48445 ZIP Code — Kinde, MI

Huron County, Michigan

ZIP code 48445 is located in Kinde, Michigan, within Huron County. It covers approximately 58.36 square miles and serves a population of 1,169 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48445

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,400. Owner-occupancy is high at 85%, well above the national average.

Median household income is $55,089. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48445 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,169

population

58.36

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48445 ZIP code map

Cities in ZIP code 48445

Below are the cities the US Postal Service accepts for ZIP code 48445. Using any city not on this list may result in mail delivery delays.

City	Status
Kinde	Preferred

Nearby ZIP codes

48467 Port Austin (3.9 mi) 48725 Caseville (10.9 mi) 48468 Port Hope (11.4 mi) 48413 Bad Axe (11.5 mi) 48731 Elkton (11.5 mi) 48755 Pigeon (16.9 mi) 48441 Harbor Beach (17 mi) 48470 Ruth (18.9 mi) 48720 Bay Port (19 mi)

Demographics updated 06/2026

Population
Total population	1,169
Population density	20 / sq mi
State FIPS	26
County FIPS	063

Geography
Land area	58.36 sq mi
Water area	0.29 sq mi
Latitude	43.9533
Longitude	-83.0029
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.7%	50.4%	42.6%
$50k – $100k	33.3%	33.1%	31.1%
$100k – $200k	10.0%	13.7%	20.6%
Over $200k	1.1%	2.8%	5.7%

Demographics & statistics

1,169

Population

People per sq mi

47.7

Median age

$55,089

Median household income

$30,139

Per capita income

$110,400

Median home value

$660

Median monthly rent

84.7%

Home ownership

11.8%

Poverty rate

6.8%

Unemployment

609

Housing units

10.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	249	21.3%
18 and over	920	78.7%
65 and over	255	21.8%
Median age	47.7 years

Race & ethnicity

White 98.3%

American Indian / Alaska Native 0.8%

Two or more races 0.7%

Hispanic or Latino 0.3%

Group	Count	%
White	1,152	98.3%
American Indian / Alaska Native	9	0.8%
Two or more races	8	0.7%
Hispanic or Latino	3	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.7%	50.4%	42.6%
$50k – $100k	33.3%	33.1%	31.1%
$100k – $200k	10.0%	13.7%	20.6%
Over $200k	1.1%	2.8%	5.7%

Under $10k 6.0%

$10k–$15k 5.4%

$15k–$25k 12.8%

$25k–$35k 12.8%

$35k–$50k 9.9%

$50k–$75k 19.4%

$75k–$100k 12.0%

$100k–$150k 15.9%

$150k–$200k 3.9%

$200k+ 1.7%

Range	% of households
Under $10k	6.0%
$10k–$15k	5.4%
$15k–$25k	12.8%
$25k–$35k	12.8%
$35k–$50k	9.9%
$50k–$75k	19.4%
$75k–$100k	12.0%
$100k–$150k	15.9%
$150k–$200k	3.9%
$200k+	1.7%
Median income	$55,089

Housing

Home values

Under $50k 9.9%

$50k–$100k 34.4%

$100k–$150k 19.5%

$150k–$200k 12.4%

$200k–$300k 14.4%

$300k–$500k 5.5%

$500k–$1M 2.5%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$110,400
Median rent / month	$660
Owner occupied	84.7%
Renter occupied	15.3%
Vacant	25.1%
Single-family detached	93.2%
Large apartment buildings	0.0%
Mobile homes	4.7%
Median rooms	6.0
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	8.4%
1990–1999	8.6%
1980–1989	8.7%
1970–1979	13.8%
1960–1969	12.5%
1950–1959	10.6%
1940–1949	9.3%
1939 or earlier	25.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	4.2%
2 bedrooms	24.6%
3 bedrooms	53.6%
4 bedrooms	14.2%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	28.0%
2 vehicles	42.1%
3 or more	26.8%

