48475 ZIP Code — Ubly, MI

Huron County, Michigan

ZIP code 48475 is located in Ubly, Michigan, within Huron County. It covers approximately 108.07 square miles and serves a population of 2,613 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48475

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $152,900. Owner-occupancy is high at 89%, well above the national average.

Median household income is $61,333. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48475 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,613

population

108.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48475 ZIP code map

Cities in ZIP code 48475

Below are the cities the US Postal Service accepts for ZIP code 48475. Using any city not on this list may result in mail delivery delays.

City	Status
Ubly	Preferred

Nearby ZIP codes

48472 Snover (7.2 mi) 48426 Decker (9.5 mi) 48456 Minden City (10.6 mi) 48413 Bad Axe (11.6 mi) 48465 Palms (12 mi) 48470 Ruth (12.5 mi) 48427 Deckerville (13 mi) 48726 Cass City (13.2 mi) 48471 Sandusky (13.9 mi) 48729 Deford (15 mi) 48754 Owendale (15.9 mi) 48441 Harbor Beach (16.3 mi)

Demographics updated 06/2026

Population
Total population	2,613
Population density	24 / sq mi
State FIPS	26
County FIPS	063

Geography
Land area	108.07 sq mi
Water area	0.03 sq mi
Latitude	43.6235
Longitude	-82.9474
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	50.4%	42.6%
$50k – $100k	40.4%	33.1%	31.1%
$100k – $200k	13.7%	13.7%	20.6%
Over $200k	1.7%	2.8%	5.7%

Demographics & statistics

2,613

Population

People per sq mi

42.6

Median age

$61,333

Median household income

$31,726

Per capita income

$152,900

Median home value

$819

Median monthly rent

89.1%

Home ownership

12.5%

Poverty rate

5.0%

Unemployment

1,027

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

156

25–34

145

127

35–44

118

169

45–54

158

103

55–59

129

60–64

120

143

65–74

133

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	608	23.3%
18 and over	2,005	76.7%
65 and over	465	17.8%
Median age	42.6 years

Race & ethnicity

White 98.8%

Two or more races 1%

Hispanic or Latino 0.2%

Group	Count	%
White	2,587	98.8%
Two or more races	26	1%
Hispanic or Latino	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.2%	50.4%	42.6%
$50k – $100k	40.4%	33.1%	31.1%
$100k – $200k	13.7%	13.7%	20.6%
Over $200k	1.7%	2.8%	5.7%

Under $10k 1.4%

$10k–$15k 6.6%

$15k–$25k 8.5%

$25k–$35k 7.6%

$35k–$50k 11.9%

$50k–$75k 23.4%

$75k–$100k 13.8%

$100k–$150k 18.9%

$150k–$200k 3.9%

$200k+ 4.2%

Range	% of households
Under $10k	1.4%
$10k–$15k	6.6%
$15k–$25k	8.5%
$25k–$35k	7.6%
$35k–$50k	11.9%
$50k–$75k	23.4%
$75k–$100k	13.8%
$100k–$150k	18.9%
$150k–$200k	3.9%
$200k+	4.2%
Median income	$61,333

Housing

Home values

Under $50k 6.2%

$50k–$100k 23.2%

$100k–$150k 19.5%

$150k–$200k 14.9%

$200k–$300k 25.1%

$300k–$500k 7.1%

$500k–$1M 3.3%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$152,900
Median rent / month	$819
Owner occupied	89.1%
Renter occupied	10.9%
Vacant	9.5%
Single-family detached	88.9%
Large apartment buildings	0.0%
Mobile homes	6.4%
Median rooms	6.3
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	12.5%
1990–1999	12.9%
1980–1989	9.0%
1970–1979	14.9%
1960–1969	9.0%
1950–1959	13.4%
1940–1949	6.8%
1939 or earlier	20.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.4%
2 bedrooms	20.0%
3 bedrooms	52.4%
4 bedrooms	21.4%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	26.2%
2 vehicles	44.9%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	33.1%
Electricity	15.3%
Propane / LP gas	28.8%
Fuel oil	7.6%
Wood	11.4%
Solar	0.4%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	610	59.1%
Cohabiting couple	42	4.1%
Male householder, no spouse	194	18.8%
Female householder, no spouse	186	18.0%
Households with children under 18	281	27.2%
Households with seniors (65+)	333	32.3%
Average household size	2.53

