80537 ZIP Code — Loveland, CO
Larimer County, Colorado
ZIP code 80537 is located in Loveland, Colorado, within Larimer County. It covers approximately 122.40 square miles and serves a population of 43,620 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.
About ZIP code 80537
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $431,500. Owner-occupancy sits near the national average at 65%.
Median household income is $83,343. The poverty rate of 7% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.
43,620
population
122.40
sq mi land
Standard
ZIP type
Mountain (MT)
timezone
80537 ZIP code map
Cities in ZIP code 80537
Below are the cities the US Postal Service accepts for ZIP code 80537. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Loveland | Preferred |
Nearby ZIP codes
80513 Berthoud (6 mi)
80538 Loveland (9.7 mi)
80526 Fort Collins (10.9 mi)
80542 Mead (12.4 mi)
80515 Drake (12.5 mi)
80528 Fort Collins (12.6 mi)
80528 Fort Collins (12.6 mi)
80534 Johnstown (12.7 mi)
80534 Johnstown (12.7 mi)
80525 Fort Collins (13 mi)
80525 Fort Collins (13 mi)
80503 Longmont (13 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 43,620 |
| Population density | 356 / sq mi |
| State FIPS | 08 |
| County FIPS | 069 |
| Geography | |
|---|---|
| Land area | 122.40 sq mi |
| Water area | 3.19 sq mi |
| Latitude | 40.3662 |
| Longitude | -105.1707 |
| Timezone | Mountain (MT) |
| Area code | 970 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.5% | 32.9% | 32.5% |
| $50k – $100k | 36.0% | 31.8% | 31.0% |
| $100k – $200k | 25.8% | 27.1% | 26.9% |
| Over $200k | 5.6% | 8.2% | 9.6% |
Demographics & statistics
43,620
Population
356
People per sq mi
40.7
Median age
$83,343
Median household income
$44,095
Per capita income
$431,500
Median home value
$1,542
Median monthly rent
64.7%
Home ownership
7.1%
Poverty rate
4.4%
Unemployment
12,940
Housing units
38.7%
Bachelor's or higher
Age distribution
Male
Female
1,335
Under 5
1,261
1,249
5–9
1,179
1,028
10–14
971
1,342
15–19
1,268
1,395
20–24
1,317
3,193
25–34
3,016
2,537
35–44
2,396
2,438
45–54
2,303
1,686
55–59
1,592
1,677
60–64
1,584
2,668
65–74
2,519
1,202
75–84
1,136
683
85+
645
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,249 | 18.9% |
| 18 and over | 35,371 | 81.1% |
| 65 and over | 8,853 | 20.3% |
| Median age | 40.7 years | |
Race & ethnicity
White
84.5%
Hispanic or Latino
6.2%
Two or more races
6%
Other race
1.8%
Asian
0.6%
American Indian / Alaska Native
0.4%
Black or African American
0.3%
| Group | Count | % |
|---|---|---|
| White | 39,307 | 84.5% |
| Hispanic or Latino | 2,874 | 6.2% |
| Two or more races | 2,798 | 6% |
| Other race | 858 | 1.8% |
| Asian | 287 | 0.6% |
| American Indian / Alaska Native | 196 | 0.4% |
| Black or African American | 153 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.5% | 32.9% | 32.5% |
| $50k – $100k | 36.0% | 31.8% | 31.0% |
| $100k – $200k | 25.8% | 27.1% | 26.9% |
| Over $200k | 5.6% | 8.2% | 9.6% |
Under $10k
3.3%
$10k–$15k
1.9%
$15k–$25k
6.0%
$25k–$35k
6.7%
$35k–$50k
9.8%
$50k–$75k
16.3%
$75k–$100k
19.0%
$100k–$150k
19.1%
$150k–$200k
9.0%
$200k+
8.9%
| Range | % of households |
|---|---|
| Under $10k | 3.3% |
| $10k–$15k | 1.9% |
| $15k–$25k | 6.0% |
| $25k–$35k | 6.7% |
| $35k–$50k | 9.8% |
| $50k–$75k | 16.3% |
| $75k–$100k | 19.0% |
| $100k–$150k | 19.1% |
| $150k–$200k | 9.0% |
| $200k+ | 8.9% |
| Median income | $83,343 |
Housing
Home values
Under $50k
2.4%
$50k–$100k
1.5%
$100k–$150k
0.7%
$150k–$200k
1.2%
$200k–$300k
11.8%
$300k–$500k
49.3%
$500k–$1M
28.7%
$1M+
4.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $431,500 |
| Median rent / month | $1,542 |
| Owner occupied | 64.7% |
| Renter occupied | 35.3% |
| Vacant | 3.3% |
| Single-family detached | 68.7% |
| Large apartment buildings | 6.9% |
| Mobile homes | 2.4% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.34 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.5% |
| 2010–2019 | 13.0% |
| 2000–2009 | 17.2% |
| 1990–1999 | 18.9% |
| 1980–1989 | 7.8% |
| 1970–1979 | 16.8% |
| 1960–1969 | 6.3% |
| 1950–1959 | 5.8% |
| 1940–1949 | 3.0% |
| 1939 or earlier | 10.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.2% |
| 1 bedroom | 9.2% |
| 2 bedrooms | 23.6% |
| 3 bedrooms | 36.4% |
| 4 bedrooms | 21.8% |
| 5+ bedrooms | 6.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.7% |
| 1 vehicle | 26.3% |
| 2 vehicles | 38.7% |
| 3 or more | 30.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 74.3% |
| Electricity | 20.3% |
| Propane / LP gas | 3.1% |
| Wood | 0.6% |
| Solar | 0.6% |
| No fuel used | 0.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 9,239 | 48.6% |
| Cohabiting couple | 2,076 | 10.9% |
