Troy ZIP Code List — Waldo County, ME

There is one unique ZIP code in Troy, Maine and it is 04987. Area code: 207.

ZIP codes

34.92

sq mi land

1.00

sq mi water

207

area code

Troy, ME ZIP code map

About Troy, ME

Troy, Maine, is a charming town located within Waldo County. With a ZIP code of 04987, it is known for its picturesque landscapes and friendly community atmosphere. This small town embodies the quaint rural lifestyle that is characteristic of many Maine towns.

Location & geography

Troy is situated in the central part of Maine, surrounded by natural beauty and a peaceful environment. It is approximately 10 miles from the larger town of Belfast to the southeast and about 20 miles from Waterville to the northwest. The total land area of Troy is 34.92 square miles, with a water area of 1.00 square mile, contributing to its scenic surroundings.

Community & economy

The community of Troy is characterized by its strong sense of togetherness and local pride. The primary industries in the area often include agriculture and timber, reflecting the town’s rural roots. Daily life in Troy is quiet and idyllic, with residents enjoying outdoor activities and community events.

Transportation

Troy is accessible via several highways, including State Route 220, which connects it to surrounding cities. The nearest major airport is the Bangor International Airport, located approximately 30 miles to the northeast. Public transportation options are limited due to the town's rural nature, encouraging residents to rely primarily on personal vehicles.

History

Troy was founded in the early 19th century, with its incorporation taking place in 1811. Key industries have historically revolved around agriculture and timber, which remain significant to the local economy today. Notable events in its history include the town's role in the development of Maine’s early agricultural practices.

Did you know?

A surprising fact about Troy is that it is home to the historic Troy Mills, which played a significant role in the town's economy during the 19th century. Additionally, the town’s close-knit community often organizes local festivals that celebrate its rich heritage and culture.

ZIP codes for Troy, ME (1)

ZIP code	City	County	Map
04987	Troy	Waldo	View map

Demographics & statistics

962

Population

47.8

Median age

$45,800

Median household income

$30,069

Per capita income

$162,500

Median home value

$1,305

Median monthly rent

93.3%

Home ownership

18.6%

Poverty rate

6.1%

Unemployment

480

Housing units

27.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	176	18.3%
18 and over	786	81.7%
65 and over	227	23.6%
Median age	47.8 years

Race & ethnicity

White 91.8%

Two or more races 4.4%

Hispanic or Latino 2.7%

Other race 1%

Group	Count	%
White	908	91.8%
Two or more races	44	4.4%
Hispanic or Latino	27	2.7%
Other race	10	1%

Household income

Under $10k 7.4%

$10k–$15k 2.1%

$15k–$25k 19.7%

$25k–$35k 9.5%

$35k–$50k 15.3%

$50k–$75k 20.8%

$75k–$100k 10.9%

$100k–$150k 10.4%

$150k–$200k 1.6%

$200k+ 2.3%

Range	% of households
Under $10k	7.4%
$10k–$15k	2.1%
$15k–$25k	19.7%
$25k–$35k	9.5%
$35k–$50k	15.3%
$50k–$75k	20.8%
$75k–$100k	10.9%
$100k–$150k	10.4%
$150k–$200k	1.6%
$200k+	2.3%
Median income	$45,800

Housing

Home values

Under $50k 9.2%

$50k–$100k 8.9%

$100k–$150k 24.8%

$150k–$200k 29.8%

$200k–$300k 18.1%

$300k–$500k 6.5%

$500k–$1M 2.7%

Housing overview

Metric	Value
Median home value	$162,500
Median rent / month	$1,305
Owner occupied	93.3%
Renter occupied	6.7%
Vacant	15.1%
Single-family detached	79.6%
Large apartment buildings	0.0%
Mobile homes	20.4%
Median rooms	5.4
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	15.5%
1990–1999	22.4%
1980–1989	23.0%
1970–1979	15.5%
1960–1969	1.4%
1950–1959	2.8%
1940–1949	0.8%
1939 or earlier	11.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	15.1%
2 bedrooms	27.3%
3 bedrooms	39.5%
4 bedrooms	13.9%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.2%
1 vehicle	38.0%
2 vehicles	41.7%
3 or more	20.1%

