38057 ZIP Code — Moscow, TN

Fayette County, Tennessee

ZIP code 38057 is located in Moscow, Tennessee, within Fayette County. It covers approximately 106.28 square miles and serves a population of 3,488 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38057

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $287,000. Owner-occupancy is high at 79%, well above the national average.

Median household income is $85,487. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (24%) compared to national benchmarks.

Overall, ZIP code 38057 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,488

population

106.28

sq mi land

Standard

ZIP type

Central (CT)

timezone

38057 ZIP code map

Cities in ZIP code 38057

Below are the cities the US Postal Service accepts for ZIP code 38057. Using any city not on this list may result in mail delivery delays.

City	Status
Moscow	Preferred

Nearby ZIP codes

38076 Williston (6.2 mi) 38076 Williston (6.2 mi) 38076 Williston (6.2 mi) 38039 Grand Junction (9 mi) 38066 Rossville (10.2 mi) 38642 Lamar (11 mi) 38068 Somerville (12.5 mi) 38068 Somerville (12.5 mi) 38060 Oakland (13 mi) 38060 Oakland (13 mi) 38647 Michigan City (13.4 mi) 38042 Hickory Valley (13.6 mi)

Demographics updated 05/2026

Population
Total population	3,488
Population density	33 / sq mi
State FIPS	47
County FIPS	047

Geography
Land area	106.28 sq mi
Water area	0.06 sq mi
Latitude	35.0765
Longitude	-89.3512
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	41.0%	45.7%
$50k – $100k	29.9%	33.6%	30.9%
$100k – $200k	22.1%	21.2%	18.3%
Over $200k	1.5%	4.2%	5.1%

Demographics & statistics

3,488

Population

People per sq mi

49.4

Median age

$85,487

Median household income

$40,814

Per capita income

$287,000

Median home value

$781

Median monthly rent

78.7%

Home ownership

10.6%

Poverty rate

7.0%

Unemployment

1,445

Housing units

18.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

125

202

25–34

265

142

35–44

186

244

45–54

318

103

55–59

135

124

60–64

161

225

65–74

295

129

75–84

169

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	497	14.2%
18 and over	2,991	85.8%
65 and over	852	24.4%
Median age	49.4 years

Race & ethnicity

White 69%

Black or African American 29.5%

Two or more races 1%

Hispanic or Latino 0.3%

Other race 0.3%

Group	Count	%
White	2,412	69%
Black or African American	1,031	29.5%
Two or more races	36	1%
Hispanic or Latino	10	0.3%
Other race	9	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	41.0%	45.7%
$50k – $100k	29.9%	33.6%	30.9%
$100k – $200k	22.1%	21.2%	18.3%
Over $200k	1.5%	4.2%	5.1%

Under $10k 2.5%

$10k–$15k 1.2%

$15k–$25k 5.7%

$25k–$35k 5.0%

$35k–$50k 18.1%

$50k–$75k 8.2%

$75k–$100k 27.7%

$100k–$150k 9.9%

$150k–$200k 15.9%

$200k+ 5.9%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.2%
$15k–$25k	5.7%
$25k–$35k	5.0%
$35k–$50k	18.1%
$50k–$75k	8.2%
$75k–$100k	27.7%
$100k–$150k	9.9%
$150k–$200k	15.9%
$200k+	5.9%
Median income	$85,487

Housing

Home values

Under $50k 1.5%

$50k–$100k 6.5%

$100k–$150k 12.4%

$150k–$200k 10.2%

$200k–$300k 21.6%

$300k–$500k 29.3%

$500k–$1M 15.2%

$1M+ 3.4%

Housing overview

Metric	Value
Median home value	$287,000
Median rent / month	$781
Owner occupied	78.7%
Renter occupied	21.3%
Vacant	16.5%
Single-family detached	73.8%
Large apartment buildings	0.3%
Mobile homes	15.8%
Median rooms	6.2
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.6%
2010–2019	4.2%
2000–2009	18.9%
1990–1999	28.6%
1980–1989	9.2%
1970–1979	8.0%
1960–1969	17.7%
1950–1959	4.2%
1940–1949	5.7%
1939 or earlier	2.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	4.7%
2 bedrooms	16.7%
3 bedrooms	46.3%
4 bedrooms	25.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	19.8%
2 vehicles	24.3%
3 or more	51.1%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	30.9%
Propane / LP gas	8.6%
Fuel oil	0.4%
Wood	1.8%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	789	53.7%
Cohabiting couple	75	5.1%
Male householder, no spouse	188	12.8%
Female householder, no spouse	416	28.3%
Households with children under 18	309	21.0%
Households with seniors (65+)	588	40.1%
Average household size	2.38

