48731 ZIP Code — Elkton, MI

Huron County, Michigan

ZIP code 48731 is located in Elkton, Michigan, within Huron County. It covers approximately 48.94 square miles and serves a population of 1,477 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48731

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $99,900. Owner-occupancy sits near the national average at 74%.

Median household income is $51,346. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48731 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

1,477

population

48.94

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48731 ZIP code map

Cities in ZIP code 48731

Below are the cities the US Postal Service accepts for ZIP code 48731. Using any city not on this list may result in mail delivery delays.

City	Status
Elkton	Preferred

Nearby ZIP codes

48755 Pigeon (7.1 mi) 48725 Caseville (8.5 mi) 48720 Bay Port (8.9 mi) 48754 Owendale (8.9 mi) 48413 Bad Axe (9.1 mi) 48445 Kinde (11.5 mi) 48759 Sebewaing (13.2 mi) 48735 Gagetown (13.4 mi) 48467 Port Austin (15.2 mi) 48726 Cass City (15.8 mi) 48475 Ubly (18 mi) 48767 Unionville (19.3 mi)

Demographics updated 06/2026

Population
Total population	1,477
Population density	30 / sq mi
State FIPS	26
County FIPS	063

Geography
Land area	48.94 sq mi
Water area	0.08 sq mi
Latitude	43.8331
Longitude	-83.1615
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	50.4%	42.6%
$50k – $100k	31.6%	33.1%	31.1%
$100k – $200k	12.5%	13.7%	20.6%
Over $200k	2.2%	2.8%	5.7%

Demographics & statistics

1,477

Population

People per sq mi

45.3

Median age

$51,346

Median household income

$28,015

Per capita income

$99,900

Median home value

$779

Median monthly rent

74.0%

Home ownership

12.3%

Poverty rate

7.0%

Unemployment

588

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

109

35–44

105

113

45–54

110

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	285	19.3%
18 and over	1,192	80.7%
65 and over	280	19.0%
Median age	45.3 years

Race & ethnicity

White 96.6%

Asian 1.7%

Two or more races 0.7%

Hispanic or Latino 0.5%

Other race 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,435	96.6%
Asian	25	1.7%
Two or more races	11	0.7%
Hispanic or Latino	8	0.5%
Other race	4	0.3%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	50.4%	42.6%
$50k – $100k	31.6%	33.1%	31.1%
$100k – $200k	12.5%	13.7%	20.6%
Over $200k	2.2%	2.8%	5.7%

Under $10k 6.7%

$10k–$15k 8.9%

$15k–$25k 9.0%

$25k–$35k 10.0%

$35k–$50k 14.3%

$50k–$75k 22.3%

$75k–$100k 11.2%

$100k–$150k 11.5%

$150k–$200k 3.7%

$200k+ 2.3%

Range	% of households
Under $10k	6.7%
$10k–$15k	8.9%
$15k–$25k	9.0%
$25k–$35k	10.0%
$35k–$50k	14.3%
$50k–$75k	22.3%
$75k–$100k	11.2%
$100k–$150k	11.5%
$150k–$200k	3.7%
$200k+	2.3%
Median income	$51,346

Housing

Home values

Under $50k 11.6%

$50k–$100k 38.5%

$100k–$150k 24.2%

$150k–$200k 9.9%

$200k–$300k 10.1%

$300k–$500k 4.8%

$500k–$1M 0.8%

Housing overview

Metric	Value
Median home value	$99,900
Median rent / month	$779
Owner occupied	74.0%
Renter occupied	26.0%
Vacant	15.0%
Single-family detached	81.6%
Large apartment buildings	1.6%
Mobile homes	8.2%
Median rooms	6.1
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	7.0%
1990–1999	7.2%
1980–1989	12.1%
1970–1979	14.2%
1960–1969	12.5%
1950–1959	12.7%
1940–1949	10.1%
1939 or earlier	24.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.3%
2 bedrooms	29.8%
3 bedrooms	45.2%
4 bedrooms	16.6%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.9%
1 vehicle	30.2%
2 vehicles	43.0%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	52.6%
Electricity	6.1%
Propane / LP gas	25.7%
Fuel oil	6.9%
Wood	5.5%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	311	48.4%
Cohabiting couple	58	9.0%
Male householder, no spouse	140	21.8%
Female householder, no spouse	133	20.7%
Households with children under 18	136	21.2%
Households with seniors (65+)	202	31.5%
Average household size	2.30

