Watertown ZIP Codes — Carver County, MN

There is one unique ZIP code in Watertown, Minnesota and it is 55388. Area code: 952.

ZIP codes

37.65

sq mi land

1.76

sq mi water

952

area code

Watertown, MN ZIP code map

About Watertown, MN

Watertown, Minnesota, is a charming small city located in the heart of Carver County. Known for its friendly community and scenic surroundings, Watertown offers a blend of rural tranquility and small-town charm. Residents enjoy a high quality of life with access to local amenities and a close-knit community vibe.

Location & geography

Watertown is situated approximately 30 miles west of the Twin Cities, making it a convenient location for commuters to Minneapolis and St. Paul. Nearby cities include Delano, which is about 9 miles to the northwest, and Waconia, approximately 10 miles to the southwest. Covering a total area of 39.41 square miles, Watertown features 37.65 square miles of land and 1.76 square miles of water, enhancing its picturesque landscape.

Community & economy

The character of Watertown is defined by its welcoming atmosphere and strong community spirit, with events and activities that bring residents together throughout the year. The local economy is supported by a mix of agriculture, retail, and light manufacturing, providing a diverse array of employment options. Daily life in Watertown is enriched by local parks, recreational opportunities, and community events that foster a sense of belonging among residents.

Transportation

Watertown is easily accessible via State Highway 25, which runs through the city and connects to nearby regions. The nearest airport for commercial flights is Minneapolis-Saint Paul International Airport, located about 35 miles to the east. Public transportation options are limited, so residents typically rely on personal vehicles for commuting and travel.

History

Watertown was founded in the mid-19th century and has a rich history rooted in agriculture and trade. The city has seen various developments over the years, with local industries evolving from farming to include retail and services. Notable events in its history include the establishment of the railway, which contributed to its growth and accessibility.

Did you know?

One little-known fact about Watertown is that it hosts the annual Watertown Summer Festival, celebrating local culture and community spirit with fun activities for all ages. Additionally, the city's picturesque lakes and parks make it a hidden gem for nature enthusiasts seeking outdoor adventures.

ZIP codes for Watertown, MN (1)

ZIP code	City	County	Map
55388	Watertown	Carver	View map

Demographics & statistics

5,997

Population

36.3

Median age

$96,198

Median household income

$42,328

Per capita income

$303,700

Median home value

$925

Median monthly rent

83.9%

Home ownership

7.6%

Poverty rate

1.1%

Unemployment

2,007

Housing units

24.0%

Bachelor's or higher

Age distribution

Male Female

225

Under 5

216

271

5–9

262

152

10–14

146

169

15–19

162

275

20–24

264

348

25–34

336

390

35–44

376

447

45–54

430

261

55–59

251

199

60–64

191

204

65–74

197

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,470	24.5%
18 and over	4,527	75.5%
65 and over	626	10.4%
Median age	36.3 years

Race & ethnicity

White 95.4%

Two or more races 2.6%

Hispanic or Latino 1.3%

Asian 0.5%

Black or African American 0.2%

Group	Count	%
White	5,800	95.4%
Two or more races	155	2.6%
Hispanic or Latino	81	1.3%
Asian	32	0.5%
Black or African American	10	0.2%

Household income

Under $10k 0.9%

$10k–$15k 0.8%

$15k–$25k 1.7%

$25k–$35k 3.9%

$35k–$50k 9.4%

$50k–$75k 20.5%

$75k–$100k 14.8%

$100k–$150k 21.3%

$150k–$200k 20.8%

$200k+ 5.9%

Range	% of households
Under $10k	0.9%
$10k–$15k	0.8%
$15k–$25k	1.7%
$25k–$35k	3.9%
$35k–$50k	9.4%
$50k–$75k	20.5%
$75k–$100k	14.8%
$100k–$150k	21.3%
$150k–$200k	20.8%
$200k+	5.9%
Median income	$96,198

