49643 ZIP Code — Interlochen, MI

Grand Traverse County, Michigan

ZIP code 49643 is located in Interlochen, Michigan, within Grand Traverse County. It covers approximately 59.57 square miles and serves a population of 7,483 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49643

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $231,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $78,065. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49643 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,483

population

59.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49643 ZIP code map

Cities in ZIP code 49643

Below are the cities the US Postal Service accepts for ZIP code 49643. Using any city not on this list may result in mail delivery delays.

City	Status
Interlochen	Acceptable
Interlochen	Preferred

Nearby ZIP codes

49650 Lake Ann (7.1 mi) 49637 Grawn (7.3 mi) 49683 Thompsonville (7.9 mi) 49617 Beulah (9.1 mi) 49620 Buckley (10.3 mi) 49616 Benzonia (11.4 mi) 49684 Traverse City (11.8 mi) 49640 Honor (12.2 mi) 49685 Traverse City (14.1 mi) 49696 Traverse City (14.2 mi) 49625 Copemish (14.3 mi) 49630 Empire (14.5 mi)

Demographics updated 05/2026

Population
Total population	7,483
Population density	126 / sq mi
State FIPS	26
County FIPS	055

Geography
Land area	59.57 sq mi
Water area	4.97 sq mi
Latitude	44.6334
Longitude	-85.8413
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	37.6%	42.6%
$50k – $100k	37.9%	34.2%	31.1%
$100k – $200k	19.4%	21.9%	20.6%
Over $200k	5.3%	6.3%	5.7%

Demographics & statistics

7,483

Population

126

People per sq mi

40.5

Median age

$78,065

Median household income

$36,533

Per capita income

$231,100

Median home value

$879

Median monthly rent

87.4%

Home ownership

8.6%

Poverty rate

3.1%

Unemployment

3,241

Housing units

31.7%

Bachelor's or higher

Age distribution

Male Female

214

Under 5

184

242

5–9

207

181

10–14

156

224

15–19

193

180

20–24

154

560

25–34

480

606

35–44

520

499

45–54

429

399

55–59

342

293

60–64

252

448

65–74

384

121

75–84

104

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,417	18.9%
18 and over	6,066	81.1%
65 and over	1,168	15.6%
Median age	40.5 years

Race & ethnicity

White 93.2%

Two or more races 2.5%

Hispanic or Latino 1.7%

Asian 0.6%

Native Hawaiian / Pacific Islander 0.6%

Other race 0.6%

Black or African American 0.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	7,100	93.2%
Two or more races	192	2.5%
Hispanic or Latino	133	1.7%
Asian	46	0.6%
Native Hawaiian / Pacific Islander	46	0.6%
Other race	42	0.6%
Black or African American	31	0.4%
American Indian / Alaska Native	26	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	37.6%	42.6%
$50k – $100k	37.9%	34.2%	31.1%
$100k – $200k	19.4%	21.9%	20.6%
Over $200k	5.3%	6.3%	5.7%

Under $10k 2.0%

$10k–$15k 1.7%

$15k–$25k 5.7%

$25k–$35k 3.1%

$35k–$50k 20.3%

$50k–$75k 15.7%

$75k–$100k 17.9%

$100k–$150k 19.4%

$150k–$200k 9.9%

$200k+ 4.4%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.7%
$15k–$25k	5.7%
$25k–$35k	3.1%
$35k–$50k	20.3%
$50k–$75k	15.7%
$75k–$100k	17.9%
$100k–$150k	19.4%
$150k–$200k	9.9%
$200k+	4.4%
Median income	$78,065

Housing

Home values

Under $50k 4.2%

$50k–$100k 3.0%

$100k–$150k 10.0%

$150k–$200k 17.1%

$200k–$300k 40.9%

$300k–$500k 18.6%

$500k–$1M 5.1%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$231,100
Median rent / month	$879
Owner occupied	87.4%
Renter occupied	12.6%
Vacant	21.2%
Single-family detached	87.9%
Large apartment buildings	0.0%
Mobile homes	12.1%
Median rooms	5.7
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.4%
2010–2019	6.6%
2000–2009	21.2%
1990–1999	18.9%
1980–1989	13.5%
1970–1979	16.9%
1960–1969	11.4%
1950–1959	2.6%
1940–1949	2.3%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.6%
2 bedrooms	29.5%
3 bedrooms	54.8%
4 bedrooms	9.5%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	32.2%
2 vehicles	42.8%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	64.6%
Electricity	3.5%
Propane / LP gas	22.4%
Fuel oil	0.6%
Wood	7.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,644	57.9%
Cohabiting couple	297	10.5%
Male householder, no spouse	396	14.0%
Female householder, no spouse	501	17.7%
Households with children under 18	713	25.1%
Households with seniors (65+)	908	32.0%
Average household size	2.56

