46204 ZIP Code — Indianapolis, IN

Marion County, Indiana

ZIP code 46204 is located in Indianapolis, Indiana, within Marion County. It covers approximately 1.14 square miles and serves a population of 10,544 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317/463/765.

About ZIP code 46204

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $360,000. Renters make up the majority at 81%, typical of denser urban areas.

The gap between median ($84,735) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is high — 62% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46204 reflects a community defined by a highly educated population and economic challenges above the national average.

10,544

population

1.14

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46204 ZIP code map

Cities in ZIP code 46204

Below are the cities the US Postal Service accepts for ZIP code 46204. Using any city not on this list may result in mail delivery delays.

City	Status
Indianapolis	Preferred

Nearby ZIP codes

46249 Indianapolis (0.3 mi) 46277 Indianapolis (0.3 mi) 46209 Indianapolis (0.3 mi) 46255 Indianapolis (0.3 mi) 46285 Indianapolis (0.3 mi) 46283 Indianapolis (0.3 mi) 46262 Indianapolis (0.4 mi) 46202 Indianapolis (0.7 mi) 46225 Indianapolis (2 mi) 46213 Indianapolis (2.1 mi) 46282 Indianapolis (2.1 mi) 46298 Indianapolis (2.6 mi)

Demographics updated 07/2026

Population
Total population	10,544
Population density	9,249 / sq mi
State FIPS	18
County FIPS	097

Geography
Land area	1.14 sq mi
Water area	0.01 sq mi
Latitude	39.7728
Longitude	-86.1594
Timezone	Eastern (ET)
Area code	317/463/765

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.7%	48.4%	42.9%
$50k – $100k	34.4%	29.9%	32.7%
$100k – $200k	22.8%	17.1%	19.8%
Over $200k	8.1%	4.6%	4.5%

Demographics & statistics

10,544

Population

9,249

People per sq mi

31.8

Median age

$84,735

Median household income

$68,224

Per capita income

$360,000

Median home value

$1,629

Median monthly rent

19.5%

Home ownership

17.8%

Poverty rate

3.8%

Unemployment

1,724

Housing units

61.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

123

15–19

898

20–24

558

2,913

25–34

1,812

854

35–44

531

567

45–54

352

358

55–59

222

290

60–64

180

283

65–74

176

120

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	157	1.5%
18 and over	10,387	98.5%
65 and over	688	6.5%
Median age	31.8 years

Race & ethnicity

White 64.2%

Black or African American 19.2%

Two or more races 6.7%

Hispanic or Latino 5%

Asian 4.2%

Other race 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,125	64.2%
Black or African American	2,130	19.2%
Two or more races	748	6.7%
Hispanic or Latino	550	5%
Asian	470	4.2%
Other race	60	0.5%
American Indian / Alaska Native	11	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.7%	48.4%	42.9%
$50k – $100k	34.4%	29.9%	32.7%
$100k – $200k	22.8%	17.1%	19.8%
Over $200k	8.1%	4.6%	4.5%

Under $10k 11.1%

$10k–$15k 1.8%

$15k–$25k 6.8%

$25k–$35k 2.7%

$35k–$50k 8.5%

$50k–$75k 9.6%

$75k–$100k 20.9%

$100k–$150k 11.9%

$150k–$200k 15.6%

$200k+ 11.1%

Range	% of households
Under $10k	11.1%
$10k–$15k	1.8%
$15k–$25k	6.8%
$25k–$35k	2.7%
$35k–$50k	8.5%
$50k–$75k	9.6%
$75k–$100k	20.9%
$100k–$150k	11.9%
$150k–$200k	15.6%
$200k+	11.1%
Median income	$84,735

Housing

Home values

Under $50k 1.7%

$100k–$150k 5.0%

$150k–$200k 1.5%

$200k–$300k 19.5%

$300k–$500k 48.0%

$500k–$1M 22.1%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$360,000
Median rent / month	$1,629
Owner occupied	19.5%
Renter occupied	80.5%
Vacant	10.3%
Single-family detached	2.7%
Large apartment buildings	86.0%
Mobile homes	0.0%
Median rooms	3.3
Avg household size (owned)	1.39

Year built

Era	%
2020 or later	1.0%
2010–2019	38.1%
2000–2009	15.3%
1990–1999	3.0%
1980–1989	3.4%
1970–1979	2.8%
1960–1969	7.9%
1950–1959	0.6%
1940–1949	2.8%
1939 or earlier	25.0%