Marital status

Status	Male	Female
Never married	25.1%	19.9%
Married	60.2%	61.2%
Separated	0.7%	0.8%
Widowed	2.9%	7.8%
Divorced	11.0%	10.3%

Education

Less than 9th grade 1.3%

Some HS, no diploma 4.1%

HS graduate 45.3%

Some college, no degree 23.1%

Associate's degree 12.3%

Bachelor's degree 10.0%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	9.9%
Kindergarten	29	5.4%
Elementary school	272	50.6%
High school	113	21.0%
College / grad school	71	13.2%

Employment

Industry of employment

Manufacturing 27.4%

Education & healthcare 17.4%

Agriculture & mining 12.0%

Retail trade 8.7%

Construction 8.3%

Transportation & utilities 6.0%

Other services 5.6%

Professional & management 4.8%

Finance & real estate 3.1%

Public administration 3.1%

Arts, food & hospitality 3.0%

Wholesale trade 0.3%

Information 0.3%

Occupation

Category	%
Management, business & arts	27.3%
Service	10.3%
Sales & office	17.0%
Natural resources & construction	20.4%
Production & transportation	25.1%

Employment type

Type	%
Private sector	79.6%
Government	8.1%
Self-employed	11.3%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	83.6%
Carpool	7.0%
Public transit	0.0%
Walk	1.9%
Work from home	6.8%
Other means	0.6%
Avg commute (minutes)	21.5

Poverty

All people 12.5%

Under 18 years 17.4%

18 and over 11.1%

Married-couple families 8.4%

Female-led households 9.2%

Income support

Source	% of households
Social Security	37.5%
Retirement income	22.0%
Supplemental Security	7.4%
Cash public assistance	1.2%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	36.1%
High cholesterol	35.3%
Diabetes	11.8%
Heart disease	7.9%
Stroke	3.7%
Asthma	11.3%
Arthritis	32.6%
Kidney disease	3.3%
Pulmonary disease	9.6%
Cancer	7.4%

Behavior / access	%
Smoking	23.4%
Binge drinking	18.9%
No physical activity	24.0%
Less than 7 hrs sleep	34.6%
Depression	23.0%
Fair or poor health	17.0%
Poor mental health	17.0%
Poor physical health	12.5%
No health insurance	10.7%
Visited doctor (checkup)	74.0%
Visited dentist	65.8%
Cholesterol screening	90.5%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	130	6.5%

Disability	%
Any disability	12.0%
Under 18	3.3%
18–64 years	9.4%
65 and over	32.0%

Health insurance coverage

Type	%
Private insurance	76.3%
Public insurance	36.2%
No insurance	5.3%
Uninsured under 19	6.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,448	93.7%
Spanish	20	0.8%
Other Indo-European	6	0.2%
Asian & Pacific Islander	14	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,612	100.0%
Born in same state	2,605	99.7%
Born in different state	2,459	94.1%
Foreign born	7	0.3%
Naturalized citizen	1	0.0%
Not a US citizen	1	100.0%

Ancestry

Ancestry	Count	%
Italian	262	10%
French	156	6%
Arab	143	5.5%
English	38	1.5%
Irish	28	1.1%

Ancestry	Count	%
German	17	0.7%
Dutch	17	0.7%
Norwegian	13	0.5%
Polish	3	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48475

What city is ZIP code 48475 in?

ZIP code 48475 is primarily assigned to Ubly, Michigan.

What county is ZIP code 48475 in?

ZIP code 48475 falls within Huron County, Michigan.

Is ZIP code 48475 mostly owner-occupied?

89% of occupied units in ZIP code 48475 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48475?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48475 have a large retiree population?

38% of households in ZIP code 48475 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48475?

The median home value in ZIP code 48475 is $152,900.

What timezone is ZIP code 48475 in?

ZIP code 48475 observes the EST timezone.