49616 ZIP Code — Benzonia, MI

Benzie County, Michigan

ZIP code 49616 is located in Benzonia, Michigan, within Benzie County. It covers approximately 36.23 square miles and serves a population of 2,225 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49616

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $193,600. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($43,167) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 24% of residents, above the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49616 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,225

population

36.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49616 ZIP code map

Cities in ZIP code 49616

Below are the cities the US Postal Service accepts for ZIP code 49616. Using any city not on this list may result in mail delivery delays.

City	Status
Benzonia	Preferred

Nearby ZIP codes

49617 Beulah (3.9 mi) 49635 Frankfort (7.2 mi) 49683 Thompsonville (7.6 mi) 49613 Arcadia (8.4 mi) 49640 Honor (9.3 mi) 49614 Bear Lake (10.3 mi) 49643 Interlochen (11.4 mi) 49645 Kaleva (13.8 mi) 49650 Lake Ann (14 mi) 49625 Copemish (14.7 mi) 49675 Onekama (16.7 mi) 49630 Empire (16.8 mi)

Demographics updated 05/2026

Population
Total population	2,225
Population density	61 / sq mi
State FIPS	26
County FIPS	019

Geography
Land area	36.23 sq mi
Water area	0.35 sq mi
Latitude	44.5780
Longitude	-86.0596
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.7%	40.5%	42.6%
$50k – $100k	24.5%	37.4%	31.1%
$100k – $200k	9.5%	18.5%	20.6%
Over $200k	3.3%	3.6%	5.7%

Demographics & statistics

2,225

Population

People per sq mi

50.2

Median age

$43,167

Median household income

$30,256

Per capita income

$193,600

Median home value

$800

Median monthly rent

88.2%

Home ownership

23.6%

Poverty rate

5.2%

Unemployment

1,011

Housing units

24.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

126

25–34

124

105

35–44

103

162

45–54

159

55–59

139

60–64

137

65–74

109

75–84

107

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	380	17.1%
18 and over	1,845	82.9%
65 and over	489	22.0%
Median age	50.2 years

Race & ethnicity

White 86.4%

American Indian / Alaska Native 3.8%

Asian 3.6%

Two or more races 3.4%

Hispanic or Latino 0.9%

Native Hawaiian / Pacific Islander 0.9%

Other race 0.9%

Black or African American 0.1%

Group	Count	%
White	1,940	86.4%
American Indian / Alaska Native	85	3.8%
Asian	80	3.6%
Two or more races	76	3.4%
Hispanic or Latino	21	0.9%
Native Hawaiian / Pacific Islander	21	0.9%
Other race	21	0.9%
Black or African American	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.7%	40.5%	42.6%
$50k – $100k	24.5%	37.4%	31.1%
$100k – $200k	9.5%	18.5%	20.6%
Over $200k	3.3%	3.6%	5.7%

Under $10k 3.3%

$10k–$15k 7.1%

$15k–$25k 15.8%

$25k–$35k 17.6%

$35k–$50k 11.3%

$50k–$75k 12.6%

$75k–$100k 11.1%

$100k–$150k 15.0%

$150k–$200k 4.0%

$200k+ 2.2%

Range	% of households
Under $10k	3.3%
$10k–$15k	7.1%
$15k–$25k	15.8%
$25k–$35k	17.6%
$35k–$50k	11.3%
$50k–$75k	12.6%
$75k–$100k	11.1%
$100k–$150k	15.0%
$150k–$200k	4.0%
$200k+	2.2%
Median income	$43,167

Housing

Home values

Under $50k 3.8%

$50k–$100k 18.3%

$100k–$150k 13.0%

$150k–$200k 16.9%

$200k–$300k 32.4%

$300k–$500k 13.5%

$500k–$1M 1.1%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$193,600
Median rent / month	$800
Owner occupied	88.2%
Renter occupied	11.8%
Vacant	20.1%
Single-family detached	70.9%
Large apartment buildings	0.0%
Mobile homes	14.9%
Median rooms	5.6
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	8.2%
1990–1999	15.0%
1980–1989	18.0%
1970–1979	8.3%
1960–1969	7.0%
1950–1959	7.1%
1940–1949	8.2%
1939 or earlier	22.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	10.5%
2 bedrooms	27.0%
3 bedrooms	38.7%
4 bedrooms	13.4%
5+ bedrooms	7.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	34.4%
2 vehicles	33.4%
3 or more	27.7%

