38647 ZIP Code — Michigan City, MS

Benton County, Mississippi

ZIP code 38647 is located in Michigan City, Mississippi, within Benton County. It covers approximately 66.74 square miles and serves a population of 767 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38647

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $80,000. Owner-occupancy sits near the national average at 63%.

Median household income is $25,125. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 45% of households reflects economic stress in the area.

The dominant occupation class is service, with agriculture and mining as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), diabetes (16%), smoking (22%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 38647 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

767

population

66.74

sq mi land

Standard

ZIP type

Central (CT)

timezone

38647 ZIP code map

Cities in ZIP code 38647

Below are the cities the US Postal Service accepts for ZIP code 38647. Using any city not on this list may result in mail delivery delays.

City	Status
Michigan City	Acceptable
Michigan City	Preferred

Nearby ZIP codes

38642 Lamar (7.8 mi) 38603 Ashland (8.2 mi) 38039 Grand Junction (9.4 mi) 38629 Falkner (12.9 mi) 38057 Moscow (13.4 mi) 38067 Saulsbury (13.5 mi) 38042 Hickory Valley (14.5 mi) 38674 Tiplersville (16.6 mi) 38683 Walnut (19 mi) 38052 Middleton (19.4 mi) 38076 Williston (19.6 mi) 38076 Williston (19.6 mi)

Demographics updated 05/2026

Population
Total population	767
Population density	11 / sq mi
State FIPS	28
County FIPS	009

Geography
Land area	66.74 sq mi
Water area	0.14 sq mi
Latitude	34.9380
Longitude	-89.1850
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	89.8%	58.4%	52.9%
$50k – $100k	10.2%	30.4%	28.4%
$100k – $200k	0.0%	10.2%	15.3%
Over $200k	0.0%	1.0%	3.4%

Demographics & statistics

767

Population

People per sq mi

50.0

Median age

$25,125

Median household income

$15,952

Per capita income

$80,000

Median home value

Median monthly rent

62.8%

Home ownership

29.3%

Poverty rate

7.9%

Unemployment

284

Housing units

4.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	124	16.2%
18 and over	643	83.8%
65 and over	176	22.9%
Median age	50.0 years

Race & ethnicity

Black or African American 45.8%

White 22.4%

Hispanic or Latino 15.9%

Other race 15.9%

Group	Count	%
Black or African American	418	45.8%
White	204	22.4%
Hispanic or Latino	145	15.9%
Other race	145	15.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	89.8%	58.4%	52.9%
$50k – $100k	10.2%	30.4%	28.4%
$100k – $200k	0.0%	10.2%	15.3%
Over $200k	0.0%	1.0%	3.4%

Under $10k 5.0%

$10k–$15k 7.9%

$15k–$25k 37.0%

$25k–$35k 9.4%

$35k–$50k 4.7%

$50k–$75k 30.5%

$75k–$100k 5.6%

Range	% of households
Under $10k	5.0%
$10k–$15k	7.9%
$15k–$25k	37.0%
$25k–$35k	9.4%
$35k–$50k	4.7%
$50k–$75k	30.5%
$75k–$100k	5.6%
Median income	$25,125

Housing

Home values

Under $50k 29.0%

$50k–$100k 69.2%

$150k–$200k 1.9%

Housing overview

Metric	Value
Median home value	$80,000
Median rent / month	$0
Owner occupied	62.8%
Renter occupied	37.2%
Vacant	17.0%
Single-family detached	75.9%
Large apartment buildings	0.0%
Mobile homes	24.1%
Median rooms	4.6
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	14.6%
2010–2019	4.6%
2000–2009	2.4%
1990–1999	3.9%
1980–1989	31.4%
1970–1979	6.8%
1960–1969	30.7%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	5.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.2%
2 bedrooms	39.9%
3 bedrooms	33.3%
4 bedrooms	16.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	44.0%
2 vehicles	44.3%
3 or more	11.7%

Heating fuel

Fuel type	%
Electricity	53.4%
Propane / LP gas	46.6%

Households & families

Household type	Count	%
Married-couple family	249	73.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	66	19.4%
Female householder, no spouse	26	7.6%
Households with children under 18	56	16.4%
Households with seniors (65+)	120	35.2%
Average household size	2.25

Marital status

Status	Male	Female
Never married	30.5%	8.7%
Married	62.7%	77.3%
Separated	4.4%	7.7%
Widowed	0.0%	2.8%
Divorced	2.3%	3.5%

Education

Less than 9th grade 37.5%

Some HS, no diploma 8.4%

HS graduate 27.3%

Some college, no degree 16.7%

Associate's degree 6.0%

Bachelor's degree 4.1%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	54.1%
Bachelor's or higher	4.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	83	62.9%
High school	49	37.1%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 35.4%

Manufacturing 26.3%

Education & healthcare 12.4%

Retail trade 7.8%

Other services 5.9%

Transportation & utilities 5.4%

Professional & management 4.6%

Public administration 2.2%

Occupation

Category	%
Management, business & arts	4.6%
Service	52.9%
Sales & office	16.1%
Natural resources & construction	0.0%
Production & transportation	26.3%

Employment type

Type	%
Private sector	90.0%
Government	10.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	94.1%
Carpool	5.9%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	31.9

Poverty

All people 29.3%

Under 18 years 90.3%

18 and over 17.6%

Married-couple families 7.6%

Female-led households 100.0%

Income support

Source	% of households
Social Security	15.2%
Retirement income	17.3%
Supplemental Security	8.8%
Cash public assistance	11.1%
Food stamps / SNAP	45.2%

Health indicators

Condition	%
Obesity	44.5%
High blood pressure	47.9%
High cholesterol	35.9%
Diabetes	16.1%
Heart disease	7.5%
Stroke	5.0%
Asthma	11.0%
Arthritis	30.1%
Kidney disease	3.8%
Pulmonary disease	7.8%
Cancer	5.9%

Behavior / access	%
Smoking	22.1%
Binge drinking	11.5%
No physical activity	33.7%
Less than 7 hrs sleep	38.2%
Depression	19.8%
Fair or poor health	24.4%
Poor mental health	15.3%
Poor physical health	12.3%
No health insurance	24.1%
Visited doctor (checkup)	80.6%
Visited dentist	49.3%
Cholesterol screening	89.9%
Teeth loss	23.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	6.7%

Disability	%
Any disability	30.9%
Under 18	42.7%
18–64 years	33.6%
65 and over	15.3%

Health insurance coverage

Type	%
Private insurance	21.9%
Public insurance	56.3%
No insurance	21.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	752	98.0%
Spanish	145	19.3%
Other Indo-European	145	19.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	622	81.1%
Born in same state	602	78.5%
Born in different state	224	29.2%
Foreign born	20	2.6%
Naturalized citizen	145	18.9%
Not a US citizen	145	100.0%

Ancestry

Ancestry	Count	%
Italian	108	14.1%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	65.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38647

What city is ZIP code 38647 in?

ZIP code 38647 is primarily assigned to Michigan City, Mississippi.

What county is ZIP code 38647 in?

ZIP code 38647 falls within Benton County, Mississippi.

What is the poverty rate in ZIP code 38647?

29% of residents in ZIP code 38647 live below the poverty line, above the national average.

How educated is the population of ZIP code 38647?

4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 38647?

Health data for ZIP code 38647 shows elevated rates of obesity (45%) and diabetes (16%) and smoking (22%) compared to national benchmarks.

What is the median household income in ZIP code 38647?

The median household income in ZIP code 38647 is $25,125, below the national median of ~$75,000.

What timezone is ZIP code 38647 in?

ZIP code 38647 observes the CST timezone.