55381 ZIP Code — Silver Lake, MN

Mcleod County, Minnesota

ZIP code 55381 is located in Silver Lake, Minnesota, within Mcleod County. It covers approximately 44.21 square miles and serves a population of 1,837 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55381

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $227,300. Owner-occupancy is high at 87%, well above the national average.

Median household income is $81,103. The poverty rate of 3% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55381 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,837

population

44.21

sq mi land

Standard

ZIP type

Central (CT)

timezone

55381 ZIP code map

Cities in ZIP code 55381

Below are the cities the US Postal Service accepts for ZIP code 55381. Using any city not on this list may result in mail delivery delays.

City	Status
Silver Lake	Preferred

Nearby ZIP codes

55395 Winsted (5.6 mi) 55354 Lester Prairie (5.8 mi) 55367 New Germany (10.6 mi) 55321 Cokato (11.1 mi) 55349 Howard Lake (11.1 mi) 55336 Glencoe (11.3 mi) 55370 Plato (11.4 mi) 55360 Mayer (12.3 mi) 55350 Hutchinson (12.8 mi) 55390 Waverly (13.6 mi) 55325 Dassel (13.9 mi) 55397 Young America (14 mi)

Demographics updated 05/2026

Population
Total population	1,837
Population density	42 / sq mi
State FIPS	27
County FIPS	085

Geography
Land area	44.21 sq mi
Water area	1.31 sq mi
Latitude	44.9212
Longitude	-94.1751
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.7%	36.3%	33.6%
$50k – $100k	35.7%	38.1%	31.5%
$100k – $200k	30.1%	21.6%	26.5%
Over $200k	2.5%	4.0%	8.5%

Demographics & statistics

1,837

Population

People per sq mi

46.8

Median age

$81,103

Median household income

$40,096

Per capita income

$227,300

Median home value

$779

Median monthly rent

86.7%

Home ownership

3.4%

Poverty rate

6.3%

Unemployment

761

Housing units

9.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

126

35–44

127

45–54

55–59

60–64

160

65–74

161

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	338	18.4%
18 and over	1,499	81.6%
65 and over	450	24.5%
Median age	46.8 years

Race & ethnicity

White 92.6%

Two or more races 5.3%

Hispanic or Latino 1%

American Indian / Alaska Native 0.6%

Black or African American 0.4%

Other race 0.1%

Group	Count	%
White	1,718	92.6%
Two or more races	99	5.3%
Hispanic or Latino	18	1%
American Indian / Alaska Native	11	0.6%
Black or African American	7	0.4%
Other race	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.7%	36.3%	33.6%
$50k – $100k	35.7%	38.1%	31.5%
$100k – $200k	30.1%	21.6%	26.5%
Over $200k	2.5%	4.0%	8.5%

Under $10k 1.9%

$10k–$15k 1.1%

$15k–$25k 3.9%

$25k–$35k 5.9%

$35k–$50k 12.4%

$50k–$75k 21.7%

$75k–$100k 10.3%

$100k–$150k 29.2%

$150k–$200k 8.3%

$200k+ 5.6%

Range	% of households
Under $10k	1.9%
$10k–$15k	1.1%
$15k–$25k	3.9%
$25k–$35k	5.9%
$35k–$50k	12.4%
$50k–$75k	21.7%
$75k–$100k	10.3%
$100k–$150k	29.2%
$150k–$200k	8.3%
$200k+	5.6%
Median income	$81,103

Housing

Home values

Under $50k 1.4%

$50k–$100k 1.4%

$100k–$150k 22.0%

$150k–$200k 16.3%

$200k–$300k 28.6%

$300k–$500k 26.4%

$500k–$1M 2.9%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$227,300
Median rent / month	$779
Owner occupied	86.7%
Renter occupied	13.3%
Vacant	12.8%
Single-family detached	88.5%
Large apartment buildings	0.0%
Mobile homes	1.4%
Median rooms	6.1
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	10.5%
1990–1999	12.0%
1980–1989	9.2%
1970–1979	9.9%
1960–1969	11.0%
1950–1959	7.3%
1940–1949	9.6%
1939 or earlier	27.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.5%
2 bedrooms	25.6%
3 bedrooms	44.7%
4 bedrooms	18.5%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	14.9%
2 vehicles	44.2%
3 or more	39.0%

