46240 ZIP Code — Indianapolis, IN
Marion County, Indiana
ZIP code 46240 is located in Indianapolis, Indiana, within Marion County. It covers approximately 9.79 square miles and serves a population of 20,123 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.
About ZIP code 46240
The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $295,900. Owner-occupancy sits near the national average at 45%.
The gap between median ($63,317) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.
20,123
population
9.79
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46240 ZIP code map
Cities in ZIP code 46240
Below are the cities the US Postal Service accepts for ZIP code 46240. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Indianapolis | Acceptable |
| Indianapolis | Acceptable |
| Indianapolis | Preferred |
Nearby ZIP codes
46250 Indianapolis (2.4 mi)
46280 Indianapolis (2.5 mi)
46280 Indianapolis (2.5 mi)
46220 Indianapolis (2.8 mi)
46290 Indianapolis (3.4 mi)
46290 Indianapolis (3.4 mi)
46260 Indianapolis (3.5 mi)
46033 Carmel (5.3 mi)
46226 Indianapolis (5.4 mi)
46032 Carmel (5.7 mi)
46205 Indianapolis (5.7 mi)
46228 Indianapolis (5.8 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 20,123 |
| Population density | 2,055 / sq mi |
| State FIPS | 18 |
| County FIPS | 097 |
| Geography | |
|---|---|
| Land area | 9.79 sq mi |
| Water area | 0.59 sq mi |
| Latitude | 39.9051 |
| Longitude | -86.1159 |
| Timezone | Eastern (ET) |
| Area code | 317 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.2% | 48.4% | 42.9% |
| $50k – $100k | 25.1% | 29.9% | 32.7% |
| $100k – $200k | 20.0% | 17.1% | 19.8% |
| Over $200k | 10.8% | 4.6% | 4.5% |
Demographics & statistics
20,123
Population
2,055
People per sq mi
38.4
Median age
$63,317
Median household income
$57,202
Per capita income
$295,900
Median home value
$1,163
Median monthly rent
45.2%
Home ownership
9.4%
Poverty rate
2.7%
Unemployment
6,075
Housing units
56.9%
Bachelor's or higher
Age distribution
Male
Female
447
Under 5
521
315
5–9
366
433
10–14
505
491
15–19
571
618
20–24
720
2,112
25–34
2,459
880
35–44
1,025
1,232
45–54
1,434
543
55–59
632
596
60–64
694
927
65–74
1,080
511
75–84
595
192
85+
224
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,273 | 16.3% |
| 18 and over | 16,850 | 83.7% |
| 65 and over | 3,529 | 17.5% |
| Median age | 38.4 years | |
Race & ethnicity
White
70.4%
Black or African American
10.1%
Hispanic or Latino
5.5%
Asian
5.2%
Two or more races
4.4%
Other race
4.2%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 14,995 | 70.4% |
| Black or African American | 2,149 | 10.1% |
| Hispanic or Latino | 1,170 | 5.5% |
| Asian | 1,110 | 5.2% |
| Two or more races | 946 | 4.4% |
| Other race | 888 | 4.2% |
| Native Hawaiian / Pacific Islander | 26 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.2% | 48.4% | 42.9% |
| $50k – $100k | 25.1% | 29.9% | 32.7% |
| $100k – $200k | 20.0% | 17.1% | 19.8% |
| Over $200k | 10.8% | 4.6% | 4.5% |
Under $10k
5.0%
$10k–$15k
1.5%
$15k–$25k
5.7%
$25k–$35k
8.7%
$35k–$50k
16.6%
$50k–$75k
17.9%
$75k–$100k
11.7%
$100k–$150k
14.7%
$150k–$200k
6.1%
$200k+
12.1%
| Range | % of households |
|---|---|
| Under $10k | 5.0% |
| $10k–$15k | 1.5% |
| $15k–$25k | 5.7% |
| $25k–$35k | 8.7% |
| $35k–$50k | 16.6% |
| $50k–$75k | 17.9% |
| $75k–$100k | 11.7% |
| $100k–$150k | 14.7% |
| $150k–$200k | 6.1% |
| $200k+ | 12.1% |
| Median income | $63,317 |
Housing
Home values
Under $50k
0.4%
$50k–$100k
2.3%
$100k–$150k
6.1%
$150k–$200k
13.7%
$200k–$300k
28.8%
$300k–$500k
27.2%
$500k–$1M
14.4%
$1M+
7.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $295,900 |
| Median rent / month | $1,163 |
| Owner occupied | 45.2% |
| Renter occupied | 54.8% |
| Vacant | 12.8% |
| Single-family detached | 36.6% |
| Large apartment buildings | 18.4% |
| Mobile homes | 0.0% |
| Median rooms | 4.7 |
| Avg household size (owned) | 2.32 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 11.0% |
| 2000–2009 | 4.1% |
| 1990–1999 | 10.9% |
| 1980–1989 | 23.0% |
| 1970–1979 | 13.1% |
| 1960–1969 | 13.1% |
| 1950–1959 | 16.6% |
| 1940–1949 | 4.1% |
| 1939 or earlier | 3.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.7% |
| 1 bedroom | 24.2% |
| 2 bedrooms | 36.0% |
| 3 bedrooms | 21.0% |
| 4 bedrooms | 10.6% |
| 5+ bedrooms | 2.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.9% |
| 1 vehicle | 49.4% |
| 2 vehicles | 34.4% |
| 3 or more | 11.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 49.4% |
| Electricity | 49.3% |
| Propane / LP gas | 0.6% |
| Wood | 0.1% |
| Solar | 0.1% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,432 | 33.8% |
| Cohabiting couple | 614 | 6.1% |
