%
Mobile homes	42.4%
Median rooms	5.4
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	1.1%
2010–2019	15.0%
2000–2009	13.8%
1990–1999	16.9%
1980–1989	18.0%
1970–1979	19.6%
1960–1969	3.9%
1950–1959	4.9%
1940–1949	2.1%
1939 or earlier	4.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	11.5%
2 bedrooms	33.6%
3 bedrooms	42.9%
4 bedrooms	11.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	15.5%
1 vehicle	14.9%
2 vehicles	45.7%
3 or more	23.8%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	57.2%
Propane / LP gas	18.5%
Wood	22.5%

Households & families

Household type	Count	%
Married-couple family	456	52.8%
Cohabiting couple	54	6.3%
Male householder, no spouse	161	18.6%
Female householder, no spouse	193	22.3%
Households with children under 18	196	22.7%
Households with seniors (65+)	357	41.3%
Average household size	2.40

Marital status

Status	Male	Female
Never married	11.9%	14.0%
Married	59.8%	47.4%
Separated	3.2%	1.2%
Widowed	7.0%	6.9%
Divorced	18.1%	30.4%

Education

Less than 9th grade 11.1%

Some HS, no diploma 10.6%

HS graduate 44.3%

Some college, no degree 12.9%

Associate's degree 8.9%

Bachelor's degree 8.3%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	78.2%
Bachelor's or higher	12.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	3.9%
Kindergarten	7	3.4%
Elementary school	102	49.3%
High school	60	29.0%
College / grad school	30	14.5%

Employment

Industry of employment

Education & healthcare 22.3%

Manufacturing 21.1%

Construction 12.4%

Agriculture & mining 9.5%

Other services 7.7%

Transportation & utilities 5.9%

Public administration 5.6%

Retail trade 5.5%

Wholesale trade 4.7%

Professional & management 3.7%

Arts, food & hospitality 1.0%

Finance & real estate 0.6%

Occupation

Category	%
Management, business & arts	32.2%
Service	10.9%
Sales & office	9.8%
Natural resources & construction	20.4%
Production & transportation	26.7%

Employment type

Type	%
Private sector	65.0%
Government	16.1%
Self-employed	18.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.7%
Carpool	14.3%
Public transit	0.0%
Walk	0.0%
Work from home	12.0%
Other means	0.0%
Avg commute (minutes)	35.1

Poverty

All people 14.8%

Under 18 years 10.3%

18 and over 15.7%

Married-couple families 2.2%

Female-led households 46.9%

Income support

Source	% of households
Social Security	44.6%
Retirement income	30.7%
Supplemental Security	9.5%
Cash public assistance	1.5%
Food stamps / SNAP	24.9%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	42.1%
High cholesterol	37.7%
Diabetes	12.9%
Heart disease	8.5%
Stroke	4.0%
Asthma	11.9%
Arthritis	33.0%
Kidney disease	3.4%
Pulmonary disease	12.6%
Cancer	6.6%

Behavior / access	%
Smoking	28.0%
Binge drinking	15.5%
No physical activity	34.9%
Less than 7 hrs sleep	37.7%
Depression	27.4%
Fair or poor health	24.0%
Poor mental health	19.7%
Poor physical health	16.1%
No health insurance	12.3%
Visited doctor (checkup)	75.8%
Visited dentist	50.4%
Cholesterol screening	88.0%
Teeth loss	23.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	111	6.3%

Disability	%
Any disability	27.5%
Under 18	0.0%
18–64 years	25.9%
65 and over	47.8%

Health insurance coverage

Type	%
Private insurance	43.6%
Public insurance	59.6%
No insurance	11.0%
Uninsured under 19	25.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,946	93.7%
Spanish	46	2.4%
Other Indo-European	26	1.3%
Asian & Pacific Islander	20	1.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,055	98.9%
Born in same state	2,055	98.9%
Born in different state	1,502	72.3%
Foreign born	0	0.0%
Naturalized citizen	22	1.1%
Not a US citizen	15	68.2%

Ancestry

Ancestry	Count	%
Arab	594	28.6%
French	219	10.5%

Ancestry	Count	%
Italian	153	7.4%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	75.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41049

What city is ZIP code 41049 in?

ZIP code 41049 is primarily assigned to Hillsboro, Kentucky.

What county is ZIP code 41049 in?

ZIP code 41049 falls within Fleming County, Kentucky.

Does ZIP code 41049 have an older population?

26% of residents in ZIP code 41049 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 41049?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 41049 mostly owner-occupied?

86% of occupied units in ZIP code 41049 are owner-occupied, well above the national average.

Does ZIP code 41049 have a large retiree population?

45% of households in ZIP code 41049 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 41049 in?

ZIP code 41049 observes the EST timezone.