93940 ZIP Code — Monterey, CA
Monterey County, California
ZIP code 93940 is located in Monterey, California, within Monterey County. It covers approximately 35.14 square miles and serves a population of 31,513 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 831.
About ZIP code 93940
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $960,400. Renters make up the majority at 59%, typical of denser urban areas.
The gap between median ($103,946) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.
31,513
population
35.14
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
93940 ZIP code map
Cities in ZIP code 93940
Below are the cities the US Postal Service accepts for ZIP code 93940. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Monterey | Acceptable |
| Monterey | Preferred |
Nearby ZIP codes
93943 Monterey (2.2 mi)
93955 Seaside (4 mi)
93950 Pacific Grove (5.3 mi)
93953 Pebble Beach (6.1 mi)
93933 Marina (7.8 mi)
93901 Salinas (11.7 mi)
93923 Carmel (11.9 mi)
93905 Salinas (14.2 mi)
93908 Salinas (14.4 mi)
95012 Castroville (14.6 mi)
93906 Salinas (15.7 mi)
93907 Salinas (16.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 31,513 |
| Population density | 897 / sq mi |
| State FIPS | 06 |
| County FIPS | 053 |
| Geography | |
|---|---|
| Land area | 35.14 sq mi |
| Water area | 10.98 sq mi |
| Latitude | 36.5836 |
| Longitude | -121.8369 |
| Timezone | Pacific (PT) |
| Area code | 831 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 27.4% | 31.5% | 32.6% |
| $50k – $100k | 29.9% | 32.1% | 27.7% |
| $100k – $200k | 27.8% | 25.4% | 26.4% |
| Over $200k | 14.8% | 11.0% | 13.3% |
Demographics & statistics
31,513
Population
897
People per sq mi
42.0
Median age
$103,946
Median household income
$65,719
Per capita income
$960,400
Median home value
$2,212
Median monthly rent
41.0%
Home ownership
10.2%
Poverty rate
6.4%
Unemployment
7,413
Housing units
53.4%
Bachelor's or higher
Age distribution
Male
Female
832
Under 5
913
500
5–9
549
574
10–14
629
453
15–19
497
928
20–24
1,017
2,796
25–34
3,066
1,969
35–44
2,160
1,569
45–54
1,720
996
55–59
1,093
1,185
60–64
1,300
1,672
65–74
1,834
1,035
75–84
1,134
521
85+
571
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,598 | 14.6% |
| 18 and over | 26,915 | 85.4% |
| 65 and over | 6,767 | 21.5% |
| Median age | 42.0 years | |
Race & ethnicity
White
60.7%
Hispanic or Latino
12.5%
Other race
8.2%
Two or more races
8.1%
Asian
6.8%
Black or African American
2.4%
American Indian / Alaska Native
0.9%
Native Hawaiian / Pacific Islander
0.3%
| Group | Count | % |
|---|---|---|
| White | 21,883 | 60.7% |
| Hispanic or Latino | 4,510 | 12.5% |
| Other race | 2,963 | 8.2% |
| Two or more races | 2,919 | 8.1% |
| Asian | 2,467 | 6.8% |
| Black or African American | 876 | 2.4% |
| American Indian / Alaska Native | 309 | 0.9% |
| Native Hawaiian / Pacific Islander | 96 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 27.4% | 31.5% | 32.6% |
| $50k – $100k | 29.9% | 32.1% | 27.7% |
| $100k – $200k | 27.8% | 25.4% | 26.4% |
| Over $200k | 14.8% | 11.0% | 13.3% |
Under $10k
3.1%
$10k–$15k
1.7%
$15k–$25k
4.4%
$25k–$35k
5.0%
$35k–$50k
7.7%
$50k–$75k
12.4%
$75k–$100k
14.3%
$100k–$150k
19.3%
$150k–$200k
13.9%
$200k+
18.1%
| Range | % of households |
|---|---|
| Under $10k | 3.1% |
| $10k–$15k | 1.7% |
| $15k–$25k | 4.4% |
| $25k–$35k | 5.0% |
| $35k–$50k | 7.7% |
| $50k–$75k | 12.4% |
| $75k–$100k | 14.3% |
| $100k–$150k | 19.3% |
| $150k–$200k | 13.9% |
| $200k+ | 18.1% |
| Median income | $103,946 |
Housing
Home values
Under $50k
1.6%
$50k–$100k
0.5%
$150k–$200k
0.3%
$200k–$300k
2.5%
$300k–$500k
4.8%
$500k–$1M
45.1%
$1M+
45.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $960,400 |
| Median rent / month | $2,212 |
| Owner occupied | 41.0% |
| Renter occupied | 59.0% |
| Vacant | 10.2% |
| Single-family detached | 48.7% |
| Large apartment buildings | 13.2% |
| Mobile homes | 0.0% |
| Median rooms | 4.6 |
| Avg household size (owned) | 2.12 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.3% |
| 2000–2009 | 6.0% |
| 1990–1999 | 6.9% |
| 1980–1989 | 14.9% |
| 1970–1979 | 18.3% |
| 1960–1969 | 12.9% |
| 1950–1959 | 21.6% |
| 1940–1949 | 5.0% |
| 1939 or earlier | 11.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 7.0% |
| 1 bedroom | 19.9% |
| 2 bedrooms | 31.1% |
| 3 bedrooms | 29.5% |
| 4 bedrooms | 10.0% |
| 5+ bedrooms | 2.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.2% |
| 1 vehicle | 39.1% |
| 2 vehicles | 39.0% |
| 3 or more | 15.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 63.0% |
| Electricity | 30.9% |
| Propane / LP gas | 2.8% |
| Fuel oil | 0.4% |
| Wood | 0.4% |
| Solar | 0.3% |
