55349 ZIP Code — Howard Lake, MN

Wright County, Minnesota

ZIP code 55349 is located in Howard Lake, Minnesota, within Wright County. It covers approximately 62.29 square miles and serves a population of 3,536 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55349

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $258,800. Owner-occupancy is high at 81%, well above the national average.

Median household income is $93,063. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55349 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,536

population

62.29

sq mi land

Standard

ZIP type

Central (CT)

timezone

55349 ZIP code map

Cities in ZIP code 55349

Below are the cities the US Postal Service accepts for ZIP code 55349. Using any city not on this list may result in mail delivery delays.

City	Status
Howard Lake	Preferred

Nearby ZIP codes

55390 Waverly (4.4 mi) 55321 Cokato (5.6 mi) 55395 Winsted (7.7 mi) 55363 Montrose (8.4 mi) 55381 Silver Lake (11.1 mi) 55328 Delano (12.7 mi) 55360 Mayer (12.8 mi) 55325 Dassel (12.8 mi) 55367 New Germany (12.9 mi) 55388 Watertown (13.4 mi) 55354 Lester Prairie (13.5 mi) 55302 Annandale (13.8 mi)

Demographics updated 05/2026

Population
Total population	3,536
Population density	57 / sq mi
State FIPS	27
County FIPS	171

Geography
Land area	62.29 sq mi
Water area	3.85 sq mi
Latitude	45.0654
Longitude	-94.0731
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	26.0%	33.6%
$50k – $100k	34.9%	32.0%	31.5%
$100k – $200k	31.0%	34.4%	26.5%
Over $200k	4.4%	7.7%	8.5%

Demographics & statistics

3,536

Population

People per sq mi

46.0

Median age

$93,063

Median household income

$42,232

Per capita income

$258,800

Median home value

$927

Median monthly rent

80.7%

Home ownership

7.7%

Poverty rate

2.2%

Unemployment

1,389

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

113

Under 5

114

103

5–9

103

101

10–14

101

15–19

20–24

173

25–34

174

227

35–44

228

305

45–54

307

129

55–59

129

108

60–64

109

173

65–74

175

122

75–84

123

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	725	20.5%
18 and over	2,811	79.5%
65 and over	701	19.8%
Median age	46.0 years

Race & ethnicity

White 92.4%

Hispanic or Latino 2.7%

Two or more races 2.3%

Other race 1.9%

Black or African American 0.3%

Asian 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	3,359	92.4%
Hispanic or Latino	98	2.7%
Two or more races	85	2.3%
Other race	69	1.9%
Black or African American	11	0.3%
Asian	6	0.2%
American Indian / Alaska Native	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	26.0%	33.6%
$50k – $100k	34.9%	32.0%	31.5%
$100k – $200k	31.0%	34.4%	26.5%
Over $200k	4.4%	7.7%	8.5%

Under $10k 2.6%

$10k–$15k 1.3%

$15k–$25k 5.4%

$25k–$35k 6.7%

$35k–$50k 8.8%

$50k–$75k 15.2%

$75k–$100k 13.7%

$100k–$150k 27.3%

$150k–$200k 11.4%

$200k+ 7.6%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.3%
$15k–$25k	5.4%
$25k–$35k	6.7%
$35k–$50k	8.8%
$50k–$75k	15.2%
$75k–$100k	13.7%
$100k–$150k	27.3%
$150k–$200k	11.4%
$200k+	7.6%
Median income	$93,063

Housing

Home values

Under $50k 2.3%

$50k–$100k 0.6%

$100k–$150k 8.0%

$150k–$200k 15.0%

$200k–$300k 34.3%

$300k–$500k 26.0%

$500k–$1M 13.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$258,800
Median rent / month	$927
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	11.8%
Single-family detached	82.0%
Large apartment buildings	6.1%
Mobile homes	2.1%
Median rooms	6.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.6%
2010–2019	4.0%
2000–2009	14.6%
1990–1999	21.7%
1980–1989	9.1%
1970–1979	17.9%
1960–1969	11.3%
1950–1959	5.7%
1940–1949	2.1%
1939 or earlier	13.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	8.2%
2 bedrooms	21.6%
3 bedrooms	42.6%
4 bedrooms	21.3%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	19.3%
2 vehicles	40.5%
3 or more	36.4%

