Monterey ZIP Codes — Monterey County, CA

There are 4 unique ZIP codes in Monterey, California. Area code: 831.

ZIP codes

35.68

sq mi land

11.00

sq mi water

831

area code

Monterey, CA ZIP code map

About Monterey, CA

Monterey, California, is a picturesque coastal city located in Monterey County. Renowned for its stunning ocean views and rich history, Monterey offers a blend of natural beauty and cultural landmarks. Visitors and residents alike enjoy an array of attractions, including the famous Monterey Bay Aquarium and Cannery Row.

Location & geography

Monterey sits along the central coast of California, bordered to the west by the Pacific Ocean. Nearby cities include Carmel-by-the-Sea, just 5 miles to the south; Salinas, approximately 20 miles inland; Pacific Grove, located a mere 2 miles to the northwest; and Sand City, about 2 miles southwest. The city's geography features a land area of 35.35 square miles and a water area of 11.00 square miles, with a diverse landscape of coastal bluffs, sandy beaches, and marine habitats.

Community & economy

The character of Monterey is shaped by its deep-seated maritime heritage, which is evident in its fishing industry and vibrant arts scene. Many residents are involved in sectors like tourism, hospitality, and education, contributing to a lively local economy. Daily life is enriched by a focus on community events, outdoor recreation, and the preservation of the area's stunning natural resources.

Transportation

Monterey is accessible via California State Route 1, known for its scenic coastal views. The nearest major airport is the Monterey Peninsula Airport, providing regional flights and connections. Public transportation options include the Monterey-Salinas Transit system, which connects Monterey with surrounding areas.

History

Monterey was originally founded in 1770, serving as the capital of Alta California under Spanish rule. The city's economy historically thrived on industries such as sardine canning and shipping, particularly during the early 20th century. Notable events, such as the signing of the Monterey Protocol on environmental conservation in 1992, highlight the city's commitment to protecting its natural beauty.

Did you know?

A surprising fact about Monterey is that it was once the capital of California during the Spanish and Mexican periods. The city is also famous for the annual Monterey Jazz Festival, one of the longest-running jazz festivals in the world.

ZIP codes for Monterey, CA (4)

ZIP code	City	County	Map
93940	Monterey	Monterey	View map
93942	Monterey	Monterey	View map
93943	Monterey	Monterey	View map
93944	Monterey	Monterey	View map

Demographics & statistics

31,525

Population

42.0

Median age

$103,906

Median household income

$65,694

Per capita income

$480,200

Median home value

$1,106

Median monthly rent

20.5%

Home ownership

5.1%

Poverty rate

3.2%

Unemployment

7,413

Housing units

76.7%

Bachelor's or higher

Age distribution

Male Female

853

Under 5

892

513

5–9

536

588

10–14

615

464

15–19

486

951

20–24

994

2,865

25–34

2,997

2,018

35–44

2,111

1,610

45–54

1,685

1,024

55–59

1,071

1,215

60–64

1,270

1,714

65–74

1,792

1,060

75–84

1,109

534

85+

558

← Male

Female →

Age summary

Group	Count	%
Under 18	4,598	7.3%
18 and over	26,927	92.7%
65 and over	6,767	10.8%
Median age	42.0 years

Race & ethnicity

White 60.8%

Hispanic or Latino 12.5%

Other race 8.2%

Two or more races 8.1%

Asian 6.8%

Black or African American 2.4%

American Indian / Alaska Native 0.9%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	21,895	60.8%
Hispanic or Latino	4,510	12.5%
Other race	2,963	8.2%
Two or more races	2,919	8.1%
Asian	2,467	6.8%
Black or African American	876	2.4%
American Indian / Alaska Native	309	0.9%
Native Hawaiian / Pacific Islander	96	0.3%

Household income

Under $10k 1.6%

$10k–$15k 0.9%

$15k–$25k 2.2%

$25k–$35k 2.5%

$35k–$50k 3.9%

$50k–$75k 6.2%

$75k–$100k 7.2%

$100k–$150k 9.7%

$150k–$200k 7.0%

$200k+ 59.1%

Range	% of households
Under $10k	1.6%
$10k–$15k	0.9%
$15k–$25k	2.2%
$25k–$35k	2.5%
$35k–$50k	3.9%
$50k–$75k	6.2%
$75k–$100k	7.2%
$100k–$150k	9.7%
$150k–$200k	7.0%
$200k+	59.1%
Median income	$103,906

