04438 ZIP Code — Frankfort, ME

Waldo County, Maine

ZIP code 04438 is located in Frankfort, Maine, within Waldo County. It covers approximately 24.61 square miles and serves a population of 1,323 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04438

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $200,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $70,909. Poverty affects 21% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 04438 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,323

population

24.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04438 ZIP code map

Cities in ZIP code 04438

Below are the cities the US Postal Service accepts for ZIP code 04438. Using any city not on this list may result in mail delivery delays.

City	Status
Frankfort	Preferred

Nearby ZIP codes

04496 Winterport (3.5 mi) 04981 Stockton Springs (5.7 mi) 04951 Monroe (6.2 mi) 04974 Searsport (7.1 mi) 04416 Bucksport (8.8 mi) 04444 Hampden (9.1 mi) 04474 Orrington (10.5 mi) 04915 Belfast (11.2 mi) 04472 Orland (12.1 mi) 04921 Brooks (12.2 mi) 04932 Dixmont (12.3 mi) 04421 Castine (14.2 mi)

Demographics updated 05/2026

Population
Total population	1,323
Population density	54 / sq mi
State FIPS	23
County FIPS	027

Geography
Land area	24.61 sq mi
Water area	1.30 sq mi
Latitude	44.5996
Longitude	-68.9209
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	43.2%	42.3%
$50k – $100k	59.2%	35.6%	32.3%
$100k – $200k	6.2%	17.8%	20.6%
Over $200k	0.9%	3.4%	4.9%

Demographics & statistics

1,323

Population

People per sq mi

43.0

Median age

$70,909

Median household income

$26,725

Per capita income

$200,000

Median home value

$741

Median monthly rent

84.6%

Home ownership

21.1%

Poverty rate

1.4%

Unemployment

465

Housing units

31.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

142

45–54

147

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	283	21.4%
18 and over	1,040	78.6%
65 and over	222	16.8%
Median age	43.0 years

Race & ethnicity

White 93.7%

Two or more races 4.5%

Hispanic or Latino 1%

American Indian / Alaska Native 0.6%

Asian 0.1%

Group	Count	%
White	1,253	93.7%
Two or more races	60	4.5%
Hispanic or Latino	14	1%
American Indian / Alaska Native	8	0.6%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	43.2%	42.3%
$50k – $100k	59.2%	35.6%	32.3%
$100k – $200k	6.2%	17.8%	20.6%
Over $200k	0.9%	3.4%	4.9%

Under $10k 3.0%

$10k–$15k 5.4%

$15k–$25k 2.2%

$25k–$35k 8.1%

$35k–$50k 15.9%

$50k–$75k 19.7%

$75k–$100k 29.6%

$100k–$150k 10.1%

$150k–$200k 4.9%

$200k+ 1.1%

Range	% of households
Under $10k	3.0%
$10k–$15k	5.4%
$15k–$25k	2.2%
$25k–$35k	8.1%
$35k–$50k	15.9%
$50k–$75k	19.7%
$75k–$100k	29.6%
$100k–$150k	10.1%
$150k–$200k	4.9%
$200k+	1.1%
Median income	$70,909

Housing

Home values

Under $50k 2.0%

$50k–$100k 15.5%

$100k–$150k 20.1%

$150k–$200k 12.4%

$200k–$300k 35.0%

$300k–$500k 12.8%

$500k–$1M 2.2%

Housing overview

Metric	Value
Median home value	$200,000
Median rent / month	$741
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	2.4%
Single-family detached	76.1%
Large apartment buildings	0.0%
Mobile homes	20.5%
Median rooms	4.8
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.0%
2010–2019	7.5%
2000–2009	33.1%
1990–1999	14.4%
1980–1989	15.0%
1970–1979	14.8%
1960–1969	5.3%
1950–1959	1.6%
1940–1949	0.9%
1939 or earlier	7.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	19.7%
2 bedrooms	25.6%
3 bedrooms	39.3%
4 bedrooms	13.3%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	30.1%
2 vehicles	40.6%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	5.2%
Propane / LP gas	4.9%
Fuel oil	64.2%
Wood	21.9%
Solar	0.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	215	40.3%
Cohabiting couple	192	36.0%
Male householder, no spouse	51	9.6%
Female householder, no spouse	76	14.2%
Households with children under 18	158	29.6%
Households with seniors (65+)	156	29.2%
Average household size	2.47

