46205 ZIP Code — Indianapolis, IN

Marion County, Indiana

ZIP code 46205 is located in Indianapolis, Indiana, within Marion County. It covers approximately 6.24 square miles and serves a population of 28,327 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46205

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $251,100. Owner-occupancy sits near the national average at 53%.

The gap between median ($63,161) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

28,327

population

6.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46205 ZIP code map

Cities in ZIP code 46205

Below are the cities the US Postal Service accepts for ZIP code 46205. Using any city not on this list may result in mail delivery delays.

City	Status
Indianapolis	Acceptable
Indianapolis	Preferred

Nearby ZIP codes

46282 Indianapolis (1.9 mi) 46218 Indianapolis (2 mi) 46208 Indianapolis (2.6 mi) 46220 Indianapolis (3.3 mi) 46201 Indianapolis (3.4 mi) 46298 Indianapolis (3.5 mi) 46202 Indianapolis (3.5 mi) 46204 Indianapolis (3.8 mi) 46228 Indianapolis (3.9 mi) 46226 Indianapolis (3.9 mi) 46262 Indianapolis (4 mi) 46255 Indianapolis (4.1 mi)

Demographics updated 05/2026

Population
Total population	28,327
Population density	4,540 / sq mi
State FIPS	18
County FIPS	097

Geography
Land area	6.24 sq mi
Water area	0.04 sq mi
Latitude	39.8228
Longitude	-86.1299
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	48.4%	42.9%
$50k – $100k	28.3%	29.9%	32.7%
$100k – $200k	16.1%	17.1%	19.8%
Over $200k	7.3%	4.6%	4.5%

Demographics & statistics

28,327

Population

4,540

People per sq mi

32.6

Median age

$63,161

Median household income

$41,867

Per capita income

$251,100

Median home value

$1,025

Median monthly rent

52.7%

Home ownership

14.7%

Poverty rate

6.0%

Unemployment

8,942

Housing units

49.9%

Bachelor's or higher

Age distribution

Male Female

1,075

Under 5

1,085

1,054

5–9

1,064

816

10–14

824

739

15–19

746

1,020

20–24

1,031

3,079

25–34

3,110

2,104

35–44

2,126

1,416

45–54

1,430

742

55–59

749

630

60–64

636

914

65–74

924

349

75–84

352

155

85+

157

← Male

Female →

Age summary

Group	Count	%
Under 18	6,728	23.8%
18 and over	21,599	76.2%
65 and over	2,851	10.1%
Median age	32.6 years

Race & ethnicity

White 50.6%

Black or African American 35.6%

Two or more races 7.1%

Hispanic or Latino 3%

Asian 2.7%

Other race 1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	14,785	50.6%
Black or African American	10,384	35.6%
Two or more races	2,061	7.1%
Hispanic or Latino	870	3%
Asian	777	2.7%
Other race	291	1%
American Indian / Alaska Native	29	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	48.4%	42.9%
$50k – $100k	28.3%	29.9%	32.7%
$100k – $200k	16.1%	17.1%	19.8%
Over $200k	7.3%	4.6%	4.5%

Under $10k 7.0%

$10k–$15k 4.4%

$15k–$25k 7.7%

$25k–$35k 8.4%

$35k–$50k 13.6%

$50k–$75k 17.4%

$75k–$100k 12.7%

$100k–$150k 11.4%

$150k–$200k 7.9%

$200k+ 9.7%

Range	% of households
Under $10k	7.0%
$10k–$15k	4.4%
$15k–$25k	7.7%
$25k–$35k	8.4%
$35k–$50k	13.6%
$50k–$75k	17.4%
$75k–$100k	12.7%
$100k–$150k	11.4%
$150k–$200k	7.9%
$200k+	9.7%
Median income	$63,161

Housing

Home values

Under $50k 1.3%

$50k–$100k 8.9%

$100k–$150k 11.2%

$150k–$200k 12.5%

$200k–$300k 27.4%

$300k–$500k 27.2%

$500k–$1M 8.9%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$251,100
Median rent / month	$1,025
Owner occupied	52.7%
Renter occupied	47.3%
Vacant	17.4%
Single-family detached	56.3%
Large apartment buildings	8.0%
Mobile homes	0.3%
Median rooms	5.7
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.1%
2010–2019	5.2%
2000–2009	5.5%
1990–1999	2.8%
1980–1989	2.6%
1970–1979	7.4%
1960–1969	9.2%
1950–1959	10.2%
1940–1949	7.9%
1939 or earlier	49.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	16.2%
2 bedrooms	31.4%
3 bedrooms	32.0%
4 bedrooms	15.6%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	9.9%
1 vehicle	41.8%
2 vehicles	37.2%
3 or more	11.2%

