07827 ZIP Code — Montague, NJ

Sussex County, New Jersey

ZIP code 07827 is located in Montague, New Jersey, within Sussex County. It covers approximately 53.10 square miles and serves a population of 4,117 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 973/862.

About ZIP code 07827

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $277,900. Owner-occupancy is high at 92%, well above the national average.

Median household income is $103,594. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Overall, ZIP code 07827 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,117

population

53.10

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

07827 ZIP code map

Cities in ZIP code 07827

Below are the cities the US Postal Service accepts for ZIP code 07827. Using any city not on this list may result in mail delivery delays.

City	Status
Montague	Acceptable
Montague	Acceptable
Montague	Preferred

Nearby ZIP codes

18336 Matamoras (6.2 mi) 07826 Branchville (6.7 mi) 07851 Layton (7.3 mi) 18337 Milford (7.5 mi) 12771 Port Jervis (8.2 mi) 07461 Sussex (8.6 mi) 07890 Branchville (9.8 mi) 12780 Sparrow Bush (10.4 mi) 07822 Augusta (10.7 mi) 12746 Huguenot (11.1 mi) 10998 Westtown (11.3 mi) 18458 Shohola (11.7 mi)

Demographics updated 05/2026

Population
Total population	4,117
Population density	78 / sq mi
State FIPS	34
County FIPS	037

Geography
Land area	53.10 sq mi
Water area	1.46 sq mi
Latitude	41.2887
Longitude	-74.7582
Timezone	Eastern (ET)
Area code	973/862

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	21.7%	30.2%
$50k – $100k	34.6%	30.2%	26.7%
$100k – $200k	30.8%	35.0%	28.3%
Over $200k	5.5%	13.1%	14.8%

Demographics & statistics

4,117

Population

People per sq mi

41.8

Median age

$103,594

Median household income

$47,958

Per capita income

$277,900

Median home value

$1,350

Median monthly rent

91.8%

Home ownership

8.7%

Poverty rate

6.9%

Unemployment

1,806

Housing units

35.1%

Bachelor's or higher

Age distribution

Male Female

141

Under 5

119

157

5–9

131

10–14

127

15–19

107

20–24

311

25–34

261

288

35–44

242

202

45–54

169

171

55–59

144

223

60–64

187

358

65–74

300

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	847	20.6%
18 and over	3,270	79.4%
65 and over	833	20.2%
Median age	41.8 years

Race & ethnicity

White 84.4%

Asian 5.2%

Hispanic or Latino 4.9%

Two or more races 3.9%

Other race 1.4%

Black or African American 0.3%

Group	Count	%
White	3,652	84.4%
Asian	223	5.2%
Hispanic or Latino	210	4.9%
Two or more races	168	3.9%
Other race	59	1.4%
Black or African American	15	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	21.7%	30.2%
$50k – $100k	34.6%	30.2%	26.7%
$100k – $200k	30.8%	35.0%	28.3%
Over $200k	5.5%	13.1%	14.8%

Under $10k 8.2%

$15k–$25k 6.2%

$25k–$35k 4.0%

$35k–$50k 5.7%

$50k–$75k 13.7%

$75k–$100k 11.9%

$100k–$150k 25.6%

$150k–$200k 13.8%

$200k+ 11.0%

Range	% of households
Under $10k	8.2%
$15k–$25k	6.2%
$25k–$35k	4.0%
$35k–$50k	5.7%
$50k–$75k	13.7%
$75k–$100k	11.9%
$100k–$150k	25.6%
$150k–$200k	13.8%
$200k+	11.0%
Median income	$103,594

Housing

Home values

Under $50k 3.4%

$50k–$100k 9.8%

$150k–$200k 4.4%

$200k–$300k 46.0%

$300k–$500k 33.4%

$500k–$1M 2.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$277,900
Median rent / month	$1,350
Owner occupied	91.8%
Renter occupied	8.2%
Vacant	16.2%
Single-family detached	77.0%
Large apartment buildings	0.0%
Mobile homes	2.4%
Median rooms	5.8
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.0%
2010–2019	1.4%
2000–2009	12.3%
1990–1999	9.5%
1980–1989	20.5%
1970–1979	21.0%
1960–1969	11.0%
1950–1959	12.8%
1940–1949	1.2%
1939 or earlier	10.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.5%
2 bedrooms	36.9%
3 bedrooms	47.7%
4 bedrooms	12.2%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	15.9%
2 vehicles	49.4%
3 or more	29.3%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	30.7%
Propane / LP gas	15.3%
Fuel oil	43.3%
Wood	4.1%
Solar	0.6%

