12966 ZIP Code — North Bangor, NY

Franklin County, New York

ZIP code 12966 is located in North Bangor, New York, within Franklin County. It covers approximately 84.47 square miles and serves a population of 3,152 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12966

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $114,700. Owner-occupancy is high at 84%, well above the national average.

Median household income is $70,583. Poverty affects 18% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 12966 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

3,152

population

84.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12966 ZIP code map

Cities in ZIP code 12966

Below are the cities the US Postal Service accepts for ZIP code 12966. Using any city not on this list may result in mail delivery delays.

City	Status
North Bangor	Acceptable
North Bangor	Preferred

Nearby ZIP codes

12916 Brushton (5.1 mi) 12957 Moira (8.1 mi) 12930 Dickinson Center (8.1 mi) 12953 Malone (9.8 mi) 12937 Fort Covington (10.1 mi) 12926 Constable (10.6 mi) 12967 North Lawrence (12.4 mi) 12914 Bombay (12.7 mi) 12965 Nicholville (14.2 mi) 12917 Burke (14.6 mi) 13613 Brasher Falls (16.2 mi) 13655 Hogansburg (16.3 mi)

Demographics updated 05/2026

Population
Total population	3,152
Population density	37 / sq mi
State FIPS	36
County FIPS	033

Geography
Land area	84.47 sq mi
Water area	0.07 sq mi
Latitude	44.8059
Longitude	-74.4193
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	46.8%	37.0%
$50k – $100k	36.6%	32.0%	27.0%
$100k – $200k	15.9%	17.5%	24.4%
Over $200k	2.9%	3.8%	11.5%

Demographics & statistics

3,152

Population

People per sq mi

36.6

Median age

$70,583

Median household income

$30,474

Per capita income

$114,700

Median home value

$763

Median monthly rent

84.0%

Home ownership

17.9%

Poverty rate

6.9%

Unemployment

1,226

Housing units

17.9%

Bachelor's or higher

Age distribution

Male Female

149

Under 5

146

126

5–9

124

140

10–14

136

109

15–19

106

20–24

169

25–34

166

211

35–44

206

223

45–54

218

110

55–59

107

60–64

122

65–74

119

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	985	31.3%
18 and over	2,167	68.8%
65 and over	394	12.5%
Median age	36.6 years

Race & ethnicity

White 94.7%

Hispanic or Latino 1.9%

Two or more races 1.8%

Other race 1%

Asian 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,044	94.7%
Hispanic or Latino	61	1.9%
Two or more races	59	1.8%
Other race	33	1%
Asian	14	0.4%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	46.8%	37.0%
$50k – $100k	36.6%	32.0%	27.0%
$100k – $200k	15.9%	17.5%	24.4%
Over $200k	2.9%	3.8%	11.5%

Under $10k 2.3%

$10k–$15k 2.6%

$15k–$25k 9.5%

$25k–$35k 9.4%

$35k–$50k 8.5%

$50k–$75k 18.7%

$75k–$100k 19.0%

$100k–$150k 17.1%

$150k–$200k 7.9%

$200k+ 4.9%

Range	% of households
Under $10k	2.3%
$10k–$15k	2.6%
$15k–$25k	9.5%
$25k–$35k	9.4%
$35k–$50k	8.5%
$50k–$75k	18.7%
$75k–$100k	19.0%
$100k–$150k	17.1%
$150k–$200k	7.9%
$200k+	4.9%
Median income	$70,583

Housing

Home values

Under $50k 10.5%

$50k–$100k 33.3%

$100k–$150k 25.3%

$150k–$200k 10.8%

$200k–$300k 8.8%

$300k–$500k 5.2%

$500k–$1M 6.2%

Housing overview

Metric	Value
Median home value	$114,700
Median rent / month	$763
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	14.4%
Single-family detached	75.4%
Large apartment buildings	0.8%
Mobile homes	18.2%
Median rooms	6.6
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.2%
2010–2019	4.9%
2000–2009	14.7%
1990–1999	12.3%
1980–1989	15.6%
1970–1979	6.9%
1960–1969	3.0%
1950–1959	1.9%
1940–1949	4.9%
1939 or earlier	35.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	4.5%
2 bedrooms	18.7%
3 bedrooms	48.0%
4 bedrooms	19.1%
5+ bedrooms	8.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	27.1%
2 vehicles	48.9%
3 or more	16.0%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	4.0%
Propane / LP gas	14.3%
Fuel oil	52.9%
Wood	24.0%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	644	52.9%
Cohabiting couple	147	12.1%
Male householder, no spouse	202	16.6%
Female householder, no spouse	224	18.4%
Households with children under 18	457	37.6%
Households with seniors (65+)	305	25.1%
Average household size	2.59