Heating fuel

Fuel type	%
Utility gas	49.0%
Electricity	10.4%
Propane / LP gas	33.4%
Fuel oil	1.7%
Wood	4.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	431	57.4%
Cohabiting couple	60	8.0%
Male householder, no spouse	142	18.9%
Female householder, no spouse	118	15.7%
Households with children under 18	164	21.8%
Households with seniors (65+)	286	38.1%
Average household size	2.42

Marital status

Status	Male	Female
Never married	38.2%	25.3%
Married	52.9%	59.4%
Separated	0.4%	0.7%
Widowed	3.3%	10.2%
Divorced	5.1%	4.3%

Education

Less than 9th grade 1.6%

Some HS, no diploma 9.0%

HS graduate 45.0%

Some college, no degree 22.3%

Associate's degree 12.3%

Bachelor's degree 6.1%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	9.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	6.6%
Kindergarten	17	4.3%
Elementary school	147	37.4%
High school	122	31.0%
College / grad school	81	20.6%

Employment

Industry of employment

Manufacturing 25.5%

Retail trade 13.2%

Education & healthcare 12.8%

Construction 8.6%

Arts, food & hospitality 7.3%

Other services 7.3%

Transportation & utilities 6.8%

Professional & management 6.5%

Agriculture & mining 4.0%

Finance & real estate 2.7%

Public administration 2.6%

Wholesale trade 1.5%

Information 1.2%

Occupation

Category	%
Management, business & arts	33.3%
Service	10.9%
Sales & office	16.1%
Natural resources & construction	8.7%
Production & transportation	30.9%

Employment type

Type	%
Private sector	83.8%
Government	8.0%
Self-employed	7.7%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	84.8%
Carpool	5.8%
Public transit	0.0%
Walk	0.5%
Work from home	7.5%
Other means	1.4%
Avg commute (minutes)	28.6

Poverty

All people 3.4%

Under 18 years 5.9%

18 and over 2.8%

Married-couple families 2.3%

Female-led households 10.0%

Income support

Source	% of households
Social Security	39.0%
Retirement income	27.4%
Supplemental Security	2.5%
Cash public assistance	1.7%
Food stamps / SNAP	2.3%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	27.8%
High cholesterol	29.6%
Diabetes	8.8%
Heart disease	6.2%
Stroke	2.8%
Asthma	9.0%
Arthritis	23.4%
Kidney disease	2.7%
Pulmonary disease	5.6%
Cancer	6.7%

Behavior / access	%
Smoking	18.9%
Binge drinking	19.8%
No physical activity	20.7%
Less than 7 hrs sleep	29.1%
Depression	22.3%
Fair or poor health	11.7%
Poor mental health	13.8%
Poor physical health	9.5%
No health insurance	10.6%
Visited doctor (checkup)	70.7%
Visited dentist	68.8%
Cholesterol screening	89.0%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	122	8.2%

Disability	%
Any disability	15.5%
Under 18	6.5%
18–64 years	10.1%
65 and over	35.8%

Health insurance coverage

Type	%
Private insurance	80.4%
Public insurance	34.6%
No insurance	4.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,794	97.7%
Spanish	6	0.3%
Other Indo-European	4	0.2%
Asian & Pacific Islander	2	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,828	99.5%
Born in same state	1,822	99.2%
Born in different state	1,645	89.5%
Foreign born	6	0.3%
Naturalized citizen	9	0.5%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Polish	179	9.7%
French	153	8.3%
Italian	129	7%
Arab	73	4%

Ancestry	Count	%
Dutch	27	1.5%
English	11	0.6%
Irish	7	0.4%
German	4	0.2%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55381

What city is ZIP code 55381 in?

ZIP code 55381 is primarily assigned to Silver Lake, Minnesota.

What county is ZIP code 55381 in?

ZIP code 55381 falls within Mcleod County, Minnesota.

How educated is the population of ZIP code 55381?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 55381 mostly owner-occupied?

87% of occupied units in ZIP code 55381 are owner-occupied, well above the national average.

Does ZIP code 55381 have a large retiree population?

39% of households in ZIP code 55381 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 55381?

ZIP code 55381 has an estimated population of 1,837 residents, with a density of 42 people per square mile.

What timezone is ZIP code 55381 in?

ZIP code 55381 observes the CST timezone.