04951 ZIP Code — Monroe, ME

Waldo County, Maine

ZIP code 04951 is located in Monroe, Maine, within Waldo County. It covers approximately 38.91 square miles and serves a population of 1,079 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04951

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $179,100. Owner-occupancy is high at 80%, well above the national average.

Median household income is $73,333. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 04951 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,079

population

38.91

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04951 ZIP code map

Cities in ZIP code 04951

Below are the cities the US Postal Service accepts for ZIP code 04951. Using any city not on this list may result in mail delivery delays.

City	Status
Monroe	Preferred

Nearby ZIP codes

04921 Brooks (6.1 mi) 04438 Frankfort (6.2 mi) 04496 Winterport (7.4 mi) 04932 Dixmont (8.3 mi) 04915 Belfast (8.5 mi) 04974 Searsport (8.7 mi) 04986 Thorndike (9.2 mi) 04981 Stockton Springs (9.8 mi) 04444 Hampden (11.1 mi) 04987 Troy (11.7 mi) 04434 Etna (14 mi) 04952 Morrill (14.1 mi)

Demographics updated 05/2026

Population
Total population	1,079
Population density	28 / sq mi
State FIPS	23
County FIPS	027

Geography
Land area	38.91 sq mi
Water area	0.11 sq mi
Latitude	44.5925
Longitude	-69.0456
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	43.2%	42.3%
$50k – $100k	37.6%	35.6%	32.3%
$100k – $200k	13.2%	17.8%	20.6%
Over $200k	5.0%	3.4%	4.9%

Demographics & statistics

1,079

Population

People per sq mi

46.5

Median age

$73,333

Median household income

$35,767

Per capita income

$179,100

Median home value

$1,038

Median monthly rent

79.5%

Home ownership

12.3%

Poverty rate

4.0%

Unemployment

425

Housing units

21.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	219	20.3%
18 and over	860	79.7%
65 and over	215	19.9%
Median age	46.5 years

Race & ethnicity

White 89.1%

Hispanic or Latino 4.3%

Two or more races 2.6%

Other race 2%

Asian 1.3%

American Indian / Alaska Native 0.7%

Group	Count	%
White	1,004	89.1%
Hispanic or Latino	48	4.3%
Two or more races	29	2.6%
Other race	23	2%
Asian	15	1.3%
American Indian / Alaska Native	8	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	43.2%	42.3%
$50k – $100k	37.6%	35.6%	32.3%
$100k – $200k	13.2%	17.8%	20.6%
Over $200k	5.0%	3.4%	4.9%

Under $10k 5.7%

$10k–$15k 1.9%

$15k–$25k 11.0%

$25k–$35k 1.7%

$35k–$50k 10.5%

$50k–$75k 21.3%

$75k–$100k 21.9%

$100k–$150k 18.4%

$150k–$200k 2.5%

$200k+ 5.1%

Range	% of households
Under $10k	5.7%
$10k–$15k	1.9%
$15k–$25k	11.0%
$25k–$35k	1.7%
$35k–$50k	10.5%
$50k–$75k	21.3%
$75k–$100k	21.9%
$100k–$150k	18.4%
$150k–$200k	2.5%
$200k+	5.1%
Median income	$73,333

Housing

Home values

Under $50k 4.5%

$50k–$100k 8.2%

$100k–$150k 18.0%

$150k–$200k 28.1%

$200k–$300k 21.0%

$300k–$500k 19.1%

$500k–$1M 1.1%

Housing overview

Metric	Value
Median home value	$179,100
Median rent / month	$1,038
Owner occupied	79.5%
Renter occupied	20.5%
Vacant	9.2%
Single-family detached	83.0%
Large apartment buildings	0.0%
Mobile homes	14.4%
Median rooms	5.5
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	21.6%
1990–1999	28.2%
1980–1989	11.9%
1970–1979	9.8%
1960–1969	2.3%
1950–1959	0.4%
1940–1949	0.0%
1939 or earlier	22.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	3.6%
2 bedrooms	42.9%
3 bedrooms	38.7%
4 bedrooms	13.0%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	21.1%
2 vehicles	48.5%
3 or more	28.7%