| No fuel used | 1.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,012 | 42.4% |
| Cohabiting couple | 1,005 | 7.1% |
| Male householder, no spouse | 2,929 | 20.7% |
| Female householder, no spouse | 4,231 | 29.8% |
| Households with children under 18 | 2,544 | 17.9% |
| Households with seniors (65+) | 4,648 | 32.8% |
| Average household size | 2.18 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 35.2% | 29.2% |
| Married | 51.7% | 47.5% |
| Separated | 1.4% | 1.6% |
| Widowed | 2.5% | 8.2% |
| Divorced | 9.1% | 13.5% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
3.1%
HS graduate
12.7%
Some college, no degree
18.2%
Associate's degree
9.7%
Bachelor's degree
27.9%
Graduate / professional
25.6%
| Metric | % |
|---|---|
| HS diploma or higher | 94.0% |
| Bachelor's or higher | 53.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 423 | 6.4% |
| Kindergarten | 336 | 5.1% |
| Elementary school | 1,730 | 26.2% |
| High school | 834 | 12.6% |
| College / grad school | 3,274 | 49.6% |
Employment
Industry of employment
Education & healthcare
26.3%
Professional & management
16.3%
Arts, food & hospitality
14.9%
Public administration
7.2%
Retail trade
6.7%
Finance & real estate
6.1%
Construction
5.6%
Manufacturing
5.3%
Other services
4.3%
Agriculture & mining
2.4%
Wholesale trade
1.9%
Transportation & utilities
1.6%
Information
1.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 53.7% |
| Service | 19.8% |
| Sales & office | 15.0% |
| Natural resources & construction | 6.5% |
| Production & transportation | 5.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 66.4% |
| Government | 22.3% |
| Self-employed | 11.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 66.7% |
| Carpool | 6.3% |
| Public transit | 1.0% |
| Walk | 4.0% |
| Work from home | 18.4% |
| Other means | 3.5% |
| Avg commute (minutes) | 20.1 |
Poverty
All people
10.2%
Under 18 years
11.8%
18 and over
9.9%
Married-couple families
4.8%
Female-led households
17.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.9% |
| Retirement income | 26.4% |
| Supplemental Security | 3.0% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 5.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 25.5% |
| High blood pressure | 24.7% |
| High cholesterol | 26.4% |
| Diabetes | 7.6% |
| Heart disease | 5.1% |
| Stroke | 2.3% |
| Asthma | 9.2% |
| Arthritis | 19.8% |
| Kidney disease | 2.4% |
| Pulmonary disease | 4.9% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 9.1% |
| Binge drinking | 20.0% |
| No physical activity | 15.4% |
| Less than 7 hrs sleep | 27.5% |
| Depression | 17.2% |
| Fair or poor health | 10.7% |
| Poor mental health | 13.4% |
| Poor physical health | 8.0% |
| No health insurance | 8.3% |
| Visited doctor (checkup) | 69.0% |
| Visited dentist | 73.8% |
| Cholesterol screening | 90.6% |
| Teeth loss | 7.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,886 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 10.8% |
| Under 18 | 1.7% |
| 18–64 years | 7.0% |
| 65 and over | 28.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.3% |
| Public insurance | 34.7% |
| No insurance | 5.5% |
| Uninsured under 19 | 2.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 29,768 | 94.5% |
| Spanish | 2,285 | 7.7% |
| Other Indo-European | 1,236 | 4.2% |
| Asian & Pacific Islander | 660 | 2.2% |
| Other languages | 263 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 26,169 | 83.0% |
| Born in same state | 25,485 | 80.9% |
| Born in different state | 15,178 | 48.2% |
| Foreign born | 684 | 2.2% |
| Naturalized citizen | 5,344 | 17.0% |
| Not a US citizen | 2,739 | 51.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,946 | 12.5% |
| French | 3,775 | 12% |
| Arab | 1,036 | 3.3% |
| Polish | 427 | 1.4% |
| Dutch | 217 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 203 | 0.6% |
| English | 173 | 0.5% |
| German | 62 | 0.2% |
| Norwegian | 26 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 45.0% |
| Internet access | 96.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 93940
What city is ZIP code 93940 in?
ZIP code 93940 is primarily assigned to Monterey, California.
What county is ZIP code 93940 in?
ZIP code 93940 falls within Monterey County, California.
Is ZIP code 93940 mostly rentals?
59% of occupied units in ZIP code 93940 are renter-occupied.
How educated is the population of ZIP code 93940?
53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 93940?
The median home value in ZIP code 93940 is $960,400.
What is the median household income in ZIP code 93940?
The median household income in ZIP code 93940 is $103,946, above the national median of ~$75,000.
What timezone is ZIP code 93940 in?
ZIP code 93940 observes the PST timezone.