Marital status

Status	Male	Female
Never married	41.9%	36.4%
Married	41.0%	38.2%
Separated	3.3%	0.7%
Widowed	3.5%	7.7%
Divorced	10.3%	17.0%

Education

Less than 9th grade 2.4%

Some HS, no diploma 5.7%

HS graduate 36.5%

Some college, no degree 17.4%

Associate's degree 6.6%

Bachelor's degree 24.2%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	91.9%
Bachelor's or higher	31.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	3.1%
Kindergarten	34	13.4%
Elementary school	123	48.4%
High school	62	24.4%
College / grad school	27	10.6%

Employment

Industry of employment

Education & healthcare 26.4%

Professional & management 15.8%

Public administration 14.4%

Retail trade 10.8%

Manufacturing 8.1%

Construction 7.3%

Transportation & utilities 3.6%

Arts, food & hospitality 3.4%

Finance & real estate 3.1%

Other services 2.8%

Wholesale trade 2.3%

Information 1.9%

Occupation

Category	%
Management, business & arts	35.2%
Service	22.2%
Sales & office	17.8%
Natural resources & construction	13.3%
Production & transportation	11.6%

Employment type

Type	%
Private sector	72.3%
Government	19.4%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.6%
Carpool	3.3%
Public transit	0.0%
Walk	1.3%
Work from home	8.9%
Other means	0.9%
Avg commute (minutes)	33.5

Poverty

All people 21.1%

Under 18 years 29.3%

18 and over 19.0%

Married-couple families 2.3%

Female-led households 35.4%

Income support

Source	% of households
Social Security	30.9%
Retirement income	19.7%
Supplemental Security	8.2%
Cash public assistance	4.1%
Food stamps / SNAP	13.5%

Health indicators

Condition	%
Obesity	32.9%
High blood pressure	32.5%
High cholesterol	31.5%
Diabetes	9.1%
Heart disease	6.8%
Stroke	3.1%
Asthma	11.0%
Arthritis	26.9%
Kidney disease	3.0%
Pulmonary disease	8.8%
Cancer	6.7%

Behavior / access	%
Smoking	20.1%
Binge drinking	15.9%
No physical activity	22.0%
Less than 7 hrs sleep	34.1%
Depression	22.8%
Fair or poor health	13.4%
Poor mental health	14.9%
Poor physical health	10.4%
No health insurance	13.6%
Visited doctor (checkup)	74.0%
Visited dentist	60.5%
Cholesterol screening	87.9%
Teeth loss	20.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	76	7.3%

Disability	%
Any disability	19.7%
Under 18	7.1%
18–64 years	15.2%
65 and over	52.3%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	44.1%
No insurance	8.5%
Uninsured under 19	11.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,254	94.8%
Spanish	12	1.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	5	0.4%
Other languages	7	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,311	99.1%
Born in same state	1,307	98.8%
Born in different state	1,034	78.2%
Foreign born	4	0.3%
Naturalized citizen	12	0.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	178	13.5%
Arab	155	11.7%
Italian	100	7.6%
German	38	2.9%

Ancestry	Count	%
Norwegian	14	1.1%
Polish	6	0.5%
Dutch	3	0.2%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04438

What city is ZIP code 04438 in?

ZIP code 04438 is primarily assigned to Frankfort, Maine.

What county is ZIP code 04438 in?

ZIP code 04438 falls within Waldo County, Maine.

What is the poverty rate in ZIP code 04438?

21% of residents in ZIP code 04438 live below the poverty line, above the national average.

Is ZIP code 04438 mostly owner-occupied?

85% of occupied units in ZIP code 04438 are owner-occupied, well above the national average.

What is the population of ZIP code 04438?

ZIP code 04438 has an estimated population of 1,323 residents, with a density of 54 people per square mile.

What is the typical home value in ZIP code 04438?

The median home value in ZIP code 04438 is $200,000.

What timezone is ZIP code 04438 in?

ZIP code 04438 observes the EST timezone.