| Male householder, no spouse | 2,496 | 24.6% |
| Female householder, no spouse | 3,606 | 35.5% |
| Households with children under 18 | 1,621 | 16.0% |
| Households with seniors (65+) | 2,682 | 26.4% |
| Average household size | 1.96 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.6% | 38.1% |
| Married | 46.3% | 38.8% |
| Separated | 1.6% | 0.6% |
| Widowed | 2.3% | 7.4% |
| Divorced | 9.2% | 15.0% |
Education
Less than 9th grade
2.6%
Some HS, no diploma
2.4%
HS graduate
13.1%
Some college, no degree
17.4%
Associate's degree
7.7%
Bachelor's degree
35.4%
Graduate / professional
21.6%
| Metric | % |
|---|---|
| HS diploma or higher | 95.1% |
| Bachelor's or higher | 56.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 120 | 3.3% |
| Kindergarten | 136 | 3.7% |
| Elementary school | 1,373 | 37.6% |
| High school | 978 | 26.8% |
| College / grad school | 1,046 | 28.6% |
Employment
Industry of employment
Education & healthcare
25.5%
Professional & management
17.3%
Arts, food & hospitality
10.7%
Manufacturing
10.1%
Finance & real estate
9.6%
Retail trade
8.9%
Construction
4.3%
Other services
3.8%
Transportation & utilities
3.0%
Wholesale trade
2.5%
Public administration
2.5%
Information
1.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 55.5% |
| Service | 13.1% |
| Sales & office | 19.4% |
| Natural resources & construction | 5.6% |
| Production & transportation | 6.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.8% |
| Government | 9.0% |
| Self-employed | 4.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.0% |
| Carpool | 6.4% |
| Public transit | 0.4% |
| Walk | 0.9% |
| Work from home | 12.1% |
| Other means | 0.3% |
| Avg commute (minutes) | 20.9 |
Poverty
All people
9.4%
Under 18 years
16.0%
18 and over
8.1%
Married-couple families
2.4%
Female-led households
18.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.1% |
| Retirement income | 22.5% |
| Supplemental Security | 3.9% |
| Cash public assistance | 1.0% |
| Food stamps / SNAP | 7.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.1% |
| High blood pressure | 31.0% |
| High cholesterol | 31.7% |
| Diabetes | 8.7% |
| Heart disease | 5.8% |
| Stroke | 2.5% |
| Asthma | 9.3% |
| Arthritis | 21.4% |
| Kidney disease | 2.6% |
| Pulmonary disease | 5.4% |
| Cancer | 7.1% |
| Behavior / access | % |
|---|---|
| Smoking | 13.6% |
| Binge drinking | 17.9% |
| No physical activity | 20.6% |
| Less than 7 hrs sleep | 31.0% |
| Depression | 20.9% |
| Fair or poor health | 11.2% |
| Poor mental health | 13.2% |
| Poor physical health | 8.3% |
| No health insurance | 10.9% |
| Visited doctor (checkup) | 73.8% |
| Visited dentist | 71.5% |
| Cholesterol screening | 90.2% |
| Teeth loss | 9.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 772 | 4.6% |
| Disability | % |
|---|---|
| Any disability | 12.6% |
| Under 18 | 4.0% |
| 18–64 years | 9.8% |
| 65 and over | 31.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.5% |
| Public insurance | 29.9% |
| No insurance | 5.8% |
| Uninsured under 19 | 4.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 19,155 | 95.2% |
| Spanish | 645 | 3.4% |
| Other Indo-European | 239 | 1.2% |
| Asian & Pacific Islander | 56 | 0.3% |
| Other languages | 312 | 1.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 18,623 | 92.5% |
| Born in same state | 18,392 | 91.4% |
| Born in different state | 12,226 | 60.8% |
| Foreign born | 231 | 1.1% |
| Naturalized citizen | 1,500 | 7.5% |
| Not a US citizen | 617 | 41.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,003 | 14.9% |
| French | 2,543 | 12.6% |
| Arab | 853 | 4.2% |
| English | 263 | 1.3% |
| Polish | 238 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 76 | 0.4% |
| Norwegian | 37 | 0.2% |
| Dutch | 35 | 0.2% |
| German | 23 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 50.4% |
| Internet access | 96.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46240
What city is ZIP code 46240 in?
ZIP code 46240 is primarily assigned to Indianapolis, Indiana.
What county is ZIP code 46240 in?
ZIP code 46240 falls within Marion County, Indiana.
How educated is the population of ZIP code 46240?
57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 46240?
ZIP code 46240 has an estimated population of 20,123 residents, with a density of 2,056 people per square mile.
What is the typical home value in ZIP code 46240?
The median home value in ZIP code 46240 is $295,900.
What is the median household income in ZIP code 46240?
The median household income in ZIP code 46240 is $63,317, below the national median of ~$75,000.
What timezone is ZIP code 46240 in?
ZIP code 46240 observes the EST timezone.