46280 ZIP Code — Indianapolis, IN

Hamilton County, Indiana

ZIP code 46280 is located in Indianapolis, Indiana, within Hamilton County. It covers approximately 4.15 square miles and serves a population of 7,344 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46280

The housing stock consists of a mix of housing types. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $268,500. Owner-occupancy sits near the national average at 62%.

Median household income is $80,267. The poverty rate of 6% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46280 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

7,344

population

4.15

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46280 ZIP code map

Cities in ZIP code 46280

Below are the cities the US Postal Service accepts for ZIP code 46280. Using any city not on this list may result in mail delivery delays.

City	Status
Indianapolis	Acceptable
Indianapolis	Preferred

Nearby ZIP codes

46240 Indianapolis (2.5 mi) 46240 Indianapolis (2.5 mi) 46290 Indianapolis (2.8 mi) 46290 Indianapolis (2.8 mi) 46290 Indianapolis (2.8 mi) 46290 Indianapolis (2.8 mi) 46250 Indianapolis (3 mi) 46250 Indianapolis (3 mi) 46033 Carmel (3 mi) 46033 Carmel (3 mi) 46032 Carmel (4.1 mi) 46032 Carmel (4.1 mi)

Demographics updated 05/2026

Population
Total population	7,344
Population density	1,770 / sq mi
State FIPS	18
County FIPS	057

Geography
Land area	4.15 sq mi
Water area	0.20 sq mi
Latitude	39.9417
Longitude	-86.1115
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	21.3%	42.9%
$50k – $100k	39.6%	30.4%	32.7%
$100k – $200k	26.8%	33.2%	19.8%
Over $200k	3.4%	15.1%	4.5%

Demographics & statistics

7,344

Population

1,770

People per sq mi

42.7

Median age

$80,267

Median household income

$49,622

Per capita income

$268,500

Median home value

$1,526

Median monthly rent

61.6%

Home ownership

6.0%

Poverty rate

1.5%

Unemployment

2,524

Housing units

60.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

146

5–9

158

219

10–14

236

237

15–19

255

126

20–24

136

665

25–34

716

428

35–44

461

516

45–54

556

275

55–59

296

139

60–64

149

383

65–74

413

191

75–84

206

157

85+

169

← Male

Female →

Age summary

Group	Count	%
Under 18	1,250	17.0%
18 and over	6,094	83.0%
65 and over	1,519	20.7%
Median age	42.7 years

Race & ethnicity

White 79.4%

Black or African American 9.1%

Two or more races 5.5%

Asian 2.5%

Hispanic or Latino 2.2%

Other race 1.2%

Group	Count	%
White	5,967	79.4%
Black or African American	685	9.1%
Two or more races	411	5.5%
Asian	190	2.5%
Hispanic or Latino	169	2.2%
Other race	91	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	21.3%	42.9%
$50k – $100k	39.6%	30.4%	32.7%
$100k – $200k	26.8%	33.2%	19.8%
Over $200k	3.4%	15.1%	4.5%

Under $10k 2.9%

$10k–$15k 1.2%

$15k–$25k 4.1%

$25k–$35k 5.4%

$35k–$50k 9.0%

$50k–$75k 18.2%

$75k–$100k 19.2%

$100k–$150k 20.6%

$150k–$200k 7.7%

$200k+ 11.9%

Range	% of households
Under $10k	2.9%
$10k–$15k	1.2%
$15k–$25k	4.1%
$25k–$35k	5.4%
$35k–$50k	9.0%
$50k–$75k	18.2%
$75k–$100k	19.2%
$100k–$150k	20.6%
$150k–$200k	7.7%
$200k+	11.9%
Median income	$80,267

Housing

Home values

Under $50k 2.0%

$50k–$100k 0.4%

$100k–$150k 3.3%

$150k–$200k 16.5%

$200k–$300k 36.5%

$300k–$500k 39.2%

$500k–$1M 1.4%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$268,500
Median rent / month	$1,526
Owner occupied	61.6%
Renter occupied	38.4%
Vacant	8.3%
Single-family detached	62.0%
Large apartment buildings	1.2%
Mobile homes	0.0%
Median rooms	5.9
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	0.0%
2010–2019	19.8%
2000–2009	10.0%
1990–1999	12.7%
1980–1989	7.6%
1970–1979	7.2%
1960–1969	15.8%
1950–1959	18.0%
1940–1949	7.8%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.6%
2 bedrooms	23.4%
3 bedrooms	42.5%
4 bedrooms	15.7%
5+ bedrooms	7.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	37.4%
2 vehicles	41.5%
3 or more	20.5%

