38060 ZIP Code — Oakland, TN

Fayette County, Tennessee

ZIP code 38060 is located in Oakland, Tennessee, within Fayette County. It covers approximately 44.89 square miles and serves a population of 11,713 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38060

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $267,700. Owner-occupancy is high at 88%, well above the national average.

Median household income is $80,478. The poverty rate of 6% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 38060 reflects a community defined by high homeownership and a significant Social Security-dependent population.

11,713

population

44.89

sq mi land

Standard

ZIP type

Central (CT)

timezone

38060 ZIP code map

Cities in ZIP code 38060

Below are the cities the US Postal Service accepts for ZIP code 38060. Using any city not on this list may result in mail delivery delays.

City	Status
Oakland	Preferred

Nearby ZIP codes

38076 Williston (6.9 mi) 38076 Williston (6.9 mi) 38076 Williston (6.9 mi) 38076 Williston (6.9 mi) 38076 Williston (6.9 mi) 38076 Williston (6.9 mi) 38068 Somerville (8.6 mi) 38068 Somerville (8.6 mi) 38068 Somerville (8.6 mi) 38068 Somerville (8.6 mi) 38028 Eads (8.7 mi) 38028 Eads (8.7 mi)

Demographics updated 05/2026

Population
Total population	11,713
Population density	261 / sq mi
State FIPS	47
County FIPS	047

Geography
Land area	44.89 sq mi
Water area	0.08 sq mi
Latitude	35.2199
Longitude	-89.5006
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	41.0%	45.7%
$50k – $100k	41.3%	33.6%	30.9%
$100k – $200k	25.4%	21.2%	18.3%
Over $200k	4.6%	4.2%	5.1%

Demographics & statistics

11,713

Population

261

People per sq mi

42.2

Median age

$80,478

Median household income

$37,543

Per capita income

$267,700

Median home value

$992

Median monthly rent

87.6%

Home ownership

6.0%

Poverty rate

3.8%

Unemployment

4,177

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

355

Under 5

351

345

5–9

340

314

10–14

310

210

15–19

208

216

20–24

213

884

25–34

872

783

35–44

773

758

45–54

748

509

55–59

502

407

60–64

401

674

65–74

665

358

75–84

354

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,322	19.8%
18 and over	9,391	80.2%
65 and over	2,214	18.9%
Median age	42.2 years

Race & ethnicity

White 68.8%

Black or African American 27.1%

Two or more races 1.9%

Hispanic or Latino 1.4%

Other race 0.5%

Asian 0.3%

Group	Count	%
White	8,174	68.8%
Black or African American	3,217	27.1%
Two or more races	229	1.9%
Hispanic or Latino	163	1.4%
Other race	55	0.5%
Asian	36	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	41.0%	45.7%
$50k – $100k	41.3%	33.6%	30.9%
$100k – $200k	25.4%	21.2%	18.3%
Over $200k	4.6%	4.2%	5.1%

Under $10k 1.6%

$10k–$15k 2.4%

$15k–$25k 8.2%

$25k–$35k 7.0%

$35k–$50k 5.4%

$50k–$75k 22.9%

$75k–$100k 13.5%

$100k–$150k 24.7%

$150k–$200k 8.2%

$200k+ 6.1%

Range	% of households
Under $10k	1.6%
$10k–$15k	2.4%
$15k–$25k	8.2%
$25k–$35k	7.0%
$35k–$50k	5.4%
$50k–$75k	22.9%
$75k–$100k	13.5%
$100k–$150k	24.7%
$150k–$200k	8.2%
$200k+	6.1%
Median income	$80,478

Housing

Home values

Under $50k 4.1%

$50k–$100k 3.5%

$100k–$150k 5.7%

$150k–$200k 14.7%

$200k–$300k 31.8%

$300k–$500k 36.1%

$500k–$1M 3.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$267,700
Median rent / month	$992
Owner occupied	87.6%
Renter occupied	12.4%
Vacant	3.5%
Single-family detached	91.3%
Large apartment buildings	0.0%
Mobile homes	6.9%
Median rooms	6.8
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	2.7%
2010–2019	18.4%
2000–2009	41.8%
1990–1999	21.4%
1980–1989	4.4%
1970–1979	7.2%
1960–1969	1.9%
1950–1959	0.6%
1940–1949	1.1%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.9%
2 bedrooms	7.7%
3 bedrooms	56.9%
4 bedrooms	28.5%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	20.2%
2 vehicles	48.6%
3 or more	26.6%

