ZipCodesToGo
New York ZIP Codes
Saint Lawrence County
Nicholville, NY
12965
12965 ZIP Code — Nicholville, NY
Saint Lawrence County, New York
ZIP code 12965 is located in
Nicholville ,
New York ,
within Saint Lawrence County .
It covers approximately 9.31 square miles and serves a population of
272 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 315/518 .
About ZIP code 12965
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $77,500. Owner-occupancy is high at 87%, well above the national average.
Median household income is $44,688. SNAP benefit usage at 20% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 32%.
Overall, ZIP code 12965 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
12965 ZIP code map
View map of 12965
Cities in ZIP code 12965
Below are the cities the US Postal Service accepts for ZIP code 12965. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
272
Population density
29 / sq mi
State FIPS
36
County FIPS
089
Geography
Land area
9.31 sq mi
Water area
0.00 sq mi
Latitude
44.7249
Longitude
-74.6846
Timezone
Eastern (ET)
Area code
315/518
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.8%
47.8%
37.0%
$50k – $100k
21.2%
30.8%
27.0%
$100k – $200k
24.9%
18.1%
24.4%
Over $200k
2.1%
3.2%
11.5%
Demographics & statistics
$44,688
Median household income
$1,057
Median monthly rent
14.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 56 20.6%
18 and over 216 79.4%
65 and over 65 23.9%
Median age 54.2 years
Race & ethnicity
Group Count %
White 258 93.8%
Asian 11 4%
Hispanic or Latino 3 1.1%
Two or more races 3 1.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.8%
47.8%
37.0%
$50k – $100k
21.2%
30.8%
27.0%
$100k – $200k
24.9%
18.1%
24.4%
Over $200k
2.1%
3.2%
11.5%
Range % of households
Under $10k 8.4%
$10k–$15k 2.3%
$15k–$25k 23.7%
$25k–$35k 6.9%
$35k–$50k 16.8%
$50k–$75k 9.2%
$75k–$100k 11.5%
$100k–$150k 11.5%
$150k–$200k 9.9%
Median income $44,688
Housing
Housing overview
Metric Value
Median home value $77,500
Median rent / month $1,057
Owner occupied 87.0%
Renter occupied 13.0%
Vacant 19.6%
Single-family detached 84.7%
Large apartment buildings 0.0%
Mobile homes 4.3%
Median rooms 6.0
Avg household size (owned) 1.97
Year built
Era %
2020 or later 0.0%
2010–2019 2.5%
2000–2009 3.1%
1990–1999 2.5%
1980–1989 8.0%
1970–1979 0.6%
1960–1969 0.0%
1950–1959 6.1%
1940–1949 8.0%
1939 or earlier 69.3%
Bedrooms
Size % of units
No bedroom (studio) 4.9%
1 bedroom 6.1%
2 bedrooms 30.7%
3 bedrooms 23.9%
4 bedrooms 28.8%
5+ bedrooms 5.5%
Vehicles per household
Vehicles % of households
No vehicle 13.0%
1 vehicle 42.7%
2 vehicles 35.9%
3 or more 8.4%
Heating fuel
Fuel type %
Utility gas 7.6%
Propane / LP gas 16.0%
Fuel oil 44.3%
Wood 32.1%
Households & families
Household type Count %
Married-couple family 50 38.2%
Cohabiting couple 16 12.2%
Male householder, no spouse 26 19.8%
Female householder, no spouse 39 29.8%
Households with children under 18 31 23.7%
Households with seniors (65+) 48 36.6%
Average household size 2.08
Marital status
Status Male Female
Never married 17.9% 21.4%
Married 48.1% 46.2%
Separated 0.0% 9.4%
Widowed 0.0% 4.3%
Divorced 34.0% 18.8%
Education
Some college, no degree
23.9%
Graduate / professional
6.8%
Metric %
HS diploma or higher 88.3%
Bachelor's or higher 14.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 10 20.8%
Kindergarten 0 0.0%
Elementary school 14 29.2%
High school 13 27.1%
College / grad school 11 22.9%
Employment
Industry of employment
Agriculture & mining
21.3%
Education & healthcare
15.7%
Public administration
13.5%
Transportation & utilities
10.1%
Professional & management
10.1%
Arts, food & hospitality
4.5%
Occupation
Category %
Management, business & arts 23.6%
Service 20.2%
Sales & office 21.3%
Natural resources & construction 22.5%
Production & transportation 12.4%
Employment type
Type %
Private sector 68.5%
Government 23.6%
Self-employed 7.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 92.9%
Carpool 3.5%
Public transit 0.0%
Walk 3.5%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 27.9
Poverty
Married-couple families
0.0%
Female-led households
50.0%
Income support
Source % of households
Social Security 50.4%
Retirement income 35.9%
Supplemental Security 10.7%
Cash public assistance 0.0%
Food stamps / SNAP 19.8%
Health indicators
Condition %
Obesity 36.4%
High blood pressure 34.1%
High cholesterol 34.1%
Diabetes 10.2%
Heart disease 6.8%
Stroke 3.2%
Asthma 10.7%
Arthritis 25.7%
Kidney disease 3.1%
Pulmonary disease 8.6%
Cancer 6.7%
Behavior / access %
Smoking 23.0%
Binge drinking 17.9%
No physical activity 28.6%
Less than 7 hrs sleep 32.8%
Depression 24.3%
Fair or poor health 15.0%
Poor mental health 15.4%
Poor physical health 11.4%
No health insurance 12.0%
Visited doctor (checkup) 79.6%
Visited dentist 63.1%
Cholesterol screening 89.6%
Teeth loss 18.5%
Veterans & disability
Veterans Count %
Civilian veterans 22 10.2%
Disability %
Any disability 32.0%
Under 18 7.1%
18–64 years 31.8%
65 and over 53.8%
Health insurance coverage
Type %
Private insurance 70.2%
Public insurance 54.8%
No insurance 4.0%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 262 96.3%
Spanish 11 4.2%
Other Indo-European 0 0.0%
Asian & Pacific Islander 11 4.2%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 264 97.1%
Born in same state 264 97.1%
Born in different state 233 85.7%
Foreign born 0 0.0%
Naturalized citizen 8 2.9%
Not a US citizen 8 100.0%
Ancestry
Ancestry Count %
Italian 64 23.5%
French 47 17.3%
Ancestry Count %
German 12 4.4%
English 7 2.6%
Technology access
Metric % of households
Computer access 48.2%
Internet access 90.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12965
What city is ZIP code 12965 in?
ZIP code 12965 is primarily assigned to Nicholville, New York.
What county is ZIP code 12965 in?
ZIP code 12965 falls within Saint Lawrence County, New York.
Does ZIP code 12965 have a large retiree population?
50% of households in ZIP code 12965 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 12965 mostly owner-occupied?
87% of occupied units in ZIP code 12965 are owner-occupied, well above the national average.
How educated is the population of ZIP code 12965?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 12965?
16% of residents in ZIP code 12965 live below the poverty line, above the national average.
What timezone is ZIP code 12965 in?
ZIP code 12965 observes the EST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →