Loveland ZIP Codes — Larimer County, CO

There are 3 unique ZIP codes in Loveland, Colorado. Area code: 970.

ZIP codes

224.56

sq mi land

8.03

sq mi water

970

area code

Loveland, CO ZIP code map

About Loveland, CO

Loveland, Colorado is a vibrant city known for its artistic community and stunning natural surroundings. Nestled in Larimer County, it offers a blend of cultural events, outdoor activities, and a welcoming atmosphere. With a population of friendly residents, Loveland captures the essence of small-town charm combined with accessibility to larger urban areas.

Location & geography

Located in the northern part of Colorado, Loveland sits approximately 45 miles north of Denver and about 20 miles southwest of Fort Collins. The city covers a land area of 224.56 square miles, complemented by an additional 8.03 square miles of water areas. The terrain features scenic views of the Rocky Mountains, as well as numerous lakes and rivers that enhance its picturesque landscapes.

Community & economy

Loveland's character is defined by a strong sense of community and a commitment to the arts, prominently showcased through its numerous galleries and sculpture parks. Key industries in the area include technology, manufacturing, and tourism, which contribute to a thriving local economy. Daily life in Loveland emphasizes outdoor recreational activities and community events, providing residents with a balanced lifestyle.

Transportation

Transportation in Loveland is facilitated by major highways such as U.S. Route 287 and Colorado State Highway 402, which connect the city to nearby regions. The nearest airport is the Fort Collins-Loveland Municipal Airport, offering regional flight options. Public transit services are also available, making the city accessible for residents and visitors alike.

History

Loveland was founded in the late 1800s and quickly became an important hub for agriculture and the railroad industry. The city gained prominence in the early 20th century with the establishment of several manufacturing companies. Notable events in Loveland's history include its recognition as the 'Sweetheart City' due to the popular tradition of sending Valentine's Day cards through the city.

Did you know?

A surprising fact about Loveland is its status as a center for sculptural art, with the annual Loveland Sculpture Invitational attracting artists from all over the country. In addition to its artistic endeavors, Loveland is also known for its beautiful access to outdoor recreation, particularly along the nearby Boyd Lake State Park.

ZIP codes for Loveland, CO (3)

ZIP code	City	County	Map
80537	Loveland	Larimer	View map
80538	Loveland	Larimer	View map
80539	Loveland	Larimer	View map

Demographics & statistics

92,549

Population

41.8

Median age

$84,294

Median household income

$43,634

Per capita income

$440,150

Median home value

$1,590

Median monthly rent

67.5%

Home ownership

8.2%

Poverty rate

4.1%

Unemployment

27,827

Housing units

40.3%

Bachelor's or higher

Age distribution

Male Female

2,307

Under 5

2,327

2,284

5–9

2,304

3,024

10–14

3,051

2,732

15–19

2,756

2,628

20–24

2,651

5,854

25–34

5,907

5,681

35–44

5,732

5,294

45–54

5,343

2,757

55–59

2,783

3,396

60–64

3,426

5,987

65–74

6,042

2,624

75–84

2,647

1,499

85+

1,513

← Male

Female →

Age summary

Group	Count	%
Under 18	18,384	19.8%
18 and over	74,165	80.2%
65 and over	20,312	21.9%
Median age	41.8 years

Race & ethnicity

White 83.9%

Two or more races 6.3%

Hispanic or Latino 6%

Other race 2.1%

Asian 0.8%

Black or African American 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	82,621	83.9%
Two or more races	6,189	6.3%
Hispanic or Latino	5,951	6%
Other race	2,043	2.1%
Asian	808	0.8%
Black or African American	606	0.6%
American Indian / Alaska Native	243	0.2%

Household income

Under $10k 3.7%

$10k–$15k 2.2%

$15k–$25k 6.0%

$25k–$35k 6.4%

$35k–$50k 9.3%

$50k–$75k 16.7%

$75k–$100k 17.4%

$100k–$150k 20.0%

$150k–$200k 8.9%

$200k+ 9.6%

Range	% of households
Under $10k	3.7%
$10k–$15k	2.2%
$15k–$25k	6.0%
$25k–$35k	6.4%
$35k–$50k	9.3%
$50k–$75k	16.7%
$75k–$100k	17.4%
$100k–$150k	20.0%
$150k–$200k	8.9%
$200k+	9.6%
Median income	$84,294