Heating fuel

Fuel type	%
Utility gas	70.1%
Electricity	27.3%
Propane / LP gas	1.8%
Wood	0.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,653	30.2%
Cohabiting couple	1,082	8.9%
Male householder, no spouse	3,040	25.1%
Female householder, no spouse	4,341	35.8%
Households with children under 18	3,078	25.4%
Households with seniors (65+)	2,028	16.7%
Average household size	2.32

Marital status

Status	Male	Female
Never married	53.8%	45.9%
Married	35.1%	35.3%
Separated	1.1%	1.7%
Widowed	1.0%	5.6%
Divorced	9.1%	11.5%

Education

Less than 9th grade 2.8%

Some HS, no diploma 4.5%

HS graduate 18.0%

Some college, no degree 18.3%

Associate's degree 6.4%

Bachelor's degree 26.8%

Graduate / professional 23.1%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	49.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	664	9.2%
Kindergarten	296	4.1%
Elementary school	3,001	41.7%
High school	1,197	16.6%
College / grad school	2,033	28.3%

Employment

Industry of employment

Education & healthcare 29.4%

Professional & management 14.5%

Retail trade 9.7%

Arts, food & hospitality 9.5%

Manufacturing 6.1%

Finance & real estate 5.9%

Public administration 5.8%

Construction 5.6%

Transportation & utilities 4.7%

Other services 4.1%

Information 2.5%

Wholesale trade 2.1%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	52.9%
Service	16.5%
Sales & office	15.6%
Natural resources & construction	4.4%
Production & transportation	10.5%

Employment type

Type	%
Private sector	78.7%
Government	14.3%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.6%
Carpool	4.5%
Public transit	2.1%
Walk	0.6%
Work from home	14.2%
Other means	2.0%
Avg commute (minutes)	23.0

Poverty

All people 14.7%

Under 18 years 15.3%

18 and over 14.5%

Married-couple families 3.0%

Female-led households 27.9%

Income support

Source	% of households
Social Security	17.3%
Retirement income	15.3%
Supplemental Security	5.2%
Cash public assistance	1.8%
Food stamps / SNAP	10.8%

Health indicators

Condition	%
Obesity	40.5%
High blood pressure	36.9%
High cholesterol	28.8%
Diabetes	12.8%
Heart disease	5.5%
Stroke	3.5%
Asthma	11.9%
Arthritis	21.4%
Kidney disease	3.1%
Pulmonary disease	6.6%
Cancer	4.8%

Behavior / access	%
Smoking	20.8%
Binge drinking	16.8%
No physical activity	28.0%
Less than 7 hrs sleep	39.8%
Depression	21.8%
Fair or poor health	17.9%
Poor mental health	16.4%
Poor physical health	11.1%
No health insurance	14.1%
Visited doctor (checkup)	75.8%
Visited dentist	59.7%
Cholesterol screening	88.8%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	919	4.3%

Disability	%
Any disability	11.4%
Under 18	4.5%
18–64 years	11.0%
65 and over	31.2%

Health insurance coverage

Type	%
Private insurance	66.9%
Public insurance	29.7%
No insurance	9.4%
Uninsured under 19	5.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,167	92.4%
Spanish	925	3.5%
Other Indo-European	417	1.6%
Asian & Pacific Islander	345	1.3%
Other languages	118	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	26,947	95.1%
Born in same state	26,683	94.2%
Born in different state	18,726	66.1%
Foreign born	264	0.9%
Naturalized citizen	1,380	4.9%
Not a US citizen	482	34.9%

Ancestry

Ancestry	Count	%
Italian	2,748	9.7%
French	2,392	8.4%
Arab	734	2.6%
English	422	1.5%
Polish	210	0.7%

Ancestry	Count	%
Dutch	117	0.4%
Irish	26	0.1%
Norwegian	20	0.1%
German	14	0%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	90.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46205

What city is ZIP code 46205 in?

ZIP code 46205 is primarily assigned to Indianapolis, Indiana.

What county is ZIP code 46205 in?

ZIP code 46205 falls within Marion County, Indiana.

How educated is the population of ZIP code 46205?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 46205?

ZIP code 46205 has an estimated population of 28,327 residents, with a density of 4,538 people per square mile.

What is the median household income in ZIP code 46205?

The median household income in ZIP code 46205 is $63,161, below the national median of ~$75,000.

What is the typical home value in ZIP code 46205?

The median home value in ZIP code 46205 is $251,100.

What timezone is ZIP code 46205 in?

ZIP code 46205 observes the EST timezone.