Heating fuel

Fuel type	%
Utility gas	42.9%
Electricity	5.4%
Propane / LP gas	36.5%
Fuel oil	0.6%
Wood	11.7%
Solar	0.8%
No fuel used	2.1%

Households & families

Household type	Count	%
Married-couple family	458	51.3%
Cohabiting couple	88	9.9%
Male householder, no spouse	122	13.7%
Female householder, no spouse	224	25.1%
Households with children under 18	140	15.7%
Households with seniors (65+)	346	38.8%
Average household size	2.46

Marital status

Status	Male	Female
Never married	37.7%	17.2%
Married	48.2%	49.9%
Separated	1.1%	0.2%
Widowed	3.8%	11.5%
Divorced	9.2%	21.1%

Education

Less than 9th grade 2.3%

Some HS, no diploma 4.4%

HS graduate 33.5%

Some college, no degree 25.1%

Associate's degree 10.2%

Bachelor's degree 16.3%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	24.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	6.4%
Kindergarten	22	6.4%
Elementary school	157	45.8%
High school	81	23.6%
College / grad school	61	17.8%

Employment

Industry of employment

Education & healthcare 25.3%

Arts, food & hospitality 11.4%

Other services 11.3%

Retail trade 11.2%

Manufacturing 10.1%

Finance & real estate 8.2%

Transportation & utilities 7.1%

Professional & management 6.0%

Construction 4.8%

Public administration 2.3%

Agriculture & mining 1.1%

Wholesale trade 0.7%

Information 0.5%

Occupation

Category	%
Management, business & arts	31.3%
Service	26.0%
Sales & office	21.5%
Natural resources & construction	7.2%
Production & transportation	13.9%

Employment type

Type	%
Private sector	74.4%
Government	13.1%
Self-employed	12.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.8%
Carpool	1.8%
Public transit	3.7%
Walk	0.9%
Work from home	7.4%
Other means	2.4%
Avg commute (minutes)	19.9

Poverty

All people 23.6%

Under 18 years 22.1%

18 and over 23.9%

Married-couple families 21.0%

Female-led households 9.5%

Income support

Source	% of households
Social Security	44.4%
Retirement income	31.8%
Supplemental Security	8.3%
Cash public assistance	5.8%
Food stamps / SNAP	12.7%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	36.5%
High cholesterol	36.3%
Diabetes	12.1%
Heart disease	8.1%
Stroke	3.6%
Asthma	10.8%
Arthritis	33.4%
Kidney disease	3.4%
Pulmonary disease	8.4%
Cancer	8.6%

Behavior / access	%
Smoking	18.4%
Binge drinking	17.2%
No physical activity	21.3%
Less than 7 hrs sleep	32.2%
Depression	21.3%
Fair or poor health	15.1%
Poor mental health	15.0%
Poor physical health	11.4%
No health insurance	8.7%
Visited doctor (checkup)	76.8%
Visited dentist	70.6%
Cholesterol screening	92.6%
Teeth loss	12.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	144	7.8%

Disability	%
Any disability	19.3%
Under 18	5.3%
18–64 years	17.1%
65 and over	36.0%

Health insurance coverage

Type	%
Private insurance	57.7%
Public insurance	46.5%
No insurance	13.2%
Uninsured under 19	21.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,090	93.9%
Spanish	1	0.0%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,225	100.0%
Born in same state	2,207	99.2%
Born in different state	1,728	77.7%
Foreign born	18	0.8%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	316	14.2%
Italian	189	8.5%
English	124	5.6%
Arab	124	5.6%
Polish	45	2%

Ancestry	Count	%
Irish	15	0.7%
German	12	0.5%
Norwegian	4	0.2%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49616

What city is ZIP code 49616 in?

ZIP code 49616 is primarily assigned to Benzonia, Michigan.

What county is ZIP code 49616 in?

ZIP code 49616 falls within Benzie County, Michigan.

What is the poverty rate in ZIP code 49616?

24% of residents in ZIP code 49616 live below the poverty line, above the national average.

Is ZIP code 49616 mostly owner-occupied?

88% of occupied units in ZIP code 49616 are owner-occupied, well above the national average.

Does ZIP code 49616 have a large retiree population?

44% of households in ZIP code 49616 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 49616?

The median household income in ZIP code 49616 is $43,167, below the national median of ~$75,000.

What timezone is ZIP code 49616 in?

ZIP code 49616 observes the EST timezone.