80528 ZIP Code — Fort Collins, CO

Larimer County, Colorado

ZIP code 80528 is located in Fort Collins, Colorado, within Larimer County. It covers approximately 18.47 square miles and serves a population of 24,032 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 80528

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $615,900. Owner-occupancy sits near the national average at 68%.

The gap between median ($120,109) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 62% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 80528 reflects a community defined by a highly educated population and a high rate of remote workers.

24,032

population

18.47

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

80528 ZIP code map

Cities in ZIP code 80528

Below are the cities the US Postal Service accepts for ZIP code 80528. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Collins	Preferred

Nearby ZIP codes

80525 Fort Collins (2.1 mi) 80525 Fort Collins (2.1 mi) 80525 Fort Collins (2.1 mi) 80525 Fort Collins (2.1 mi) 80547 Timnath (3.1 mi) 80547 Timnath (3.1 mi) 80550 Windsor (4.9 mi) 80550 Windsor (4.9 mi) 80550 Windsor (4.9 mi) 80550 Windsor (4.9 mi) 80551 Windsor (5.1 mi) 80551 Windsor (5.1 mi)

Demographics updated 05/2026

Population
Total population	24,032
Population density	1,301 / sq mi
State FIPS	08
County FIPS	069

Geography
Land area	18.47 sq mi
Water area	1.77 sq mi
Latitude	40.4904
Longitude	-104.9965
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.8%	32.9%	32.5%
$50k – $100k	30.4%	31.8%	31.0%
$100k – $200k	34.8%	27.1%	26.9%
Over $200k	19.9%	8.2%	9.6%

Demographics & statistics

24,032

Population

1,301

People per sq mi

34.6

Median age

$120,109

Median household income

$57,511

Per capita income

$615,900

Median home value

$1,841

Median monthly rent

68.4%

Home ownership

6.0%

Poverty rate

2.6%

Unemployment

6,015

Housing units

61.6%

Bachelor's or higher

Age distribution

Male Female

541

Under 5

564

885

5–9

922

1,353

10–14

1,410

956

15–19

996

931

20–24

970

1,282

25–34

1,337

1,738

35–44

1,813

1,544

45–54

1,609

689

55–59

719

532

60–64

555

912

65–74

951

334

75–84

348

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	7,064	29.4%
18 and over	16,968	70.6%
65 and over	2,686	11.2%
Median age	34.6 years

Race & ethnicity

White 70.4%

Hispanic or Latino 10.3%

Two or more races 10.2%

Asian 5%

Other race 2.1%

Black or African American 1.8%

American Indian / Alaska Native 0.2%

Group	Count	%
White	18,873	70.4%
Hispanic or Latino	2,758	10.3%
Two or more races	2,738	10.2%
Asian	1,334	5%
Other race	563	2.1%
Black or African American	471	1.8%
American Indian / Alaska Native	48	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.8%	32.9%	32.5%
$50k – $100k	30.4%	31.8%	31.0%
$100k – $200k	34.8%	27.1%	26.9%
Over $200k	19.9%	8.2%	9.6%

Under $10k 1.7%

$10k–$15k 0.4%

$15k–$25k 3.4%

$25k–$35k 3.3%

$35k–$50k 4.8%

$50k–$75k 14.4%

$75k–$100k 11.4%

$100k–$150k 20.2%

$150k–$200k 14.2%

$200k+ 26.3%

Range	% of households
Under $10k	1.7%
$10k–$15k	0.4%
$15k–$25k	3.4%
$25k–$35k	3.3%
$35k–$50k	4.8%
$50k–$75k	14.4%
$75k–$100k	11.4%
$100k–$150k	20.2%
$150k–$200k	14.2%
$200k+	26.3%
Median income	$120,109

Housing

Home values

Under $50k 2.0%

$50k–$100k 1.9%

$100k–$150k 0.6%

$150k–$200k 0.1%

$200k–$300k 2.2%

$300k–$500k 23.8%

$500k–$1M 60.4%

$1M+ 9.0%

Housing overview

Metric	Value
Median home value	$615,900
Median rent / month	$1,841
Owner occupied	68.4%
Renter occupied	31.6%
Vacant	2.4%
Single-family detached	63.8%
Large apartment buildings	9.3%
Mobile homes	3.8%
Median rooms	7.0
Avg household size (owned)	2.97

