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New York ZIP Codes
Westchester County
Armonk, NY
10504
10504 ZIP Code — Armonk, NY
Westchester County, New York
ZIP code 10504 is located in
Armonk ,
New York ,
within Westchester County .
It covers approximately 16.13 square miles and serves a population of
8,047 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 914 .
About ZIP code 10504
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $1,137,300. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($243,523) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 23% of workers work from home.
Educational attainment is high — 80% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 10504 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.
10504 ZIP code map
View map of 10504
Cities in ZIP code 10504
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
8,047
Population density
499 / sq mi
State FIPS
36
County FIPS
119
Geography
Land area
16.13 sq mi
Water area
1.80 sq mi
Latitude
41.1247
Longitude
-73.7086
Timezone
Eastern (ET)
Area code
914
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
13.6%
27.3%
37.0%
$50k – $100k
11.3%
23.0%
27.0%
$100k – $200k
22.6%
26.5%
24.4%
Over $200k
52.6%
23.2%
11.5%
Demographics & statistics
$243,523
Median household income
$126,797
Per capita income
$1,137,300
Median home value
$2,326
Median monthly rent
80.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 2,147 26.7% 18 and over 5,900 73.3% 65 and over 1,121 13.9% Median age 43.8 years
Race & ethnicity
Black or African American
1.2%
Group Count % White 6,480 73.5% Hispanic or Latino 771 8.7% Other race 563 6.4% Two or more races 507 5.7% Asian 387 4.4% Black or African American 110 1.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
13.6%
27.3%
37.0%
$50k – $100k
11.3%
23.0%
27.0%
$100k – $200k
22.6%
26.5%
24.4%
Over $200k
52.6%
23.2%
11.5%
Range % of households Under $10k 1.8% $10k–$15k 0.3% $15k–$25k 1.0% $25k–$35k 0.4% $35k–$50k 5.7% $50k–$75k 3.4% $75k–$100k 8.0% $100k–$150k 9.3% $150k–$200k 10.3% $200k+ 59.9% Median income $243,523
Housing
Housing overview
Metric Value Median home value $1,137,300 Median rent / month $2,326 Owner occupied 92.0% Renter occupied 8.0% Vacant 7.7% Single-family detached 87.4% Large apartment buildings 2.7% Mobile homes 0.3% Median rooms 8.2 Avg household size (owned) 3.07
Year built
Era % 2020 or later 0.0% 2010–2019 10.7% 2000–2009 10.5% 1990–1999 15.9% 1980–1989 7.2% 1970–1979 9.0% 1960–1969 16.9% 1950–1959 15.7% 1940–1949 2.9% 1939 or earlier 11.2%
Bedrooms
Size % of units No bedroom (studio) 2.7% 1 bedroom 0.6% 2 bedrooms 9.1% 3 bedrooms 26.3% 4 bedrooms 40.2% 5+ bedrooms 21.1%
Vehicles per household
Vehicles % of households No vehicle 1.9% 1 vehicle 11.5% 2 vehicles 47.6% 3 or more 39.0%
Heating fuel
Fuel type % Utility gas 33.2% Electricity 5.5% Propane / LP gas 8.8% Fuel oil 50.5% Wood 1.6%
Households & families
Household type Count % Married-couple family 2,012 76.4% Cohabiting couple 81 3.1% Male householder, no spouse 229 8.7% Female householder, no spouse 312 11.8% Households with children under 18 1,183 44.9% Households with seniors (65+) 782 29.7% Average household size 3.04
Marital status
Status Male Female Never married 26.7% 20.9% Married 66.9% 66.2% Separated 1.9% 1.0% Widowed 2.5% 7.4% Divorced 2.0% 4.4%
Education
Some college, no degree
4.0%
Graduate / professional
40.5%
Metric % HS diploma or higher 97.8% Bachelor's or higher 80.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 193 8.7% Kindergarten 148 6.7% Elementary school 991 44.7% High school 525 23.7% College / grad school 359 16.2%
Employment
Industry of employment
Education & healthcare
27.0%
Finance & real estate
24.0%
Professional & management
17.0%
Public administration
3.3%
Arts, food & hospitality
3.2%
Transportation & utilities
1.6%
Agriculture & mining
0.1%
Occupation
Category % Management, business & arts 67.4% Service 7.3% Sales & office 18.2% Natural resources & construction 5.0% Production & transportation 2.2%
Employment type
Type % Private sector 78.2% Government 14.7% Self-employed 7.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 55.1% Carpool 3.5% Public transit 18.1% Walk 0.3% Work from home 22.9% Other means 0.0% Avg commute (minutes) 40.4
Poverty
Married-couple families
1.1%
Female-led households
20.3%
Income support
Source % of households Social Security 28.3% Retirement income 20.7% Supplemental Security 2.6% Cash public assistance 1.3% Food stamps / SNAP 0.8%
Health indicators
Condition % Obesity 17.8% High blood pressure 24.5% High cholesterol 31.2% Diabetes 6.7% Heart disease 4.5% Stroke 1.9% Asthma 8.2% Arthritis 18.3% Kidney disease 2.2% Pulmonary disease 3.7% Cancer 7.6%
Behavior / access % Smoking 7.4% Binge drinking 15.4% No physical activity 13.5% Less than 7 hrs sleep 27.8% Depression 16.1% Fair or poor health 6.3% Poor mental health 9.9% Poor physical health 6.3% No health insurance 5.3% Visited doctor (checkup) 78.2% Visited dentist 81.7% Cholesterol screening 95.4% Teeth loss 4.7%
Veterans & disability
Veterans Count % Civilian veterans 58 1.0%
Disability % Any disability 4.3% Under 18 5.4% 18–64 years 2.2% 65 and over 11.7%
Health insurance coverage
Type % Private insurance 92.3% Public insurance 17.4% No insurance 0.7% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 7,526 93.5% Spanish 319 4.2% Other Indo-European 165 2.2% Asian & Pacific Islander 66 0.9% Other languages 74 1.0%
Place of birth & citizenship
Origin Count % Native born (US) 6,883 85.5% Born in same state 6,832 84.9% Born in different state 5,245 65.2% Foreign born 51 0.6% Naturalized citizen 1,164 14.5% Not a US citizen 803 69.0%
Ancestry
Ancestry Count % Italian 861 10.7% Arab 738 9.2% French 396 4.9%
Ancestry Count % German 90 1.1% Irish 83 1% Polish 27 0.3%
Technology access
Metric % of households Computer access 32.7% Internet access 97.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 10504
What city is ZIP code 10504 in?
ZIP code 10504 is primarily assigned to Armonk, New York.
What county is ZIP code 10504 in?
ZIP code 10504 falls within Westchester County, New York.
How educated is the population of ZIP code 10504?
80% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 10504 mostly owner-occupied?
92% of occupied units in ZIP code 10504 are owner-occupied, well above the national average.
What is the median household income in ZIP code 10504?
The median household income in ZIP code 10504 is $243,523, above the national median of ~$75,000.
What is the typical home value in ZIP code 10504?
The median home value in ZIP code 10504 is $1,137,300.
What timezone is ZIP code 10504 in?
ZIP code 10504 observes the EST timezone.
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