Marital status

Status	Male	Female
Never married	31.7%	21.0%
Married	54.9%	56.1%
Separated	0.5%	0.8%
Widowed	1.0%	6.6%
Divorced	11.9%	15.5%

Education

Less than 9th grade 1.6%

Some HS, no diploma 6.0%

HS graduate 27.0%

Some college, no degree 21.7%

Associate's degree 12.0%

Bachelor's degree 17.7%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	31.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	6.3%
Kindergarten	62	4.3%
Elementary school	644	44.8%
High school	263	18.3%
College / grad school	379	26.4%

Employment

Industry of employment

Education & healthcare 26.7%

Professional & management 15.8%

Retail trade 12.2%

Manufacturing 10.8%

Arts, food & hospitality 9.8%

Construction 9.3%

Other services 4.3%

Finance & real estate 3.8%

Transportation & utilities 2.0%

Wholesale trade 1.7%

Public administration 1.7%

Information 1.1%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	39.0%
Service	19.0%
Sales & office	17.3%
Natural resources & construction	10.6%
Production & transportation	14.0%

Employment type

Type	%
Private sector	82.3%
Government	10.9%
Self-employed	6.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	68.3%
Carpool	12.6%
Public transit	0.0%
Walk	0.7%
Work from home	17.5%
Other means	0.9%
Avg commute (minutes)	27.3

Poverty

All people 8.6%

Under 18 years 12.3%

18 and over 7.7%

Married-couple families 4.6%

Female-led households 29.4%

Income support

Source	% of households
Social Security	34.4%
Retirement income	26.9%
Supplemental Security	1.1%
Cash public assistance	4.3%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	30.0%
High cholesterol	32.5%
Diabetes	9.0%
Heart disease	5.7%
Stroke	2.5%
Asthma	10.6%
Arthritis	26.5%
Kidney disease	2.5%
Pulmonary disease	6.5%
Cancer	6.4%

Behavior / access	%
Smoking	19.1%
Binge drinking	21.3%
No physical activity	17.4%
Less than 7 hrs sleep	31.2%
Depression	22.1%
Fair or poor health	12.0%
Poor mental health	16.0%
Poor physical health	9.6%
No health insurance	8.3%
Visited doctor (checkup)	72.9%
Visited dentist	71.9%
Cholesterol screening	91.4%
Teeth loss	10.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	437	7.2%

Disability	%
Any disability	10.5%
Under 18	3.1%
18–64 years	8.9%
65 and over	26.1%

Health insurance coverage

Type	%
Private insurance	78.0%
Public insurance	28.9%
No insurance	7.1%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,085	94.7%
Spanish	103	1.5%
Other Indo-European	81	1.1%
Asian & Pacific Islander	22	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,358	98.3%
Born in same state	7,290	97.4%
Born in different state	5,947	79.5%
Foreign born	68	0.9%
Naturalized citizen	125	1.7%
Not a US citizen	60	48.0%

Ancestry

Ancestry	Count	%
French	929	12.4%
Italian	917	12.3%
English	311	4.2%
Arab	204	2.7%

Ancestry	Count	%
Polish	158	2.1%
Dutch	149	2%
German	114	1.5%
Irish	42	0.6%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49643

What city is ZIP code 49643 in?

ZIP code 49643 is primarily assigned to Interlochen, Michigan.

What county is ZIP code 49643 in?

ZIP code 49643 falls within Grand Traverse County, Michigan.

Is ZIP code 49643 mostly owner-occupied?

87% of occupied units in ZIP code 49643 are owner-occupied, well above the national average.

What is the population of ZIP code 49643?

ZIP code 49643 has an estimated population of 7,483 residents, with a density of 126 people per square mile.

What is the typical home value in ZIP code 49643?

The median home value in ZIP code 49643 is $231,100.

What is the median household income in ZIP code 49643?

The median household income in ZIP code 49643 is $78,065, above the national median of ~$75,000.

What timezone is ZIP code 49643 in?

ZIP code 49643 observes the EST timezone.