Heating fuel

Fuel type	%
Utility gas	46.9%
Electricity	17.9%
Propane / LP gas	26.1%
Fuel oil	3.5%
Wood	3.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	905	61.3%
Cohabiting couple	101	6.8%
Male householder, no spouse	197	13.3%
Female householder, no spouse	274	18.6%
Households with children under 18	378	25.6%
Households with seniors (65+)	448	30.3%
Average household size	2.35

Marital status

Status	Male	Female
Never married	25.6%	17.6%
Married	63.6%	63.7%
Separated	0.3%	1.6%
Widowed	3.2%	10.8%
Divorced	7.2%	6.3%

Education

Less than 9th grade 0.5%

Some HS, no diploma 4.3%

HS graduate 40.8%

Some college, no degree 19.4%

Associate's degree 16.3%

Bachelor's degree 14.4%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	6.8%
Kindergarten	43	6.6%
Elementary school	306	47.1%
High school	140	21.5%
College / grad school	117	18.0%

Employment

Industry of employment

Education & healthcare 21.6%

Manufacturing 20.3%

Construction 14.0%

Finance & real estate 9.4%

Professional & management 7.7%

Retail trade 5.3%

Arts, food & hospitality 4.1%

Agriculture & mining 4.0%

Transportation & utilities 3.7%

Other services 3.1%

Public administration 2.8%

Wholesale trade 2.5%

Information 1.4%

Occupation

Category	%
Management, business & arts	30.6%
Service	12.2%
Sales & office	23.0%
Natural resources & construction	16.1%
Production & transportation	18.1%

Employment type

Type	%
Private sector	84.6%
Government	11.0%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.0%
Carpool	5.9%
Public transit	0.0%
Walk	1.2%
Work from home	9.1%
Other means	0.8%
Avg commute (minutes)	29.5

Poverty

All people 7.7%

Under 18 years 11.7%

18 and over 6.7%

Married-couple families 1.4%

Female-led households 31.5%

Income support

Source	% of households
Social Security	33.9%
Retirement income	28.8%
Supplemental Security	4.0%
Cash public assistance	2.0%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	34.0%
High blood pressure	28.0%
High cholesterol	30.8%
Diabetes	8.5%
Heart disease	5.8%
Stroke	2.7%
Asthma	8.6%
Arthritis	22.1%
Kidney disease	2.5%
Pulmonary disease	5.1%
Cancer	6.9%

Behavior / access	%
Smoking	18.1%
Binge drinking	21.8%
No physical activity	18.6%
Less than 7 hrs sleep	27.2%
Depression	21.4%
Fair or poor health	10.5%
Poor mental health	13.2%
Poor physical health	8.8%
No health insurance	10.4%
Visited doctor (checkup)	69.3%
Visited dentist	68.2%
Cholesterol screening	89.6%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	309	11.0%

Disability	%
Any disability	13.1%
Under 18	2.8%
18–64 years	9.7%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	36.2%
No insurance	2.8%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,309	93.6%
Spanish	4	0.1%
Other Indo-European	4	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,468	98.1%
Born in same state	3,455	97.7%
Born in different state	3,013	85.2%
Foreign born	13	0.4%
Naturalized citizen	68	1.9%
Not a US citizen	53	77.9%

Ancestry

Ancestry	Count	%
Arab	318	9%
Italian	301	8.5%
Polish	254	7.2%
French	166	4.7%
English	47	1.3%

Ancestry	Count	%
German	19	0.5%
Irish	18	0.5%
Dutch	18	0.5%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	41.8%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55349

What city is ZIP code 55349 in?

ZIP code 55349 is primarily assigned to Howard Lake, Minnesota.

What county is ZIP code 55349 in?

ZIP code 55349 falls within Wright County, Minnesota.

Is ZIP code 55349 mostly owner-occupied?

81% of occupied units in ZIP code 55349 are owner-occupied, well above the national average.

Does ZIP code 55349 have a large veteran population?

11% of civilians in ZIP code 55349 are veterans, above the national average of ~7%.

What is the population of ZIP code 55349?

ZIP code 55349 has an estimated population of 3,536 residents, with a density of 57 people per square mile.

What is the median household income in ZIP code 55349?

The median household income in ZIP code 55349 is $93,063, above the national median of ~$75,000.

What timezone is ZIP code 55349 in?

ZIP code 55349 observes the CST timezone.