Heating fuel

Fuel type	%
Electricity	4.4%
Propane / LP gas	10.8%
Fuel oil	60.8%
Wood	24.1%

Households & families

Household type	Count	%
Married-couple family	225	47.5%
Cohabiting couple	28	5.9%
Male householder, no spouse	118	24.9%
Female householder, no spouse	103	21.7%
Households with children under 18	115	24.3%
Households with seniors (65+)	155	32.7%
Average household size	2.28

Marital status

Status	Male	Female
Never married	28.0%	18.5%
Married	54.6%	52.9%
Separated	0.0%	2.3%
Widowed	3.6%	6.8%
Divorced	13.8%	19.4%

Education

Less than 9th grade 2.5%

Some HS, no diploma 2.1%

HS graduate 35.0%

Some college, no degree 26.9%

Associate's degree 11.8%

Bachelor's degree 9.8%

Graduate / professional 11.8%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	21.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	7.4%
Kindergarten	10	3.7%
Elementary school	134	49.6%
High school	36	13.3%
College / grad school	70	25.9%

Employment

Industry of employment

Education & healthcare 25.9%

Retail trade 10.1%

Agriculture & mining 9.2%

Construction 8.8%

Professional & management 8.4%

Manufacturing 6.8%

Other services 6.6%

Public administration 6.2%

Finance & real estate 4.5%

Arts, food & hospitality 4.3%

Information 3.8%

Transportation & utilities 3.0%

Wholesale trade 2.4%

Occupation

Category	%
Management, business & arts	38.5%
Service	16.1%
Sales & office	14.1%
Natural resources & construction	18.0%
Production & transportation	13.3%

Employment type

Type	%
Private sector	70.5%
Government	18.9%
Self-employed	10.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.4%
Carpool	6.9%
Public transit	0.0%
Walk	8.6%
Work from home	13.4%
Other means	0.8%
Avg commute (minutes)	30.7

Poverty

All people 12.3%

Under 18 years 21.0%

18 and over 10.1%

Married-couple families 0.0%

Female-led households 71.9%

Income support

Source	% of households
Social Security	33.1%
Retirement income	21.9%
Supplemental Security	6.8%
Cash public assistance	0.6%
Food stamps / SNAP	11.2%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	36.6%
High cholesterol	34.3%
Diabetes	10.9%
Heart disease	8.1%
Stroke	3.7%
Asthma	11.2%
Arthritis	30.7%
Kidney disease	3.5%
Pulmonary disease	10.6%
Cancer	7.5%

Behavior / access	%
Smoking	21.5%
Binge drinking	14.8%
No physical activity	24.5%
Less than 7 hrs sleep	34.6%
Depression	22.6%
Fair or poor health	15.7%
Poor mental health	14.6%
Poor physical health	11.9%
No health insurance	13.9%
Visited doctor (checkup)	75.5%
Visited dentist	58.2%
Cholesterol screening	89.3%
Teeth loss	21.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	85	9.9%

Disability	%
Any disability	12.0%
Under 18	5.9%
18–64 years	11.8%
65 and over	18.6%

Health insurance coverage

Type	%
Private insurance	67.4%
Public insurance	35.1%
No insurance	8.0%
Uninsured under 19	5.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,067	98.9%
Spanish	10	0.9%
Other Indo-European	10	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,065	98.7%
Born in same state	1,054	97.7%
Born in different state	648	60.1%
Foreign born	11	1.0%
Naturalized citizen	14	1.3%
Not a US citizen	3	21.4%

Ancestry

Ancestry	Count	%
Italian	186	17.2%
Arab	132	12.2%
French	121	11.2%

Ancestry	Count	%
German	34	3.2%
Irish	4	0.4%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04951

What city is ZIP code 04951 in?

ZIP code 04951 is primarily assigned to Monroe, Maine.

What county is ZIP code 04951 in?

ZIP code 04951 falls within Waldo County, Maine.

Does ZIP code 04951 have a large veteran population?

10% of civilians in ZIP code 04951 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 04951?

The median home value in ZIP code 04951 is $179,100.

What is the population of ZIP code 04951?

ZIP code 04951 has an estimated population of 1,079 residents, with a density of 28 people per square mile.

What is the median household income in ZIP code 04951?

The median household income in ZIP code 04951 is $73,333, below the national median of ~$75,000.

What timezone is ZIP code 04951 in?

ZIP code 04951 observes the EST timezone.