10549 ZIP Code — Mount Kisco, NY

Westchester County, New York

ZIP code 10549 is located in Mount Kisco, New York, within Westchester County. It covers approximately 19.09 square miles and serves a population of 15,800 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10549

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1960s, giving the area an established character. Median home value is $638,000. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($119,333) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10549 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

15,800

population

19.09

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10549 ZIP code map

Cities in ZIP code 10549

Below are the cities the US Postal Service accepts for ZIP code 10549. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Kisco	Acceptable
Mount Kisco	Preferred

Nearby ZIP codes

10507 Bedford Hills (2.3 mi) 10514 Chappaqua (3.3 mi) 10546 Millwood (4.1 mi) 10506 Bedford (4.4 mi) 10536 Katonah (4.9 mi) 10504 Armonk (5.2 mi) 10562 Ossining (6.3 mi) 10570 Pleasantville (6.4 mi) 10594 Thornwood (6.5 mi) 10501 Amawalk (6.9 mi) 10598 Yorktown Heights (7 mi) 10526 Goldens Bridge (7.4 mi)

Demographics updated 05/2026

Population
Total population	15,800
Population density	828 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	19.09 sq mi
Water area	0.63 sq mi
Latitude	41.1999
Longitude	-73.7180
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.4%	27.3%	37.0%
$50k – $100k	21.4%	23.0%	27.0%
$100k – $200k	24.0%	26.5%	24.4%
Over $200k	28.2%	23.2%	11.5%

Demographics & statistics

15,800

Population

828

People per sq mi

43.3

Median age

$119,333

Median household income

$71,042

Per capita income

$638,000

Median home value

$1,752

Median monthly rent

77.2%

Home ownership

5.7%

Poverty rate

4.2%

Unemployment

5,055

Housing units

61.3%

Bachelor's or higher

Age distribution

Male Female

741

Under 5

654

362

5–9

319

505

10–14

446

406

15–19

359

379

20–24

334

824

25–34

728

1,221

35–44

1,077

1,086

45–54

959

783

55–59

692

608

60–64

536

864

65–74

763

443

75–84

391

170

85+

150

← Male

Female →

Age summary

Group	Count	%
Under 18	3,528	22.3%
18 and over	12,272	77.7%
65 and over	2,781	17.6%
Median age	43.3 years

Race & ethnicity

White 61.7%

Hispanic or Latino 14.7%

Other race 11.3%

Two or more races 4.9%

Black or African American 4.3%

Asian 3.1%

Group	Count	%
White	11,423	61.7%
Hispanic or Latino	2,715	14.7%
Other race	2,097	11.3%
Two or more races	900	4.9%
Black or African American	802	4.3%
Asian	578	3.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.4%	27.3%	37.0%
$50k – $100k	21.4%	23.0%	27.0%
$100k – $200k	24.0%	26.5%	24.4%
Over $200k	28.2%	23.2%	11.5%

Under $10k 6.2%

$10k–$15k 0.1%

$15k–$25k 4.3%

$25k–$35k 5.0%

$35k–$50k 4.2%

$50k–$75k 12.4%

$75k–$100k 9.2%

$100k–$150k 18.8%

$150k–$200k 9.2%

$200k+ 30.8%

Range	% of households
Under $10k	6.2%
$10k–$15k	0.1%
$15k–$25k	4.3%
$25k–$35k	5.0%
$35k–$50k	4.2%
$50k–$75k	12.4%
$75k–$100k	9.2%
$100k–$150k	18.8%
$150k–$200k	9.2%
$200k+	30.8%
Median income	$119,333

Housing

Home values

Under $50k 0.8%

$50k–$100k 0.7%

$100k–$150k 5.4%

$150k–$200k 7.4%

$200k–$300k 9.8%

$300k–$500k 7.6%

$500k–$1M 48.4%

$1M+ 19.9%

Housing overview

Metric	Value
Median home value	$638,000
Median rent / month	$1,752
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	7.2%
Single-family detached	45.4%
Large apartment buildings	21.2%
Mobile homes	0.0%
Median rooms	5.6
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.3%
2010–2019	0.3%
2000–2009	7.2%
1990–1999	6.5%
1980–1989	14.3%
1970–1979	10.4%
1960–1969	25.2%
1950–1959	16.4%
1940–1949	3.3%
1939 or earlier	16.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	17.0%
2 bedrooms	26.3%
3 bedrooms	25.8%
4 bedrooms	21.1%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	38.0%
2 vehicles	36.0%
3 or more	19.8%