Heating fuel

Fuel type	%
Utility gas	62.4%
Electricity	35.7%
Propane / LP gas	0.6%
Fuel oil	0.2%

Households & families

Household type	Count	%
Married-couple family	1,578	44.2%
Cohabiting couple	396	11.1%
Male householder, no spouse	557	15.6%
Female householder, no spouse	1,039	29.1%
Households with children under 18	760	21.3%
Households with seniors (65+)	1,084	30.4%
Average household size	2.05

Marital status

Status	Male	Female
Never married	35.8%	37.3%
Married	52.5%	43.6%
Separated	0.6%	1.7%
Widowed	0.7%	3.1%
Divorced	10.4%	14.3%

Education

Less than 9th grade 0.4%

Some HS, no diploma 1.3%

HS graduate 16.6%

Some college, no degree 15.8%

Associate's degree 5.6%

Bachelor's degree 41.3%

Graduate / professional 18.9%

Metric	%
HS diploma or higher	98.3%
Bachelor's or higher	60.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	3.0%
Kindergarten	30	2.1%
Elementary school	630	43.7%
High school	460	31.9%
College / grad school	280	19.4%

Employment

Industry of employment

Education & healthcare 23.7%

Professional & management 18.5%

Manufacturing 10.5%

Arts, food & hospitality 10.1%

Finance & real estate 10.0%

Retail trade 8.8%

Other services 5.8%

Wholesale trade 3.7%

Transportation & utilities 3.3%

Construction 1.8%

Information 1.7%

Public administration 1.4%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	51.6%
Service	18.8%
Sales & office	22.0%
Natural resources & construction	2.4%
Production & transportation	5.2%

Employment type

Type	%
Private sector	82.6%
Government	10.2%
Self-employed	7.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.4%
Carpool	7.3%
Public transit	0.0%
Walk	0.3%
Work from home	20.3%
Other means	0.7%
Avg commute (minutes)	23.5

Poverty

All people 6.0%

Under 18 years 8.0%

18 and over 5.6%

Married-couple families 1.3%

Female-led households 13.8%

Income support

Source	% of households
Social Security	30.6%
Retirement income	23.0%
Supplemental Security	7.4%
Cash public assistance	1.2%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	29.3%
High blood pressure	25.9%
High cholesterol	28.6%
Diabetes	8.1%
Heart disease	4.7%
Stroke	2.0%
Asthma	8.8%
Arthritis	20.5%
Kidney disease	2.1%
Pulmonary disease	4.8%
Cancer	6.0%

Behavior / access	%
Smoking	12.0%
Binge drinking	17.3%
No physical activity	16.6%
Less than 7 hrs sleep	27.0%
Depression	21.0%
Fair or poor health	9.6%
Poor mental health	13.1%
Poor physical health	7.5%
No health insurance	9.1%
Visited doctor (checkup)	73.8%
Visited dentist	74.5%
Cholesterol screening	90.8%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	463	7.6%

Disability	%
Any disability	9.9%
Under 18	3.0%
18–64 years	8.5%
65 and over	19.5%

Health insurance coverage

Type	%
Private insurance	79.2%
Public insurance	32.2%
No insurance	2.9%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,233	98.5%
Spanish	139	1.9%
Other Indo-European	58	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,875	93.6%
Born in same state	6,800	92.6%
Born in different state	4,556	62.0%
Foreign born	75	1.0%
Naturalized citizen	469	6.4%
Not a US citizen	362	77.2%

Ancestry

Ancestry	Count	%
French	835	11.4%
Italian	714	9.7%
Arab	381	5.2%
Polish	101	1.4%

Ancestry	Count	%
Irish	77	1%
Dutch	48	0.7%
English	34	0.5%
German	11	0.1%

Technology access

Metric	% of households
Computer access	48.6%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46280

What city is ZIP code 46280 in?

ZIP code 46280 is primarily assigned to Indianapolis, Indiana.

What county is ZIP code 46280 in?

ZIP code 46280 falls within Hamilton County, Indiana.

How educated is the population of ZIP code 46280?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 46280?

ZIP code 46280 has an estimated population of 7,344 residents, with a density of 1,772 people per square mile.

What is the typical home value in ZIP code 46280?

The median home value in ZIP code 46280 is $268,500.

What is the median household income in ZIP code 46280?

The median household income in ZIP code 46280 is $80,267, above the national median of ~$75,000.

What timezone is ZIP code 46280 in?

ZIP code 46280 observes the EST timezone.