Harbor Beach ZIP Code List — Huron County, MI

There is one unique ZIP code in Harbor Beach, Michigan and it is 48441. Area code: 989.
1
ZIP codes
102.24
sq mi land
10.98
sq mi water
989
area code
Harbor Beach, MI ZIP code map

About Harbor Beach, MI

Harbor Beach, Michigan is a quaint city located in Huron County. Known for its beautiful waterfront and vibrant community, it offers a peaceful environment for residents and visitors alike. This charming lakeside city is a hidden gem in the heart of Michigan's Thumb region.

Location & geography

Harbor Beach is situated along the shores of Lake Huron, enhancing its picturesque landscape. It is approximately 33 miles northeast of Bad Axe, 23 miles south of Port Austin, and around 11 miles northwest of Cass City, making it accessible while still providing a tranquil atmosphere. The city encompasses a total area of 113.22 square miles, with 102.24 square miles of land and 10.98 square miles of water.

Community & economy

The community of Harbor Beach is characterized by its friendly residents and a strong sense of local pride. The economy is supported by various industries, including fishing, tourism, and small businesses that cater to both locals and visitors. Daily life in Harbor Beach revolves around local events, outdoor activities, and community gatherings that foster connections among neighbors.

Transportation

Harbor Beach is served by major routes, including M-25, which runs along the lake and connects to several other towns and cities. For air travel, the nearest significant airport is the Huron County Airport, located about 15 miles away, while larger airports can be found in cities like Saginaw and Bay City. Public transit options in the area are limited, but the city's compact size makes it easy to navigate by car or on foot.

History

Harbor Beach was founded in the early 19th century, developing primarily around its fishing and shipping industries. The town flourished due to its strategic location on Lake Huron, which facilitated commerce and tourism, especially during the summer months. A notable event in its history includes the establishment of the harbor and lighthouse, which have attracted visitors and supported maritime activity.

Did you know?

A surprising fact about Harbor Beach is that it is home to one of the few remaining lighthouses on Lake Huron, which is a popular attraction for tourists. The city also hosts an annual festival celebrating its rich maritime heritage, bringing together the community and visitors alike.

ZIP codes for Harbor Beach, MI (1)
ZIP code City County Map
48441 Harbor Beach Huron View map

Demographics & statistics

3,979
Population
46.3
Median age
$50,353
Median household income
$29,891
Per capita income
$140,900
Median home value
$683
Median monthly rent
81.4%
Home ownership
11.5%
Poverty rate
6.8%
Unemployment
1,933
Housing units
17.9%
Bachelor's or higher

Age distribution

Male Female
89
Under 5
84
107
5–9
102
150
10–14
143
171
15–19
163
103
20–24
98
156
25–34
148
213
35–44
204
220
45–54
209
136
55–59
129
192
60–64
183
292
65–74
279
161
75–84
153
48
85+
46
← Male
Female →

Age summary

GroupCount%
Under 1888022.1%
18 and over3,09977.9%
65 and over97924.6%
Median age46.3 years

Race & ethnicity

White 94.8%
Two or more races 3.3%
Hispanic or Latino 1%
Black or African American 0.7%
American Indian / Alaska Native 0.2%
GroupCount%
White3,81194.8%
Two or more races1333.3%
Hispanic or Latino391%
Black or African American270.7%
American Indian / Alaska Native80.2%

Household income

Under $10k 6.2%
$10k–$15k 6.3%
$15k–$25k 9.4%
$25k–$35k 13.2%
$35k–$50k 14.6%
$50k–$75k 18.6%
$75k–$100k 10.1%
$100k–$150k 10.6%
$150k–$200k 7.4%
$200k+ 3.7%
Range% of households
Under $10k6.2%
$10k–$15k6.3%
$15k–$25k9.4%
$25k–$35k13.2%
$35k–$50k14.6%
$50k–$75k18.6%
$75k–$100k10.1%
$100k–$150k10.6%
$150k–$200k7.4%
$200k+3.7%
Median income$50,353

Housing

Home values

Under $50k 13.8%
$50k–$100k 21.8%
$100k–$150k 16.6%
$150k–$200k 18.6%
$200k–$300k 15.6%
$300k–$500k 8.9%
$500k–$1M 4.0%
$1M+ 0.7%

Housing overview

MetricValue
Median home value$140,900
Median rent / month$683
Owner occupied81.4%
Renter occupied18.6%
Vacant27.5%
Single-family detached88.1%
Large apartment buildings2.0%
Mobile homes4.0%
Median rooms6.0
Avg household size (owned)2.40

Year built

Era%
2020 or later0.0%
2010–20191.8%
2000–20099.3%
1990–19999.5%
1980–198913.4%
1970–19799.8%
1960–19696.7%
1950–195914.7%
1940–19499.5%
1939 or earlier25.2%