| Male householder, no spouse | 3,580 | 18.8% |
| Female householder, no spouse | 4,099 | 21.6% |
| Households with children under 18 | 4,632 | 24.4% |
| Households with seniors (65+) | 6,233 | 32.8% |
| Average household size | 2.28 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.2% | 25.9% |
| Married | 52.1% | 52.0% |
| Separated | 1.0% | 0.9% |
| Widowed | 2.6% | 8.0% |
| Divorced | 14.1% | 13.3% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
3.0%
HS graduate
22.0%
Some college, no degree
23.6%
Associate's degree
11.7%
Bachelor's degree
26.1%
Graduate / professional
12.6%
| Metric | % |
|---|---|
| HS diploma or higher | 96.1% |
| Bachelor's or higher | 38.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,107 | 13.3% |
| Kindergarten | 455 | 5.5% |
| Elementary school | 3,327 | 39.9% |
| High school | 1,978 | 23.7% |
| College / grad school | 1,464 | 17.6% |
Employment
Industry of employment
Education & healthcare
18.7%
Manufacturing
15.4%
Professional & management
14.1%
Retail trade
12.8%
Construction
10.2%
Arts, food & hospitality
7.2%
Other services
5.2%
Finance & real estate
3.7%
Transportation & utilities
3.6%
Public administration
3.3%
Wholesale trade
2.5%
Information
1.6%
Agriculture & mining
1.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.3% |
| Service | 13.1% |
| Sales & office | 20.4% |
| Natural resources & construction | 11.1% |
| Production & transportation | 14.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 80.4% |
| Government | 12.1% |
| Self-employed | 6.9% |
| Unpaid family workers | 0.6% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.1% |
| Carpool | 7.1% |
| Public transit | 0.3% |
| Walk | 1.6% |
| Work from home | 13.4% |
| Other means | 1.5% |
| Avg commute (minutes) | 25.8 |
Poverty
All people
7.1%
Under 18 years
9.4%
18 and over
6.6%
Married-couple families
2.5%
Female-led households
10.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.7% |
| Retirement income | 25.4% |
| Supplemental Security | 1.9% |
| Cash public assistance | 2.0% |
| Food stamps / SNAP | 7.5% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 23.7% |
| High blood pressure | 25.3% |
| High cholesterol | 29.3% |
| Diabetes | 7.7% |
| Heart disease | 5.5% |
| Stroke | 2.6% |
| Asthma | 9.7% |
| Arthritis | 23.2% |
| Kidney disease | 2.6% |
| Pulmonary disease | 5.6% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 13.8% |
| Binge drinking | 19.2% |
| No physical activity | 14.5% |
| Less than 7 hrs sleep | 26.0% |
| Depression | 21.4% |
| Fair or poor health | 10.2% |
| Poor mental health | 14.3% |
| Poor physical health | 8.8% |
| No health insurance | 11.7% |
| Visited doctor (checkup) | 65.3% |
| Visited dentist | 66.2% |
| Cholesterol screening | 90.5% |
| Teeth loss | 10.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3,167 | 9.0% |
| Disability | % |
|---|---|
| Any disability | 12.7% |
| Under 18 | 3.0% |
| 18–64 years | 9.8% |
| 65 and over | 31.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 66.6% |
| Public insurance | 38.3% |
| No insurance | 7.6% |
| Uninsured under 19 | 5.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 41,024 | 94.0% |
| Spanish | 428 | 1.0% |
| Other Indo-European | 289 | 0.7% |
| Asian & Pacific Islander | 56 | 0.1% |
| Other languages | 83 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 42,422 | 97.3% |
| Born in same state | 41,876 | 96.0% |
| Born in different state | 18,315 | 42.0% |
| Foreign born | 546 | 1.3% |
| Naturalized citizen | 1,198 | 2.7% |
| Not a US citizen | 710 | 59.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 6,933 | 15.9% |
| Italian | 5,651 | 13% |
| Arab | 1,886 | 4.3% |
| Polish | 985 | 2.3% |
| English | 926 | 2.1% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 282 | 0.6% |
| German | 209 | 0.5% |
| Irish | 97 | 0.2% |
| Norwegian | 58 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.5% |
| Internet access | 95.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 80537
What city is ZIP code 80537 in?
ZIP code 80537 is primarily assigned to Loveland, Colorado.
What county is ZIP code 80537 in?
ZIP code 80537 falls within Larimer County, Colorado.
What is the typical home value in ZIP code 80537?
The median home value in ZIP code 80537 is $431,500.
What is the population of ZIP code 80537?
ZIP code 80537 has an estimated population of 43,620 residents, with a density of 356 people per square mile.
What is the median household income in ZIP code 80537?
The median household income in ZIP code 80537 is $83,343, above the national median of ~$75,000.
What timezone is ZIP code 80537 in?
ZIP code 80537 observes the MST timezone.