Heating fuel

Fuel type	%
Utility gas	65.8%
Electricity	27.8%
Propane / LP gas	5.4%
Wood	0.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,666	58.3%
Cohabiting couple	236	5.2%
Male householder, no spouse	724	15.8%
Female householder, no spouse	949	20.7%
Households with children under 18	1,539	33.6%
Households with seniors (65+)	1,519	33.2%
Average household size	2.56

Marital status

Status	Male	Female
Never married	29.1%	24.4%
Married	57.5%	54.0%
Separated	2.1%	0.9%
Widowed	0.8%	7.9%
Divorced	10.5%	12.7%

Education

Less than 9th grade 0.3%

Some HS, no diploma 7.3%

HS graduate 31.1%

Some college, no degree 25.9%

Associate's degree 7.4%

Bachelor's degree 19.3%

Graduate / professional 8.7%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	100	4.6%
Kindergarten	45	2.1%
Elementary school	1,055	48.6%
High school	422	19.4%
College / grad school	549	25.3%

Employment

Industry of employment

Education & healthcare 19.7%

Construction 11.0%

Manufacturing 10.9%

Transportation & utilities 10.2%

Retail trade 9.9%

Professional & management 8.8%

Finance & real estate 6.4%

Other services 6.0%

Wholesale trade 5.4%

Arts, food & hospitality 4.9%

Public administration 4.3%

Information 1.7%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	38.0%
Service	10.8%
Sales & office	22.8%
Natural resources & construction	14.3%
Production & transportation	14.1%

Employment type

Type	%
Private sector	76.6%
Government	14.4%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.0%
Carpool	11.8%
Public transit	0.0%
Walk	0.6%
Work from home	9.3%
Other means	4.4%
Avg commute (minutes)	37.3

Poverty

All people 6.0%

Under 18 years 8.9%

18 and over 5.3%

Married-couple families 1.2%

Female-led households 23.3%

Income support

Source	% of households
Social Security	35.4%
Retirement income	24.4%
Supplemental Security	7.8%
Cash public assistance	2.3%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	35.4%
High cholesterol	34.5%
Diabetes	10.8%
Heart disease	5.7%
Stroke	2.8%
Asthma	10.2%
Arthritis	26.3%
Kidney disease	2.5%
Pulmonary disease	7.0%
Cancer	6.0%

Behavior / access	%
Smoking	21.1%
Binge drinking	15.7%
No physical activity	22.9%
Less than 7 hrs sleep	35.6%
Depression	26.4%
Fair or poor health	14.3%
Poor mental health	16.5%
Poor physical health	10.1%
No health insurance	15.5%
Visited doctor (checkup)	73.3%
Visited dentist	58.9%
Cholesterol screening	90.6%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	777	8.3%

Disability	%
Any disability	17.5%
Under 18	1.4%
18–64 years	15.7%
65 and over	40.2%

Health insurance coverage

Type	%
Private insurance	70.5%
Public insurance	35.1%
No insurance	9.2%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,007	94.0%
Spanish	72	0.7%
Other Indo-European	17	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,453	97.8%
Born in same state	11,360	97.0%
Born in different state	7,419	63.3%
Foreign born	93	0.8%
Naturalized citizen	260	2.2%
Not a US citizen	206	79.2%

Ancestry

Ancestry	Count	%
Italian	1,389	11.9%
French	1,253	10.7%
Arab	735	6.3%
English	63	0.5%

Ancestry	Count	%
Irish	19	0.2%
Dutch	12	0.1%
Polish	8	0.1%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38060

What city is ZIP code 38060 in?

ZIP code 38060 is primarily assigned to Oakland, Tennessee.

What county is ZIP code 38060 in?

ZIP code 38060 falls within Fayette County, Tennessee.

Is ZIP code 38060 mostly owner-occupied?

88% of occupied units in ZIP code 38060 are owner-occupied, well above the national average.

Does ZIP code 38060 have a large retiree population?

35% of households in ZIP code 38060 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 38060?

ZIP code 38060 has an estimated population of 11,713 residents, with a density of 261 people per square mile.

What is the typical home value in ZIP code 38060?

The median home value in ZIP code 38060 is $267,700.

What timezone is ZIP code 38060 in?

ZIP code 38060 observes the CST timezone.