Bedrooms

Size% of units
No bedroom (studio)0.1%
1 bedroom8.4%
2 bedrooms22.0%
3 bedrooms44.7%
4 bedrooms19.4%
5+ bedrooms5.4%

Vehicles per household

Vehicles% of households
No vehicle7.6%
1 vehicle32.8%
2 vehicles36.3%
3 or more23.3%

Heating fuel

Fuel type%
Utility gas50.3%
Electricity12.9%
Propane / LP gas22.6%
Fuel oil2.0%
Wood8.2%
Solar0.1%
No fuel used1.6%

Households & families

Household typeCount%
Married-couple family90355.8%
Cohabiting couple593.6%
Male householder, no spouse31219.3%
Female householder, no spouse34521.3%
Households with children under 1834621.4%
Households with seniors (65+)66140.8%
Average household size2.44

Marital status

StatusMaleFemale
Never married30.8%19.7%
Married56.7%56.9%
Separated2.2%1.7%
Widowed3.0%12.5%
Divorced7.3%9.1%

Education

Less than 9th grade 3.0%
Some HS, no diploma 10.5%
HS graduate 36.4%
Some college, no degree 20.8%
Associate's degree 11.4%
Bachelor's degree 11.7%
Graduate / professional 6.2%
Metric%
HS diploma or higher86.6%
Bachelor's or higher17.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool9610.6%
Kindergarten384.2%
Elementary school37341.3%
High school27530.5%
College / grad school12113.4%

Employment

Industry of employment

Manufacturing 21.3%
Education & healthcare 19.1%
Agriculture & mining 13.6%
Retail trade 8.8%
Arts, food & hospitality 6.4%
Other services 5.5%
Professional & management 5.1%
Construction 4.7%
Wholesale trade 4.3%
Finance & real estate 3.8%
Transportation & utilities 3.2%
Public administration 2.9%
Information 1.4%

Occupation

Category%
Management, business & arts33.9%
Service16.6%
Sales & office17.1%
Natural resources & construction11.2%
Production & transportation21.2%

Employment type

Type%
Private sector73.8%
Government10.7%
Self-employed14.5%
Unpaid family workers1.0%

Commute

Method%
Drive alone76.4%
Carpool4.4%
Public transit1.7%
Walk8.5%
Other means1.4%
Avg commute (minutes)18.3

Poverty

All people 11.5%
Under 18 years 10.3%
18 and over 11.8%
Married-couple families 4.5%
Female-led households 22.8%

Income support

Source% of households
Social Security44.4%
Retirement income26.2%
Supplemental Security7.8%
Cash public assistance2.1%
Food stamps / SNAP11.4%

Health indicators

Condition%
High blood pressure38.5%
High cholesterol38.2%
Heart disease9.0%
Stroke4.1%
Asthma11.1%
Arthritis35.3%
Kidney disease3.7%
Pulmonary disease10.1%
Cancer8.6%
Behavior / access%
Binge drinking17.3%
No physical activity24.2%
Less than 7 hrs sleep33.9%
Fair or poor health17.4%
Poor mental health16.0%
Poor physical health12.8%
No health insurance10.2%
Visited doctor (checkup)75.9%
Visited dentist67.0%
Cholesterol screening91.8%
Teeth loss15.7%

Veterans & disability

VeteransCount%
Civilian veterans1715.5%
Disability%
Any disability16.0%
Under 185.1%
18–64 years13.6%
65 and over31.4%

Health insurance coverage

Type%
Private insurance70.4%
Public insurance45.6%
Uninsured under 192.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,80695.7%
Spanish90.2%
Other Indo-European60.2%
Asian & Pacific Islander30.1%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,94099.0%
Born in same state3,94099.0%
Born in different state3,65291.8%
Foreign born00.0%
Naturalized citizen391.0%
Not a US citizen2564.1%

Ancestry

AncestryCount%
French3579%
Italian3107.8%
Arab1203%
German691.7%
AncestryCount%
English350.9%
Irish240.6%
Polish180.5%
Dutch50.1%

Technology access

Metric% of households
Computer access40.7%
Internet access85.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Harbor Beach, MI?
Harbor Beach, MI has one ZIP code: 48441.
What is the main ZIP code for Harbor Beach, MI?
The primary ZIP code for Harbor Beach, MI is 48441. The city uses area code 989 for phone service.
What county is Harbor Beach, MI in?
Harbor Beach is located in Huron County, Michigan.
How many ZIP codes are in Harbor Beach, MI?
Harbor Beach, MI has 1 ZIP code.
What ZIP code should I use when mailing something to the Harbor Beach Downtown area along Sand Beach Road?
All mail to Harbor Beach's downtown and harbor district uses ZIP code 48441, as it is the only ZIP code serving the city.
If I'm shipping to a business at the Harbor Beach State Park area or the waterfront, what ZIP code do I need?
Addresses in the Harbor Beach waterfront and state park area should use ZIP code 48441, which covers the entire city of Harbor Beach.
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