Marital status

Status	Male	Female
Never married	31.1%	20.9%
Married	50.8%	55.4%
Separated	0.2%	0.7%
Widowed	5.3%	8.9%
Divorced	12.7%	14.1%

Education

Less than 9th grade 2.6%

Some HS, no diploma 5.4%

HS graduate 45.8%

Some college, no degree 23.5%

Associate's degree 8.1%

Bachelor's degree 10.5%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	9.3%
Kindergarten	19	7.1%
Elementary school	131	48.7%
High school	42	15.6%
College / grad school	52	19.3%

Employment

Industry of employment

Manufacturing 25.7%

Education & healthcare 21.4%

Retail trade 10.4%

Agriculture & mining 8.1%

Construction 6.2%

Professional & management 6.2%

Wholesale trade 4.7%

Arts, food & hospitality 4.7%

Transportation & utilities 4.1%

Finance & real estate 3.4%

Other services 2.2%

Public administration 1.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	23.2%
Service	17.6%
Sales & office	18.3%
Natural resources & construction	13.0%
Production & transportation	27.8%

Employment type

Type	%
Private sector	88.3%
Government	6.5%
Self-employed	4.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.7%
Carpool	17.6%
Public transit	3.1%
Walk	4.7%
Work from home	2.2%
Other means	0.6%
Avg commute (minutes)	21.9

Poverty

All people 12.3%

Under 18 years 9.8%

18 and over 12.8%

Married-couple families 0.6%

Female-led households 26.1%

Income support

Source	% of households
Social Security	40.7%
Retirement income	24.0%
Supplemental Security	7.6%
Cash public assistance	5.1%
Food stamps / SNAP	14.8%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	35.1%
High cholesterol	32.1%
Diabetes	11.6%
Heart disease	7.6%
Stroke	3.5%
Asthma	11.4%
Arthritis	31.8%
Kidney disease	3.2%
Pulmonary disease	9.2%
Cancer	7.2%

Behavior / access	%
Smoking	23.1%
Binge drinking	19.1%
No physical activity	23.4%
Less than 7 hrs sleep	35.2%
Depression	23.1%
Fair or poor health	16.4%
Poor mental health	17.2%
Poor physical health	12.2%
No health insurance	10.4%
Visited doctor (checkup)	73.9%
Visited dentist	66.1%
Cholesterol screening	90.3%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	71	6.0%

Disability	%
Any disability	19.3%
Under 18	1.4%
18–64 years	20.5%
65 and over	33.6%

Health insurance coverage

Type	%
Private insurance	65.5%
Public insurance	46.6%
No insurance	3.6%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,413	95.7%
Spanish	11	0.8%
Other Indo-European	11	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,446	97.9%
Born in same state	1,444	97.8%
Born in different state	1,377	93.2%
Foreign born	2	0.1%
Naturalized citizen	31	2.1%
Not a US citizen	6	19.4%

Ancestry

Ancestry	Count	%
Italian	140	9.5%
French	125	8.5%
Arab	80	5.4%
German	73	4.9%
Irish	14	0.9%

Ancestry	Count	%
Polish	13	0.9%
English	5	0.3%
Norwegian	4	0.3%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48731

What city is ZIP code 48731 in?

ZIP code 48731 is primarily assigned to Elkton, Michigan.

What county is ZIP code 48731 in?

ZIP code 48731 falls within Huron County, Michigan.

How educated is the population of ZIP code 48731?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48731 have a large retiree population?

41% of households in ZIP code 48731 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48731?

The median home value in ZIP code 48731 is $99,900.

What is the population of ZIP code 48731?

ZIP code 48731 has an estimated population of 1,477 residents, with a density of 30 people per square mile.

What timezone is ZIP code 48731 in?

ZIP code 48731 observes the EST timezone.