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38603 ZIP Code — Ashland, MS

Benton County, Mississippi

ZIP code 38603 is located in Ashland, Mississippi, within Benton County. It covers approximately 136.70 square miles and serves a population of 2,742 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38603

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $113,800. Owner-occupancy is high at 90%, well above the national average.

Median household income is $44,545. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 38603 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,742
population
136.70
sq mi land
Standard
ZIP type
Central (CT)
timezone
38603 ZIP code map
Cities in ZIP code 38603

Below are the cities the US Postal Service accepts for ZIP code 38603. Using any city not on this list may result in mail delivery delays.

City Status
Ashland Acceptable
Ashland Preferred
Nearby ZIP codes
38647 Michigan City (8.2 mi) 38629 Falkner (11.1 mi) 38642 Lamar (11.5 mi) 38633 Hickory Flat (12.1 mi) 38610 Blue Mountain (13.4 mi) 38674 Tiplersville (14.9 mi) 38663 Ripley (15.6 mi) 38039 Grand Junction (17.6 mi) 38683 Walnut (18 mi) 38659 Potts Camp (18.3 mi)
Demographics updated 06/2026
Population
Total population 2,742
Population density 20 / sq mi
State FIPS 28
County FIPS 009
Geography
Land area 136.70 sq mi
Water area 0.75 sq mi
Latitude 34.8208
Longitude -89.1583
Timezone Central (CT)
Area code 662
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 53.0% 58.4% 52.9%
$50k – $100k 37.2% 30.4% 28.4%
$100k – $200k 9.5% 10.2% 15.3%
Over $200k 0.3% 1.0% 3.4%

Demographics & statistics

2,742
Population
20
People per sq mi
51.6
Median age
$44,545
Median household income
$26,604
Per capita income
$113,800
Median home value
$790
Median monthly rent
90.2%
Home ownership
16.4%
Poverty rate
2.3%
Unemployment
1,665
Housing units
15.5%
Bachelor's or higher

Age distribution

Male Female
84
Under 5
83
100
5–9
100
46
10–14
45
76
15–19
76
124
20–24
123
71
25–34
71
92
35–44
92
182
45–54
181
160
55–59
159
91
60–64
90
169
65–74
168
150
75–84
148
31
85+
30
← Male
Female →

Age summary

GroupCount%
Under 1854519.9%
18 and over2,19780.1%
65 and over69625.4%
Median age51.6 years

Race & ethnicity

White 74.9%
Black or African American 19.2%
Two or more races 4.4%
Asian 1.1%
Hispanic or Latino 0.3%
Other race 0.2%
GroupCount%
White2,05974.9%
Black or African American52719.2%
Two or more races1214.4%
Asian301.1%
Hispanic or Latino80.3%
Other race50.2%

Household income

Income range This ZIP County avg State avg
Under $50k 53.0% 58.4% 52.9%
$50k – $100k 37.2% 30.4% 28.4%
$100k – $200k 9.5% 10.2% 15.3%
Over $200k 0.3% 1.0% 3.4%
Under $10k 14.6%
$10k–$15k 3.5%
$15k–$25k 14.7%
$25k–$35k 11.0%
$35k–$50k 11.5%
$50k–$75k 17.7%
$75k–$100k 8.2%
$100k–$150k 15.5%
$150k–$200k 0.7%
$200k+ 2.8%
Range% of households
Under $10k14.6%
$10k–$15k3.5%
$15k–$25k14.7%
$25k–$35k11.0%
$35k–$50k11.5%
$50k–$75k17.7%
$75k–$100k8.2%
$100k–$150k15.5%
$150k–$200k0.7%
$200k+2.8%
Median income$44,545

Housing

Home values

Under $50k 9.6%
$50k–$100k 29.5%
$100k–$150k 29.4%
$150k–$200k 19.1%
$200k–$300k 5.7%
$300k–$500k 5.2%
$500k–$1M 1.3%
$1M+ 0.2%

Housing overview

MetricValue
Median home value$113,800
Median rent / month$790
Owner occupied90.2%
Renter occupied9.8%
Vacant33.0%
Single-family detached76.5%
Large apartment buildings0.0%
Mobile homes22.4%
Median rooms5.7
Avg household size (owned)2.17

Year built

Era%
2020 or later0.0%
2010–20197.5%
2000–200916.8%
1990–19996.5%
1980–198910.2%
1970–197922.2%
1960–196920.5%
1950–19596.6%
1940–19494.9%
1939 or earlier4.8%

Bedrooms

Size% of units
No bedroom (studio)1.8%
1 bedroom2.7%
2 bedrooms31.0%
3 bedrooms52.5%
4 bedrooms9.8%
5+ bedrooms2.1%