Households & families

Household type	Count	%
Married-couple family	954	58.7%
Cohabiting couple	126	7.7%
Male householder, no spouse	260	16.0%
Female householder, no spouse	286	17.6%
Households with children under 18	411	25.3%
Households with seniors (65+)	551	33.9%
Average household size	2.51

Marital status

Status	Male	Female
Never married	32.2%	19.4%
Married	56.8%	62.9%
Separated	0.0%	2.1%
Widowed	3.2%	11.2%
Divorced	7.8%	4.4%

Education

Less than 9th grade 0.6%

Some HS, no diploma 1.8%

HS graduate 31.0%

Some college, no degree 19.9%

Associate's degree 11.7%

Bachelor's degree 23.6%

Graduate / professional 11.4%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	35.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	159	19.6%
Kindergarten	35	4.3%
Elementary school	274	33.8%
High school	191	23.6%
College / grad school	152	18.7%

Employment

Industry of employment

Education & healthcare 23.5%

Manufacturing 16.0%

Professional & management 12.5%

Retail trade 9.6%

Construction 9.5%

Finance & real estate 5.7%

Arts, food & hospitality 5.0%

Wholesale trade 4.8%

Transportation & utilities 4.6%

Other services 3.9%

Public administration 2.4%

Information 2.1%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	41.1%
Service	11.1%
Sales & office	18.0%
Natural resources & construction	15.8%
Production & transportation	14.1%

Employment type

Type	%
Private sector	82.5%
Government	9.1%
Self-employed	8.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.4%
Carpool	9.2%
Public transit	0.0%
Walk	0.1%
Work from home	6.3%
Other means	0.1%
Avg commute (minutes)	38.1

Poverty

All people 8.7%

Under 18 years 8.5%

18 and over 8.8%

Married-couple families 8.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.2%
Retirement income	33.3%
Supplemental Security	8.0%
Cash public assistance	2.6%
Food stamps / SNAP	0.7%

Health indicators

Condition	%
Obesity	29.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.7%
Heart disease	6.1%
Stroke	2.6%
Asthma	9.5%
Arthritis	22.8%
Kidney disease	2.5%
Pulmonary disease	5.9%
Cancer	6.9%

Behavior / access	%
Smoking	15.4%
Binge drinking	19.9%
No physical activity	19.8%
Less than 7 hrs sleep	33.4%
Depression	20.0%
Fair or poor health	11.3%
Poor mental health	14.0%
Poor physical health	9.0%
No health insurance	12.0%
Visited doctor (checkup)	77.5%
Visited dentist	66.8%
Cholesterol screening	0.0%
Teeth loss	12.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	199	6.1%

Disability	%
Any disability	9.8%
Under 18	1.4%
18–64 years	9.3%
65 and over	19.7%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	38.8%
No insurance	5.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,857	93.7%
Spanish	46	1.2%
Other Indo-European	32	0.8%
Asian & Pacific Islander	14	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,892	94.5%
Born in same state	3,861	93.8%
Born in different state	2,799	68.0%
Foreign born	31	0.8%
Naturalized citizen	225	5.5%
Not a US citizen	194	86.2%

Ancestry

Ancestry	Count	%
Italian	866	21%
English	292	7.1%
Arab	291	7.1%
French	257	6.2%

Ancestry	Count	%
Irish	34	0.8%
German	10	0.2%
Polish	4	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07827

What city is ZIP code 07827 in?

ZIP code 07827 is primarily assigned to Montague, New Jersey.

What county is ZIP code 07827 in?

ZIP code 07827 falls within Sussex County, New Jersey.

Is ZIP code 07827 mostly owner-occupied?

92% of occupied units in ZIP code 07827 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07827?

The median household income in ZIP code 07827 is $103,594, above the national median of ~$75,000.

What is the population of ZIP code 07827?

ZIP code 07827 has an estimated population of 4,117 residents, with a density of 78 people per square mile.

What is the typical home value in ZIP code 07827?

The median home value in ZIP code 07827 is $277,900.

What timezone is ZIP code 07827 in?

ZIP code 07827 observes the EST timezone.