Marital status

Status	Male	Female
Never married	23.4%	23.6%
Married	58.3%	53.9%
Separated	1.6%	1.2%
Widowed	4.2%	8.7%
Divorced	12.4%	12.7%

Education

Less than 9th grade 7.6%

Some HS, no diploma 7.0%

HS graduate 38.5%

Some college, no degree 16.6%

Associate's degree 12.4%

Bachelor's degree 13.9%

Graduate / professional 4.0%

Metric	%
HS diploma or higher	85.4%
Bachelor's or higher	17.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	56	7.2%
Kindergarten	52	6.6%
Elementary school	397	50.7%
High school	179	22.9%
College / grad school	99	12.6%

Employment

Industry of employment

Education & healthcare 29.5%

Public administration 17.6%

Agriculture & mining 9.2%

Retail trade 9.1%

Professional & management 8.0%

Transportation & utilities 5.1%

Arts, food & hospitality 5.1%

Other services 5.1%

Construction 4.6%

Manufacturing 3.3%

Finance & real estate 3.3%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	32.6%
Service	33.0%
Sales & office	16.1%
Natural resources & construction	10.7%
Production & transportation	7.6%

Employment type

Type	%
Private sector	54.9%
Government	31.7%
Self-employed	11.3%
Unpaid family workers	2.1%

Commute

Method	%
Drive alone	74.2%
Carpool	10.4%
Public transit	0.3%
Walk	1.6%
Work from home	13.0%
Other means	0.5%
Avg commute (minutes)	22.9

Poverty

All people 17.9%

Under 18 years 30.5%

18 and over 12.6%

Married-couple families 7.9%

Female-led households 28.8%

Income support

Source	% of households
Social Security	30.9%
Retirement income	30.7%
Supplemental Security	4.0%
Cash public assistance	1.6%
Food stamps / SNAP	15.8%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	34.8%
High cholesterol	33.3%
Diabetes	10.7%
Heart disease	7.0%
Stroke	3.4%
Asthma	11.0%
Arthritis	25.8%
Kidney disease	3.1%
Pulmonary disease	8.8%
Cancer	6.5%

Behavior / access	%
Smoking	22.5%
Binge drinking	18.5%
No physical activity	29.0%
Less than 7 hrs sleep	34.2%
Depression	22.7%
Fair or poor health	15.4%
Poor mental health	16.1%
Poor physical health	11.8%
No health insurance	12.4%
Visited doctor (checkup)	78.2%
Visited dentist	58.5%
Cholesterol screening	89.1%
Teeth loss	17.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	209	9.6%

Disability	%
Any disability	15.0%
Under 18	8.4%
18–64 years	12.2%
65 and over	43.9%

Health insurance coverage

Type	%
Private insurance	56.3%
Public insurance	44.3%
No insurance	12.2%
Uninsured under 19	16.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,857	90.6%
Spanish	59	2.1%
Other Indo-European	4	0.1%
Asian & Pacific Islander	53	1.9%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,091	98.1%
Born in same state	3,082	97.8%
Born in different state	2,562	81.3%
Foreign born	9	0.3%
Naturalized citizen	61	1.9%
Not a US citizen	13	21.3%

Ancestry

Ancestry	Count	%
Italian	427	13.5%
French	368	11.7%
German	231	7.3%
English	125	4%

Ancestry	Count	%
Arab	119	3.8%
Irish	4	0.1%
Polish	3	0.1%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12966

What city is ZIP code 12966 in?

ZIP code 12966 is primarily assigned to North Bangor, New York.

What county is ZIP code 12966 in?

ZIP code 12966 falls within Franklin County, New York.

Is ZIP code 12966 family-oriented?

31% of residents in ZIP code 12966 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 12966 mostly owner-occupied?

84% of occupied units in ZIP code 12966 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 12966?

18% of residents in ZIP code 12966 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12966?

The median home value in ZIP code 12966 is $114,700.

What timezone is ZIP code 12966 in?

ZIP code 12966 observes the EST timezone.