Marital status

Status	Male	Female
Never married	27.8%	25.7%
Married	58.1%	47.3%
Separated	1.5%	2.1%
Widowed	1.5%	13.6%
Divorced	11.0%	11.4%

Education

Less than 9th grade 6.9%

Some HS, no diploma 5.6%

HS graduate 31.1%

Some college, no degree 31.6%

Associate's degree 6.6%

Bachelor's degree 13.2%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	87.5%
Bachelor's or higher	18.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	5.6%
Kindergarten	54	13.1%
Elementary school	178	43.3%
High school	80	19.5%
College / grad school	76	18.5%

Employment

Industry of employment

Manufacturing 18.3%

Education & healthcare 17.6%

Retail trade 14.5%

Transportation & utilities 12.3%

Other services 6.8%

Professional & management 6.0%

Finance & real estate 5.9%

Public administration 4.5%

Construction 4.3%

Agriculture & mining 4.2%

Wholesale trade 2.2%

Information 1.8%

Arts, food & hospitality 1.6%

Occupation

Category	%
Management, business & arts	29.6%
Service	16.6%
Sales & office	16.7%
Natural resources & construction	15.1%
Production & transportation	22.1%

Employment type

Type	%
Private sector	82.1%
Government	9.5%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.7%
Carpool	5.1%
Public transit	0.0%
Walk	3.2%
Work from home	5.0%
Other means	0.0%
Avg commute (minutes)	36.2

Poverty

All people 10.6%

Under 18 years 27.0%

18 and over 7.9%

Married-couple families 0.6%

Female-led households 37.1%

Income support

Source	% of households
Social Security	44.6%
Retirement income	31.9%
Supplemental Security	6.7%
Cash public assistance	1.0%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	44.0%
High cholesterol	38.2%
Diabetes	15.5%
Heart disease	7.8%
Stroke	4.3%
Asthma	11.2%
Arthritis	31.9%
Kidney disease	3.5%
Pulmonary disease	9.5%
Cancer	6.8%

Behavior / access	%
Smoking	24.0%
Binge drinking	12.7%
No physical activity	29.7%
Less than 7 hrs sleep	38.3%
Depression	25.4%
Fair or poor health	20.5%
Poor mental health	16.9%
Poor physical health	13.0%
No health insurance	18.7%
Visited doctor (checkup)	77.2%
Visited dentist	51.1%
Cholesterol screening	90.9%
Teeth loss	20.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	226	7.6%

Disability	%
Any disability	20.9%
Under 18	3.8%
18–64 years	20.4%
65 and over	32.3%

Health insurance coverage

Type	%
Private insurance	69.9%
Public insurance	38.0%
No insurance	8.8%
Uninsured under 19	8.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,318	95.1%
Spanish	41	1.2%
Other Indo-European	35	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	6	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,466	99.4%
Born in same state	3,463	99.3%
Born in different state	2,324	66.6%
Foreign born	3	0.1%
Naturalized citizen	22	0.6%
Not a US citizen	22	100.0%

Ancestry

Ancestry	Count	%
French	362	10.4%
Italian	343	9.8%

Ancestry	Count	%
Arab	218	6.3%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38057

What city is ZIP code 38057 in?

ZIP code 38057 is primarily assigned to Moscow, Tennessee.

What county is ZIP code 38057 in?

ZIP code 38057 falls within Fayette County, Tennessee.

Does ZIP code 38057 have a large retiree population?

45% of households in ZIP code 38057 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 38057?

Health data for ZIP code 38057 shows elevated rates of diabetes (16%) and smoking (24%) compared to national benchmarks.

What is the population of ZIP code 38057?

ZIP code 38057 has an estimated population of 3,488 residents, with a density of 33 people per square mile.

What is the typical home value in ZIP code 38057?

The median home value in ZIP code 38057 is $287,000.

What timezone is ZIP code 38057 in?

ZIP code 38057 observes the CST timezone.