12914 ZIP Code — Bombay, NY

Franklin County, New York

ZIP code 12914 is located in Bombay, New York, within Franklin County. It covers approximately 30.23 square miles and serves a population of 876 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12914

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $87,000. Owner-occupancy sits near the national average at 72%.

Median household income is $47,083. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 37% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 25% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 12914 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

876

population

30.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12914 ZIP code map

Cities in ZIP code 12914

Below are the cities the US Postal Service accepts for ZIP code 12914. Using any city not on this list may result in mail delivery delays.

City	Status
Bombay	Preferred

Nearby ZIP codes

13655 Hogansburg (3.7 mi) 12957 Moira (5.8 mi) 12937 Fort Covington (5.8 mi) 12916 Brushton (7.8 mi) 13613 Brasher Falls (8.5 mi) 12967 North Lawrence (12.3 mi) 12966 North Bangor (12.7 mi) 12926 Constable (13.6 mi) 12930 Dickinson Center (14.2 mi) 12965 Nicholville (14.7 mi) 13662 Massena (14.7 mi) 13697 Winthrop (15 mi)

Demographics updated 06/2026

Population
Total population	876
Population density	29 / sq mi
State FIPS	36
County FIPS	033

Geography
Land area	30.23 sq mi
Water area	0.15 sq mi
Latitude	44.9306
Longitude	-74.6097
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.5%	46.8%	37.0%
$50k – $100k	34.6%	32.0%	27.0%
$100k – $200k	13.9%	17.5%	24.4%
Over $200k	0.0%	3.8%	11.5%

Demographics & statistics

876

Population

People per sq mi

38.2

Median age

$47,083

Median household income

$24,356

Per capita income

$87,000

Median home value

$719

Median monthly rent

72.4%

Home ownership

20.8%

Poverty rate

3.3%

Unemployment

304

Housing units

9.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	169	19.3%
18 and over	707	80.7%
65 and over	157	17.9%
Median age	38.2 years

Race & ethnicity

White 95%

Two or more races 2.6%

American Indian / Alaska Native 2.4%

Group	Count	%
White	832	95%
Two or more races	23	2.6%
American Indian / Alaska Native	21	2.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.5%	46.8%	37.0%
$50k – $100k	34.6%	32.0%	27.0%
$100k – $200k	13.9%	17.5%	24.4%
Over $200k	0.0%	3.8%	11.5%

Under $10k 7.7%

$10k–$15k 4.6%

$15k–$25k 25.6%

$25k–$35k 4.3%

$35k–$50k 8.5%

$50k–$75k 14.0%

$75k–$100k 14.2%

$100k–$150k 14.5%

$150k–$200k 4.3%

$200k+ 2.3%

Range	% of households
Under $10k	7.7%
$10k–$15k	4.6%
$15k–$25k	25.6%
$25k–$35k	4.3%
$35k–$50k	8.5%
$50k–$75k	14.0%
$75k–$100k	14.2%
$100k–$150k	14.5%
$150k–$200k	4.3%
$200k+	2.3%
Median income	$47,083

Housing

Home values

Under $50k 11.4%

$50k–$100k 49.2%

$100k–$150k 28.3%

$150k–$200k 2.4%

$200k–$300k 8.7%

Housing overview

Metric	Value
Median home value	$87,000
Median rent / month	$719
Owner occupied	72.4%
Renter occupied	27.6%
Vacant	12.5%
Single-family detached	67.3%
Large apartment buildings	0.0%
Mobile homes	9.2%
Median rooms	5.7
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	0.0%
2010–2019	5.0%
2000–2009	2.7%
1990–1999	8.7%
1980–1989	9.7%
1970–1979	3.7%
1960–1969	11.0%
1950–1959	6.0%
1940–1949	10.7%
1939 or earlier	42.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.5%
2 bedrooms	39.9%
3 bedrooms	33.2%
4 bedrooms	13.7%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	26.8%
1 vehicle	20.2%
2 vehicles	33.3%
3 or more	19.7%

Heating fuel

Fuel type	%
Utility gas	19.7%
Electricity	5.1%
Propane / LP gas	2.6%
Fuel oil	45.3%
Wood	23.1%