Housing

Home values

Under $50k 0.8%

$50k–$100k 0.3%

$150k–$200k 0.2%

$200k–$300k 1.3%

$300k–$500k 2.4%

$500k–$1M 22.6%

$1M+ 22.6%

Housing overview

Metric	Value
Median home value	$480,200
Median rent / month	$1,106
Owner occupied	20.5%
Renter occupied	79.5%
Vacant	5.1%
Single-family detached	24.4%
Large apartment buildings	6.6%
Mobile homes	0.0%
Median rooms	2.3
Avg household size (owned)	1.06

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	3.0%
1990–1999	3.5%
1980–1989	7.5%
1970–1979	9.2%
1960–1969	6.5%
1950–1959	10.8%
1940–1949	2.5%
1939 or earlier	55.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	10.0%
2 bedrooms	15.6%
3 bedrooms	64.8%
4 bedrooms	5.0%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	69.6%
2 vehicles	19.5%
3 or more	7.9%

Heating fuel

Fuel type	%
Utility gas	81.5%
Electricity	15.5%
Propane / LP gas	1.4%
Fuel oil	0.2%
Wood	0.2%
Solar	0.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	6,018	71.2%
Cohabiting couple	1,005	3.6%
Male householder, no spouse	2,929	10.4%
Female householder, no spouse	4,231	14.9%
Households with children under 18	2,544	9.0%
Households with seniors (65+)	4,648	16.4%
Average household size	2.09

Marital status

Status	Male	Female
Never married	17.6%	14.6%
Married	75.9%	73.8%
Separated	0.7%	0.8%
Widowed	1.3%	4.1%
Divorced	4.6%	6.8%

Education

Less than 9th grade 1.5%

Some HS, no diploma 1.6%

HS graduate 6.4%

Some college, no degree 9.1%

Associate's degree 4.9%

Bachelor's degree 14.0%

Graduate / professional 62.8%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	76.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	423	3.2%
Kindergarten	336	2.6%
Elementary school	1,730	13.1%
High school	834	6.3%
College / grad school	3,274	24.8%

Employment

Industry of employment

Education & healthcare 13.2%

Professional & management 8.2%

Arts, food & hospitality 7.5%

Public administration 3.6%

Retail trade 3.4%

Finance & real estate 3.1%

Construction 2.8%

Manufacturing 2.7%

Other services 2.2%

Agriculture & mining 1.2%

Wholesale trade 1.0%

Transportation & utilities 0.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	26.9%
Service	9.9%
Sales & office	7.5%
Natural resources & construction	3.3%
Production & transportation	2.5%

Employment type

Type	%
Private sector	33.2%
Government	11.2%
Self-employed	5.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	83.4%
Carpool	3.2%
Public transit	0.5%
Walk	2.0%
Other means	1.8%
Avg commute (minutes)	10.1

Poverty

All people 5.1%

Under 18 years 5.9%

18 and over 5.0%

Married-couple families 2.4%

Female-led households 8.9%

Income support

Source	% of households
Social Security	15.0%
Retirement income	63.2%
Supplemental Security	1.5%
Cash public assistance	1.2%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
High blood pressure	12.4%
High cholesterol	13.2%
Heart disease	2.6%
Stroke	1.2%
Asthma	4.6%
Arthritis	9.9%
Kidney disease	1.2%
Pulmonary disease	2.5%
Cancer	3.2%

Behavior / access	%
Binge drinking	10.0%
No physical activity	7.7%
Less than 7 hrs sleep	13.8%
Fair or poor health	5.4%
Poor mental health	6.7%
Poor physical health	4.0%
No health insurance	4.2%
Visited doctor (checkup)	34.5%
Visited dentist	36.9%
Cholesterol screening	45.3%
Teeth loss	3.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,892	53.7%

Disability	%
Any disability	5.4%
Under 18	0.9%
18–64 years	3.5%
65 and over	14.1%

Health insurance coverage

Type	%
Private insurance	87.7%
Public insurance	67.4%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,780	97.3%
Spanish	2,285	3.9%
Other Indo-European	1,236	2.1%
Asian & Pacific Islander	660	1.1%
Other languages	263	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	26,175	66.5%
Born in same state	25,491	65.5%
Born in different state	15,178	24.1%
Foreign born	684	1.1%
Naturalized citizen	5,350	33.5%
Not a US citizen	2,745	75.7%

Ancestry

Ancestry	Count	%
Italian	3,952	12.5%
French	3,775	12%
Arab	1,036	3.3%
Polish	427	1.4%
Dutch	217	0.7%

Ancestry	Count	%
Irish	203	0.6%
English	173	0.5%
German	62	0.2%
Norwegian	26	0.1%

Technology access

Metric	% of households
Computer access	47.5%
Internet access	98.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monterey, CA have?

Monterey, CA has two ZIP codes: 93940 and 93943. Each ZIP code serves a distinct delivery area within the city and surrounding region.