Housing

Home values

Under $50k 2.9%

$50k–$100k 1.7%

$100k–$150k 0.4%

$150k–$200k 1.4%

$200k–$300k 8.7%

$300k–$500k 51.4%

$500k–$1M 29.5%

$1M+ 4.2%

Housing overview

Metric	Value
Median home value	$440,150
Median rent / month	$1,590
Owner occupied	67.5%
Renter occupied	32.5%
Vacant	2.8%
Single-family detached	68.5%
Large apartment buildings	6.4%
Mobile homes	2.7%
Median rooms	6.1
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.6%
2010–2019	14.5%
2000–2009	18.1%
1990–1999	18.2%
1980–1989	10.4%
1970–1979	20.3%
1960–1969	6.1%
1950–1959	4.2%
1940–1949	2.3%
1939 or earlier	5.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	8.0%
2 bedrooms	22.6%
3 bedrooms	38.2%
4 bedrooms	22.4%
5+ bedrooms	7.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	27.6%
2 vehicles	39.1%
3 or more	28.9%

Heating fuel

Fuel type	%
Utility gas	75.6%
Electricity	19.8%
Propane / LP gas	2.9%
Wood	0.9%
Solar	0.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	20,883	52.8%
Cohabiting couple	3,541	9.1%
Male householder, no spouse	6,005	15.3%
Female householder, no spouse	9,037	22.9%
Households with children under 18	9,692	24.6%
Households with seniors (65+)	14,305	36.1%
Average household size	2.33

Marital status

Status	Male	Female
Never married	29.4%	24.9%
Married	56.8%	53.3%
Separated	0.6%	0.9%
Widowed	2.7%	8.3%
Divorced	10.7%	12.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.7%

HS graduate 22.4%

Some college, no degree 23.2%

Associate's degree 10.2%

Bachelor's degree 26.0%

Graduate / professional 14.3%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	40.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,922	10.4%
Kindergarten	862	4.7%
Elementary school	7,959	41.3%
High school	4,963	25.6%
College / grad school	3,466	18.1%

Employment

Industry of employment

Education & healthcare 20.3%

Professional & management 14.6%

Retail trade 12.1%

Manufacturing 11.9%

Construction 9.2%

Arts, food & hospitality 8.4%

Other services 5.2%

Finance & real estate 5.0%

Transportation & utilities 3.9%

Public administration 3.7%

Wholesale trade 2.2%

Information 2.0%

Agriculture & mining 1.6%

Occupation

Category	%
Management, business & arts	43.1%
Service	14.6%
Sales & office	20.5%
Natural resources & construction	10.0%
Production & transportation	11.9%

Employment type

Type	%
Private sector	79.9%
Government	12.4%
Self-employed	7.4%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	75.7%
Carpool	6.0%
Public transit	0.5%
Walk	1.2%
Other means	1.6%
Avg commute (minutes)	26.8

Poverty

All people 8.2%

Under 18 years 11.1%

18 and over 7.4%

Married-couple families 3.1%

Female-led households 13.8%

Income support

Source	% of households
Social Security	35.0%
Retirement income	26.8%
Supplemental Security	3.9%
Cash public assistance	2.3%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
High blood pressure	25.4%
High cholesterol	29.6%
Heart disease	5.5%
Stroke	2.6%
Asthma	9.7%
Arthritis	23.4%
Kidney disease	2.6%
Pulmonary disease	5.6%
Cancer	7.0%

Behavior / access	%
Binge drinking	19.1%
No physical activity	14.4%
Less than 7 hrs sleep	25.9%
Fair or poor health	10.1%
Poor mental health	14.2%
Poor physical health	8.8%
No health insurance	11.5%
Visited doctor (checkup)	65.5%
Visited dentist	66.6%
Cholesterol screening	90.7%
Teeth loss	9.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	6,249	8.5%

Disability	%
Any disability	12.5%
Under 18	2.5%
18–64 years	9.3%
65 and over	30.5%

Health insurance coverage

Type	%
Private insurance	68.4%
Public insurance	39.2%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	87,915	94.9%
Spanish	1,917	2.1%
Other Indo-European	1,399	1.6%
Asian & Pacific Islander	306	0.3%
Other languages	197	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	88,948	96.2%
Born in same state	87,871	95.0%
Born in different state	38,628	41.8%
Foreign born	1,077	1.2%
Naturalized citizen	3,601	3.8%
Not a US citizen	2,005	56.6%

Ancestry

Ancestry	Count	%
French	14,602	15.8%
Italian	12,113	13.1%
Arab	4,068	4.4%
Polish	2,504	2.7%
English	1,792	1.9%

Ancestry	Count	%
Dutch	896	1%
Irish	296	0.3%
German	288	0.3%
Norwegian	126	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Loveland, CO have?

Loveland, CO has two ZIP codes: 80537 and 80538. Each ZIP code serves a distinct delivery area within the city and surrounding region.