Heating fuel

Fuel type	%
Utility gas	43.0%
Electricity	10.1%
Propane / LP gas	5.1%
Fuel oil	40.7%
Wood	0.3%

Households & families

Household type	Count	%
Married-couple family	3,283	55.2%
Cohabiting couple	281	4.7%
Male householder, no spouse	1,072	18.0%
Female householder, no spouse	1,316	22.1%
Households with children under 18	2,045	34.4%
Households with seniors (65+)	2,035	34.2%
Average household size	2.63

Marital status

Status	Male	Female
Never married	31.5%	23.9%
Married	56.0%	56.3%
Separated	1.3%	1.2%
Widowed	3.1%	7.6%
Divorced	8.2%	11.0%

Education

Less than 9th grade 7.9%

Some HS, no diploma 3.5%

HS graduate 14.3%

Some college, no degree 7.9%

Associate's degree 5.1%

Bachelor's degree 25.4%

Graduate / professional 35.9%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	61.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	347	10.7%
Kindergarten	82	2.5%
Elementary school	1,198	36.9%
High school	771	23.8%
College / grad school	846	26.1%

Employment

Industry of employment

Education & healthcare 29.6%

Professional & management 18.4%

Finance & real estate 13.0%

Retail trade 8.6%

Arts, food & hospitality 6.9%

Other services 6.3%

Construction 5.6%

Manufacturing 3.3%

Transportation & utilities 2.7%

Information 2.5%

Wholesale trade 1.5%

Public administration 1.1%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	57.1%
Service	15.7%
Sales & office	15.8%
Natural resources & construction	6.5%
Production & transportation	4.9%

Employment type

Type	%
Private sector	81.8%
Government	11.6%
Self-employed	6.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	53.0%
Carpool	7.9%
Public transit	9.9%
Walk	4.3%
Work from home	22.3%
Other means	2.7%
Avg commute (minutes)	35.6

Poverty

All people 5.7%

Under 18 years 4.0%

18 and over 6.2%

Married-couple families 2.5%

Female-led households 9.4%

Income support

Source	% of households
Social Security	35.8%
Retirement income	23.7%
Supplemental Security	1.0%
Cash public assistance	0.8%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
Obesity	20.4%
High blood pressure	25.0%
High cholesterol	29.1%
Diabetes	7.9%
Heart disease	4.9%
Stroke	2.3%
Asthma	8.7%
Arthritis	18.2%
Kidney disease	2.5%
Pulmonary disease	4.8%
Cancer	6.5%

Behavior / access	%
Smoking	11.2%
Binge drinking	16.0%
No physical activity	20.0%
Less than 7 hrs sleep	30.7%
Depression	16.8%
Fair or poor health	10.3%
Poor mental health	11.8%
Poor physical health	8.1%
No health insurance	13.0%
Visited doctor (checkup)	75.8%
Visited dentist	71.9%
Cholesterol screening	92.1%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	358	2.9%

Disability	%
Any disability	7.9%
Under 18	2.3%
18–64 years	5.7%
65 and over	22.4%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	33.0%
No insurance	4.8%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,405	91.2%
Spanish	2,054	14.3%
Other Indo-European	1,274	8.8%
Asian & Pacific Islander	401	2.8%
Other languages	154	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,670	73.9%
Born in same state	11,361	71.9%
Born in different state	9,332	59.1%
Foreign born	309	2.0%
Naturalized citizen	4,130	26.1%
Not a US citizen	2,486	60.2%

Ancestry

Ancestry	Count	%
Italian	1,738	11%
French	687	4.3%
Arab	411	2.6%
Polish	232	1.5%
Irish	136	0.9%

Ancestry	Count	%
English	89	0.6%
German	24	0.2%
Norwegian	23	0.1%
Dutch	15	0.1%

Technology access

Metric	% of households
Computer access	37.7%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10549

What city is ZIP code 10549 in?

ZIP code 10549 is primarily assigned to Mount Kisco, New York.

What county is ZIP code 10549 in?

ZIP code 10549 falls within Westchester County, New York.

How educated is the population of ZIP code 10549?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 10549 have a large retiree population?

36% of households in ZIP code 10549 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 10549?

The median home value in ZIP code 10549 is $638,000.

What is the median household income in ZIP code 10549?

The median household income in ZIP code 10549 is $119,333, above the national median of ~$75,000.

What timezone is ZIP code 10549 in?

ZIP code 10549 observes the EST timezone.