Heating fuel

Fuel type	%
Electricity	7.4%
Propane / LP gas	8.8%
Fuel oil	59.0%
Wood	24.8%

Households & families

Household type	Count	%
Married-couple family	194	44.9%
Cohabiting couple	90	20.8%
Male householder, no spouse	63	14.6%
Female householder, no spouse	85	19.7%
Households with children under 18	101	23.4%
Households with seniors (65+)	179	41.4%
Average household size	2.23

Marital status

Status	Male	Female
Never married	24.9%	24.3%
Married	54.5%	48.3%
Separated	0.0%	0.0%
Widowed	2.1%	18.4%
Divorced	18.4%	9.0%

Education

Less than 9th grade 1.7%

Some HS, no diploma 6.1%

HS graduate 31.9%

Some college, no degree 24.7%

Associate's degree 8.5%

Bachelor's degree 19.0%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	27.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	8.3%
Kindergarten	3	1.9%
Elementary school	88	56.4%
High school	15	9.6%
College / grad school	37	23.7%

Employment

Industry of employment

Education & healthcare 18.5%

Professional & management 13.5%

Information 9.0%

Transportation & utilities 8.5%

Finance & real estate 8.5%

Wholesale trade 7.5%

Retail trade 6.5%

Construction 6.2%

Public administration 5.5%

Agriculture & mining 4.7%

Arts, food & hospitality 4.5%

Other services 4.2%

Manufacturing 3.0%

Occupation

Category	%
Management, business & arts	31.4%
Service	13.7%
Sales & office	33.9%
Natural resources & construction	12.0%
Production & transportation	9.0%

Employment type

Type	%
Private sector	70.3%
Government	12.2%
Self-employed	13.5%
Unpaid family workers	4.0%

Commute

Method	%
Drive alone	67.3%
Carpool	9.4%
Public transit	0.0%
Walk	1.0%
Other means	2.8%
Avg commute (minutes)	37.0

Poverty

All people 18.6%

Under 18 years 13.3%

18 and over 19.7%

Married-couple families 16.5%

Female-led households 20.7%

Income support

Source	% of households
Social Security	45.1%
Retirement income	29.9%
Supplemental Security	7.4%
Cash public assistance	3.9%
Food stamps / SNAP	7.4%

Health indicators

Condition	%
High blood pressure	36.5%
High cholesterol	33.6%
Heart disease	8.6%
Stroke	4.0%
Asthma	11.7%
Arthritis	30.5%
Kidney disease	3.6%
Pulmonary disease	11.1%
Cancer	7.4%

Behavior / access	%
Binge drinking	14.9%
No physical activity	25.6%
Less than 7 hrs sleep	34.9%
Fair or poor health	16.9%
Poor mental health	15.6%
Poor physical health	12.5%
No health insurance	15.1%
Visited doctor (checkup)	75.1%
Visited dentist	55.5%
Cholesterol screening	87.4%
Teeth loss	24.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	98	12.5%

Disability	%
Any disability	12.9%
Under 18	5.1%
18–64 years	5.0%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	61.7%
Public insurance	41.4%
Uninsured under 19	17.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	933	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	948	98.5%
Born in same state	930	96.7%
Born in different state	487	50.6%
Foreign born	18	1.9%
Naturalized citizen	14	1.5%
Not a US citizen	11	78.6%

Ancestry

Ancestry	Count	%
French	165	17.2%
Arab	134	13.9%
Italian	114	11.9%
German	35	3.6%

Ancestry	Count	%
Irish	11	1.1%
Norwegian	4	0.4%
Dutch	2	0.2%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Troy, ME?

Troy, ME has one ZIP code: 04987.

What is the main ZIP code for Troy, ME?

The primary ZIP code for Troy, ME is 04987. The city uses area code 207 for phone service.

What county is Troy, ME in?

Troy is located in Waldo County, Maine.

How many ZIP codes are in Troy, ME?

Troy, ME has 1 ZIP code.

What is the ZIP code for downtown Troy, Maine?

Downtown Troy, Maine is located in ZIP code 04987, which covers the central business and residential areas of this small Waldo County community.

What ZIP code should I use for mailing to Troy, Maine in Waldo County?

All mail addressed to Troy, Maine should use the ZIP code 04987, as this is the only ZIP code serving the entire town.