Carmel ZIP Codes — Monterey County, CA

There are 2 unique ZIP codes in Carmel, California. Area code: 831.
2
ZIP codes
202.72
sq mi land
0.69
sq mi water
831
area code
Carmel, CA ZIP code map

About Carmel, CA

Carmel, California, is a charming coastal city known for its stunning natural beauty and artistic community. Nestled in Monterey County, Carmel combines a rich history with a vibrant present, making it a popular destination for visitors. With its picturesque landscapes and unique architectural style, Carmel attracts tourists and residents alike who appreciate its tranquil atmosphere and cultural offerings.

Location & geography

Carmel is located along the scenic coastline of Central California, approximately 120 miles south of San Francisco and 30 miles northwest of Paso Robles. The city covers a land area of 202.72 square miles, featuring rolling hills and coastal bluffs, with a small water area of 0.69 square miles. It is bordered by the Pacific Ocean to the west and is in close proximity to notable cities such as Monterey, which is just 4 miles to the north, and Big Sur, approximately 27 miles to the south.

Community & economy

Carmel has a quaint and artistic character, often described as a haven for artists, writers, and filmmakers. The local economy is bolstered by tourism, hospitality, and a variety of art galleries and boutiques that showcase local talent. Daily life in Carmel is characterized by a strong sense of community, with residents taking pride in their unique cultural heritage and beautiful natural surroundings.

Transportation

Carmel is conveniently accessible via State Route 1, also known as the Pacific Coast Highway, which offers breathtaking views of the coastline. The nearest major airport is Monterey Peninsula Airport, located just 7 miles to the north, providing regional flights and connections. Public transportation options are limited but available through local shuttles and the Monterey-Salinas Transit system.

History

Carmel was founded in the late 19th century and quickly became known for its artistic community and scenic landscapes. The area has historically attracted writers and artists, including the famous author Jack London and photographer Ansel Adams, contributing to its cultural significance. Notable events, such as the establishment of the Carmel Art Association in 1927, helped solidify Carmel's reputation as an artistic hub.

Did you know?

One surprising fact about Carmel is that it has no street addresses; instead, residents rely on descriptive directions for postal services. Additionally, the city is home to a number of famous individuals, including actor Clint Eastwood, who served as the mayor in the 1980s.

ZIP codes for Carmel, CA (2)
ZIP code City County Map
93922 Carmel Monterey View map
93923 Carmel Monterey View map

Demographics & statistics

12,630
Population
59.0
Median age
$120,972
Median household income
$93,915
Per capita income
$1,444,200
Median home value
$2,257
Median monthly rent
77.4%
Home ownership
7.3%
Poverty rate
4.3%
Unemployment
5,794
Housing units
66.8%
Bachelor's or higher

Age distribution

Male Female
182
Under 5
206
218
5–9
248
296
10–14
337
319
15–19
363
84
20–24
95
303
25–34
343
525
35–44
595
685
45–54
777
425
55–59
483
558
60–64
633
1,150
65–74
1,305
770
75–84
875
400
85+
455
← Male
Female →

Age summary

GroupCount%
Under 182,03216.1%
18 and over10,59883.9%
65 and over4,95539.2%
Median age59.0 years

Race & ethnicity

White 76.6%
Two or more races 8.9%
Hispanic or Latino 6%
Asian 5.7%
Other race 1.4%
Native Hawaiian / Pacific Islander 0.7%
Black or African American 0.6%
GroupCount%
White10,30076.6%
Two or more races1,1978.9%
Hispanic or Latino8126%
Asian7725.7%
Other race1921.4%
Native Hawaiian / Pacific Islander950.7%
Black or African American740.6%

Household income

Under $10k 2.2%
$10k–$15k 2.8%
$15k–$25k 5.0%
$25k–$35k 4.3%
$35k–$50k 6.8%
$50k–$75k 9.5%
$75k–$100k 10.9%
$100k–$150k 15.3%
$150k–$200k 10.6%
$200k+ 32.7%
Range% of households
Under $10k2.2%
$10k–$15k2.8%
$15k–$25k5.0%
$25k–$35k4.3%
$35k–$50k6.8%
$50k–$75k9.5%
$75k–$100k10.9%
$100k–$150k15.3%
$150k–$200k10.6%
$200k+32.7%
Median income$120,972

Housing

Home values

Under $50k 1.3%
$100k–$150k 0.5%
$150k–$200k 0.6%
$200k–$300k 0.2%
$300k–$500k 2.1%
$500k–$1M 21.4%
$1M+ 73.9%

Housing overview

MetricValue
Median home value$1,444,200
Median rent / month$2,257
Owner occupied77.4%
Renter occupied22.6%
Vacant23.0%
Single-family detached77.3%
Large apartment buildings4.3%
Mobile homes0.6%
Median rooms5.8
Avg household size (owned)2.43

