38475 ZIP Code — Olivehill, TN

Hardin County, Tennessee

ZIP code 38475 is located in Olivehill, Tennessee, within Hardin County. It covers approximately 63.74 square miles and serves a population of 746 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38475

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $119,900. Owner-occupancy is high at 85%, well above the national average.

Median household income is $52,122. SNAP benefit usage at 28% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 57 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 38475 reflects a community defined by a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

746

population

63.74

sq mi land

Standard

ZIP type

Central (CT)

timezone

38475 ZIP code map

Cities in ZIP code 38475

Below are the cities the US Postal Service accepts for ZIP code 38475. Using any city not on this list may result in mail delivery delays.

City	Status
Olivehill	Preferred

Nearby ZIP codes

38372 Savannah (7.9 mi) 38425 Clifton (11 mi) 38471 Lutts (11.9 mi) 38311 Bath Springs (13.6 mi) 38485 Waynesboro (14.5 mi) 38450 Collinwood (14.7 mi) 38327 Crump (15.6 mi) 38370 Saltillo (15.8 mi) 38361 Morris Chapel (16.7 mi) 38452 Cypress Inn (18 mi) 38371 Sardis (19.3 mi) 38326 Counce (19.8 mi)

Demographics updated 05/2026

Population
Total population	746
Population density	12 / sq mi
State FIPS	47
County FIPS	071

Geography
Land area	63.74 sq mi
Water area	0.00 sq mi
Latitude	35.2554
Longitude	-88.0219
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.7%	56.9%	45.7%
$50k – $100k	60.3%	29.1%	30.9%
$100k – $200k	0.0%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Demographics & statistics

746

Population

People per sq mi

45.3

Median age

$52,122

Median household income

$21,275

Per capita income

$119,900

Median home value

Median monthly rent

85.3%

Home ownership

11.0%

Poverty rate

4.5%

Unemployment

399

Housing units

24.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	222	29.8%
18 and over	524	70.2%
65 and over	114	15.3%
Median age	45.3 years

Race & ethnicity

White 98.1%

Two or more races 1.9%

Group	Count	%
White	732	98.1%
Two or more races	14	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.7%	56.9%	45.7%
$50k – $100k	60.3%	29.1%	30.9%
$100k – $200k	0.0%	11.7%	18.3%
Over $200k	0.0%	2.3%	5.1%

Under $10k 10.8%

$15k–$25k 16.3%

$35k–$50k 8.4%

$50k–$75k 31.1%

$75k–$100k 10.8%

$100k–$150k 22.7%

Range	% of households
Under $10k	10.8%
$15k–$25k	16.3%
$35k–$50k	8.4%
$50k–$75k	31.1%
$75k–$100k	10.8%
$100k–$150k	22.7%
Median income	$52,122

Housing

Home values

Under $50k 17.8%

$50k–$100k 10.3%

$100k–$150k 27.6%

$150k–$200k 25.2%

$200k–$300k 4.2%

$300k–$500k 15.0%

Housing overview

Metric	Value
Median home value	$119,900
Median rent / month	$0
Owner occupied	85.3%
Renter occupied	14.7%
Vacant	42.4%
Single-family detached	57.6%
Large apartment buildings	0.0%
Mobile homes	40.4%
Median rooms	4.9
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	2.5%
1990–1999	33.5%
1980–1989	33.7%
1970–1979	8.0%
1960–1969	2.5%
1950–1959	8.3%
1940–1949	3.9%
1939 or earlier	7.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	16.7%
2 bedrooms	30.7%
3 bedrooms	38.3%
4 bedrooms	14.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	32.7%
2 vehicles	16.7%
3 or more	50.6%

Heating fuel

Fuel type	%
Electricity	73.3%
Propane / LP gas	15.9%
Wood	10.8%

Households & families

Household type	Count	%
Married-couple family	169	67.3%
Cohabiting couple	0	0.0%
Male householder, no spouse	24	9.6%
Female householder, no spouse	58	23.1%
Households with children under 18	116	46.2%
Households with seniors (65+)	52	20.7%
Average household size	2.97

Marital status

Status	Male	Female
Never married	40.6%	22.9%
Married	54.9%	54.9%
Separated	4.6%	0.0%
Widowed	0.0%	15.4%
Divorced	0.0%	6.8%

Education

Less than 9th grade 1.2%

Some HS, no diploma 5.2%

HS graduate 46.4%

Some college, no degree 11.9%

Associate's degree 10.6%

Bachelor's degree 19.5%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	24.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	103	46.8%
High school	117	53.2%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 41.5%

Construction 21.5%

Manufacturing 13.8%

Arts, food & hospitality 13.1%

Retail trade 6.2%

Professional & management 4.0%

Occupation

Category	%
Management, business & arts	41.1%
Service	17.1%
Sales & office	4.0%
Natural resources & construction	32.0%
Production & transportation	5.8%

Employment type

Type	%
Private sector	58.2%
Government	21.8%
Self-employed	20.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.8%
Carpool	4.9%
Public transit	0.0%
Walk	0.0%
Work from home	17.3%
Other means	0.0%
Avg commute (minutes)	56.7

Poverty

All people 11.0%

Under 18 years 13.1%

18 and over 10.1%

Married-couple families 3.6%

Female-led households 22.5%

Income support

Source	% of households
Social Security	47.8%
Retirement income	21.1%
Supplemental Security	17.9%
Cash public assistance	15.9%
Food stamps / SNAP	27.5%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	40.3%
High cholesterol	37.0%
Diabetes	13.1%
Heart disease	8.3%
Stroke	3.8%
Asthma	10.5%
Arthritis	31.8%
Kidney disease	3.2%
Pulmonary disease	10.4%
Cancer	7.1%

Behavior / access	%
Smoking	25.5%
Binge drinking	14.8%
No physical activity	28.4%
Less than 7 hrs sleep	36.1%
Depression	28.1%
Fair or poor health	19.0%
Poor mental health	17.9%
Poor physical health	13.0%
No health insurance	18.5%
Visited doctor (checkup)	73.7%
Visited dentist	53.4%
Cholesterol screening	89.4%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	60	11.5%

Disability	%
Any disability	15.1%
Under 18	5.9%
18–64 years	13.9%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	50.7%
Public insurance	49.1%
No insurance	12.9%
Uninsured under 19	21.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	722	96.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	746	100.0%
Born in same state	746	100.0%
Born in different state	455	61.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	127	17%
Italian	117	15.7%

Ancestry	Count	%
Arab	32	4.3%
Irish	11	1.5%

Technology access

Metric	% of households
Computer access	33.6%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38475

What city is ZIP code 38475 in?

ZIP code 38475 is primarily assigned to Olivehill, Tennessee.

What county is ZIP code 38475 in?

ZIP code 38475 falls within Hardin County, Tennessee.

Does ZIP code 38475 have a large retiree population?

48% of households in ZIP code 38475 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 38475 mostly owner-occupied?

85% of occupied units in ZIP code 38475 are owner-occupied, well above the national average.

Does ZIP code 38475 have a large veteran population?

12% of civilians in ZIP code 38475 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 38475?

The median home value in ZIP code 38475 is $119,900.

What timezone is ZIP code 38475 in?

ZIP code 38475 observes the CST timezone.