Housing

Home values

Under $50k 5.3%

$50k–$100k 0.2%

$100k–$150k 2.0%

$150k–$200k 12.5%

$200k–$300k 29.1%

$300k–$500k 41.2%

$500k–$1M 9.1%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$303,700
Median rent / month	$925
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	5.5%
Single-family detached	81.4%
Large apartment buildings	2.7%
Mobile homes	4.3%
Median rooms	6.8
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	20.4%
1990–1999	16.9%
1980–1989	9.8%
1970–1979	10.5%
1960–1969	4.2%
1950–1959	8.6%
1940–1949	1.1%
1939 or earlier	21.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	5.9%
2 bedrooms	11.1%
3 bedrooms	43.5%
4 bedrooms	31.1%
5+ bedrooms	6.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	17.3%
2 vehicles	44.2%
3 or more	36.3%

Heating fuel

Fuel type	%
Utility gas	69.0%
Electricity	11.4%
Propane / LP gas	15.2%
Fuel oil	1.7%
Wood	1.7%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	1,314	58.7%
Cohabiting couple	199	8.9%
Male householder, no spouse	422	18.9%
Female householder, no spouse	302	13.5%
Households with children under 18	799	35.7%
Households with seniors (65+)	380	17.0%
Average household size	2.66

Marital status

Status	Male	Female
Never married	32.1%	32.1%
Married	59.9%	53.8%
Separated	1.6%	0.5%
Widowed	1.5%	2.9%
Divorced	4.9%	10.6%

Education

Less than 9th grade 0.3%

Some HS, no diploma 3.5%

HS graduate 27.5%

Some college, no degree 21.8%

Associate's degree 22.9%

Bachelor's degree 16.4%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	24.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	86	6.3%
Kindergarten	141	10.3%
Elementary school	617	44.9%
High school	310	22.5%
College / grad school	221	16.1%

Employment

Industry of employment

Education & healthcare 21.4%

Manufacturing 15.4%

Construction 15.2%

Retail trade 10.1%

Professional & management 9.3%

Arts, food & hospitality 7.6%

Finance & real estate 7.2%

Transportation & utilities 5.1%

Wholesale trade 2.7%

Public administration 2.2%

Other services 2.0%

Information 1.2%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	33.2%
Service	14.5%
Sales & office	23.7%
Natural resources & construction	13.1%
Production & transportation	15.5%

Employment type

Type	%
Private sector	86.2%
Government	7.8%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.6%
Carpool	4.5%
Public transit	0.2%
Walk	3.5%
Other means	0.2%
Avg commute (minutes)	27.5

Poverty

All people 7.6%

Under 18 years 9.3%

18 and over 7.0%

Married-couple families 1.3%

Female-led households 32.9%

Income support

Source	% of households
Social Security	18.2%
Retirement income	16.9%
Supplemental Security	4.8%
Cash public assistance	1.6%
Food stamps / SNAP	1.8%

Health indicators

Condition	%
High blood pressure	25.7%
High cholesterol	27.5%
Heart disease	5.1%
Stroke	2.4%
Asthma	8.7%
Arthritis	21.9%
Kidney disease	2.3%
Pulmonary disease	4.7%
Cancer	6.3%

Behavior / access	%
Binge drinking	21.3%
No physical activity	17.6%
Less than 7 hrs sleep	27.0%
Fair or poor health	9.9%
Poor mental health	13.4%
Poor physical health	8.2%
No health insurance	9.5%
Visited doctor (checkup)	70.7%
Visited dentist	71.2%
Cholesterol screening	89.4%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	226	5.0%

Disability	%
Any disability	9.6%
Under 18	4.9%
18–64 years	9.6%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	83.8%
Public insurance	30.4%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,556	92.6%
Spanish	49	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	28	0.5%
Other languages	21	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,893	98.3%
Born in same state	5,840	97.4%
Born in different state	4,980	83.0%
Foreign born	53	0.9%
Naturalized citizen	104	1.7%
Not a US citizen	83	79.8%

Ancestry

Ancestry	Count	%
Polish	1,234	20.6%
Italian	554	9.2%
French	218	3.6%
Arab	147	2.5%

Ancestry	Count	%
English	125	2.1%
Dutch	83	1.4%
German	38	0.6%
Irish	33	0.6%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Watertown, MN have?

Watertown, MN has one ZIP code: 55388. Each ZIP code serves a distinct delivery area within the city and surrounding region.