Year built

Era%
2020 or later0.2%
2010–20190.7%
2000–20097.3%
1990–19997.9%
1980–198910.7%
1970–197918.9%
1960–196921.9%
1950–195916.1%
1940–19496.0%
1939 or earlier10.4%

Bedrooms

Size% of units
No bedroom (studio)3.0%
1 bedroom11.7%
2 bedrooms25.0%
3 bedrooms33.6%
4 bedrooms21.6%
5+ bedrooms5.1%

Vehicles per household

Vehicles% of households
No vehicle5.4%
1 vehicle31.8%
2 vehicles40.2%
3 or more22.6%

Heating fuel

Fuel type%
Utility gas63.7%
Electricity23.3%
Propane / LP gas9.9%
Fuel oil0.2%
Wood1.1%
Solar1.4%
No fuel used0.2%

Households & families

Household typeCount%
Married-couple family2,95554.7%
Cohabiting couple2995.5%
Male householder, no spouse56310.4%
Female householder, no spouse1,58429.3%
Households with children under 181,10020.4%
Households with seniors (65+)3,42063.3%
Average household size2.31

Marital status

StatusMaleFemale
Never married24.3%17.7%
Married60.4%51.8%
Separated2.0%1.4%
Widowed1.5%13.8%
Divorced11.8%15.2%

Education

Less than 9th grade 1.9%
Some HS, no diploma 2.6%
HS graduate 6.7%
Some college, no degree 14.6%
Associate's degree 7.4%
Bachelor's degree 34.0%
Graduate / professional 32.7%
Metric%
HS diploma or higher95.5%
Bachelor's or higher66.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2099.6%
Kindergarten1426.5%
Elementary school73033.5%
High school62928.9%
College / grad school47021.6%

Employment

Industry of employment

Education & healthcare 24.8%
Professional & management 19.5%
Retail trade 13.9%
Arts, food & hospitality 10.0%
Finance & real estate 8.8%
Manufacturing 6.1%
Information 5.1%
Construction 3.9%
Transportation & utilities 2.9%
Other services 2.0%
Public administration 2.0%
Agriculture & mining 0.8%
Wholesale trade 0.2%

Occupation

Category%
Management, business & arts61.6%
Service9.9%
Sales & office22.6%
Natural resources & construction0.9%
Production & transportation5.0%

Employment type

Type%
Private sector65.7%
Government10.9%
Self-employed22.4%
Unpaid family workers0.9%

Commute

Method%
Drive alone58.2%
Carpool14.2%
Public transit0.0%
Walk5.9%
Other means1.9%
Avg commute (minutes)19.1

Poverty

All people 7.3%
Under 18 years 3.0%
18 and over 8.2%
Married-couple families 2.4%
Female-led households 7.7%

Income support

Source% of households
Social Security52.9%
Retirement income41.3%
Supplemental Security2.5%
Cash public assistance0.8%
Food stamps / SNAP3.9%

Health indicators

Condition%
High blood pressure35.5%
High cholesterol37.0%
Heart disease8.6%
Stroke3.6%
Asthma8.7%
Arthritis30.8%
Kidney disease3.7%
Pulmonary disease6.8%
Cancer11.4%
Behavior / access%
Binge drinking13.5%
No physical activity16.3%
Less than 7 hrs sleep24.2%
Fair or poor health12.1%
Poor mental health10.2%
Poor physical health9.5%
No health insurance5.7%
Visited doctor (checkup)77.5%
Visited dentist78.4%
Cholesterol screening96.1%
Teeth loss6.9%

Veterans & disability

VeteransCount%
Civilian veterans8888.4%
Disability%
Any disability10.8%
Under 181.3%
18–64 years3.9%
65 and over22.8%

Health insurance coverage

Type%
Private insurance76.3%
Public insurance44.6%
Uninsured under 192.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only12,24296.9%
Spanish3993.3%
Other Indo-European2692.2%
Asian & Pacific Islander830.7%
Other languages370.3%

Place of birth & citizenship

OriginCount%
Native born (US)10,99087.0%
Born in same state10,60384.0%
Born in different state6,27449.7%
Foreign born3873.1%
Naturalized citizen1,64013.0%
Not a US citizen1,21874.3%

Ancestry

AncestryCount%
French2,40119%
Italian1,29810.3%
Arab4893.9%
Polish2371.9%
English1581.3%
AncestryCount%
Dutch1361.1%
German750.6%
Irish620.5%
Norwegian340.3%

Technology access

Metric% of households
Computer access42.8%
Internet access95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Carmel, CA have?
Carmel, CA has one ZIP code: 93923. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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