Bedrooms

Size	% of units
No bedroom (studio)	6.7%
1 bedroom	47.8%
2 bedrooms	35.8%
3 bedrooms	6.7%
4 bedrooms	3.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	13.9%
1 vehicle	54.0%
2 vehicles	30.3%
3 or more	1.7%

Heating fuel

Fuel type	%
Utility gas	20.3%
Electricity	78.0%
Propane / LP gas	0.7%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	701	12.6%
Cohabiting couple	484	8.7%
Male householder, no spouse	2,589	46.5%
Female householder, no spouse	1,797	32.3%
Households with children under 18	105	1.9%
Households with seniors (65+)	505	9.1%
Average household size	1.45

Marital status

Status	Male	Female
Never married	61.3%	66.4%
Married	17.7%	17.5%
Separated	6.8%	2.2%
Widowed	1.3%	1.8%
Divorced	12.9%	12.2%

Education

Less than 9th grade 2.1%

Some HS, no diploma 9.8%

HS graduate 16.2%

Some college, no degree 7.7%

Associate's degree 2.6%

Bachelor's degree 32.3%

Graduate / professional 29.2%

Metric	%
HS diploma or higher	88.1%
Bachelor's or higher	61.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	90	6.9%
College / grad school	1,214	93.1%

Employment

Industry of employment

Professional & management 24.5%

Education & healthcare 17.3%

Manufacturing 13.1%

Public administration 9.9%

Finance & real estate 6.4%

Arts, food & hospitality 6.1%

Retail trade 5.8%

Other services 4.4%

Construction 4.2%

Information 3.3%

Transportation & utilities 2.6%

Wholesale trade 2.4%

Occupation

Category	%
Management, business & arts	74.9%
Service	4.4%
Sales & office	12.6%
Natural resources & construction	4.4%
Production & transportation	3.7%

Employment type

Type	%
Private sector	78.7%
Government	17.1%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	51.2%
Carpool	2.4%
Public transit	1.5%
Walk	23.4%
Work from home	17.5%
Other means	4.1%
Avg commute (minutes)	19.5

Poverty

All people 17.8%

Under 18 years 0.0%

18 and over 18.0%

Married-couple families 0.0%

Female-led households 28.7%

Income support

Source	% of households
Social Security	9.9%
Retirement income	9.9%
Supplemental Security	6.5%
Cash public assistance	2.0%
Food stamps / SNAP	6.0%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	26.8%
High cholesterol	23.8%
Diabetes	7.6%
Heart disease	3.7%
Stroke	1.9%
Asthma	9.9%
Arthritis	14.1%
Kidney disease	2.0%
Pulmonary disease	4.4%
Cancer	3.4%

Behavior / access	%
Smoking	17.8%
Binge drinking	21.6%
No physical activity	21.3%
Less than 7 hrs sleep	35.8%
Depression	21.4%
Fair or poor health	12.0%
Poor mental health	15.4%
Poor physical health	8.0%
No health insurance	13.4%
Visited doctor (checkup)	69.4%
Visited dentist	63.1%
Cholesterol screening	85.2%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	425	4.1%

Disability	%
Any disability	12.4%
Under 18	0.0%
18–64 years	10.7%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	85.3%
Public insurance	14.7%
No insurance	4.5%
Uninsured under 19	11.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,439	99.0%
Spanish	43	0.4%
Other Indo-European	10	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	24	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,514	90.2%
Born in same state	9,289	88.1%
Born in different state	6,394	60.6%
Foreign born	225	2.1%
Naturalized citizen	1,030	9.8%
Not a US citizen	215	20.9%

Ancestry

Ancestry	Count	%
Italian	1,393	13.2%
French	1,229	11.7%
Arab	416	3.9%
English	141	1.3%

Ancestry	Count	%
German	32	0.3%
Norwegian	27	0.3%
Irish	25	0.2%
Polish	24	0.2%

Technology access

Metric	% of households
Computer access	52.8%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46204

What city is ZIP code 46204 in?

ZIP code 46204 is primarily assigned to Indianapolis, Indiana.

What county is ZIP code 46204 in?

ZIP code 46204 falls within Marion County, Indiana.

Is ZIP code 46204 mostly rentals?

81% of occupied units in ZIP code 46204 are renter-occupied.

How educated is the population of ZIP code 46204?

62% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the poverty rate in ZIP code 46204?

18% of residents in ZIP code 46204 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46204?

The median home value in ZIP code 46204 is $360,000.

What timezone is ZIP code 46204 in?

ZIP code 46204 observes the EST timezone.