Heating fuel

Fuel type	%
Utility gas	39.8%
Electricity	7.2%
Propane / LP gas	36.1%
Fuel oil	6.0%
Wood	6.8%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	262	50.9%
Cohabiting couple	31	6.0%
Male householder, no spouse	103	20.0%
Female householder, no spouse	119	23.1%
Households with children under 18	112	21.7%
Households with seniors (65+)	202	39.2%
Average household size	2.27

Marital status

Status	Male	Female
Never married	27.1%	19.5%
Married	55.7%	55.1%
Separated	0.0%	0.2%
Widowed	3.9%	14.3%
Divorced	13.3%	10.8%

Education

Less than 9th grade 2.2%

Some HS, no diploma 8.7%

HS graduate 46.6%

Some college, no degree 20.9%

Associate's degree 11.2%

Bachelor's degree 8.2%

Graduate / professional 2.3%

Metric	%
HS diploma or higher	89.2%
Bachelor's or higher	10.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	6.3%
Kindergarten	6	2.9%
Elementary school	85	41.1%
High school	72	34.8%
College / grad school	31	15.0%

Employment

Industry of employment

Manufacturing 21.6%

Education & healthcare 17.6%

Agriculture & mining 11.9%

Retail trade 11.9%

Other services 6.7%

Construction 5.9%

Professional & management 5.6%

Arts, food & hospitality 5.6%

Transportation & utilities 4.2%

Public administration 3.4%

Finance & real estate 2.7%

Wholesale trade 2.5%

Information 0.4%

Occupation

Category	%
Management, business & arts	22.4%
Service	24.7%
Sales & office	17.4%
Natural resources & construction	14.6%
Production & transportation	20.9%

Employment type

Type	%
Private sector	84.1%
Government	8.0%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.8%
Carpool	2.0%
Public transit	0.0%
Walk	2.0%
Work from home	5.8%
Other means	0.4%
Avg commute (minutes)	18.5

Poverty

All people 11.8%

Under 18 years 14.6%

18 and over 11.1%

Married-couple families 5.7%

Female-led households 11.1%

Income support

Source	% of households
Social Security	41.9%
Retirement income	24.5%
Supplemental Security	4.9%
Cash public assistance	1.7%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	37.5%
High cholesterol	36.5%
Diabetes	12.4%
Heart disease	8.5%
Stroke	3.8%
Asthma	11.1%
Arthritis	34.0%
Kidney disease	3.5%
Pulmonary disease	9.6%
Cancer	8.1%

Behavior / access	%
Smoking	21.9%
Binge drinking	18.1%
No physical activity	23.5%
Less than 7 hrs sleep	34.5%
Depression	22.2%
Fair or poor health	16.6%
Poor mental health	16.2%
Poor physical health	12.4%
No health insurance	9.9%
Visited doctor (checkup)	75.3%
Visited dentist	67.2%
Cholesterol screening	91.5%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	50	5.4%

Disability	%
Any disability	14.8%
Under 18	12.4%
18–64 years	9.3%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	70.7%
Public insurance	46.7%
No insurance	2.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,088	93.1%
Spanish	6	0.6%
Other Indo-European	6	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,167	99.8%
Born in same state	1,167	99.8%
Born in different state	1,112	95.1%
Foreign born	0	0.0%
Naturalized citizen	2	0.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	130	11.1%
French	116	9.9%
Arab	57	4.9%

Ancestry	Count	%
German	23	2%
Polish	6	0.5%
English	4	0.3%

Technology access

Metric	% of households
Computer access	44.1%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48445

What city is ZIP code 48445 in?

ZIP code 48445 is primarily assigned to Kinde, Michigan.

What county is ZIP code 48445 in?

ZIP code 48445 falls within Huron County, Michigan.

How educated is the population of ZIP code 48445?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 48445 mostly owner-occupied?

85% of occupied units in ZIP code 48445 are owner-occupied, well above the national average.

Does ZIP code 48445 have a large retiree population?

42% of households in ZIP code 48445 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48445?

The median home value in ZIP code 48445 is $110,400.

What timezone is ZIP code 48445 in?

ZIP code 48445 observes the EST timezone.