Year built

Era	%
2020 or later	2.1%
2010–2019	22.0%
2000–2009	42.1%
1990–1999	24.2%
1980–1989	3.0%
1970–1979	3.9%
1960–1969	1.4%
1950–1959	0.2%
1940–1949	0.1%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	6.3%
2 bedrooms	22.2%
3 bedrooms	25.9%
4 bedrooms	27.2%
5+ bedrooms	16.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	22.7%
2 vehicles	46.8%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	72.7%
Electricity	24.0%
Propane / LP gas	1.3%
Fuel oil	0.2%
Wood	0.5%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	5,053	59.5%
Cohabiting couple	908	10.7%
Male householder, no spouse	1,096	12.9%
Female householder, no spouse	1,433	16.9%
Households with children under 18	3,510	41.3%
Households with seniors (65+)	1,734	20.4%
Average household size	2.83

Marital status

Status	Male	Female
Never married	35.6%	26.2%
Married	58.0%	57.6%
Separated	0.2%	1.9%
Widowed	0.5%	2.4%
Divorced	5.6%	12.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 3.0%

HS graduate 11.5%

Some college, no degree 15.5%

Associate's degree 7.7%

Bachelor's degree 35.9%

Graduate / professional 25.7%

Metric	%
HS diploma or higher	96.3%
Bachelor's or higher	61.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	324	4.1%
Kindergarten	480	6.1%
Elementary school	3,519	45.0%
High school	1,928	24.6%
College / grad school	1,571	20.1%

Employment

Industry of employment

Education & healthcare 25.4%

Professional & management 13.9%

Manufacturing 10.9%

Retail trade 10.4%

Arts, food & hospitality 9.2%

Finance & real estate 8.0%

Construction 5.1%

Other services 4.6%

Wholesale trade 4.1%

Public administration 2.8%

Transportation & utilities 2.6%

Information 1.7%

Agriculture & mining 1.3%

Occupation

Category	%
Management, business & arts	56.9%
Service	12.1%
Sales & office	19.1%
Natural resources & construction	3.9%
Production & transportation	8.0%

Employment type

Type	%
Private sector	77.7%
Government	13.7%
Self-employed	8.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	67.3%
Carpool	8.1%
Public transit	0.4%
Walk	1.3%
Work from home	21.7%
Other means	1.2%
Avg commute (minutes)	20.8

Poverty

All people 6.0%

Under 18 years 8.4%

18 and over 5.1%

Married-couple families 1.6%

Female-led households 24.4%

Income support

Source	% of households
Social Security	20.2%
Retirement income	20.6%
Supplemental Security	0.6%
Cash public assistance	2.8%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	22.0%
High blood pressure	19.8%
High cholesterol	25.9%
Diabetes	5.6%
Heart disease	3.5%
Stroke	1.7%
Asthma	9.2%
Arthritis	17.6%
Kidney disease	1.9%
Pulmonary disease	3.7%
Cancer	5.3%

Behavior / access	%
Smoking	11.4%
Binge drinking	21.1%
No physical activity	11.0%
Less than 7 hrs sleep	25.4%
Depression	20.6%
Fair or poor health	7.1%
Poor mental health	13.4%
Poor physical health	6.6%
No health insurance	9.4%
Visited doctor (checkup)	62.6%
Visited dentist	71.1%
Cholesterol screening	91.1%
Teeth loss	6.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	983	5.8%

Disability	%
Any disability	7.1%
Under 18	2.2%
18–64 years	6.4%
65 and over	24.0%

Health insurance coverage

Type	%
Private insurance	81.6%
Public insurance	24.1%
No insurance	4.8%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,927	95.4%
Spanish	979	4.3%
Other Indo-European	188	0.8%
Asian & Pacific Islander	344	1.5%
Other languages	412	1.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,199	88.2%
Born in same state	20,857	86.8%
Born in different state	8,807	36.6%
Foreign born	342	1.4%
Naturalized citizen	2,833	11.8%
Not a US citizen	1,584	55.9%

Ancestry

Ancestry	Count	%
French	3,129	13%
Italian	2,582	10.7%
Arab	807	3.4%
Polish	552	2.3%
English	444	1.8%

Ancestry	Count	%
Irish	240	1%
Dutch	222	0.9%
German	167	0.7%
Norwegian	70	0.3%

Technology access

Metric	% of households
Computer access	35.3%
Internet access	98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 80528

What city is ZIP code 80528 in?

ZIP code 80528 is primarily assigned to Fort Collins, Colorado.

What county is ZIP code 80528 in?

ZIP code 80528 falls within Larimer County, Colorado.

How educated is the population of ZIP code 80528?

62% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 80528?

The median home value in ZIP code 80528 is $615,900.

What is the median household income in ZIP code 80528?

The median household income in ZIP code 80528 is $120,109, above the national median of ~$75,000.

What is the population of ZIP code 80528?

ZIP code 80528 has an estimated population of 24,032 residents, with a density of 1,301 people per square mile.

What timezone is ZIP code 80528 in?

ZIP code 80528 observes the MST timezone.