Vehicles per household

Vehicles% of households
No vehicle3.1%
1 vehicle32.3%
2 vehicles39.9%
3 or more24.7%

Heating fuel

Fuel type%
Utility gas36.3%
Electricity43.0%
Propane / LP gas14.2%
Fuel oil1.3%
Wood4.1%
No fuel used1.0%

Households & families

Household typeCount%
Married-couple family39232.8%
Cohabiting couple231.9%
Male householder, no spouse28724.0%
Female householder, no spouse49241.2%
Households with children under 1820016.8%
Households with seniors (65+)51142.8%
Average household size2.21

Marital status

StatusMaleFemale
Never married27.6%31.6%
Married45.0%32.8%
Separated1.0%4.6%
Widowed6.0%14.2%
Divorced20.4%16.7%

Education

Less than 9th grade 6.4%
Some HS, no diploma 12.1%
HS graduate 34.4%
Some college, no degree 23.3%
Associate's degree 8.2%
Bachelor's degree 7.3%
Graduate / professional 8.2%
Metric%
HS diploma or higher81.4%
Bachelor's or higher15.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool9819.1%
Kindergarten6312.3%
Elementary school18536.1%
High school11221.9%
College / grad school5410.5%

Employment

Industry of employment

Education & healthcare 24.1%
Manufacturing 17.7%
Retail trade 11.5%
Professional & management 10.9%
Transportation & utilities 10.5%
Public administration 9.9%
Arts, food & hospitality 5.3%
Construction 4.3%
Other services 4.0%
Agriculture & mining 0.6%
Information 0.6%
Wholesale trade 0.4%
Finance & real estate 0.3%

Occupation

Category%
Management, business & arts26.8%
Service19.4%
Sales & office22.9%
Natural resources & construction6.9%
Production & transportation24.0%

Employment type

Type%
Private sector81.3%
Government17.4%
Self-employed1.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone88.4%
Carpool6.0%
Public transit0.0%
Walk0.0%
Work from home3.0%
Other means2.6%
Avg commute (minutes)34.9

Poverty

All people 16.4%
Under 18 years 24.0%
18 and over 14.4%
Married-couple families 5.4%
Female-led households 12.8%

Income support

Source% of households
Social Security51.4%
Retirement income26.0%
Supplemental Security5.9%
Cash public assistance3.4%
Food stamps / SNAP13.5%

Health indicators

Condition%
Obesity39.1%
High blood pressure44.8%
High cholesterol40.6%
Diabetes14.1%
Heart disease8.9%
Stroke4.7%
Asthma10.1%
Arthritis33.3%
Kidney disease3.8%
Pulmonary disease9.8%
Cancer7.4%
Behavior / access%
Smoking22.4%
Binge drinking12.9%
No physical activity31.5%
Less than 7 hrs sleep32.6%
Depression22.7%
Fair or poor health22.7%
Poor mental health15.1%
Poor physical health12.9%
No health insurance21.5%
Visited doctor (checkup)77.6%
Visited dentist52.7%
Cholesterol screening89.1%
Teeth loss20.6%

Veterans & disability

VeteransCount%
Civilian veterans2119.6%
Disability%
Any disability21.8%
Under 189.7%
18–64 years15.3%
65 and over46.9%

Health insurance coverage

Type%
Private insurance52.1%
Public insurance54.9%
No insurance10.7%
Uninsured under 197.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,57593.9%
Spanish100.4%
Other Indo-European40.2%
Asian & Pacific Islander00.0%
Other languages60.2%

Place of birth & citizenship

OriginCount%
Native born (US)2,70598.7%
Born in same state2,70098.5%
Born in different state1,81666.2%
Foreign born50.2%
Naturalized citizen371.3%
Not a US citizen1951.4%

Ancestry

AncestryCount%
French45616.6%
Arab35512.9%
Italian28110.2%
AncestryCount%
English80.3%
German30.1%

Technology access

Metric% of households
Computer access43.5%
Internet access77.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38603

What city is ZIP code 38603 in?

ZIP code 38603 is primarily assigned to Ashland, Mississippi.

What county is ZIP code 38603 in?

ZIP code 38603 falls within Benton County, Mississippi.

Does ZIP code 38603 have a large retiree population?

51% of households in ZIP code 38603 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 38603 mostly owner-occupied?

90% of occupied units in ZIP code 38603 are owner-occupied, well above the national average.

Does ZIP code 38603 have an older population?

25% of residents in ZIP code 38603 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 38603?

16% of residents in ZIP code 38603 live below the poverty line, above the national average.

What timezone is ZIP code 38603 in?

ZIP code 38603 observes the CST timezone.

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