Households & families

Household type	Count	%
Married-couple family	205	58.4%
Cohabiting couple	19	5.4%
Male householder, no spouse	62	17.7%
Female householder, no spouse	65	18.5%
Households with children under 18	57	16.2%
Households with seniors (65+)	117	33.3%
Average household size	2.50

Marital status

Status	Male	Female
Never married	33.9%	17.8%
Married	57.6%	57.3%
Separated	2.4%	0.0%
Widowed	0.8%	17.0%
Divorced	5.3%	7.9%

Education

Less than 9th grade 7.6%

Some HS, no diploma 14.7%

HS graduate 36.7%

Some college, no degree 10.0%

Associate's degree 21.7%

Bachelor's degree 5.9%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	77.7%
Bachelor's or higher	9.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	4.4%
Kindergarten	0	0.0%
Elementary school	70	77.8%
High school	9	10.0%
College / grad school	7	7.8%

Employment

Industry of employment

Arts, food & hospitality 31.7%

Education & healthcare 17.1%

Agriculture & mining 15.7%

Public administration 14.6%

Finance & real estate 6.7%

Professional & management 3.6%

Manufacturing 2.5%

Other services 2.5%

Construction 2.2%

Retail trade 2.2%

Transportation & utilities 0.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	34.7%
Service	29.4%
Sales & office	16.0%
Natural resources & construction	8.1%
Production & transportation	11.8%

Employment type

Type	%
Private sector	64.4%
Government	22.4%
Self-employed	9.5%
Unpaid family workers	3.6%

Commute

Method	%
Drive alone	80.8%
Carpool	1.4%
Public transit	0.3%
Walk	1.7%
Work from home	15.8%
Other means	0.0%
Avg commute (minutes)	18.2

Poverty

All people 20.8%

Under 18 years 52.1%

18 and over 13.3%

Married-couple families 8.3%

Female-led households 22.7%

Income support

Source	% of households
Social Security	45.0%
Retirement income	30.5%
Supplemental Security	29.9%
Cash public assistance	23.4%
Food stamps / SNAP	36.5%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	36.5%
High cholesterol	34.0%
Diabetes	12.1%
Heart disease	7.9%
Stroke	4.0%
Asthma	11.4%
Arthritis	27.2%
Kidney disease	3.5%
Pulmonary disease	9.6%
Cancer	6.9%

Behavior / access	%
Smoking	24.0%
Binge drinking	17.7%
No physical activity	31.2%
Less than 7 hrs sleep	34.9%
Depression	23.0%
Fair or poor health	17.3%
Poor mental health	16.7%
Poor physical health	12.7%
No health insurance	13.2%
Visited doctor (checkup)	79.0%
Visited dentist	56.6%
Cholesterol screening	88.8%
Teeth loss	19.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	60	8.5%

Disability	%
Any disability	25.1%
Under 18	0.0%
18–64 years	34.0%
65 and over	21.0%

Health insurance coverage

Type	%
Private insurance	54.0%
Public insurance	38.7%
No insurance	24.9%
Uninsured under 19	44.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	835	95.3%
Spanish	15	1.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	15	1.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	859	98.1%
Born in same state	846	96.6%
Born in different state	702	80.1%
Foreign born	13	1.5%
Naturalized citizen	17	1.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	230	26.3%
Italian	110	12.6%
Arab	54	6.2%

Ancestry	Count	%
German	20	2.3%
English	14	1.6%
Irish	5	0.6%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	86.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12914

What city is ZIP code 12914 in?

ZIP code 12914 is primarily assigned to Bombay, New York.

What county is ZIP code 12914 in?

ZIP code 12914 falls within Franklin County, New York.

How educated is the population of ZIP code 12914?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 12914?

21% of residents in ZIP code 12914 live below the poverty line, above the national average.

Does ZIP code 12914 have a large retiree population?

45% of households in ZIP code 12914 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12914?

The median home value in ZIP code 12914 is $87,000.

What timezone is ZIP code 12914 in?

ZIP code 12914 observes the EST timezone.